{"id":3861,"date":"2025-03-31T13:19:42","date_gmt":"2025-03-31T11:19:42","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/nieskategoryzowane\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\/"},"modified":"2026-09-14T12:05:37","modified_gmt":"2026-09-14T10:05:37","slug":"kl-travel-insurance-for-foreigners-when-and-why-it-is-mandatory","status":"publish","type":"post","link":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\/","title":{"rendered":"KL Travel Insurance for Foreigners \u2013 When and Why Is It Mandatory?"},"content":{"rendered":"<h2 class=\"wp-block-heading\">KL Travel Insurance for Foreigners \u2013 When and Why Is It Mandatory?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Are you planning a trip to Poland for tourism? Or perhaps you\u2019re visiting family or coming for a short business trip? In any of these cases, it\u2019s a good idea\u2014and often necessary\u2014to have <strong>KL Travel Insurance for Foreigners<\/strong>. Find out when it's required and why not having it can cost you a lot.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What is KL travel insurance?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">KL Insurance (that is, <strong>medical expenses<\/strong>) is a form of financial protection for people living outside their country of origin. The policy covers, among other things:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>medical expenses in the event of a sudden illness or accident,<\/li>\n\n\n<li>hospital stay,<\/li>\n\n\n<li>doctor's appointments,<\/li>\n\n\n<li>purchase of necessary medications,<\/li>\n\n\n<li>medical transport (including to the country of origin, if necessary).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This means you don't have to worry about high bills\u2014which, in the event of hospitalization, can run as high as several thousand zlotys.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Is KL insurance mandatory?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yes\u2014in many situations <strong>Health Insurance for Foreigners<\/strong> is required in Poland. This applies primarily to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>people from outside the European Union applying for <strong>Schengen visa<\/strong> \u2013 must provide proof of valid insurance coverage for the duration of their stay,<\/li>\n\n\n<li>foreign nationals applying for <strong>residence card<\/strong>,<\/li>\n\n\n<li>tourists staying for more than 90 days,<\/li>\n\n\n<li>participants in group tours or business trips,<\/li>\n\n\n<li>students coming for a short educational program or language course.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The policy must cover the entire duration of the stay and have a minimum coverage amount <strong>at least 30,000 euros<\/strong> \u2013 This is a prerequisite for the document to be accepted by the Polish authorities.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"\/en\/travel-health-and-corporate-life\/insurance-for-foreigners-required-for-visas-and-residence-cards\/\"><strong>KL Insurance for Foreigners \u2013 Check out the offer here<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Why is it a good idea to have KL insurance even if it isn't required?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Although some people (e.g., those from the EU) are not formally required to have private health insurance, it is worth considering:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The National Health Fund does not always cover the full costs<\/strong> medical care for foreign nationals\u2014especially if they are not insured in their country of origin,<\/li>\n\n\n<li>Private medical care in Poland is expensive\u2014a single visit can cost as much as 300 z\u0142,<\/li>\n\n\n<li>Emergency care (e.g., ambulance service) may not be covered without insurance.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">A good insurance policy covers not only medical treatment, but also:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>medical transport to the country,<\/li>\n\n\n<li>translator's assistance,<\/li>\n\n\n<li>24\/7 helpline in your language.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">How much does travel insurance cost for foreigners?