{"id":3532,"date":"2022-02-27T09:59:30","date_gmt":"2022-02-27T08:59:30","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/ubezpieczenie\/pzu-auto-oc\/"},"modified":"2026-10-15T22:06:31","modified_gmt":"2026-10-15T20:06:31","slug":"pzu-auto-liability-insurance","status":"publish","type":"ubezpieczenie","link":"https:\/\/polisarium.pl\/en\/tu\/pzu\/samochod\/pzu-auto-oc\/","title":{"rendered":"PZU Auto Liability Insurance"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Do you own a motor vehicle? Regardless of how often you use it, you are required to purchase liability insurance. Otherwise, an accident or collision could result in high repair costs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Who is it for?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">This is mandatory insurance for vehicle owners. Its terms and conditions, scope of coverage, and limitations can be found in the Act on Mandatory Insurance, the Insurance Guarantee Fund, and the Polish Motor Insurers\u2019 Bureau.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">When and how can we help?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you caused an accident, you are responsible for repairing the damage or paying for it. If you have PZU Auto OC coverage, we will pay compensation to the injured parties.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We are liable for damages that occurred during and in connection with:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>vehicle movement,<\/li>\n\n\n<li>getting into or out of a vehicle,<\/li>\n\n\n<li>direct loading or unloading of a vehicle,<\/li>\n\n\n<li>stopping or parking a vehicle.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">We provide financial coverage for damages whose value does not exceed:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>5,210,000 euros for personal injury (for example, if someone dies or is injured in an accident),<\/li>\n\n\n<li>1,050,000 euros for property damage (e.g., damage to a car, a roadside barrier, or a private property fence).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The insurance covers losses resulting from death, bodily injury, health impairment, or the loss, destruction, or damage of property. We handle vehicle repairs, medical treatment, disability benefits, or compensation for the death of individuals.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Third-Party Liability Insurance is valid in Poland, other European Union countries, Andorra, Bosnia and Herzegovina, Montenegro, Iceland, Liechtenstein, Norway, Serbia, Switzerland, and the United Kingdom.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Extensions to the scope of coverage:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>PAO UTO \u2013 liability insurance covering damages caused by the owner or user of a vehicle insured under PZU Auto OC while riding a UTO personal transportation device, such as a bicycle, wheelchair, or scooter,<\/li>\n\n\n<li>PZU Roadside Assistance \u2013 Comfort \u2013 along with liability insurance, we offer basic roadside assistance services, namely PZU Roadside Assistance in the Comfort plan,<\/li>\n\n\n<li>Green Card \u2013 Before traveling to certain countries, you must have an international liability insurance certificate\u2014the so-called Green Card,<\/li>\n\n\n<li>Direct Claims Settlement (BLS) \u2013 if your vehicle is damaged in a collision, you can file a claim with us. We\u2019ll handle the paperwork with other insurers and pay you the money,<\/li>\n\n\n<li>Exclusion of a Claim from the Liability Insurance Policy \u2013 With this option, the first claim under a liability insurance policy will not affect the premium when you purchase your next liability insurance policy from PZU.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Why is it worth it?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>We guarantee immediate damage repair,<\/li>\n\n\n<li>liability insurance for cyclists, scooter users, and users of other personal mobility devices,<\/li>\n\n\n<li>Green Card \u2013 included in the price of PZU Auto Liability Insurance,<\/li>\n\n\n<li>Roadside Assistance: Comfort, which also includes a medical consultation for the driver in the event of an accident.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Insurance Coverage \u2013 Exclusions and Limitations<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">We are not liable for damages:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>for the damage the driver caused to the owner's property,<\/li>\n\n\n<li>in a vehicle owned or co-owned by the holder of the vehicle that caused the damage \u2014 unless such vehicles are subject to a lease agreement with the same lessor, have been transferred to the same creditor, or are subject to a retention of title in favor of the same creditor,<\/li>\n\n\n<li>in cargo, shipments, or baggage carried for a fee\u2014unless liability for the damage rests with the owner of a vehicle other than the one transporting those items,<\/li>\n\n\n<li>which involve the loss of cash, jewelry, securities, documents, and collections of stamps, coins, and similar items,<\/li>\n\n\n<li>that involve environmental pollution or contamination.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">You can find complete information about the scope of coverage under PZU Auto OC in the Act on Compulsory Insurance, the Insurance Guarantee Fund, and the Polish Motor Insurers\u2019 Bureau.<\/p>","protected":false},"featured_media":3364,"template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[11],"class_list":["post-3532","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-samochod"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>PZU Auto OC | Polisarium<\/title>\n<meta name=\"description\" content=\"Ochrona w razie kolizji, wypadku lub szk\u00f3d wyrz\u0105dzonych osobom trzecim. PZU Auto OC \u2013 obowi\u0105zkowe ubezpieczenie dla w\u0142a\u015bcicieli aut. Sprawd\u017a ofert\u0119!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/polisarium.pl\/en\/here\/pzu\/car\/pzu-auto-liability-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PZU Auto OC\" \/>\n<meta property=\"og:description\" content=\"Ochrona w razie kolizji, wypadku lub szk\u00f3d wyrz\u0105dzonych osobom trzecim. PZU Auto OC \u2013 obowi\u0105zkowe ubezpieczenie dla w\u0142a\u015bcicieli aut. 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