{"id":3871,"date":"2025-07-08T12:31:18","date_gmt":"2025-07-08T10:31:18","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/nieskategoryzowane\/ubezpieczenie-zdrowotne-dla-karty-pobytu-co-musisz-wiedziec-przed-zlozeniem-wniosku\/"},"modified":"2026-09-14T12:12:41","modified_gmt":"2026-09-14T10:12:41","slug":"health-insurance-for-a-residence-card-what-you-need-to-know-before-applying","status":"publish","type":"post","link":"https:\/\/polisarium.pl\/en\/poradnik\/ubezpieczenie-cudzoziemca\/ubezpieczenie-zdrowotne-dla-karty-pobytu-co-musisz-wiedziec-przed-zlozeniem-wniosku\/","title":{"rendered":"Health Insurance for a Residence Permit \u2013 What Do You Need to Know Before Applying?"},"content":{"rendered":"<h2 class=\"wp-block-heading\">Why is health insurance mandatory?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Polish law requires that everyone <strong>a foreign national applying for a residence card<\/strong> had <a href=\"\/en\/travel-health-and-corporate-life\/insurance-for-foreigners-required-for-visas-and-residence-cards\/\">Health insurance for a residence card<\/a>. This document confirms that, if necessary, the foreign national will have access to an appropriate level of medical care without placing a burden on the state budget.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What type of insurance will be accepted?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The two most commonly accepted types of policies are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Voluntary Health Insurance<\/strong> at the NFZ (National Health Fund),<\/li>\n\n\n<li><strong>Private Health Insurance<\/strong>, that meet the requirements of the Office for Foreigners.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">It is important that the coverage include medical expenses incurred in Poland and remain valid for the entire duration of the stay covered by the application.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How do I get the right insurance policy?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you don't work in Poland, you can purchase private <strong>Health Insurance for Foreigners<\/strong> online. Choose only offers that clearly state in the contract that they cover <strong>costs of medical treatment for foreign nationals<\/strong> within Poland. You can find a sample offer here: <a href=\"\/en\/travel-health-and-corporate-life\/insurance-for-foreigners-required-for-visas-and-residence-cards\/\">Health insurance for a residence card<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What documents do you need to submit?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When applying for a temporary residence permit, you must include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>a copy of a valid insurance policy,<\/li>\n\n\n<li>proof of payment of the insurance premium,<\/li>\n\n\n<li>a certified translation, if the document is not in Polish.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">What are the consequences of not having insurance?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Failure to have a valid insurance policy may result in the denial of a residence permit. In addition, <strong>Health Insurance for Foreigners<\/strong> It also serves as a form of protection in the event of a sudden illness or accident. Medical treatment in Poland without a valid insurance policy can be very expensive.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Where can I find out more?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Check out our guide: <a href=\"\/en\/guide\/health-insurance-residence-card-the-most-important-formalities\/\">Health Insurance and the Residence Card \u2013 Key Formalities<\/a> and <a href=\"\/en\/guide\/insurance-for-foreigners-in-poland-how-it-works-and-how-much-it-costs\/\">Insurance for Foreigners in Poland \u2013 How It Works and How Much It Costs<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>Polish law requires that every foreign national applying for a residence permit have health insurance for the residence permit. This document confirms that, if necessary, the foreign national will have access to an appropriate level of medical care without placing a burden on the budget<\/p>","protected":false},"author":1,"featured_media":3787,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[51],"tags":[65,66,74,63,62],"class_list":["post-3871","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ubezpieczenie-cudzoziemca","tag-karta-pobytu","tag-nfz","tag-obowiazek-ubezpieczenia","tag-ubezpieczenie-dla-cudzoziemcow","tag-ubezpieczenie-zdrowotne"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie zdrowotne dla karty pobytu \u2013 co musisz wiedzie\u0107 przed z\u0142<\/title>\n<meta name=\"description\" content=\"Planujesz z\u0142o\u017cy\u0107 wniosek o kart\u0119 pobytu w Polsce? 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