{"id":3837,"date":"2025-07-08T11:32:36","date_gmt":"2025-07-08T09:32:36","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/nieskategoryzowane\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\/"},"modified":"2026-09-14T11:48:30","modified_gmt":"2026-09-14T09:48:30","slug":"new-to-poland-find-out-what-health-insurance-you-need-to-have-as-a-foreigner","status":"publish","type":"post","link":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\/","title":{"rendered":"New to Poland? Find out what kind of health insurance you need as a foreigner"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Find out what insurance you need as a foreigner in Poland, which options are accepted by provincial offices, and how to find a policy that will keep you safe\u2014without unnecessary costs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Why must a foreigner have health insurance?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Anyone staying in Poland for more than a few weeks\u2014and especially those planning a permanent or temporary stay\u2014must prove that they have access to health care. This applies to students, employees, family members of Polish citizens, and individuals applying for <strong>residence card<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Importantly, insurance isn't just protection in case of illness or an accident. It's also one of the requirements for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>submitting an application for <strong>residence card<\/strong><\/li>\n\n\n<li>obtaining a long-term visa<\/li>\n\n\n<li>legalization of employment and residence<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Without a valid insurance policy, you may not only have to pay for medical treatment out of your own pocket, but you may also face denial from government agencies.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Types of Insurance for Foreigners in Poland<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">There are three main types of insurance available to foreign nationals. Each has its own advantages\u2014and differs in terms of paperwork, costs, and coverage.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Voluntary Insurance with the National Health Fund (NFZ)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Available to individuals legally residing in Poland. Requires signing a contract with a branch of the National Health Fund. The monthly premium is over 600 z\u0142, but it provides access to a wide range of medical services.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Private Health Insurance for Foreigners<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The most popular option\u2014it allows you to obtain legal access to medical treatment for a small fee and meet official requirements. However, it is important that such a policy:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>covered the costs of outpatient and inpatient treatment,<\/li>\n\n\n<li>was valid for the entire duration of the stay,<\/li>\n\n\n<li>had a minimum coverage amount of 30,000 euros.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">You can find verified offers on the website <a href=\"\/en\/travel-health-and-corporate-life\/insurance-for-foreigners-required-for-visas-and-residence-cards\/\" rel=\"noopener\" target=\"_blank\">KL insurance for a visa and residence card<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Employment Insurance<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you are legally employed, your employer should pay your health insurance premiums to ZUS. In that case, you do not need to purchase an additional insurance policy\u2014however, you must present documentation confirming your coverage, for example, when applying for a residence permit.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Which insurance plan should you choose when you have a residence card?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Provincial offices require that a foreign national applying for a residence card have a valid and legally compliant <strong>Health insurance for a residence card<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This means that the policy must:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>include outpatient and inpatient treatment,<\/li>\n\n\n<li>be valid for the entire duration of the stay,<\/li>\n\n\n<li>not include exclusions or waiting periods,<\/li>\n\n\n<li>have a coverage limit of at least 30,000 euros.