{"id":3547,"date":"2021-09-30T19:03:05","date_gmt":"2021-09-30T17:03:05","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/ubezpieczenie\/ubezpieczenie-ocac-uniqa\/"},"modified":"2026-10-26T21:22:13","modified_gmt":"2026-10-26T20:22:13","slug":"uniqa-ocac-insurance","status":"publish","type":"ubezpieczenie","link":"https:\/\/polisarium.pl\/en\/tu\/uniqa\/samochod\/ubezpieczenie-ocac-uniqa\/","title":{"rendered":"Uniqa Third-Party Liability and Comprehensive Insurance"},"content":{"rendered":"<h2 class=\"wp-block-heading\">Third-Party Liability and Comprehensive Insurance at Uniqa<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This coverage ensures that the costs of repairs or compensation for minor or total damage will be covered.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Benefits of Third-Party Liability and Comprehensive Insurance:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>We offer competitive prices\u2014see for yourself by calculating your premium online or by phone.<\/li>\n\n\n<li>This plan includes liability insurance, comprehensive insurance, and MIDI Assistance. You can purchase the Green Card as an optional add-on (starting at 20 z\u0142 per year).<\/li>\n\n\n<li>You can pay for your policy in installments or using any payment method.<\/li>\n\n\n<li>You'll ensure comprehensive protection in a variety of situations on the road.<\/li>\n\n\n<li>You'll keep your discounts for accident-free driving.<\/li>\n\n\n<li>If you extend your coverage to include the Guaranteed Sum Insured Plus (GSU+), the vehicle\u2019s value will not decrease throughout the entire term of the policy. In the event of a total loss or theft, the compensation will correspond to the value of the car as of the date of the incident\u2014no less than the value specified in the policy and no more than 110% of that value.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Insurance coverage included in the OC+AC package:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>OC \u2013 mandatory auto liability insurance, which protects you against civil liability for damages you cause to others in connection with the operation of your vehicle.<\/li>\n\n\n<li>AC \u2013 Comprehensive Auto Insurance, which guarantees coverage of repair costs or compensation in a variety of incidents\u2014ranging from minor ones (including fender benders, vandalism) to total losses (including loss of the vehicle due to fire, natural disasters, or the vehicle being declared a total loss after an accident), as well as loss of the vehicle due to theft.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">You decide on the scope of your insurance coverage.<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>How to have the damage repaired\u2014at an Authorized Service Center (ASO), based on a cost estimate, or at a repair shop.<\/li>\n\n\n<li>Does the coverage area for comprehensive auto insurance include all of Europe?<\/li>\n\n\n<li>Does it provide coverage for additional vehicle equipment? (option available when purchasing by phone)<\/li>\n\n\n<li>Will the compensation be reduced by the so-called depreciation of the parts (wear and tear)?<\/li>\n\n\n<li>What portion of the compensation will be your share (deductible)?<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-table is-style-stripes tabela-tu\" style=\"font-size:0.9em\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"col\">\n<p><strong>Motor third party insurance<\/strong><\/p>\n<\/th><th scope=\"col\">\n<p><strong>MIDI Assistance<\/strong><\/p>\n<\/th><th scope=\"col\">\n<p><strong>Green Card (optional)<\/strong><\/p>\n<\/th><\/tr><\/thead><tbody><tr><td>\n<p>This is mandatory auto insurance for car owners. It provides you with coverage against civil liability for damages caused to others while your vehicle is in operation.<\/p>\n<\/td><td>\n<p>Basic, 24\/7 assistance in the event of an accident, breakdown, or vehicle theft (included in the Liability Insurance Package).<\/p>\n<\/td><td>\n<p>You can drive abroad without having to purchase additional insurance outside the country (an add-on to your liability insurance, starting at 20 z\u0142 per year).<\/p>\n<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Remember!<\/strong> Liability insurance will not cover you in the event of damage to your car, nor will it pay compensation for bodily injury resulting from a traffic accident. For your safety, we recommend expanding your coverage with the additional options we offer.<\/p>","protected":false},"featured_media":3415,"template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[11],"class_list":["post-3547","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-samochod"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie OC+AC Uniqa | Polisarium<\/title>\n<meta name=\"description\" content=\"Ubezpieczenie OC+AC UNIQA - kompleksowa ochrona Twojego auta w Polsce i Europie. 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