{"id":3839,"date":"2025-05-13T17:44:30","date_gmt":"2025-05-13T15:44:30","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/nieskategoryzowane\/polisa-ubezpieczeniowa-dla-cudzoziemca-co-powinna-zawierac\/"},"modified":"2026-09-14T11:50:10","modified_gmt":"2026-09-14T09:50:10","slug":"insurance-policy-for-a-foreign-national-what-it-should-include","status":"publish","type":"post","link":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/polisa-ubezpieczeniowa-dla-cudzoziemca-co-powinna-zawierac\/","title":{"rendered":"Insurance Policy for a Foreign National\u2014What Should It Include?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Every person staying in Poland, regardless of the length of their stay, should have adequate health insurance. <strong>Insurance Policy for a Foreign National<\/strong> It protects not only your health but also your wallet\u2014in the event of illness, an accident, or the need for hospitalization, it can shield you from very high medical costs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Furthermore, the lack of valid insurance may result in the denial of a visa or residence permit. That is why <strong>Health insurance for a residence card<\/strong> It is a mandatory part of the residence legalization process.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What should a good insurance policy include?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Not every insurance policy will be accepted by Polish authorities. <strong>Health Insurance for Foreigners<\/strong> must meet specific requirements:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>a coverage amount of at least 30,000 euros,<\/li>\n\n\n<li>coverage of outpatient and inpatient medical expenses,<\/li>\n\n\n<li>medical transport, including to the country of origin,<\/li>\n\n\n<li>valid for the entire duration of the declared stay,<\/li>\n\n\n<li>a scope of operation covering the Republic of Poland.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">What else should you consider?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on your needs, <strong>Health Insurance for Foreigners<\/strong> may also include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>access to medical specialists,<\/li>\n\n\n<li>reimbursement for the cost of medications,<\/li>\n\n\n<li>support in English or Ukrainian,<\/li>\n\n\n<li>assistance services and a medical interpreter.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">When purchasing insurance, it is important to check whether the policy includes the insured person\u2019s information, the name of the insurance company, and the document number. The document should be in Polish or include a certified translation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Can I buy an insurance policy online?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. Currently <strong>Insurance for Foreigners in Poland<\/strong> You can purchase it entirely online. Most companies offer the option to sign a contract online\u2014simply fill out the form, pay the premium, and download a PDF document that you can immediately attach to your residence application.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Check out our ready-made offer: <a href=\"\/en\/travel-health-and-corporate-life\/insurance-for-foreigners-required-for-visas-and-residence-cards\/\" target=\"_blank\">insurance policy for a foreign national<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Learn more<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"\/en\/guide\/insurance-for-foreigners-in-poland-how-it-works-and-how-much-it-costs\/\" target=\"_blank\">Insurance for Foreigners in Poland \u2013 How It Works and How Much It Costs<\/a><\/li>\n\n\n<li><a href=\"\/en\/guide\/health-insurance-for-foreigners-what-you-should-know-before-coming-to-poland\/\" target=\"_blank\">Health Insurance for Foreigners \u2013 What Should You Know Before Coming to Poland?<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Every person staying in Poland, regardless of the length of their stay, should have adequate health coverage. An insurance policy for a foreign national protects not only your health but also your wallet\u2014in the event of illness, an accident, or the need for hospitalization, it can protect you <\/p>","protected":false},"author":1,"featured_media":3727,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[51],"tags":[65,74,75,63,62],"class_list":["post-3839","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ubezpieczenie-cudzoziemca","tag-karta-pobytu","tag-obowiazek-ubezpieczenia","tag-polisa-ubezpieczeniowa","tag-ubezpieczenie-dla-cudzoziemcow","tag-ubezpieczenie-zdrowotne"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Polisa ubezpieczeniowa dla cudzoziemca \u2013 co powinna zawiera\u0107? - Polisa<\/title>\n<meta name=\"description\" content=\"Dlaczego ubezpieczenie dla obcokrajowca jest konieczne? 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