{"id":3510,"date":"2021-09-21T16:36:08","date_gmt":"2021-09-21T14:36:08","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/ubezpieczenie\/dobrowolne-ubezpieczenie-mienia-hdi\/"},"modified":"2026-10-26T21:22:10","modified_gmt":"2026-10-26T20:22:10","slug":"seguro-voluntario-de-bienes-de-hdi","status":"publish","type":"ubezpieczenie","link":"https:\/\/polisarium.pl\/es\/tu\/hdi\/rolnicze\/dobrowolne-ubezpieczenie-mienia-hdi\/","title":{"rendered":"Seguro voluntario de bienes de HDI"},"content":{"rendered":"<h2 class=\"wp-block-heading\">Seguro voluntario de bienes de HDI<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Si para ti lo m\u00e1s importante es la comodidad, puedes asegurar tu vivienda y tu finca en una sola p\u00f3liza. Garantiza tu seguridad, la de tus seres queridos y la de tu finca con una cobertura adaptada a tus necesidades.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u00bfEs suficiente el seguro obligatorio?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Si tienes dudas, te conviene combinar el seguro obligatorio con el voluntario. Para tu comodidad, puedes hacerlo en una sola p\u00f3liza.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Comprueba en qu\u00e9 medida puedes ampliar la cobertura del seguro de tu vivienda y de tus edificios anexos.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes tabela-tu\" style=\"font-size:0.9em\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"row\">Obligaci\u00f3n<\/th><th scope=\"col\">Sucesos fortuitos, de conformidad con la Ley de seguros obligatorios, el UFG y el PBUK<\/th><\/tr><\/thead><tbody><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"row\">&nbsp;<\/th><td>\n<ul>\n<li>lluvia torrencial<\/li>\n<li>explosi\u00f3n<\/li>\n<li>granizo<\/li>\n<li>hurac\u00e1n (24,5 m\/s)<\/li>\n<li>avalancha<\/li>\n<li>deslizamiento de tierra<\/li>\n<li>fuego<\/li>\n<li>nevadas<\/li>\n<li>rayo<\/li>\n<li>inundaci\u00f3n parcial<\/li>\n<li>inundaci\u00f3n<\/li>\n<li>hundimiento<\/li>\n<li>accidente a\u00e9reo<\/li>\n<\/ul>\n<\/td><\/tr><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"row\">Ampliaci\u00f3n Est\u00e1ndar*<\/th><th>Ampliaci\u00f3n del alcance de la cobertura obligatoria para incluir riesgos adicionales voluntarios<\/th><\/tr><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"row\">&nbsp;<\/th><td>\n<ul>\n<li>devastaci\u00f3n<\/li>\n<li>humo y holl\u00edn<\/li>\n<li>costes derivados de la investigaci\u00f3n de la causa del siniestro<\/li>\n<li>presi\u00f3n de la nieve<\/li>\n<li>sobretensi\u00f3n<\/li>\n<li>viento fuerte (17,5 m\/s)<\/li>\n<li>contusi\u00f3n<\/li>\n<li>terremoto<\/li>\n<li>colisi\u00f3n de un veh\u00edculo<\/li>\n<li>ca\u00edda de \u00e1rboles o postes<\/li>\n<li>inundaci\u00f3n<\/li>\n<\/ul>\n<\/td><\/tr><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"row\">Ampliaci\u00f3n \u00abKomfort\u00bb**<\/th><th>Ampliaci\u00f3n de la cobertura obligatoria con riesgos voluntarios adicionales, id\u00e9nticos a los de la cobertura \u00abStandard\u00bb, y una protecci\u00f3n adicional que incluye:<\/th><\/tr><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"row\">&nbsp;<\/th><td>\n<ul>\n<li>graffiti<\/li>\n<li>costes de reparaci\u00f3n de los dispositivos antirrobo da\u00f1ados<\/li>\n<li>grietas por heladas<\/li>\n<li>rotura de paneles solares, colectores solares y c\u00e9lulas fotovoltaicas<\/li>\n<li>viento (sin velocidad m\u00ednima)<\/li>\n<li>otros riesgos que no est\u00e9n excluidos en las Condiciones Generales de la P\u00f3liza (todos los riesgos)<\/li>\n<\/ul>\n<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">*Vivienda, edificios agr\u00edcolas<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">**Vivienda con una suma asegurada no inferior a 200 000 PLN**<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">No est\u00e1n sujetos a la ampliaci\u00f3n con riesgos adicionales voluntarios:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>edificios fuera de servicio (desocupados),<\/li>\n\n\n<li>invernaderos, invernaderos de cultivo, cobertizos,<\/li>\n\n\n<li>gallineros con una superficie de 200 m<sup>2 <\/sup>o m\u00e1s, o con una suma asegurada superior a 200 000 PLN,<\/li>\n\n\n<li>edificios agr\u00edcolas cuyo grado de deterioro haya alcanzado el 80% o m\u00e1s,<\/li>\n\n\n<li>edificios residenciales con una suma asegurada inferior a 200 000 PLN en la cobertura ampliada \u00abKomfort\u00bb.<\/li>\n<\/ul>","protected":false},"featured_media":3395,"template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[34],"class_list":["post-3510","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-rolnicze"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Dobrowolne ubezpieczenie mienia HDI | Polisarium<\/title>\n<meta name=\"description\" content=\"Dobrowolne ubezpieczenie mienia HDI \u2013 ochrona domu i gospodarstwa w jednej polisie. 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