{"id":3561,"date":"2022-01-09T11:02:06","date_gmt":"2022-01-09T10:02:06","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/ubezpieczenie\/ubezpieczenie-ac-autocasco-warta\/"},"modified":"2026-10-26T21:22:15","modified_gmt":"2026-10-26T20:22:15","slug":"warta-comprehensive-auto-insurance","status":"publish","type":"ubezpieczenie","link":"https:\/\/polisarium.pl\/en\/tu\/warta\/samochod\/ubezpieczenie-ac-autocasco-warta\/","title":{"rendered":"Warta Comprehensive Auto Insurance (AC)"},"content":{"rendered":"<h3 class=\"wp-block-heading\">Comprehensive Auto Insurance \u2013 Assistance in the Event of Damage, Destruction, or Theft<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Comprehensive auto insurance is a comprehensive policy that covers your vehicle in the event of damage, destruction, or theft. Depending on your needs and budget, you can choose one of two comprehensive insurance plans: Standard or Comfort. Each plan provides coverage for all incidents (All Risks).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What do you get out of it?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>All-Risk Coverage \u2013 A comprehensive auto insurance policy covers not only standard incidents but also those that are not explicitly excluded in the policy. This is the most convenient option for customers.<\/li>\n\n\n<li>Repairs at Authorized Service Centers \u2013 you have the option to choose comprehensive auto insurance, under which we cover the cost of repairing your car at an authorized service center.<\/li>\n\n\n<li>Guaranteed Insurance Amount \u2013 In the event of vehicle theft, we guarantee payment of compensation equal to the vehicle\u2019s value as stated in the contract. This may be an amount equal to the invoice value.<\/li>\n\n\n<li>Simple and efficient claims processing\u2014all you need is a smartphone to handle every step of the damage report process, thanks to the \u201eWarta Mobile\u201d app.<\/li>\n\n\n<li>Compensation even for the smallest damages \u2013 At Warta, you can get insurance coverage for even the smallest damages that do not exceed 500,000 PLN.<\/li>\n\n\n<li>Loyal Customer Package \u2013 You get favorable terms on additional insurance policies, such as higher coverage limits for the same price.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">What Does Comprehensive Auto Insurance Cover? Examples<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Car theft\u2014when someone steals a car from a neighborhood parking lot or another location.<\/li>\n\n\n<li>Broken windows and theft of equipment\u2014when your vehicle is damaged during a break-in.<\/li>\n\n\n<li>Collision with another car \u2013 when you perform a maneuver that results in a collision with another car.<\/li>\n\n\n<li>Collision with a tree \u2013 when you lose control of your car and hit a tree.<\/li>\n\n\n<li>Damage Caused by Animals \u2013 When a Marten Chews Through a Vehicle's Cables.<\/li>\n\n\n<li>Body damage \u2013 when the vehicle body is damaged by severe weather conditions.<\/li>\n\n\n<li>Damage in an unguarded area\u2014when the at-fault driver causes damage to the bumper and does not leave contact information.<\/li>\n\n\n<li>Flooding in a car\u2014when a sudden downpour causes flooding in an underground garage.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">What Is Not Covered by Comprehensive Auto Insurance? Examples<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Car breakdown \u2013 if your engine breaks down and you have to take your car to a repair shop, you\u2019ll have to cover the repair costs yourself.<\/li>\n\n\n<li>Vehicle wear and tear \u2013 you are responsible for paying for the replacement of brake pads once they are worn out.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Comparison of Assistance Plans:<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes tabela-tu\" style=\"font-size:0.9em\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">\n<p>Select an option<\/p>\n<\/th><th class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">Standard Comprehensive Auto Insurance<\/p>\n<\/th><th class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">Comprehensive Auto Insurance (Comfort)<\/p>\n<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">\n<p>Protection against the consequences of accidents and natural disasters<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">+<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">+<\/p>\n<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\n<p>Insurance against theft, burglary, and vandalism<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">+<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">+<\/p>\n<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\n<p>Liability even for the smallest damage<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">+<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">+<\/p>\n<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\n<p>When determining your premium for the next year, even if you\u2019ve had one claim, you\u2019ll be treated as if you\u2019ve had no claims<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">You can purchase this option<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">+<\/p>\n<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\n<p>The compensation will cover the cost of original parts (purchased depreciation option)<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">You can purchase this option<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">+<\/p>\n<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\n<p>The compensation will cover the cost of repairs at an authorized service center<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">You can purchase this option<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">+<\/p>\n<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\n<p>Even after a claim, you remain fully insured\u2014the coverage amount is not reduced<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">You can purchase this option<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">+<\/p>\n<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\n<p>A guarantee that we will pay you full compensation (no deductibles, excesses, or other deductions)<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">You can purchase this option<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">+<\/p>\n<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\n<p>A payout equal to the value of the vehicle listed in the policy in the event of theft or total loss, i.e., the Guaranteed Sum Insured<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">A payout equal to the value of the car on the date of the accident<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">+<\/p>\n<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\n<p>Theft or total destruction of a car no more than 3 years old: payment equal to the car's value as stated on the invoice<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">A payout equal to the value of the car on the date of the accident<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">You can purchase this option<\/p>\n<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\n<p>Compensation for Damaged Luggage<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">\u2013<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">+<\/p>\n<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\n<p>Assistance Included in the Price of Comprehensive Auto Insurance<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">Standard Option<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p align=\"center\">Gold Plan<\/p>\n<\/td><\/tr><\/tbody><\/table><\/figure>","protected":false},"featured_media":3325,"template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[11],"class_list":["post-3561","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-samochod"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie AC Warta | 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