{"id":3818,"date":"2025-11-12T23:49:43","date_gmt":"2025-11-12T22:49:43","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/nieskategoryzowane\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\/"},"modified":"2026-09-14T11:13:40","modified_gmt":"2026-09-14T09:13:40","slug":"how-does-travel-health-insurance-work-for-a-foreigner-in-poland-in-the-event-of-an-emergency","status":"publish","type":"post","link":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\/","title":{"rendered":"How does travel health insurance for foreigners in Poland work in the event of a sudden illness or accident?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Below is a detailed explanation of how such a policy works and what you can expect in practice.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You'll find the most suitable policies here: <strong><a href=\"\/en\/travel-health-and-corporate-life\/insurance-for-foreigners-required-for-visas-and-residence-cards\/\">KL Insurance for Foreigners: For Visas and Residence Cards<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">When does travel insurance take effect?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Travel insurance takes effect on the date specified when the policy is purchased. From that moment on, a foreign national is entitled to medical assistance in the event of:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>sudden illness,<\/li>\n\n\n<li>in the event of an accident,<\/li>\n\n\n<li>injury,<\/li>\n\n\n<li>poisoning,<\/li>\n\n\n<li>a sudden deterioration in health.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The policy is valid 24 hours a day within Poland or throughout the Schengen Area\u2014depending on the plan you choose.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What does travel health insurance cover?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In accordance with Schengen requirements, the insurance policy must cover:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Medical expenses<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Including:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>doctor's appointments,<\/li>\n\n\n<li>medications prescribed by a doctor,<\/li>\n\n\n<li>diagnostic tests (X-rays, ultrasounds, CT scans),<\/li>\n\n\n<li>medical procedures necessary in the event of a sudden illness.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Hospitalization Costs<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">In the event of an accident or a serious illness, the policy covers hospitalization, life-saving surgeries, and emergency medical procedures.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Medical Transport<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Including:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>transport to the hospital by ambulance,<\/li>\n\n\n<li>medical transport between facilities,<\/li>\n\n\n<li>return transportation to the home country if their health prevents them from continuing their stay.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Repatriation<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Coverage of the costs of returning to the home country after treatment is completed, if a doctor determines that the foreign national is unable to travel on their own.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">24\/7 Assistance<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The insurer arranges for assistance:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>shows the nearest location,<\/li>\n\n\n<li>schedules appointments,<\/li>\n\n\n<li>provides instructions on how to report an incident,<\/li>\n\n\n<li>provides language support.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">You can find additional information about the requirements here: <strong><a href=\"\/en\/guide\/health-insurance-for-foreigners-in-poland-who-must-have-it-and-how-to-obtain-it\/\">Health Insurance for Foreigners in Poland \u2013 Who Is Required to Have It and How Can You Get It?<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How does using insurance work in practice?<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. A sudden incident occurs<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A foreigner suddenly falls ill or is involved in an accident.