Home insurance is useful if you want to protect yourself against unpredictable weather conditions, fire, power surges, lightning strikes, burglary, and other incidents. You can also extend the coverage to include items in your yard. You can choose which coverage option to select and how long the policy should be valid: 1 year or 3 years\u2026 Tailor the coverage to your needs and protect what\u2019s inside and outside your home.<\/p>\n\n\n\n
The policy coverage includes: walls (including ceilings), ancillary spaces belonging to the apartment (basement, storage unit, attic), as well as fixed elements (items that are built-in and cannot be removed, such as tile, flooring, built-in bathroom fixtures, and built-in appliances).<\/p>\n\n\n\n
It is important to ensure that the coverage also includes the personal property that makes up the contents of the home (including furniture, rugs, electronics and household appliances, clothing, photography and sports equipment, musical instruments, jewelry, and other items).<\/p>\n\n\n\n
| \n Select an option<\/p>\n<\/th> | \n Warta Home<\/p>\n<\/th> | \n Warta Dom Komfort<\/p>\n<\/th><\/tr><\/thead> |
|---|---|---|
| \n Minimum coverage amount for a home<\/p>\n<\/td> | \n _<\/p>\n<\/td> | \n 100,000 PLN<\/p>\n<\/td><\/tr> |
| \n Insurance covering all events not excluded in the General Terms and Conditions (All Risk)<\/p>\n<\/td> | \n \u2013<\/p>\n<\/td> | \n +<\/p>\n<\/td><\/tr> |
| \n Insurance against major incidents caused by, among other things, fire, flood, water damage, high winds, power surges, explosions, hail, lightning strikes, and vandalism<\/p>\n<\/td> | \n +<\/p>\n<\/td> | \n +<\/p>\n<\/td><\/tr> |
| \n Breakage \u2013 standard coverage, e.g., glass doors, windows, kitchen cooktops<\/p>\n<\/td> | \n +<\/p>\n<\/td> | \n +<\/p>\n<\/td><\/tr> |
| \n Breakage \u2013 \u201cComfort\u201d option, e.g., photovoltaic cells, fireplace glass panels, built-in oven glass panels.<\/p>\n<\/td> | \n You can buy additional<\/p>\n<\/td> | \n +<\/p>\n<\/td><\/tr> |
| \n Insurance against burglary and theft of personal property or damage to the home<\/p>\n<\/td> | \n You can buy additional<\/p>\n<\/td> | \n +<\/p>\n<\/td><\/tr> |
| \n Identifying and Removing the Cause of the Damage<\/p>\n<\/td> | \n up to 10,000 PLN<\/p>\n<\/td> | \n up to 40,000 PLN<\/p>\n<\/td><\/tr> |
| \n Coverage for rented items, such as sports equipment or musical instruments\u2014as part of personal property and home insurance<\/p>\n<\/td> | \n +<\/p>\n<\/td> | \n +<\/p>\n<\/td><\/tr> |
| \n Coverage for work-related items, such as a phone or laptop provided by the employer\u2014under personal property and home insurance<\/p>\n<\/td> | \n +<\/p>\n<\/td> | \n +<\/p>\n<\/td><\/tr> |
| \n Coverage for jewelry and watches\u2014as part of personal property and home insurance<\/p>\n<\/td> | \n up to the 30% limit | \n up to the 30% limit |
| \n Cash Protection<\/p>\n<\/td> | \n up to the 30% limit | \n up to the 30% limit |
| \n Cash Extortion \u2013 The \"Grandchild\" and \"Police Officer\" Scams<\/p>\n<\/td> | \n 10% | \n 20% |
| \n Coverage for items used in a sole proprietorship other than office equipment\u2014such as specialized surveying equipment\u2014under personal property and home insurance<\/p>\n<\/td> | \n \u2013<\/p>\n<\/td> | \n up to 10,000 PLN<\/p>\n<\/td><\/tr> |