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The price depends on age, country of origin, length of stay, and the amount of coverage. For example:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>7-day stay<\/strong> \u2013 from <strong>50 z\u0142<\/strong>,<\/li>\n\n\n<li><strong>30 days<\/strong> \u2013 from <strong>80 to 150 z\u0142<\/strong>,<\/li>\n\n\n<li><strong>90 days or more<\/strong> \u2013 from <strong>200 to 600 PLN<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This is a small expense compared to the potential medical costs, which in the event of a serious accident can reach as high as several tens of thousands of zlotys.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What should you look for when choosing a policy?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When buying <strong>KL Travel Insurance for Foreigners<\/strong>, check out:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Does it cover sudden illnesses and accidents,<\/li>\n\n\n<li>Does it cover treatment for COVID-19,<\/li>\n\n\n<li>Does it cover hospitalization and medical transport,<\/li>\n\n\n<li>the amount of coverage (at least 30,000 EUR),<\/li>\n\n\n<li>Coverage period \u2013 the policy must be valid for the entire duration of your stay in Poland.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>KL Travel Insurance for Foreigners<\/strong> It\u2019s not just a requirement\u2014it\u2019s, above all, a guarantee of safety and peace of mind during your stay in Poland. In the event of a sudden illness or accident, it will help you avoid stress and huge expenses. That\u2019s why it\u2019s a good idea to make sure you have the right insurance policy before you arrive.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Do you need help choosing a policy?<br>\n<a href=\"\/en\/travel-health-and-corporate-life\/insurance-for-foreigners-required-for-visas-and-residence-cards\/\">Click here to learn about KL insurance for foreign nationals<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Are you planning a trip to Poland for tourism? Or perhaps you\u2019re visiting family or coming for a short business trip? In any of these cases, it\u2019s a good idea\u2014and often a requirement\u2014to have KL travel insurance for foreigners. Find out when it\u2019s mandatory and why<\/p>","protected":false},"author":1,"featured_media":3751,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[51],"tags":[65,66,74,63,64],"class_list":["post-3861","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ubezpieczenie-cudzoziemca","tag-karta-pobytu","tag-nfz","tag-obowiazek-ubezpieczenia","tag-ubezpieczenie-dla-cudzoziemcow","tag-ubezpieczenie-kl"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie turystyczne KL dla cudzoziemc\u00f3w \u2013 kiedy i dlaczego jest<\/title>\n<meta name=\"description\" content=\"Ubezpieczenie turystyczne KL dla cudzoziemc\u00f3w \u2013 kiedy i dlaczego jest obowi\u0105zkowe? Planujesz przyjazd do Polski w celach turystycznych? A mo\u017ce odwiedzasz rodzin\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/polisarium.pl\/en\/guide\/insurance-for-a-foreign-national\/kl-travel-insurance-for-foreigners-when-and-why-it-is-mandatory\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ubezpieczenie turystyczne KL dla cudzoziemc\u00f3w \u2013 kiedy i dlaczego jest obowi\u0105zkowe?\" \/>\n<meta property=\"og:description\" content=\"Ubezpieczenie turystyczne KL dla cudzoziemc\u00f3w \u2013 kiedy i dlaczego jest obowi\u0105zkowe? Planujesz przyjazd do Polski w celach turystycznych? A mo\u017ce odwiedzasz rodzin\" \/>\n<meta property=\"og:url\" content=\"https:\/\/polisarium.pl\/en\/guide\/insurance-for-a-foreign-national\/kl-travel-insurance-for-foreigners-when-and-why-it-is-mandatory\/\" \/>\n<meta property=\"og:site_name\" content=\"Polisarium - TANIE UBEZPIECZENIA OC AC tel.: 22 299 11 11\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/POLISARIUM\" \/>\n<meta property=\"article:published_time\" content=\"2025-03-31T11:19:42+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-14T10:05:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/ubezpieczenie_turystyczne_kl_dla_cudzoziemcow_-_kiedy_i_dlaczego_jest_obowiazkowe_0.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1536\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#\\\/schema\\\/person\\\/c659ae0a7599f1b7652d1a26acb78783\"},\"headline\":\"Ubezpieczenie turystyczne KL dla cudzoziemc\u00f3w \u2013 kiedy i dlaczego jest obowi\u0105zkowe?