{"id":3510,"date":"2021-09-21T16:36:08","date_gmt":"2021-09-21T14:36:08","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/ubezpieczenie\/dobrowolne-ubezpieczenie-mienia-hdi\/"},"modified":"2026-10-26T21:22:10","modified_gmt":"2026-10-26T20:22:10","slug":"hdi-voluntary-property-insurance","status":"publish","type":"ubezpieczenie","link":"https:\/\/polisarium.pl\/en\/tu\/hdi\/rolnicze\/dobrowolne-ubezpieczenie-mienia-hdi\/","title":{"rendered":"HDI Voluntary Property Insurance"},"content":{"rendered":"<h2 class=\"wp-block-heading\">HDI Voluntary Property Insurance<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If peace of mind is important to you, you can insure your home and farm under a single policy. Ensure the safety of yourself, your loved ones, and your farm with coverage tailored to your needs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Is mandatory insurance sufficient?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you're unsure, it's a good idea to combine mandatory insurance with voluntary insurance. For your convenience, you can do this under a single policy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Find out what additional coverage you can get for your home and outbuildings.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes tabela-tu\" style=\"font-size:0.9em\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"row\">Obligation<\/th><th scope=\"col\">Random events, in accordance with the Act on Compulsory Insurance, the UFG, and the PBUK<\/th><\/tr><\/thead><tbody><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"row\">&nbsp;<\/th><td>\n<ul>\n<li>torrential rain<\/li>\n<li>explosion<\/li>\n<li>hail<\/li>\n<li>hurricane (24.5 m\/s)<\/li>\n<li>avalanche<\/li>\n<li>landslide<\/li>\n<li>fire<\/li>\n<li>snowfall<\/li>\n<li>lightning<\/li>\n<li>flooding<\/li>\n<li>flood<\/li>\n<li>rockburst<\/li>\n<li>aircraft crash<\/li>\n<\/ul>\n<\/td><\/tr><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"row\">Standard Extension*<\/th><th>Expanding the scope of mandatory coverage to include additional voluntary risks<\/th><\/tr><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"row\">&nbsp;<\/th><td>\n<ul>\n<li>devastation<\/li>\n<li>smoke and soot<\/li>\n<li>costs of investigating the cause of the damage<\/li>\n<li>snow load<\/li>\n<li>power surge<\/li>\n<li>strong wind (17.5 m\/s)<\/li>\n<li>contusion<\/li>\n<li>earthquake<\/li>\n<li>vehicle collision<\/li>\n<li>falling trees or utility poles<\/li>\n<li>flooding<\/li>\n<\/ul>\n<\/td><\/tr><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"row\">Comfort Add-on**<\/th><th>Expansion of the mandatory coverage to include additional voluntary risks\u2014the same as those in the Standard plan\u2014and additional protection, which includes:<\/th><\/tr><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"row\">&nbsp;<\/th><td>\n<ul>\n<li>graffiti<\/li>\n<li>costs of repairing damaged burglar-proof security measures<\/li>\n<li>freeze-thaw cracking<\/li>\n<li>damage to solar panels, solar collectors, and photovoltaic cells<\/li>\n<li>wind (no minimum speed)<\/li>\n<li>other risks not excluded in the General Terms and Conditions (all risks)<\/li>\n<\/ul>\n<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">*House, outbuildings<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">**A house with an insurance coverage amount of at least 200,000 PLN**<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">The following are not subject to coverage under the optional risk extension:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>buildings taken out of service (vacant buildings),<\/li>\n\n\n<li>greenhouses, hotbeds, sheds,<\/li>\n\n\n<li>chicken coops with a total area of 200 m<sup>2 <\/sup>or more, or with an insured amount exceeding 200,000 PLN,<\/li>\n\n\n<li>agricultural buildings with a wear and tear rating of 80% or higher,<\/li>\n\n\n<li>Residential buildings with a total insured value of less than 200,000 PLN under the extended \"Komfort\" coverage.<\/li>\n<\/ul>","protected":false},"featured_media":3395,"template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[34],"class_list":["post-3510","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-rolnicze"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Dobrowolne ubezpieczenie mienia HDI | Polisarium<\/title>\n<meta name=\"description\" content=\"Dobrowolne ubezpieczenie mienia HDI \u2013 ochrona domu i gospodarstwa w jednej polisie. 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