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">That is exactly why the standard <strong>Travel insurance for foreigners<\/strong> It may not be enough\u2014choose a solution designed specifically for residential use.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How much does insurance cost for a foreigner?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The cost of insurance depends on several factors\u2014the duration of coverage, the insured person\u2019s age, the scope of coverage, and the type of policy. Here are some examples of price ranges:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Private health insurance for foreigners: 50\u2013100 PLN per month,<\/li>\n\n\n<li>KL travel insurance: starting at 80 z\u0142 for 3 months,<\/li>\n\n\n<li>Voluntary insurance through the National Health Fund (NFZ): starting at 600 PLN per month + supplements.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">If you want to choose an option that complies with regulations and is affordable, take advantage of this offer: <a href=\"\/en\/travel-health-and-corporate-life\/insurance-for-foreigners-required-for-visas-and-residence-cards\/\" rel=\"noopener\" target=\"_blank\">Insurance for a foreign national (KL) for a visa or residence permit<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What are the consequences of not having insurance?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Failure to have valid insurance may result in:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>the lack of emergency assistance without prior payment,<\/li>\n\n\n<li>the need to cover the full cost of medical treatment,<\/li>\n\n\n<li>rejection of a residence application,<\/li>\n\n\n<li>problems with extending legal status,<\/li>\n\n\n<li>even deportation from the country.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Don't take any chances \u2013 <strong>Health Insurance for Foreigners in Poland<\/strong> This isn't just a formal requirement\u2014it's also a real way to protect your health.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Helpful articles if you're just getting started:<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"\/en\/guide\/health-insurance-for-foreigners-what-you-should-know-before-coming-to-poland\/\" rel=\"noopener\" target=\"_blank\">Health Insurance for Foreigners \u2013 What Should You Know Before Coming to Poland?<\/a><\/li>\n\n\n<li><a href=\"\/en\/guide\/kl-health-insurance-for-foreigners-what-it-is-and-when-it-is-required\/\" rel=\"noopener\" target=\"_blank\">KL Health Insurance for Foreigners \u2013 What Is It and When Is It Required?<\/a><\/li>\n\n\n<li><a href=\"\/en\/guide\/insurance-for-foreigners-in-poland-how-it-works-and-how-much-it-costs\/\" rel=\"noopener\" target=\"_blank\">Insurance for Foreigners in Poland \u2013 How It Works and How Much It Costs<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Find out what insurance you need as a foreigner in Poland, which options are accepted by provincial offices, and how to find a policy that will keep you safe\u2014without unnecessary costs.<\/p>","protected":false},"author":1,"featured_media":3772,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[51],"tags":[65,66,63,64,62],"class_list":["post-3837","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ubezpieczenie-cudzoziemca","tag-karta-pobytu","tag-nfz","tag-ubezpieczenie-dla-cudzoziemcow","tag-ubezpieczenie-kl","tag-ubezpieczenie-zdrowotne"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Nowy w Polsce? Sprawd\u017a, jakie ubezpieczenie zdrowotne musisz mie\u0107 jako<\/title>\n<meta name=\"description\" content=\"Planujesz zamieszka\u0107, pracowa\u0107 lub studiowa\u0107 w Polsce? A mo\u017ce dopiero stawiasz pierwsze kroki po przekroczeniu granicy? Je\u015bli tak \u2013 jednym z najwa\u017cniejszych obo\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/polisarium.pl\/en\/guide\/insurance-for-a-foreign-national\/new-to-poland-find-out-what-health-insurance-you-need-to-have-as-a-foreigner\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nowy w Polsce? Sprawd\u017a, jakie ubezpieczenie zdrowotne musisz mie\u0107 jako cudzoziemiec\" \/>\n<meta property=\"og:description\" content=\"Planujesz zamieszka\u0107, pracowa\u0107 lub studiowa\u0107 w Polsce? A mo\u017ce dopiero stawiasz pierwsze kroki po przekroczeniu granicy? Je\u015bli tak \u2013 jednym z najwa\u017cniejszych obo\" \/>\n<meta property=\"og:url\" content=\"https:\/\/polisarium.pl\/en\/guide\/insurance-for-a-foreign-national\/new-to-poland-find-out-what-health-insurance-you-need-to-have-as-a-foreigner\/\" \/>\n<meta property=\"og:site_name\" content=\"Polisarium - TANIE UBEZPIECZENIA OC AC tel.: 22 299 11 11\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/POLISARIUM\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-08T09:32:36+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-14T09:48:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/ubezpieczenie_zdrowotne_dla_cudzoziemca.