\",\"datePublished\":\"2025-03-31T11:19:42+00:00\",\"dateModified\":\"2026-09-14T10:05:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\\\/\"},\"wordCount\":570,\"publisher\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/ubezpieczenie_turystyczne_kl_dla_cudzoziemcow_-_kiedy_i_dlaczego_jest_obowiazkowe_0.webp\",\"keywords\":[\"karta pobytu\",\"NFZ\",\"obowi\u0105zek ubezpieczenia\",\"ubezpieczenie dla cudzoziemc\u00f3w\",\"ubezpieczenie KL\"],\"articleSection\":[\"Ubezpieczenie cudzoziemca\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\\\/\",\"url\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\\\/\",\"name\":\"Ubezpieczenie turystyczne KL dla cudzoziemc\u00f3w \u2013 kiedy i dlaczego jest\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/ubezpieczenie_turystyczne_kl_dla_cudzoziemcow_-_kiedy_i_dlaczego_jest_obowiazkowe_0.webp\",\"datePublished\":\"2025-03-31T11:19:42+00:00\",\"dateModified\":\"2026-09-14T10:05:37+00:00\",\"description\":\"Ubezpieczenie turystyczne KL dla cudzoziemc\u00f3w \u2013 kiedy i dlaczego jest obowi\u0105zkowe? Planujesz przyjazd do Polski w celach turystycznych? A mo\u017ce odwiedzasz rodzin\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\\\/#primaryimage\",\"url\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/ubezpieczenie_turystyczne_kl_dla_cudzoziemcow_-_kiedy_i_dlaczego_jest_obowiazkowe_0.webp\",\"contentUrl\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/ubezpieczenie_turystyczne_kl_dla_cudzoziemcow_-_kiedy_i_dlaczego_jest_obowiazkowe_0.webp\",\"width\":1536,\"height\":1024},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/poradnik\\\/ubezpieczenie-cudzoziemca\\\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Strona g\u0142\u00f3wna\",\"item\":\"https:\\\/\\\/polisarium.pl\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Ubezpieczenie turystyczne KL dla cudzoziemc\u00f3w \u2013 kiedy i dlaczego jest obowi\u0105zkowe?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/\",\"name\":\"Polisarium\",\"description\":\"Ubezpieczenia online - samochod, dom, zdrowie, turystyka, firma\",\"publisher\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#organization\",\"name\":\"Polisarium sp. z o.o.\",\"alternateName\":\"Polisarium\",\"url\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/logo.webp\",\"contentUrl\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/logo.webp\",\"width\":244,\"height\":68,\"caption\":\"Polisarium sp. z o.o.\"},\"image\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/POLISARIUM\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/en\\\/#\\\/schema\\\/person\\\/c659ae0a7599f1b7652d1a26acb78783\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/litespeed\\\/avatar\\\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1793449238\",\"url\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/litespeed\\\/avatar\\\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1793449238\",\"contentUrl\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/litespeed\\\/avatar\\\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1793449238\",\"caption\":\"admin\"},\"sameAs\":[\"https:\\\/\\\/polisarium.pl\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"KL Travel Insurance for Foreigners \u2013 When and Why It\u2019s Needed","description":"KL Travel Insurance for Foreigners \u2013 When and Why Is It Mandatory? Are you planning to visit Poland as a tourist? Or perhaps you\u2019re visiting family","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/polisarium.pl\/en\/guide\/insurance-for-a-foreign-national\/kl-travel-insurance-for-foreigners-when-and-why-it-is-mandatory\/","og_locale":"en_US","og_type":"article","og_title":"Ubezpieczenie turystyczne KL dla cudzoziemc\u00f3w \u2013 kiedy i dlaczego jest obowi\u0105zkowe?","og_description":"Ubezpieczenie turystyczne KL dla cudzoziemc\u00f3w \u2013 kiedy i dlaczego jest obowi\u0105zkowe? Planujesz przyjazd do Polski w celach turystycznych? A mo\u017ce odwiedzasz rodzin","og_url":"https:\/\/polisarium.pl\/en\/guide\/insurance-for-a-foreign-national\/kl-travel-insurance-for-foreigners-when-and-why-it-is-mandatory\/","og_site_name":"Polisarium - TANIE UBEZPIECZENIA OC AC tel.: 22 299 11 