{"id":3547,"date":"2021-09-30T19:03:05","date_gmt":"2021-09-30T17:03:05","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/ubezpieczenie\/ubezpieczenie-ocac-uniqa\/"},"modified":"2026-10-26T21:22:13","modified_gmt":"2026-10-26T20:22:13","slug":"asuransi-ocac-uniqa","status":"publish","type":"ubezpieczenie","link":"https:\/\/polisarium.pl\/id\/tu\/uniqa\/samochod\/ubezpieczenie-ocac-uniqa\/","title":{"rendered":"Asuransi Tanggung Jawab Hukum dan Komprehensif Uniqa"},"content":{"rendered":"<h2 class=\"wp-block-heading\">Asuransi Tanggung Jawab Hukum + Asuransi Komprehensif di Uniqa<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ini merupakan jaminan untuk menanggung biaya perbaikan atau ganti rugi atas kerusakan ringan maupun total.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Keuntungan asuransi Tanggung Jawab Hukum (OC) + Asuransi Komprehensif (AC):<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kami menawarkan harga yang kompetitif \u2013 silakan cek sendiri dengan menghitung premi secara online atau melalui telepon.<\/li>\n\n\n<li>Paket ini mencakup asuransi Tanggung Jawab Hukum (OC), Asuransi Kerusakan Kendaraan (AC), serta Layanan Bantuan MIDI. Anda dapat membeli Kartu Hijau sebagai opsi tambahan (mulai dari 20 z\u0142 per tahun).<\/li>\n\n\n<li>Anda dapat membayar premi asuransi secara cicilan atau melalui metode pembayaran apa pun.<\/li>\n\n\n<li>Anda akan mendapatkan perlindungan yang komprehensif dalam berbagai situasi di jalan raya.<\/li>\n\n\n<li>Anda akan tetap mendapatkan diskon karena tidak pernah mengalami kecelakaan.<\/li>\n\n\n<li>Jika Anda memperluas perlindungan dengan Jumlah Pertanggungan Terjamin Plus (GSU+), nilai kendaraan tidak akan berkurang selama masa berlaku polis. Jika terjadi kerusakan total atau pencurian, ganti rugi yang diberikan setara dengan nilai kendaraan pada hari kejadian \u2013 tidak kurang dari nilai yang tercantum dalam polis dan tidak lebih dari 110% dari nilai tersebut.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Asuransi yang termasuk dalam paket OC+AC:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>OC \u2013 asuransi wajib bagi pemilik mobil, yang memberikan perlindungan terhadap tanggung jawab hukum atas kerugian yang Anda timbulkan kepada orang lain sehubungan dengan pengoperasian mobil Anda.<\/li>\n\n\n<li>AC \u2013 Asuransi Kendaraan (Autocasco), yang menjamin penggantian biaya perbaikan atau ganti rugi dalam berbagai kejadian \u2013 mulai dari yang ringan (antara lain tabrakan ringan, vandalisme) hingga kerusakan total (termasuk kehilangan kendaraan akibat kebakaran, bencana alam, atau penghapusan status kendaraan setelah kecelakaan), serta kehilangan kendaraan akibat pencurian.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Anda yang menentukan cakupan asuransi Anda.<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cara memperbaiki kerusakan \u2013 di Bengkel Resmi (ASO), berdasarkan perkiraan biaya, atau di bengkel biasa.<\/li>\n\n\n<li>Apakah wilayah pertanggungan asuransi AC mencakup seluruh Eropa?<\/li>\n\n\n<li>Apakah asuransi ini mencakup perlengkapan tambahan kendaraan? (opsi ini tersedia jika pembelian dilakukan melalui telepon)<\/li>\n\n\n<li>Apakah ganti rugi akan dikurangi dengan apa yang disebut penyusutan suku cadang (keausan suku cadang)?<\/li>\n\n\n<li>Berapa besar bagian ganti rugi yang akan menjadi tanggung jawab Anda (bagian yang harus ditanggung sendiri)?<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-table is-style-stripes tabela-tu\" style=\"font-size:0.9em\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"col\">\n<p><strong>Asuransi Tanggung Jawab Hukum<\/strong><\/p>\n<\/th><th scope=\"col\">\n<p><strong>Bantuan MIDI<\/strong><\/p>\n<\/th><th scope=\"col\">\n<p><strong>Kartu Hijau (opsi tambahan)<\/strong><\/p>\n<\/th><\/tr><\/thead><tbody><tr><td>\n<p>Ini adalah asuransi mobil wajib bagi para pemilik kendaraan. Asuransi ini akan memberikan perlindungan terhadap tanggung jawab hukum atas kerugian yang ditimbulkan kepada pihak lain saat kendaraan Anda sedang beroperasi.<\/p>\n<\/td><td>\n<p>Bantuan dasar yang tersedia 24 jam sehari jika terjadi kecelakaan, kerusakan, atau pencurian kendaraan (sudah termasuk dalam harga Paket Asuransi Tanggung Jawab Sipil).<\/p>\n<\/td><td>\n<p>Anda dapat bepergian ke luar negeri dengan mobil tanpa perlu membeli asuransi tambahan di luar negeri (opsi tambahan untuk asuransi tanggung jawab hukum, mulai dari 20 z\u0142 per tahun).<\/p>\n<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ingat!<\/strong> Asuransi Tanggung Jawab Sipil (OC) tidak akan memberikan perlindungan jika mobil Anda rusak, dan juga tidak akan membayar ganti rugi atas cedera tubuh akibat kecelakaan lalu lintas. Demi keselamatan Anda, kami menyarankan agar Anda memperluas cakupan asuransi dengan opsi tambahan yang kami tawarkan.<\/p>","protected":false},"featured_media":3415,"template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[11],"class_list":["post-3547","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-samochod"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie OC+AC Uniqa | Polisarium<\/title>\n<meta name=\"description\" content=\"Ubezpieczenie OC+AC UNIQA - kompleksowa ochrona Twojego auta w Polsce i Europie. 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