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Contact the emergency call center<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">In most cases, you should call the insurer's emergency number. You should provide the following information:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>policy information,<\/li>\n\n\n<li>symptoms,<\/li>\n\n\n<li>place of residence.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">3. Organization of Assistance<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The insurer will direct the patient to the nearest clinic or send an ambulance. In many cases, the foreign national does not have to pay for the visit\u2014payment is processed electronically.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. Treatment or transportation<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A foreign national receives medical care. If the situation is serious, the insurer covers hospitalization, medical procedures, or transportation.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. Return to the home country if necessary<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If treatment must continue in the country of residence, the policy covers medical transport or repatriation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What isn't covered by travel insurance?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Travel insurance does NOT cover the following:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>regular treatment of chronic,<\/li>\n\n\n<li>routine examinations,<\/li>\n\n\n<li>planned procedures,<\/li>\n\n\n<li>follow-up visits that are not due to a sudden illness.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Therefore, it is not suitable for long-term stays or applications for a residence permit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In such cases, a different policy is required\u2014as described here: <strong><a href=\"\/en\/guide\/health-insurance-residence-card-the-most-important-formalities\/\">Health Insurance and the Residence Card \u2013 Key Formalities<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Is travel insurance enough for every foreigner?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yes\u2014if the stay lasts no more than 90 days and is for tourism, family, or business purposes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">No\u2014if a foreign national plans to stay longer than 3 months or is applying for a temporary residence permit.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The Most Common Benefits of Travel Insurance<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>rapid emergency assistance,<\/li>\n\n\n<li>no need to pay for medical treatment,<\/li>\n\n\n<li>full approval at the consulate for a Type C visa,<\/li>\n\n\n<li>protection throughout your stay in Poland.<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Below is a detailed explanation of how such a policy works and what you can expect in practice.<\/p>","protected":false},"author":1,"featured_media":3754,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[51],"tags":[65,74,63,64,62],"class_list":["post-3818","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ubezpieczenie-cudzoziemca","tag-karta-pobytu","tag-obowiazek-ubezpieczenia","tag-ubezpieczenie-dla-cudzoziemcow","tag-ubezpieczenie-kl","tag-ubezpieczenie-zdrowotne"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Jak dzia\u0142a ubezpieczenie turystyczne zdrowotne dla cudzoziemca w Polsc<\/title>\n<meta name=\"description\" content=\"Ubezpieczenie turystyczne zdrowotne dla cudzoziemca w Polsce to podstawowy element ochrony medycznej podczas kr\u00f3tkiego pobytu. Dzia\u0142a zawsze wtedy, gdy obcokraj\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/polisarium.pl\/en\/guide\/insurance-for-a-foreign-national\/how-does-travel-health-insurance-work-for-a-foreigner-in-poland-in-the-event-of-an-emergency\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Jak dzia\u0142a ubezpieczenie turystyczne zdrowotne dla cudzoziemca w Polsce w razie nag\u0142ego zachorowania lub wypadku?\" \/>\n<meta property=\"og:description\" content=\"Ubezpieczenie turystyczne zdrowotne dla cudzoziemca w Polsce to podstawowy element ochrony medycznej podczas kr\u00f3tkiego pobytu. Dzia\u0142a zawsze wtedy, gdy obcokraj\" \/>\n<meta property=\"og:url\" content=\"https:\/\/polisarium.pl\/en\/guide\/insurance-for-a-foreign-national\/how-does-travel-health-insurance-work-for-a-foreigner-in-poland-in-the-event-of-an-emergency\/\" \/>\n<meta property=\"og:site_name\" content=\"Polisarium - TANIE UBEZPIECZENIA OC AC tel.: 22 299 11 11\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/POLISARIUM\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-12T22:49:43+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-14T09:13:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/ubezpieczenie_turystyczne_zdrowotne_dla_cudzoziemca_w_polsce.