{"id":3510,"date":"2021-09-21T16:36:08","date_gmt":"2021-09-21T14:36:08","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/ubezpieczenie\/dobrowolne-ubezpieczenie-mienia-hdi\/"},"modified":"2026-10-26T21:22:10","modified_gmt":"2026-10-26T20:22:10","slug":"hdi-gonullu-mal-sigortasi","status":"publish","type":"ubezpieczenie","link":"https:\/\/polisarium.pl\/tr\/tu\/hdi\/rolnicze\/dobrowolne-ubezpieczenie-mienia-hdi\/","title":{"rendered":"HDI G\u00f6n\u00fcll\u00fc M\u00fclkiyet Sigortas\u0131"},"content":{"rendered":"<h2 class=\"wp-block-heading\">HDI G\u00f6n\u00fcll\u00fc M\u00fclkiyet Sigortas\u0131<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">E\u011fer size rahatl\u0131k \u00f6nemliyse, evinizi ve \u00e7iftli\u011finizi tek bir poli\u00e7eyle sigortalayabilirsiniz. Kendinizin, sevdiklerinizin ve \u00e7iftli\u011finizin g\u00fcvenli\u011fini, ihtiya\u00e7lar\u0131n\u0131za uygun bir kapsamda sa\u011flay\u0131n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Zorunlu sigorta yeterli mi?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u015e\u00fcphe duyuyorsan\u0131z, zorunlu sigortay\u0131 g\u00f6n\u00fcll\u00fc sigortayla birle\u015ftirmek faydal\u0131 olabilir. Size kolayl\u0131k sa\u011flamak amac\u0131yla bunu tek bir poli\u00e7e kapsam\u0131nda yapabilirsiniz.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Evinizi ve m\u00fc\u015ftemilatlar\u0131n\u0131z\u0131 hangi \u00f6l\u00e7\u00fcde ek sigorta kapsam\u0131na alabilece\u011finizi \u00f6\u011frenin.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes tabela-tu\" style=\"font-size:0.9em\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"row\">Y\u00fck\u00fcml\u00fcl\u00fck<\/th><th scope=\"col\">UFG ve PBUK Zorunlu Sigorta Kanunu uyar\u0131nca rastlant\u0131sal olaylar<\/th><\/tr><\/thead><tbody><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"row\">&nbsp;<\/th><td>\n<ul>\n<li>\u015fiddetli ya\u011fmur<\/li>\n<li>patlama<\/li>\n<li>dolu<\/li>\n<li>kas\u0131rga (24,5 m\/s)<\/li>\n<li>\u00e7\u0131\u011f<\/li>\n<li>heyelan<\/li>\n<li>ate\u015f<\/li>\n<li>kar ya\u011f\u0131\u015f\u0131<\/li>\n<li>y\u0131ld\u0131r\u0131m<\/li>\n<li>su basmas\u0131<\/li>\n<li>sel<\/li>\n<li>\u00e7\u00f6k\u00fcnt\u00fc<\/li>\n<li>u\u00e7ak kazas\u0131<\/li>\n<\/ul>\n<\/td><\/tr><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"row\">Standart Geni\u015fletme*<\/th><th>Zorunlu kapsam\u0131n, iste\u011fe ba\u011fl\u0131 ek risklerle geni\u015fletilmesi<\/th><\/tr><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"row\">&nbsp;<\/th><td>\n<ul>\n<li>tahribat<\/li>\n<li>duman ve kurum<\/li>\n<li>zarar\u0131n nedeninin ara\u015ft\u0131r\u0131lmas\u0131na ili\u015fkin masraflar<\/li>\n<li>kar bask\u0131s\u0131<\/li>\n<li>a\u015f\u0131r\u0131 gerilim<\/li>\n<li>\u015fiddetli r\u00fczg\u00e2r (17,5 m\/s)<\/li>\n<li>\u00e7arpma<\/li>\n<li>deprem<\/li>\n<li>ara\u00e7 \u00e7arpmas\u0131<\/li>\n<li>a\u011fa\u00e7lar\u0131n veya direklerin devrilmesi<\/li>\n<li>su basmas\u0131<\/li>\n<\/ul>\n<\/td><\/tr><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"row\">Konfor Eklentisi**<\/th><th>Zorunlu teminat kapsam\u0131n\u0131n, Standart teminat kapsam\u0131ndaki ile ayn\u0131 olan ek g\u00f6n\u00fcll\u00fc riskleri ve a\u015fa\u011f\u0131dakileri i\u00e7eren ek korumay\u0131 da kapsayacak \u015fekilde geni\u015fletilmesi:<\/th><\/tr><tr><th class=\"has-text-align-left\" data-align=\"left\" scope=\"row\">&nbsp;<\/th><td>\n<ul>\n<li>grafiti<\/li>\n<li>hasar g\u00f6rm\u00fc\u015f h\u0131rs\u0131zl\u0131k \u00f6nleme sistemlerinin onar\u0131m masraflar\u0131<\/li>\n<li>don \u00e7atlamas\u0131<\/li>\n<li>g\u00fcne\u015f panelleri, g\u00fcne\u015f kolekt\u00f6rleri ve fotovoltaik h\u00fccrelerin k\u0131r\u0131lmas\u0131<\/li>\n<li>r\u00fczg\u00e2r (asgari h\u0131z \u015fart\u0131 yoktur)<\/li>\n<li>Genel Sigorta Ko\u015fullar\u0131\u2019nda hari\u00e7 tutulmayan di\u011fer riskler (t\u00fcm riskler)<\/li>\n<\/ul>\n<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">*Ev, tar\u0131m binalar\u0131<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">**Sigorta tutar\u0131 en az 200.000 z\u0142 olan ev**<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">A\u015fa\u011f\u0131dakiler, ek g\u00f6n\u00fcll\u00fc risklerin kapsam\u0131na girmez:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>kullan\u0131mdan kald\u0131r\u0131lm\u0131\u015f binalar (bo\u015f binalar),<\/li>\n\n\n<li>seralar, \u0131s\u0131 odalar\u0131, barakalar,<\/li>\n\n\n<li>200 m\u00b2'lik bir alana sahip tavuk k\u00fcmesleri<sup>2 <\/sup>ya da 200.000 z\u0142'dan fazla sigorta tutar\u0131 olan,<\/li>\n\n\n<li>a\u015f\u0131nma derecesi 80% ve \u00fczerine ula\u015fan tar\u0131msal binalar,<\/li>\n\n\n<li>Konfor geni\u015fletilmi\u015f kapsam\u0131 kapsam\u0131nda, sigorta tutar\u0131 200.000 PLN'den az olan konut binalar\u0131.<\/li>\n<\/ul>","protected":false},"featured_media":3395,"template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[34],"class_list":["post-3510","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-rolnicze"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Dobrowolne ubezpieczenie mienia HDI | Polisarium<\/title>\n<meta name=\"description\" content=\"Dobrowolne ubezpieczenie mienia HDI \u2013 ochrona domu i gospodarstwa w jednej polisie. 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