{"id":3532,"date":"2022-02-27T09:59:30","date_gmt":"2022-02-27T08:59:30","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/ubezpieczenie\/pzu-auto-oc\/"},"modified":"2026-10-15T22:06:31","modified_gmt":"2026-10-15T20:06:31","slug":"pzu-otomobil-sorumluluk-sigortasi","status":"publish","type":"ubezpieczenie","link":"https:\/\/polisarium.pl\/tr\/tu\/pzu\/samochod\/pzu-auto-oc\/","title":{"rendered":"PZU Ara\u00e7 Sorumluluk Sigortas\u0131"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Bir motorlu ara\u00e7 sahibi misiniz? Arac\u0131n\u0131z\u0131 ne s\u0131kl\u0131kta kullan\u0131rsan\u0131z kullan\u0131n, zorunlu trafik sigortas\u0131 yapt\u0131rmak sizin y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcn\u00fcz\u00fcd\u00fcr. Aksi takdirde, bir kaza veya \u00e7arp\u0131\u015fma durumunda y\u00fcksek onar\u0131m masraflar\u0131yla kar\u015f\u0131 kar\u015f\u0131ya kalabilirsiniz.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Kimler i\u00e7in?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Bu, ara\u00e7 sahipleri i\u00e7in zorunlu bir sigortad\u0131r. Bu sigortan\u0131n ko\u015fullar\u0131, sorumluluk kapsam\u0131 ve s\u0131n\u0131rlamalar\u0131, Zorunlu Sigortalar, Sigorta Garanti Fonu ve Polonya Motorlu Ta\u015f\u0131t Sigortac\u0131lar\u0131 B\u00fcrosu Hakk\u0131nda Kanun\u2019da yer almaktad\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ne zaman ve nas\u0131l yard\u0131mc\u0131 olabiliriz?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kazan\u0131n sorumlusu iseniz, meydana gelen hasar\u0131 onarmak veya tazmin etmek zorundas\u0131n\u0131z. PZU Auto OC sigorta paketi kapsam\u0131nda sigortal\u0131ysan\u0131z, ma\u011fdur ki\u015filere tazminat\u0131 biz \u00f6deriz.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A\u015fa\u011f\u0131daki durumlar s\u0131ras\u0131nda ve bunlarla ba\u011flant\u0131l\u0131 olarak meydana gelen zararlardan sorumluluk kabul ediyoruz:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>ara\u00e7 hareketiyle,<\/li>\n\n\n<li>araca binerken veya inerken,<\/li>\n\n\n<li>ara\u00e7tan do\u011frudan y\u00fckleme veya bo\u015faltma,<\/li>\n\n\n<li>ara\u00e7lar\u0131n durdurulmas\u0131 veya durmas\u0131.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">A\u015fa\u011f\u0131daki tutar\u0131 a\u015fmayan hasarlar\u0131 maddi olarak kar\u015f\u0131l\u0131yoruz:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ki\u015fisel yaralanma hasarlar\u0131 i\u00e7in 5.210.000 avro (\u00f6rne\u011fin, bir kazada birinin \u00f6lmesi veya yaralanmas\u0131 durumunda),<\/li>\n\n\n<li>Maddi hasarlar i\u00e7in 1.050.000 avro (\u00f6rne\u011fin, araca, yol kenar\u0131ndaki korkulu\u011fa veya \u00f6zel m\u00fclkiyetin \u00e7itine verilen hasarlar).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Sigorta, \u00f6l\u00fcm, bedensel yaralanma, sa\u011fl\u0131k bozuklu\u011fu ya da mal kayb\u0131, tahribat\u0131 veya hasar\u0131n\u0131n sonucu olarak ortaya \u00e7\u0131kan zararlar\u0131 kar\u015f\u0131lar. Ara\u00e7 onar\u0131m\u0131, tedavi masraflar\u0131, maluliyet maa\u015f\u0131 veya \u00f6l\u00fcm tazminat\u0131 konular\u0131yla ilgileniyoruz.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">OC, Polonya\u2019n\u0131n yan\u0131 s\u0131ra di\u011fer Avrupa Birli\u011fi \u00fclkeleri, Andorra, Bosna-Hersek, Karada\u011f, \u0130zlanda, Lihten\u015ftayn, Norve\u00e7, S\u0131rbistan, \u0130svi\u00e7re ve Birle\u015fik Krall\u0131k\u2019ta faaliyet g\u00f6stermektedir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Sigorta kapsam\u0131n\u0131n geni\u015fletilmesi:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>PAO UTO \u2013 PZU Auto OC kapsam\u0131nda sigortalanm\u0131\u015f bir arac\u0131n sahibi veya kullan\u0131c\u0131s\u0131n\u0131n, UTO ki\u015fisel ula\u015f\u0131m arac\u0131 (\u00f6rne\u011fin bisiklet, tekerlekli sandalye veya scooter) ile seyahat ederken neden oldu\u011fu hasarlara