11","article_publisher":"https:\/\/www.facebook.com\/POLISARIUM","article_published_time":"2025-03-31T11:19:42+00:00","article_modified_time":"2026-09-14T10:05:37+00:00","og_image":[{"width":1536,"height":1024,"url":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/ubezpieczenie_turystyczne_kl_dla_cudzoziemcow_-_kiedy_i_dlaczego_jest_obowiazkowe_0.webp","type":"image\/webp"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\/#article","isPartOf":{"@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\/"},"author":{"name":"admin","@id":"https:\/\/polisarium.pl\/en\/#\/schema\/person\/c659ae0a7599f1b7652d1a26acb78783"},"headline":"Ubezpieczenie turystyczne KL dla cudzoziemc\u00f3w \u2013 kiedy i dlaczego jest obowi\u0105zkowe?","datePublished":"2025-03-31T11:19:42+00:00","dateModified":"2026-09-14T10:05:37+00:00","mainEntityOfPage":{"@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\/"},"wordCount":570,"publisher":{"@id":"https:\/\/polisarium.pl\/en\/#organization"},"image":{"@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\/#primaryimage"},"thumbnailUrl":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/ubezpieczenie_turystyczne_kl_dla_cudzoziemcow_-_kiedy_i_dlaczego_jest_obowiazkowe_0.webp","keywords":["karta pobytu","NFZ","obowi\u0105zek ubezpieczenia","ubezpieczenie dla cudzoziemc\u00f3w","ubezpieczenie KL"],"articleSection":["Ubezpieczenie cudzoziemca"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\/","url":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\/","name":"KL Travel Insurance for Foreigners \u2013 When and Why It\u2019s Needed","isPartOf":{"@id":"https:\/\/polisarium.pl\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\/#primaryimage"},"image":{"@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\/#primaryimage"},"thumbnailUrl":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/ubezpieczenie_turystyczne_kl_dla_cudzoziemcow_-_kiedy_i_dlaczego_jest_obowiazkowe_0.webp","datePublished":"2025-03-31T11:19:42+00:00","dateModified":"2026-09-14T10:05:37+00:00","description":"KL Travel Insurance for Foreigners \u2013 When and Why Is It Mandatory? Are you planning to visit Poland as a tourist? Or perhaps you\u2019re visiting family","breadcrumb":{"@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\/#primaryimage","url":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/ubezpieczenie_turystyczne_kl_dla_cudzoziemcow_-_kiedy_i_dlaczego_jest_obowiazkowe_0.webp","contentUrl":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/ubezpieczenie_turystyczne_kl_dla_cudzoziemcow_-_kiedy_i_dlaczego_jest_obowiazkowe_0.webp","width":1536,"height":1024},{"@type":"BreadcrumbList","@id":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Strona g\u0142\u00f3wna","item":"https:\/\/polisarium.pl\/"},{"@type":"ListItem","position":2,"name":"Ubezpieczenie turystyczne KL dla cudzoziemc\u00f3w \u2013 kiedy i dlaczego jest obowi\u0105zkowe?"}]},{"@type":"WebSite","@id":"https:\/\/polisarium.pl\/en\/#website","url":"https:\/\/polisarium.pl\/en\/","name":"Polisarium","description":"Online insurance - car, home, health, tourism, business","publisher":{"@id":"https:\/\/polisarium.pl\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/polisarium.pl\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/polisarium.pl\/en\/#organization","name":"Polisarium sp. z o.o.","alternateName":"Polisarium","url":"https:\/\/polisarium.pl\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/polisarium.pl\/en\/#\/schema\/logo\/image\/","url":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/10\/logo.webp","contentUrl":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/10\/logo.webp","width":244,"height":68,"caption":"Polisarium sp. z o.o."