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1536\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#\\\/schema\\\/person\\\/c659ae0a7599f1b7652d1a26acb78783\"},\"headline\":\"Jak dzia\u0142a ubezpieczenie turystyczne zdrowotne dla cudzoziemca w Polsce w razie nag\u0142ego zachorowania lub wypadku?\",\"datePublished\":\"2025-11-12T22:49:43+00:00\",\"dateModified\":\"2026-09-14T09:13:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\\\/\"},\"wordCount\":503,\"publisher\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/ubezpieczenie_turystyczne_zdrowotne_dla_cudzoziemca_w_polsce.webp\",\"keywords\":[\"karta pobytu\",\"obowi\u0105zek ubezpieczenia\",\"ubezpieczenie dla cudzoziemc\u00f3w\",\"ubezpieczenie KL\",\"ubezpieczenie zdrowotne\"],\"articleSection\":[\"Ubezpieczenie cudzoziemca\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\\\/\",\"url\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\\\/\",\"name\":\"Jak dzia\u0142a ubezpieczenie turystyczne zdrowotne dla cudzoziemca w Polsc\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/ubezpieczenie_turystyczne_zdrowotne_dla_cudzoziemca_w_polsce.webp\",\"datePublished\":\"2025-11-12T22:49:43+00:00\",\"dateModified\":\"2026-09-14T09:13:40+00:00\",\"description\":\"Ubezpieczenie turystyczne zdrowotne dla cudzoziemca w Polsce to podstawowy element ochrony medycznej podczas kr\u00f3tkiego pobytu. Dzia\u0142a zawsze wtedy, gdy obcokraj\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\\\/#primaryimage\",\"url\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/ubezpieczenie_turystyczne_zdrowotne_dla_cudzoziemca_w_polsce.webp\",\"contentUrl\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/ubezpieczenie_turystyczne_zdrowotne_dla_cudzoziemca_w_polsce.webp\",\"width\":1536,\"height\":1024},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Strona g\u0142\u00f3wna\",\"item\":\"https:\\\/\\\/polisarium.pl\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Jak dzia\u0142a ubezpieczenie turystyczne zdrowotne dla cudzoziemca w Polsce w razie nag\u0142ego zachorowania lub wypadku?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/\",\"name\":\"Polisarium\",\"description\":\"Ubezpieczenia online - samochod, dom, zdrowie, turystyka, firma\",\"publisher\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#organization\",\"name\":\"Polisarium sp. z o.o.\",\"alternateName\":\"Polisarium\",\"url\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/logo.webp\",\"contentUrl\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/logo.webp\",\"width\":244,\"height\":68,\"caption\":\"Polisarium sp. z o.o.\"},\"image\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/POLISARIUM\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#\\\/schema\\\/person\\\/c659ae0a7599f1b7652d1a26acb78783\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/litespeed\\\/avatar\\\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1794054052\",\"url\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/litespeed\\\/avatar\\\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1794054052\",\"contentUrl\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/litespeed\\\/avatar\\\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1794054052\",\"caption\":\"admin\"},\"sameAs\":[\"https:\\\/\\\/polisarium.pl\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"How Does Travel Health Insurance Work for Foreigners in Poland?","description":"Travel health insurance for foreigners in Poland is an essential part of medical coverage during a short stay. It is always valid when a foreigner","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/polisarium.pl\/en\/guide\/insurance-for-a-foreign-national\/how-does-travel-health-insurance-work-for-a-foreigner-in-poland-in-the-event-of-an-emergency\/","og_locale":"en_US","og_type":"article","og_title":"Jak dzia\u0142a ubezpieczenie turystyczne zdrowotne dla cudzoziemca w Polsce w razie nag\u0142ego zachorowania lub wypadku?","og_description":"Ubezpieczenie turystyczne zdrowotne dla cudzoziemca w Polsce to podstawowy element ochrony medycznej podczas kr\u00f3tkiego pobytu. Dzia\u0142a zawsze wtedy, gdy