kar\u015f\u0131 sivil sorumluluk sigortas\u0131,<\/li>\n\n\n<li>PZU Yol Yard\u0131m\u0131 Komfort \u2013 Sorumluluk Sigortas\u0131 ile birlikte temel yard\u0131m hizmetlerini, yani PZU Yol Yard\u0131m\u0131\u2019n\u0131n Komfort se\u00e7ene\u011fini sunuyoruz,<\/li>\n\n\n<li>Ye\u015fil Kart \u2013 Baz\u0131 \u00fclkelere seyahat etmeden \u00f6nce uluslararas\u0131 sorumluluk sigortas\u0131 sertifikas\u0131na, yani Ye\u015fil Kart\u2019a sahip olmak gerekir,<\/li>\n\n\n<li>Do\u011frudan Hasar Tazminat\u0131 (BLS) \u2013 arac\u0131n\u0131z bir \u00e7arp\u0131\u015fma sonucu hasar g\u00f6r\u00fcrse, tazminat talebinizi bize iletebilirsiniz. Di\u011fer sigorta \u015firketleriyle ilgili formaliteleri biz hallederiz ve size \u00f6deme yapar\u0131z,<\/li>\n\n\n<li>Sorumluluk Sigortas\u0131ndan Hasar\u0131n Hari\u00e7 Tutulmas\u0131 \u2013 Bu se\u00e7enek sayesinde, sorumluluk sigortas\u0131 s\u00f6zle\u015fmesinden kaynaklanan ilk hasar, PZU\u2019da bir sonraki sorumluluk sigortas\u0131 s\u00f6zle\u015fmesi imzalan\u0131rken prim tutar\u0131n\u0131 etkilemeyecektir.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Neden tercih edilmeli?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Hasar\u0131n derhal giderilece\u011fini garanti ediyoruz,<\/li>\n\n\n<li>bisiklet\u00e7iler, elektrikli scooter kullan\u0131c\u0131lar\u0131 ve di\u011fer ki\u015fisel ula\u015f\u0131m ara\u00e7lar\u0131 kullan\u0131c\u0131lar\u0131 i\u00e7in sorumluluk sigortas\u0131,<\/li>\n\n\n<li>Ye\u015fil Kart \u2013 PZU Otomobil Sorumluluk Sigortas\u0131 primine dahildir,<\/li>\n\n\n<li>Yol yard\u0131m\u0131 \u201cKomfort\u201d hizmeti; bu hizmet kapsam\u0131nda, kaza durumunda s\u00fcr\u00fcc\u00fcye t\u0131bbi dan\u0131\u015fmanl\u0131k da sunulmaktad\u0131r.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Sigorta Kapsam\u0131 \u2013 \u0130stisnalar ve S\u0131n\u0131rlamalar<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A\u015fa\u011f\u0131daki durumlarda meydana gelen zararlardan sorumlu de\u011filiz:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>s\u00fcr\u00fcc\u00fcn\u00fcn mal sahibine verdi\u011fi zararda,<\/li>\n\n\n<li>zarar\u0131n meydana geldi\u011fi arac\u0131n sahibi veya ortak sahibi olan ki\u015finin m\u00fclkiyetinde bulunan ara\u00e7ta \u2013 bu ara\u00e7lar\u0131n ayn\u0131 finans\u00f6rle yap\u0131lan bir kiralama s\u00f6zle\u015fmesinin konusu olmas\u0131, ayn\u0131 alacakl\u0131ya devredilmi\u015f olmas\u0131 veya ayn\u0131 alacakl\u0131 lehine sat\u0131lan mal\u0131n m\u00fclkiyetinin sakl\u0131 tutulmas\u0131 durumu hari\u00e7 olmak \u00fczere,<\/li>\n\n\n<li>\u00fccret kar\u015f\u0131l\u0131\u011f\u0131nda ta\u015f\u0131nan y\u00fckler, g\u00f6nderiler veya bagajda \u2013 bu e\u015fyalar\u0131 ta\u015f\u0131yan ara\u00e7tan ba\u015fka bir arac\u0131n sahibi zarardan sorumlu olmad\u0131\u011f\u0131 durumlar hari\u00e7,<\/li>\n\n\n<li>nakit para, m\u00fccevher, menkul k\u0131ymetler, belgeler ile pul koleksiyonlar\u0131, madeni para koleksiyonlar\u0131 ve benzeri koleksiyonlar\u0131n kaybedilmesiyle sonu\u00e7lanan olaylar,<\/li>\n\n\n<li>\u00e7evrenin kirlenmesine veya kontamine olmas\u0131na yol a\u00e7an.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">PZU Auto OC\u2019nin sorumluluk kapsam\u0131na ili\u015fkin t\u00fcm bilgileri, Zorunlu Sigortalar, Sigorta Garanti Fonu ve Polonya Motorlu Ta\u015f\u0131t Sigortac\u0131lar\u0131 B\u00fcrosu Hakk\u0131nda Kanun\u2019da bulabilirsiniz.<\/p>","protected":false},"featured_media":3364,"template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[11],"class_list":["post-3532","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-samochod"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>PZU Auto OC | Polisarium<\/title>\n<meta name=\"description\" content=\"Ochrona w razie kolizji, wypadku lub szk\u00f3d wyrz\u0105dzonych osobom trzecim. 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