{"id":3869,"date":"2025-08-22T23:52:50","date_gmt":"2025-08-22T21:52:50","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/nieskategoryzowane\/ubezpieczenie-zdrowotne-dla-cudzoziemcow-w-polsce-co-musisz-wiedziec-w-2025-roku\/"},"modified":"2026-09-14T12:11:25","modified_gmt":"2026-09-14T10:11:25","slug":"health-insurance-for-foreigners-in-poland-what-you-need-to-know-in-2026","status":"publish","type":"post","link":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/ubezpieczenie-zdrowotne-dla-cudzoziemcow-w-polsce-co-musisz-wiedziec-w-2025-roku\/","title":{"rendered":"Health Insurance for Foreigners in Poland \u2013 What Do You Need to Know in 2025?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u00a0As a member of the European Union and the Schengen Area, Poland is attracting an increasing number of foreigners: students, workers, entrepreneurs, as well as refugees and tourists. Consequently, the following question is being asked more and more often: <strong style=\"font-size: 16px;\">Does a foreigner need to have health insurance in Poland?<\/strong> In 2025, the relevant regulations leave no room for doubt\u2014 <strong style=\"font-size: 16px;\">Health Insurance for Foreigners<\/strong> It is not only recommended but, in many cases, mandatory.<br><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style='color: rgb(222, 0, 47); font-family: \"Open Sans Condensed\", sans-serif; font-size: 24px; font-weight: 700;'>When is health insurance required for a foreign national?<\/span><br>\n\u00a0If a foreign national plans to stay in Poland for more than 3 months for the purpose of work, study, or family reunification, they must apply for <strong>residence card<\/strong>. In that case <a href=\"\/en\/travel-health-and-corporate-life\/insurance-for-foreigners-required-for-visas-and-residence-cards\/\">Health insurance for a residence card<\/a> This is a required part of the documentation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Who is required to have insurance?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 <strong>Third-country nationals<\/strong> \u2013 Health insurance is required before entry.<br>\n\u00a0 \u00a0 \u2013 <strong>College and high school students<\/strong> \u2013 Private health insurance or voluntary enrollment in the National Health Fund (NFZ) is required.<br>\n\u00a0 \u00a0 \u2013 <strong>Legally Employed Workers<\/strong> \u2013 are covered by their employer's insurance.<br>\n\u00a0 \u00a0 \u2013 <strong>Visa applicants<\/strong> \u2013 must have <strong>Insurance for Foreigners<\/strong> to cover medical expenses.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">More information: <a href=\"\/en\/guide\/kl-health-insurance-for-foreigners-what-it-is-and-when-it-is-required\/\">KL Health Insurance for Foreigners \u2013 What Is It and When Is It Required?<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Voluntary Health Insurance for Foreigners\u2014When Is It Worth It?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">People staying in Poland under the visa-free travel program or on a short-term visa should consider <strong style=\"font-size: 16px;\">Voluntary health insurance for a foreign national<\/strong>. It covers treatment, hospitalization, and medical transport. The following are also commonly used: <strong style=\"font-size: 16px;\">Health Insurance for Foreigners in Poland<\/strong>, which provide a broader scope of coverage.<br><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">See more: <a href=\"\/en\/guide\/insurance-for-foreigners-in-poland-how-it-works-and-how-much-it-costs\/\">Insurance for Foreigners in Poland \u2013 How It Works and How Much It Costs<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Insurance for a residence card\u2014what must it include?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">An insurance policy for a foreign national in Poland must:<br><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 be valid for the entire duration of the stay,<br>\n\u00a0 \u00a0 \u2013 include outpatient and inpatient treatment,<br>\n\u00a0 \u00a0 \u2013 guarantee coverage of medical expenses totaling at least 30,000 euros,<br>\n\u00a0 \u00a0 \u2013 operate throughout Poland.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Such <strong>Health Insurance for Foreigners in Poland<\/strong> You can purchase it online. The policy will be honored when you submit an application for <strong>insurance for a residence card<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Travel Insurance for Foreigners \u2013 When Is It Enough?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">For short visits, it's enough to <strong style=\"font-size: 16px;\">Travel insurance for foreigners<\/strong>, which includes:<br><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 emergency treatment,<br>\n\u00a0 \u00a0 \u2013 medical transport,<br>\n\u00a0 \u00a0 \u2013 rescue and hospitalization costs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Check it out: <a href=\"\/en\/guide\/kl-travel-insurance-for-foreigners-when-and-why-it-is-mandatory\/\">KL Travel Insurance for Foreigners \u2013 When and Why Is It Mandatory?<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How much does health insurance cost for foreigners?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The price of the policy depends on age, length of stay, and scope of coverage. On average <strong style=\"font-size: 16px;\">Health Insurance for Foreigners<\/strong> It costs between 500 and 1,500 PLN per year. Discounts are often available for children and students.<br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How do I purchase a policy?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">1. Visit the website: <a href=\"\/en\/travel-health-and-corporate-life\/insurance-for-foreigners-required-for-visas-and-residence-cards\/\" style=\"font-size: 16px;\">Health insurance for a residence card<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2. Select the option that best suits the length of your stay and the type of visa<br>\n\u00a0 \u00a0 \u00a03. Fill out the online form and pay the premium<br>\n\u00a0 \u00a0 \u00a04. You will receive your policy via email\u2014ready to print and present at the office<\/p>","protected":false},"excerpt":{"rendered":"<p>Poland, as a member of the European Union and the Schengen Area, is attracting an increasing number of foreigners: students, workers, entrepreneurs, as well as refugees and tourists. As a result, the question is being asked more and more often: Does a foreigner need to have health insurance?<\/p>","protected":false},"author":1,"featured_media":3786,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[51],"tags":[65,74,63,64,62],"class_list":["post-3869","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ubezpieczenie-cudzoziemca","tag-karta-pobytu","tag-obowiazek-ubezpieczenia","tag-ubezpieczenie-dla-cudzoziemcow","tag-ubezpieczenie-kl","tag-ubezpieczenie-zdrowotne"],"acf":[],"yoast_head":"<!-- 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