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1536\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#\\\/schema\\\/person\\\/c659ae0a7599f1b7652d1a26acb78783\"},\"headline\":\"Nowy w Polsce? Sprawd\u017a, jakie ubezpieczenie zdrowotne musisz mie\u0107 jako cudzoziemiec\",\"datePublished\":\"2025-07-08T09:32:36+00:00\",\"dateModified\":\"2026-09-14T09:48:30+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\\\/\"},\"wordCount\":627,\"publisher\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/ubezpieczenie_zdrowotne_dla_cudzoziemca.webp\",\"keywords\":[\"karta pobytu\",\"NFZ\",\"ubezpieczenie dla cudzoziemc\u00f3w\",\"ubezpieczenie KL\",\"ubezpieczenie zdrowotne\"],\"articleSection\":[\"Ubezpieczenie cudzoziemca\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\\\/\",\"url\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\\\/\",\"name\":\"Nowy w Polsce? Sprawd\u017a, jakie ubezpieczenie zdrowotne musisz mie\u0107 jako\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/ubezpieczenie_zdrowotne_dla_cudzoziemca.webp\",\"datePublished\":\"2025-07-08T09:32:36+00:00\",\"dateModified\":\"2026-09-14T09:48:30+00:00\",\"description\":\"Planujesz zamieszka\u0107, pracowa\u0107 lub studiowa\u0107 w Polsce? A mo\u017ce dopiero stawiasz pierwsze kroki po przekroczeniu granicy? Je\u015bli tak \u2013 jednym z najwa\u017cniejszych obo\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\\\/#primaryimage\",\"url\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/ubezpieczenie_zdrowotne_dla_cudzoziemca.webp\",\"contentUrl\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/ubezpieczenie_zdrowotne_dla_cudzoziemca.webp\",\"width\":1536,\"height\":1024},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Strona g\u0142\u00f3wna\",\"item\":\"https:\\\/\\\/polisarium.pl\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Nowy w Polsce? Sprawd\u017a, jakie ubezpieczenie zdrowotne musisz mie\u0107 jako cudzoziemiec\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/\",\"name\":\"Polisarium\",\"description\":\"Ubezpieczenia online - samochod, dom, zdrowie, turystyka, firma\",\"publisher\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#organization\",\"name\":\"Polisarium sp. z o.o.\",\"alternateName\":\"Polisarium\",\"url\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/logo.webp\",\"contentUrl\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/logo.webp\",\"width\":244,\"height\":68,\"caption\":\"Polisarium sp. z o.o.\"},\"image\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/POLISARIUM\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#\\\/schema\\\/person\\\/c659ae0a7599f1b7652d1a26acb78783\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/litespeed\\\/avatar\\\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1794054052\",\"url\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/litespeed\\\/avatar\\\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1794054052\",\"contentUrl\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/litespeed\\\/avatar\\\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1794054052\",\"caption\":\"admin\"},\"sameAs\":[\"https:\\\/\\\/polisarium.pl\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"New to Poland? Find out what health insurance you need to have as a","description":"Are you planning to live, work, or study in Poland? Or maybe you\u2019re just taking your first steps after crossing the border? If so, one of the most important things to do is\u2026","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/polisarium.pl\/en\/guide\/insurance-for-a-foreign-national\/new-to-poland-find-out-what-health-insurance-you-need-to-have-as-a-foreigner\/","og_locale":"en_US","og_type":"article","og_title":"Nowy w Polsce? Sprawd\u017a, jakie ubezpieczenie zdrowotne musisz