{"id":3848,"date":"2025-05-13T18:34:24","date_gmt":"2025-05-13T16:34:24","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/nieskategoryzowane\/ubezpieczenie-dla-obcokrajowca-w-polsce-gdzie-kupic-najtaniej\/"},"modified":"2026-09-14T11:56:29","modified_gmt":"2026-09-14T09:56:29","slug":"insurance-for-foreigners-in-poland-where-to-buy-it-cheapest","status":"publish","type":"post","link":"https:\/\/polisarium.pl\/en\/poradnik\/ciekawostki-ubezpieczeniowe\/ubezpieczenie-dla-obcokrajowca-w-polsce-gdzie-kupic-najtaniej\/","title":{"rendered":"Insurance for Foreigners in Poland \u2013 Where Can You Find the Cheapest Rates?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Foreign nationals staying in Poland, regardless of the purpose of their visit, must have adequate health insurance. This applies in particular to those who plan to stay for an extended period or are applying for a residence card. <strong>Insurance for Foreigners in Poland<\/strong> It is not only a form of health protection, but also a formal requirement in the legalization process.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What types of insurance are available for foreigners?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The most commonly chosen forms are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Health Insurance for a Residence Card<\/strong> \u2013 accepted by provincial offices, covering treatment, hospitalization, and medical transportation.<\/li>\n\n\n<li><strong>Health Insurance for Foreigners in Poland<\/strong> \u2013 for people coming for a shorter period, such as for tourism or to visit someone.<\/li>\n\n\n<li>Private health insurance plans\u2014available immediately, often with the option of specialist consultations and medical tests.<\/li>\n\n\n<li>Voluntary insurance through the National Health Fund (NFZ) \u2014 for those who meet the eligibility requirements.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Where can I find the best prices?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The best way to find an affordable yet effective policy is to compare the offers available online. Many companies offer premium calculators and online purchase forms, which significantly lower the final cost. <strong>Health Insurance for Foreigners<\/strong> You can purchase it without leaving home and receive a PDF copy of the policy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can find ready-made products that meet official requirements here: <a href=\"\/en\/travel-health-and-corporate-life\/insurance-for-foreigners-required-for-visas-and-residence-cards\/\" target=\"_blank\">insurance for a foreign national<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What should you look for when buying?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In addition to price, the scope of services and compliance with legal requirements are important. Good <strong>Health Insurance for Foreigners<\/strong> should include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>the full range of medical expenses,<\/li>\n\n\n<li>coverage for hospitalization and medical transportation,<\/li>\n\n\n<li>an area of operation covering the territory of Poland,<\/li>\n\n\n<li>a validity period corresponding to the planned stay,<\/li>\n\n\n<li>Minimum coverage of 30,000 euros.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Learn more<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"\/en\/guide\/insurance-for-foreigners-in-poland-how-it-works-and-how-much-it-costs\/\" target=\"_blank\">Insurance for Foreigners in Poland \u2013 How It Works and How Much It Costs<\/a><\/li>\n\n\n<li><a href=\"\/en\/guide\/health-insurance-for-foreigners-what-you-should-know-before-coming-to-poland\/\" target=\"_blank\">Health Insurance for Foreigners \u2013 What Should You Know Before Coming to Poland?<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Foreign nationals staying in Poland, regardless of the purpose of their visit, must have adequate health insurance. This applies especially to those who plan a longer stay or are applying for a residence permit. Health insurance for foreign nationals in Poland is not just a form of health protection<\/p>","protected":false},"author":1,"featured_media":3740,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[46],"tags":[65,66,63,64,62],"class_list":["post-3848","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ciekawostki-ubezpieczeniowe","tag-karta-pobytu","tag-nfz","tag-ubezpieczenie-dla-cudzoziemcow","tag-ubezpieczenie-kl","tag-ubezpieczenie-zdrowotne"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie dla obcokrajowca w Polsce \u2013 gdzie kupi\u0107 najtaniej? - Pol<\/title>\n<meta name=\"description\" content=\"Czy ubezpieczenie zdrowotne jest obowi\u0105zkowe? Osoby z zagranicy przebywaj\u0105ce w Polsce, niezale\u017cnie od celu wizyty, musz\u0105 posiada\u0107 odpowiednie ubezpieczenie zdro\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/polisarium.pl\/en\/guide\/interesting-facts-about-insurance\/insurance-for-foreigners-in-poland-where-to-buy-it-cheapest\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ubezpieczenie dla obcokrajowca w Polsce \u2013 gdzie kupi\u0107 najtaniej?\" \/>\n<meta property=\"og:description\" content=\"Czy ubezpieczenie zdrowotne jest obowi\u0105zkowe? 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