| \n Coverage for items stored on an enclosed balcony, loggia, or terrace\u2014as part of personal property and home insurance<\/p>\n<\/td> | \n up to 2,000 PLN<\/p>\n<\/td> | \n up to 5,000 PLN<\/p>\n<\/td><\/tr> |
| \n Coverage for personal belongings outside the home (e.g., cell phone, bag, watch, house keys) in the event of a robbery\u2014as part of personal property and home insurance<\/p>\n<\/td> | \n up to the 10% limit | \n up to the 10% limit |
| \n Coverage for items stored in a storage unit\u2014as part of personal property and home insurance<\/p>\n<\/td> | \n up to the 20% limit<\/p>\n<\/td> | \n up to the 50% limit |
| \n Standard option, e.g., intervention by a specialist<\/p>\n<\/td> | \n +<\/p>\n<\/td> | \n +<\/p>\n<\/td><\/tr> |
| \n Comfort Plan, e.g., repairs to household appliances, electronics, and computers; medical assistance.<\/p>\n<\/td> | \n You can buy additional<\/p>\n<\/td> | \n +<\/p>\n<\/td><\/tr> |
| \n Personal Liability Insurance \u2013 Coverage Worldwide (excluding the U.S. and Canada)<\/p>\n<\/td> | \n You can buy additional<\/p>\n<\/td> | \n You can buy additional<\/p>\n<\/td><\/tr> |
| \n Child Liability Insurance for Damages Caused by Young Children<\/p>\n<\/td> | \n You can buy additional<\/p>\n<\/td> | \n You can buy additional<\/p>\n<\/td><\/tr> |
| \n Tenant Liability Insurance or Resident Liability Insurance for Individuals Covered by a Lease Agreement<\/p>\n<\/td> | \n You can buy additional<\/p>\n<\/td> | \n You can buy additional<\/p>\n<\/td><\/tr> |
| \n Liability Insurance in the United States and Canada<\/p>\n<\/td> | \n \u2013<\/p>\n<\/td> | \n You can buy additional<\/p>\n<\/td><\/tr> |
| \n Accident insurance for household members, including children<\/p>\n<\/td> | \n You can buy additional<\/p>\n<\/td> | \n You can buy additional<\/p>\n<\/td><\/tr> |
| \n Non-work-related injury with complications such as a heart attack or stroke<\/p>\n<\/td> | \n \u2013<\/p>\n<\/td> | \n You can buy additional<\/p>\n<\/td><\/tr> |
| \n Protecting the area around the house, such as fences, carports, gazebos, patio furniture, and gardening tools<\/p>\n<\/td> | \n You can buy additional<\/p>\n<\/td> | \n You can buy additional<\/p>\n<\/td><\/tr> |
| \n Protection of trees and shrubs planted in the ground that are at risk of damage<\/p>\n<\/td> | \n \u2013<\/p>\n<\/td> | \n You can buy additional<\/p>\n<\/td><\/tr> |
| \n Bicycle coverage away from home in the event of an accident, theft, or unforeseen incidents, including Assistance<\/p>\n<\/td> | \n You can buy additional<\/p>\n<\/td> | \n You can buy additional<\/p>\n<\/td><\/tr> |
| \n Protecting your equipment (computers, cameras, music equipment, sports gear, and camping gear) in the event of a robbery while you're away from home<\/p>\n<\/td> | \n You can buy additional<\/p>\n<\/td> | \n You can buy additional<\/p>\n<\/td><\/tr> |
| \n Protection of equipment in the event of unforeseen incidents or theft by breaking and entering from a hotel room or a car trunk<\/p>\n<\/td> | \n \u2013<\/p>\n<\/td> | \n You can buy additional<\/p>\n<\/td><\/tr><\/tbody><\/table><\/figure>","protected":false},"featured_media":3326,"template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[17],"class_list":["post-3559","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-nieruchomosci"],"acf":[],"yoast_head":"\n |