{"id":3548,"date":"2021-10-02T15:48:56","date_gmt":"2021-10-02T13:48:56","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/ubezpieczenie\/ubezpieczenie-od-pozaru-i-kradziezy-uniqa\/"},"modified":"2026-10-26T18:15:42","modified_gmt":"2026-10-26T17:15:42","slug":"asuransi-kebakaran-dan-pencurian-uniqa","status":"publish","type":"ubezpieczenie","link":"https:\/\/polisarium.pl\/id\/tu\/uniqa\/samochod\/ubezpieczenie-od-pozaru-i-kradziezy-uniqa\/","title":{"rendered":"Asuransi Kebakaran dan Pencurian Uniqa"},"content":{"rendered":"<h2 class=\"wp-block-heading\">Minicasco \u2013 asuransi mobil terhadap kebakaran dan pencurian di Uniqa<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Asuransi sangat penting bagi mereka yang menggunakan tempat parkir tanpa penjagaan.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Mengapa sebaiknya membeli asuransi ini?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Dengan premi yang terjangkau (mulai dari 89 z\u0142\/tahun), Anda dapat melindungi mobil dari pencurian kendaraan atau suku cadangnya, serta dari kerusakan akibat bencana alam, antara lain kebakaran, hujan es, banjir, dan hujan lebat.<\/li>\n\n\n<li>Biaya asuransi ini sangat terjangkau, yang disebabkan oleh besaran deductible sebesar 10 atau 20%.<\/li>\n\n\n<li>Anda dapat membeli asuransi Minicasco sebagai tambahan untuk Paket OC; dalam Paket OC+AC, cakupan perlindungan ini sudah termasuk dalam asuransi AC.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Apa saja yang perlu diketahui tentang asuransi mobil terhadap pencurian?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Menurut data statistik kepolisian, pada tahun 2022 telah dibuka 7.109 kasus pencurian mobil \u2013 rata-rata 19 kasus per hari. Namun, jika kita membeli asuransi untuk kejadian semacam ini, kerugian materiil yang ditimbulkan tidak akan terlalu memberatkan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pemilik mobil baru dan mahal sebaiknya mempertimbangkan asuransi semacam ini. Semakin menarik mobil tersebut, semakin besar risiko pencuriannya. Selain itu, orang-orang yang menggunakan tempat parkir tanpa penjagaan atau memarkir mobil di tepi jalan juga sebaiknya mempertimbangkan asuransi ini. Terkadang, kunci pengaman, immobilizer, dan pemancar GPS tidak mampu menghentikan pencuri yang mampu memecahkan sistem pengamanan tersebut dalam hitungan puluhan detik.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Apa saja yang perlu diperhatikan saat mengasuransikan kendaraan?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Biasanya, pertanggungan terhadap pencurian sudah termasuk dalam polis Asuransi Kendaraan (Autocasco). Namun, ada baiknya memperhatikan varian apa saja yang ditawarkan oleh perusahaan asuransi dalam polis Autocasco tersebut. Anda dapat mengasuransikan mobil hanya untuk risiko pencurian, atau sekadar memperluas cakupan pertanggungan untuk mencakup kejadian tak terduga. Pilihan terbaik untuk asuransi Autocasco adalah memperluas cakupan perlindungan terhadap kerusakan yang timbul akibat kecelakaan lalu lintas, perusakan oleh pihak ketiga, atau akibat kejadian tak terduga, antara lain hujan es, angin kencang, banjir, atau kebakaran. Rincian cakupan perlindungan dapat Anda periksa dalam Ketentuan Umum Asuransi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Perlu juga diperhatikan cakupan wilayah perlindungan asuransi. Jika Anda berencana melakukan perjalanan jauh ke luar Polandia, sebaiknya pastikan bahwa perlindungan asuransi tersebut juga berlaku di negara-negara Eropa.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ingat! Jika Anda menandatangani kontrak asuransi mobil, pastikan apakah perusahaan asuransi mensyaratkan pemasangan pengaman mekanis atau elektronik tambahan. Jika Anda tidak memenuhi persyaratan tersebut dan mobil Anda dicuri, Anda mungkin tidak akan menerima ganti rugi. Hal yang sama berlaku jika mobil dibiarkan terbuka atau kuncinya rusak.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Anda juga dilarang meninggalkan surat tanda nomor kendaraan (STNK) atau kunci cadangan di dalam mobil. Dalam hal ini, klaim ganti rugi juga dapat ditolak.<\/p>","protected":false},"featured_media":3355,"template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[11],"class_list":["post-3548","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-samochod"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie od po\u017caru i kradzie\u017cy Uniqa | Polisarium<\/title>\n<meta name=\"description\" content=\"Ubezpieczenie od po\u017caru i kradzie\u017cy UNIQA \u2013 chro\u0144 sw\u00f3j pojazd przed strat\u0105 ju\u017c od 89 z\u0142 rocznie. 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