often required when applying for a residence permit, a visa extension, or a job<\/strong>.<\/p>\n\n\n\nNot having health insurance may mean having to pay the full cost of treatment\u2014and private medical services can be expensive. That\u2019s why it\u2019s a good idea to make sure you have adequate coverage as early as the planning stage of your trip.<\/p>\n\n\n\n
Who is required to have insurance?<\/h3>\n\n\n\n
Health insurance in Poland is required<\/strong> for:<\/p>\n\n\n\n\n- foreigners working<\/strong> under an employment contract or a contract for services,<\/li>\n\n\n
- foreigners who are self-employed<\/strong>,<\/li>\n\n\n
- college students and high school students<\/strong> in Polish schools and universities,<\/li>\n\n\n
- family members<\/strong> people insured in Poland (they may be listed as family members).<\/li>\n<\/ul>\n\n\n\n
Other foreign nationals\u2014such as those who are not working, those awaiting a decision on a residence permit, and tourists\u2014 They should purchase private or voluntary health insurance<\/strong>.<\/p>\n\n\n\nWhat are the health insurance options for foreigners?<\/h3>\n\n\n\n1. Health Insurance Through the NFZ (National Health Fund)<\/h4>\n\n\n\n
If a foreign national works, studies, or runs a business, they are registered with the National Health Fund (NFZ) and are entitled to medical care on the same terms as Polish citizens.<\/p>\n\n\n\n
2. Voluntary Insurance with the National Health Fund (NFZ)<\/h4>\n\n\n\n
For people who are neither employed nor enrolled in school, it is possible to enter into an agreement with the National Health Fund (NFZ) and pay the premium on your own. This requires:<\/p>\n\n\n\n