mie\u0107 jako cudzoziemiec","og_description":"Planujesz zamieszka\u0107, pracowa\u0107 lub studiowa\u0107 w Polsce? A mo\u017ce dopiero stawiasz pierwsze kroki po przekroczeniu granicy? Je\u015bli tak \u2013 jednym z najwa\u017cniejszych obo","og_url":"https:\/\/polisarium.pl\/en\/guide\/insurance-for-a-foreign-national\/new-to-poland-find-out-what-health-insurance-you-need-to-have-as-a-foreigner\/","og_site_name":"Polisarium - TANIE UBEZPIECZENIA OC AC tel.: 22 299 11 11","article_publisher":"https:\/\/www.facebook.com\/POLISARIUM","article_published_time":"2025-07-08T09:32:36+00:00","article_modified_time":"2026-09-14T09:48:30+00:00","og_image":[{"width":1536,"height":1024,"url":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/ubezpieczenie_zdrowotne_dla_cudzoziemca.webp","type":"image\/webp"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\/#article","isPartOf":{"@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\/"},"author":{"name":"admin","@id":"https:\/\/polisarium.pl\/en\/#\/schema\/person\/c659ae0a7599f1b7652d1a26acb78783"},"headline":"Nowy w Polsce? Sprawd\u017a, jakie ubezpieczenie zdrowotne musisz mie\u0107 jako cudzoziemiec","datePublished":"2025-07-08T09:32:36+00:00","dateModified":"2026-09-14T09:48:30+00:00","mainEntityOfPage":{"@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\/"},"wordCount":627,"publisher":{"@id":"https:\/\/polisarium.pl\/en\/#organization"},"image":{"@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\/#primaryimage"},"thumbnailUrl":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/ubezpieczenie_zdrowotne_dla_cudzoziemca.webp","keywords":["karta pobytu","NFZ","ubezpieczenie dla cudzoziemc\u00f3w","ubezpieczenie KL","ubezpieczenie zdrowotne"],"articleSection":["Ubezpieczenie cudzoziemca"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\/","url":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\/","name":"New to Poland? Find out what health insurance you need to have as a","isPartOf":{"@id":"https:\/\/polisarium.pl\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\/#primaryimage"},"image":{"@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\/#primaryimage"},"thumbnailUrl":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/ubezpieczenie_zdrowotne_dla_cudzoziemca.webp","datePublished":"2025-07-08T09:32:36+00:00","dateModified":"2026-09-14T09:48:30+00:00","description":"Are you planning to live, work, or study in Poland? Or maybe you\u2019re just taking your first steps after crossing the border? If so, one of the most important things to do is\u2026","breadcrumb":{"@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\/#primaryimage","url":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/ubezpieczenie_zdrowotne_dla_cudzoziemca.webp","contentUrl":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/ubezpieczenie_zdrowotne_dla_cudzoziemca.webp","width":1536,"height":1024},{"@type":"BreadcrumbList","@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Strona g\u0142\u00f3wna","item":"https:\/\/polisarium.pl\/"},{"@type":"ListItem","position":2,"name":"Nowy w Polsce? Sprawd\u017a, jakie ubezpieczenie zdrowotne musisz mie\u0107 jako cudzoziemiec"}]},{"@type":"WebSite","@id":"https:\/\/polisarium.pl\/en\/#website","url":"https:\/\/polisarium.pl\/en\/","name":"Polisarium","description":"Online insurance - car, home, health, tourism, business","publisher":{"@id":"https:\/\/polisarium.pl\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/polisarium.pl\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/polisarium.pl\/en\/#organization","name":"Polisarium sp. z o.o.","alternateName":"Polisarium","url":"https:\/\/polisarium.pl\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/polisarium.pl\/en\/#\/schema\/logo\/image\/","url":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/10\/logo.webp","contentUrl":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/10\/logo.webp","width":244,"height":68,"caption":"Polisarium sp. z o.o."