obcokraj","og_url":"https:\/\/polisarium.pl\/en\/guide\/insurance-for-a-foreign-national\/how-does-travel-health-insurance-work-for-a-foreigner-in-poland-in-the-event-of-an-emergency\/","og_site_name":"Polisarium - TANIE UBEZPIECZENIA OC AC tel.: 22 299 11 11","article_publisher":"https:\/\/www.facebook.com\/POLISARIUM","article_published_time":"2025-11-12T22:49:43+00:00","article_modified_time":"2026-09-14T09:13:40+00:00","og_image":[{"width":1536,"height":1024,"url":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/ubezpieczenie_turystyczne_zdrowotne_dla_cudzoziemca_w_polsce.webp","type":"image\/webp"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\/#article","isPartOf":{"@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\/"},"author":{"name":"admin","@id":"https:\/\/polisarium.pl\/en\/#\/schema\/person\/c659ae0a7599f1b7652d1a26acb78783"},"headline":"Jak dzia\u0142a ubezpieczenie turystyczne zdrowotne dla cudzoziemca w Polsce w razie nag\u0142ego zachorowania lub wypadku?","datePublished":"2025-11-12T22:49:43+00:00","dateModified":"2026-09-14T09:13:40+00:00","mainEntityOfPage":{"@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\/"},"wordCount":503,"publisher":{"@id":"https:\/\/polisarium.pl\/en\/#organization"},"image":{"@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\/#primaryimage"},"thumbnailUrl":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/ubezpieczenie_turystyczne_zdrowotne_dla_cudzoziemca_w_polsce.webp","keywords":["karta pobytu","obowi\u0105zek ubezpieczenia","ubezpieczenie dla cudzoziemc\u00f3w","ubezpieczenie KL","ubezpieczenie zdrowotne"],"articleSection":["Ubezpieczenie cudzoziemca"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\/","url":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\/","name":"How Does Travel Health Insurance Work for Foreigners in Poland?","isPartOf":{"@id":"https:\/\/polisarium.pl\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\/#primaryimage"},"image":{"@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\/#primaryimage"},"thumbnailUrl":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/ubezpieczenie_turystyczne_zdrowotne_dla_cudzoziemca_w_polsce.webp","datePublished":"2025-11-12T22:49:43+00:00","dateModified":"2026-09-14T09:13:40+00:00","description":"Travel health insurance for foreigners in Poland is an essential part of medical coverage during a short stay. It is always valid when a foreigner","breadcrumb":{"@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\/#primaryimage","url":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/ubezpieczenie_turystyczne_zdrowotne_dla_cudzoziemca_w_polsce.webp","contentUrl":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/ubezpieczenie_turystyczne_zdrowotne_dla_cudzoziemca_w_polsce.webp","width":1536,"height":1024},{"@type":"BreadcrumbList","@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/jak-dziala-ubezpieczenie-turystyczne-zdrowotne-dla-cudzoziemca-w-polsce-w-razie-naglego\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Strona g\u0142\u00f3wna","item":"https:\/\/polisarium.pl\/"},{"@type":"ListItem","position":2,"name":"Jak dzia\u0142a ubezpieczenie turystyczne zdrowotne dla cudzoziemca w Polsce w razie nag\u0142ego zachorowania lub wypadku?"}]},{"@type":"WebSite","@id":"https:\/\/polisarium.pl\/en\/#website","url":"https:\/\/polisarium.pl\/en\/","name":"Polisarium","description":"Online insurance - car, home, health, tourism, business","publisher":{"@id":"https:\/\/polisarium.pl\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/polisarium.pl\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/polisarium.pl\/en\/#organization","name":"Polisarium sp. z o.o.","alternateName":"Polisarium","url":"https:\/\/polisarium.pl\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/polisarium.pl\/en\/#\/schema\/logo\/image\/","url":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/10\/logo.webp","contentUrl":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/10\/logo.webp","width":244,"height":68,"caption":"Polisarium sp. z o.o."