{"id":3510,"date":"2021-09-21T16:36:08","date_gmt":"2021-09-21T14:36:08","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/ubezpieczenie\/dobrowolne-ubezpieczenie-mienia-hdi\/"},"modified":"2026-10-26T21:22:10","modified_gmt":"2026-10-26T20:22:10","slug":"asuransi-harta-benda-sukarela-hdi","status":"publish","type":"ubezpieczenie","link":"https:\/\/polisarium.pl\/id\/tu\/hdi\/rolnicze\/dobrowolne-ubezpieczenie-mienia-hdi\/","title":{"rendered":"Asuransi harta benda sukarela HDI"},"content":{"rendered":"<h2 class=\"wp-block-heading\">Asuransi harta benda sukarela HDI<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Jika kenyamanan adalah hal yang penting bagi Anda, Anda dapat mengasuransikan rumah dan lahan pertanian Anda dalam satu polis. Jamin keamanan diri Anda, orang-orang terkasih, dan lahan pertanian Anda dengan cakupan yang disesuaikan dengan kebutuhan Anda.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Apakah asuransi wajib sudah cukup?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Jika Anda ragu, sebaiknya gabungkan asuransi wajib dengan asuransi sukarela. Demi kenyamanan Anda, hal ini dapat dilakukan dalam satu polis.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cari tahu sejauh mana Anda dapat memperluas perlindungan asuransi untuk rumah dan bangunan pendukung Anda.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes tabela-tu\" style=\"font-size:0.9em\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"row\">Kewajiban<\/th><th scope=\"col\">Peristiwa tak terduga, sesuai dengan Undang-Undang tentang Asuransi Wajib UFG dan PBUK<\/th><\/tr><\/thead><tbody><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"row\">&nbsp;<\/th><td>\n<ul>\n<li>hujan lebat<\/li>\n<li>ledakan<\/li>\n<li>hujan es<\/li>\n<li>badai (24,5 m\/s)<\/li>\n<li>longsor<\/li>\n<li>longsor<\/li>\n<li>api<\/li>\n<li>hujan salju<\/li>\n<li>petir<\/li>\n<li>genangan air<\/li>\n<li>banjir<\/li>\n<li>longsor<\/li>\n<li>kecelakaan pesawat<\/li>\n<\/ul>\n<\/td><\/tr><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"row\">Paket Tambahan Standar*<\/th><th>Perluasan cakupan wajib dengan risiko tambahan yang bersifat sukarela<\/th><\/tr><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"row\">&nbsp;<\/th><td>\n<ul>\n<li>kerusakan parah<\/li>\n<li>asap dan jelaga<\/li>\n<li>biaya pencarian penyebab kerugian<\/li>\n<li>tekanan salju<\/li>\n<li>lonjakan tegangan<\/li>\n<li>angin kencang (17,5 m\/s)<\/li>\n<li>memar<\/li>\n<li>gempa bumi<\/li>\n<li>tabrakan kendaraan<\/li>\n<li>jatuhnya pohon atau tiang<\/li>\n<li>banjir<\/li>\n<\/ul>\n<\/td><\/tr><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"row\">Paket Komfort**<\/th><th>Perluasan cakupan wajib dengan risiko tambahan sukarela, yang sama seperti dalam cakupan Standar, serta perlindungan tambahan yang mencakup:<\/th><\/tr><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"row\">&nbsp;<\/th><td>\n<ul>\n<li>graffiti<\/li>\n<li>biaya perbaikan sistem pengamanan anti-pencurian yang rusak<\/li>\n<li>retakan akibat embun beku<\/li>\n<li>kerusakan pada panel surya, kolektor surya, dan sel fotovoltaik<\/li>\n<li>angin (tidak ada kecepatan minimum)<\/li>\n<li>risiko lain yang tidak dikecualikan dalam Ketentuan Umum Asuransi (all risks)<\/li>\n<\/ul>\n<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">*Rumah, bangunan pendukung<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">**Rumah dengan nilai pertanggungan tidak kurang dari 200.000 z\u0142**<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Perluasan cakupan risiko sukarela tambahan tidak berlaku untuk:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>bangunan yang tidak lagi digunakan (kosong),<\/li>\n\n\n<li>rumah kaca, rumah pembibitan, kanopi,<\/li>\n\n\n<li>kandang ayam dengan luas 200 m<sup>2 <\/sup>atau lebih, atau dengan nilai pertanggungan lebih dari 200.000 z\u0142,<\/li>\n\n\n<li>bangunan pertanian yang tingkat keausannya telah mencapai 80% atau lebih,<\/li>\n\n\n<li>bangunan tempat tinggal dengan nilai pertanggungan kurang dari 200.000 z\u0142 dalam cakupan asuransi tambahan Komfort.<\/li>\n<\/ul>","protected":false},"featured_media":3395,"template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[34],"class_list":["post-3510","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-rolnicze"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Dobrowolne ubezpieczenie mienia HDI | Polisarium<\/title>\n<meta name=\"description\" content=\"Dobrowolne ubezpieczenie mienia HDI \u2013 ochrona domu i gospodarstwa w jednej polisie. 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