},"image":{"@id":"https:\/\/polisarium.pl\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/POLISARIUM"]},{"@type":"Person","@id":"https:\/\/polisarium.pl\/en\/#\/schema\/person\/c659ae0a7599f1b7652d1a26acb78783","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/polisarium.pl\/wp-content\/litespeed\/avatar\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1794054052","url":"https:\/\/polisarium.pl\/wp-content\/litespeed\/avatar\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1794054052","contentUrl":"https:\/\/polisarium.pl\/wp-content\/litespeed\/avatar\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1794054052","caption":"admin"},"sameAs":["https:\/\/polisarium.pl"]}]}},"taxonomy_info":{"category":[{"value":51,"label":"Ubezpieczenie cudzoziemca"}],"post_tag":[{"value":65,"label":"karta pobytu"},{"value":66,"label":"NFZ"},{"value":63,"label":"ubezpieczenie dla cudzoziemc\u00f3w"},{"value":64,"label":"ubezpieczenie KL"},{"value":62,"label":"ubezpieczenie zdrowotne"}]},"featured_image_src_large":["https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/ubezpieczenie_zdrowotne_dla_cudzoziemca-1024x683.webp",1024,683,true],"author_info":{"display_name":"admin","author_link":"https:\/\/polisarium.pl\/en\/author\/poliseo\/"},"comment_info":0,"category_info":[{"term_id":51,"name":"Ubezpieczenie cudzoziemca","slug":"ubezpieczenie-cudzoziemca","term_group":0,"term_taxonomy_id":51,"taxonomy":"category","description":"Poradniki dla cudzoziemc\u00f3w, kt\u00f3rzy mieszkaj\u0105, pracuj\u0105 lub studiuj\u0105 w Polsce: jakie ubezpieczenie zdrowotne jest potrzebne do wizy i karty pobytu, co obejmuje polisa i ile kosztuje. Ubezpieczenie koszt\u00f3w leczenia kupisz online na stronie <a href=\"https:\/\/polisarium.pl\/turystyczne-zdrowie-i-zycie-firmowe\/ubezpieczenie-cudzoziemca-kl-do-wizy-karty-pobytu\/\">ubezpieczenie cudzoziemca<\/a>.","parent":0,"count":81,"filter":"raw","cat_ID":51,"category_count":81,"category_description":"Poradniki dla cudzoziemc\u00f3w, kt\u00f3rzy mieszkaj\u0105, pracuj\u0105 lub studiuj\u0105 w Polsce: jakie ubezpieczenie zdrowotne jest potrzebne do wizy i karty pobytu, co obejmuje polisa i ile kosztuje. Ubezpieczenie koszt\u00f3w leczenia kupisz online na stronie <a href=\"https:\/\/polisarium.pl\/turystyczne-zdrowie-i-zycie-firmowe\/ubezpieczenie-cudzoziemca-kl-do-wizy-karty-pobytu\/\">ubezpieczenie cudzoziemca<\/a>.","cat_name":"Ubezpieczenie cudzoziemca","category_nicename":"ubezpieczenie-cudzoziemca","category_parent":0}],"tag_info":[{"term_id":65,"name":"karta pobytu","slug":"karta-pobytu","term_group":0,"term_taxonomy_id":65,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: karta pobytu, w tym \u201eBez ubezpieczenia ani rusz \u2013 jak cudzoziemcy mog\u0105 legalnie korzysta\u0107 z leczenia w Polsce?\u201d.","parent":0,"count":97,"filter":"raw"},{"term_id":66,"name":"NFZ","slug":"nfz","term_group":0,"term_taxonomy_id":66,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: NFZ, w tym \u201eBez ubezpieczenia ani rusz \u2013 jak cudzoziemcy mog\u0105 legalnie korzysta\u0107 z leczenia w Polsce?\u201d.","parent":0,"count":63,"filter":"raw"},{"term_id":63,"name":"ubezpieczenie dla cudzoziemc\u00f3w","slug":"ubezpieczenie-dla-cudzoziemcow","term_group":0,"term_taxonomy_id":63,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: ubezpieczenie dla cudzoziemc\u00f3w, w tym \u201eBez ubezpieczenia ani rusz \u2013 jak cudzoziemcy mog\u0105 legalnie korzysta\u0107 z lecze","parent":0,"count":100,"filter":"raw"},{"term_id":64,"name":"ubezpieczenie KL","slug":"ubezpieczenie-kl","term_group":0,"term_taxonomy_id":64,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: ubezpieczenie KL, w tym \u201eBez ubezpieczenia ani rusz \u2013 jak cudzoziemcy mog\u0105 legalnie korzysta\u0107 z leczenia w Polsce?\u201d","parent":0,"count":78,"filter":"raw"},{"term_id":62,"name":"ubezpieczenie zdrowotne","slug":"ubezpieczenie-zdrowotne","term_group":0,"term_taxonomy_id":62,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: ubezpieczenie zdrowotne, w tym \u201eBez ubezpieczenia ani rusz \u2013 jak cudzoziemcy mog\u0105 legalnie korzysta\u0107 z leczenia w P","parent":0,"count":101,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/posts\/3837","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/comments?post=3837"}],"version-history":[{"count":1,"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/posts\/3837\/revisions"}],"predecessor-version":[{"id":3914,"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/posts\/3837\/revisions\/3914"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/media\/3772"}],"wp:attachment":[{"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/media?parent=3837"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/categories?post=3837"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/tags?post=3837"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}