},"image":{"@id":"https:\/\/polisarium.pl\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/POLISARIUM"]},{"@type":"Person","@id":"https:\/\/polisarium.pl\/en\/#\/schema\/person\/c659ae0a7599f1b7652d1a26acb78783","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/polisarium.pl\/wp-content\/litespeed\/avatar\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1794054052","url":"https:\/\/polisarium.pl\/wp-content\/litespeed\/avatar\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1794054052","contentUrl":"https:\/\/polisarium.pl\/wp-content\/litespeed\/avatar\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1794054052","caption":"admin"},"sameAs":["https:\/\/polisarium.pl"]}]}},"taxonomy_info":{"category":[{"value":51,"label":"Ubezpieczenie cudzoziemca"}],"post_tag":[{"value":65,"label":"karta pobytu"},{"value":74,"label":"obowi\u0105zek ubezpieczenia"},{"value":63,"label":"ubezpieczenie dla cudzoziemc\u00f3w"},{"value":64,"label":"ubezpieczenie KL"},{"value":62,"label":"ubezpieczenie zdrowotne"}]},"featured_image_src_large":["https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/ubezpieczenie_turystyczne_zdrowotne_dla_cudzoziemca_w_polsce-1024x683.webp",1024,683,true],"author_info":{"display_name":"admin","author_link":"https:\/\/polisarium.pl\/en\/author\/poliseo\/"},"comment_info":0,"category_info":[{"term_id":51,"name":"Ubezpieczenie cudzoziemca","slug":"ubezpieczenie-cudzoziemca","term_group":0,"term_taxonomy_id":51,"taxonomy":"category","description":"Poradniki dla cudzoziemc\u00f3w, kt\u00f3rzy mieszkaj\u0105, pracuj\u0105 lub studiuj\u0105 w Polsce: jakie ubezpieczenie zdrowotne jest potrzebne do wizy i karty pobytu, co obejmuje polisa i ile kosztuje. Ubezpieczenie koszt\u00f3w leczenia kupisz online na stronie <a href=\"https:\/\/polisarium.pl\/turystyczne-zdrowie-i-zycie-firmowe\/ubezpieczenie-cudzoziemca-kl-do-wizy-karty-pobytu\/\">ubezpieczenie cudzoziemca<\/a>.","parent":0,"count":81,"filter":"raw","cat_ID":51,"category_count":81,"category_description":"Poradniki dla cudzoziemc\u00f3w, kt\u00f3rzy mieszkaj\u0105, pracuj\u0105 lub studiuj\u0105 w Polsce: jakie ubezpieczenie zdrowotne jest potrzebne do wizy i karty pobytu, co obejmuje polisa i ile kosztuje. Ubezpieczenie koszt\u00f3w leczenia kupisz online na stronie <a href=\"https:\/\/polisarium.pl\/turystyczne-zdrowie-i-zycie-firmowe\/ubezpieczenie-cudzoziemca-kl-do-wizy-karty-pobytu\/\">ubezpieczenie cudzoziemca<\/a>.","cat_name":"Ubezpieczenie cudzoziemca","category_nicename":"ubezpieczenie-cudzoziemca","category_parent":0}],"tag_info":[{"term_id":65,"name":"karta pobytu","slug":"karta-pobytu","term_group":0,"term_taxonomy_id":65,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: karta pobytu, w tym \u201eBez ubezpieczenia ani rusz \u2013 jak cudzoziemcy mog\u0105 legalnie korzysta\u0107 z leczenia w Polsce?\u201d.","parent":0,"count":97,"filter":"raw"},{"term_id":74,"name":"obowi\u0105zek ubezpieczenia","slug":"obowiazek-ubezpieczenia","term_group":0,"term_taxonomy_id":74,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: obowi\u0105zek ubezpieczenia, w tym \u201eCzy cudzoziemiec musi mie\u0107 ubezpieczenie zdrowotne w Polsce? Przepisy 2025\u201d.","parent":0,"count":48,"filter":"raw"},{"term_id":63,"name":"ubezpieczenie dla cudzoziemc\u00f3w","slug":"ubezpieczenie-dla-cudzoziemcow","term_group":0,"term_taxonomy_id":63,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: ubezpieczenie dla cudzoziemc\u00f3w, w tym \u201eBez ubezpieczenia ani rusz \u2013 jak cudzoziemcy mog\u0105 legalnie korzysta\u0107 z lecze","parent":0,"count":100,"filter":"raw"},{"term_id":64,"name":"ubezpieczenie KL","slug":"ubezpieczenie-kl","term_group":0,"term_taxonomy_id":64,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: ubezpieczenie KL, w tym \u201eBez ubezpieczenia ani rusz \u2013 jak cudzoziemcy mog\u0105 legalnie korzysta\u0107 z leczenia w Polsce?\u201d","parent":0,"count":78,"filter":"raw"},{"term_id":62,"name":"ubezpieczenie zdrowotne","slug":"ubezpieczenie-zdrowotne","term_group":0,"term_taxonomy_id":62,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: ubezpieczenie zdrowotne, w tym \u201eBez ubezpieczenia ani rusz \u2013 jak cudzoziemcy mog\u0105 legalnie korzysta\u0107 z leczenia w P","parent":0,"count":101,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/posts\/3818","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/comments?post=3818"}],"version-history":[{"count":1,"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/posts\/3818\/revisions"}],"predecessor-version":[{"id":3897,"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/posts\/3818\/revisions\/3897"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/media\/3754"}],"wp:attachment":[{"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/media?parent=3818"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/categories?post=3818"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/tags?post=3818"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}