},"image":{"@id":"https:\/\/polisarium.pl\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/POLISARIUM"]},{"@type":"Person","@id":"https:\/\/polisarium.pl\/en\/#\/schema\/person\/c659ae0a7599f1b7652d1a26acb78783","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/polisarium.pl\/wp-content\/litespeed\/avatar\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1793449238","url":"https:\/\/polisarium.pl\/wp-content\/litespeed\/avatar\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1793449238","contentUrl":"https:\/\/polisarium.pl\/wp-content\/litespeed\/avatar\/c2f0754339ea811cbcd5e0408d39b070.jpg?ver=1793449238","caption":"admin"},"sameAs":["https:\/\/polisarium.pl"]}]}},"taxonomy_info":{"category":[{"value":51,"label":"Ubezpieczenie cudzoziemca"}],"post_tag":[{"value":65,"label":"karta pobytu"},{"value":66,"label":"NFZ"},{"value":74,"label":"obowi\u0105zek ubezpieczenia"},{"value":63,"label":"ubezpieczenie dla cudzoziemc\u00f3w"},{"value":64,"label":"ubezpieczenie KL"}]},"featured_image_src_large":["https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/ubezpieczenie_turystyczne_kl_dla_cudzoziemcow_-_kiedy_i_dlaczego_jest_obowiazkowe_0-1024x683.webp",1024,683,true],"author_info":{"display_name":"admin","author_link":"https:\/\/polisarium.pl\/en\/author\/poliseo\/"},"comment_info":0,"category_info":[{"term_id":51,"name":"Ubezpieczenie cudzoziemca","slug":"ubezpieczenie-cudzoziemca","term_group":0,"term_taxonomy_id":51,"taxonomy":"category","description":"Poradniki dla cudzoziemc\u00f3w, kt\u00f3rzy mieszkaj\u0105, pracuj\u0105 lub studiuj\u0105 w Polsce: jakie ubezpieczenie zdrowotne jest potrzebne do wizy i karty pobytu, co obejmuje polisa i ile kosztuje. Ubezpieczenie koszt\u00f3w leczenia kupisz online na stronie <a href=\"https:\/\/polisarium.pl\/turystyczne-zdrowie-i-zycie-firmowe\/ubezpieczenie-cudzoziemca-kl-do-wizy-karty-pobytu\/\">ubezpieczenie cudzoziemca<\/a>.","parent":0,"count":81,"filter":"raw","cat_ID":51,"category_count":81,"category_description":"Poradniki dla cudzoziemc\u00f3w, kt\u00f3rzy mieszkaj\u0105, pracuj\u0105 lub studiuj\u0105 w Polsce: jakie ubezpieczenie zdrowotne jest potrzebne do wizy i karty pobytu, co obejmuje polisa i ile kosztuje. Ubezpieczenie koszt\u00f3w leczenia kupisz online na stronie <a href=\"https:\/\/polisarium.pl\/turystyczne-zdrowie-i-zycie-firmowe\/ubezpieczenie-cudzoziemca-kl-do-wizy-karty-pobytu\/\">ubezpieczenie cudzoziemca<\/a>.","cat_name":"Ubezpieczenie cudzoziemca","category_nicename":"ubezpieczenie-cudzoziemca","category_parent":0}],"tag_info":[{"term_id":65,"name":"karta pobytu","slug":"karta-pobytu","term_group":0,"term_taxonomy_id":65,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: karta pobytu, w tym \u201eBez ubezpieczenia ani rusz \u2013 jak cudzoziemcy mog\u0105 legalnie korzysta\u0107 z leczenia w Polsce?\u201d.","parent":0,"count":97,"filter":"raw"},{"term_id":66,"name":"NFZ","slug":"nfz","term_group":0,"term_taxonomy_id":66,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: NFZ, w tym \u201eBez ubezpieczenia ani rusz \u2013 jak cudzoziemcy mog\u0105 legalnie korzysta\u0107 z leczenia w Polsce?\u201d.","parent":0,"count":63,"filter":"raw"},{"term_id":74,"name":"obowi\u0105zek ubezpieczenia","slug":"obowiazek-ubezpieczenia","term_group":0,"term_taxonomy_id":74,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: obowi\u0105zek ubezpieczenia, w tym \u201eCzy cudzoziemiec musi mie\u0107 ubezpieczenie zdrowotne w Polsce? Przepisy 2025\u201d.","parent":0,"count":48,"filter":"raw"},{"term_id":63,"name":"ubezpieczenie dla cudzoziemc\u00f3w","slug":"ubezpieczenie-dla-cudzoziemcow","term_group":0,"term_taxonomy_id":63,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: ubezpieczenie dla cudzoziemc\u00f3w, w tym \u201eBez ubezpieczenia ani rusz \u2013 jak cudzoziemcy mog\u0105 legalnie korzysta\u0107 z lecze","parent":0,"count":100,"filter":"raw"},{"term_id":64,"name":"ubezpieczenie KL","slug":"ubezpieczenie-kl","term_group":0,"term_taxonomy_id":64,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: ubezpieczenie KL, w tym \u201eBez ubezpieczenia ani rusz \u2013 jak cudzoziemcy mog\u0105 legalnie korzysta\u0107 z leczenia w Polsce?\u201d","parent":0,"count":78,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/posts\/3861","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/comments?post=3861"}],"version-history":[{"count":1,"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/posts\/3861\/revisions"}],"predecessor-version":[{"id":3932,"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/posts\/3861\/revisions\/3932"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/media\/3751"}],"wp:attachment":[{"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/media?parent=3861"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/categories?post=3861"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/polisarium.pl\/en\/wp-json\/wp\/v2\/tags?post=3861"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}