{"id":3548,"date":"2021-10-02T15:48:56","date_gmt":"2021-10-02T13:48:56","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/ubezpieczenie\/ubezpieczenie-od-pozaru-i-kradziezy-uniqa\/"},"modified":"2026-10-26T18:15:42","modified_gmt":"2026-10-26T17:15:42","slug":"uniqa-yangin-ve-hirsizlik-sigortasi","status":"publish","type":"ubezpieczenie","link":"https:\/\/polisarium.pl\/tr\/tu\/uniqa\/samochod\/ubezpieczenie-od-pozaru-i-kradziezy-uniqa\/","title":{"rendered":"Uniqa Yang\u0131n ve H\u0131rs\u0131zl\u0131k Sigortas\u0131"},"content":{"rendered":"<h2 class=\"wp-block-heading\">Minicasco \u2013 Uniqa\u2019da yang\u0131n ve h\u0131rs\u0131zl\u0131\u011fa kar\u015f\u0131 ara\u00e7 sigortas\u0131<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sigorta, \u00f6zellikle g\u00fcvenlik g\u00f6revlisi bulunmayan otoparklar\u0131 kullananlar i\u00e7in \u00f6nemlidir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Bu sigortay\u0131 neden sat\u0131n almal\u0131s\u0131n\u0131z?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>D\u00fc\u015f\u00fck bir prim kar\u015f\u0131l\u0131\u011f\u0131nda (y\u0131lda sadece 89 z\u0142'dan ba\u015flayan fiyatlarla), arac\u0131n\u0131z\u0131 h\u0131rs\u0131zl\u0131\u011fa veya par\u00e7alar\u0131n\u0131n \u00e7al\u0131nmas\u0131na kar\u015f\u0131 ve yang\u0131n, dolu, sel ve \u015fiddetli ya\u011fmur gibi do\u011fal afetlerden kaynaklanan hasarlara kar\u015f\u0131 koruyabilirsiniz.<\/li>\n\n\n<li>Sigorta maliyeti son derece avantajl\u0131d\u0131r; bu durum, 10 veya 20% tutar\u0131ndaki tazminat pay\u0131ndan kaynaklanmaktad\u0131r.<\/li>\n\n\n<li>Minicasco sigortas\u0131n\u0131, Sorumluluk Sigortas\u0131 Paketine ek olarak sat\u0131n alabilirsiniz; Sorumluluk Sigortas\u0131 + Kask Sigortas\u0131 Paketinde ise bu koruma kapsam\u0131 zaten Kask Sigortas\u0131 taraf\u0131ndan sa\u011flanmaktad\u0131r.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Ara\u00e7 h\u0131rs\u0131zl\u0131k sigortas\u0131 hakk\u0131nda neleri bilmek gerekir?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Polis istatistiklerine g\u00f6re, 2022 y\u0131l\u0131nda araba h\u0131rs\u0131zl\u0131\u011f\u0131yla ilgili 7109 soru\u015fturma a\u00e7\u0131ld\u0131; bu, g\u00fcnde ortalama 19 h\u0131rs\u0131zl\u0131k vakas\u0131 anlam\u0131na geliyor. Ancak, bu t\u00fcr olaylara kar\u015f\u0131 sigorta yapt\u0131r\u0131rsak, maddi zararlar o kadar da a\u011f\u0131r olmaz.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00d6zellikle yeni ve de\u011ferli ara\u00e7 sahipleri bu t\u00fcr bir sigortay\u0131 dikkate almal\u0131d\u0131r. Ara\u00e7 ne kadar \u00e7ekiciyse, h\u0131rs\u0131zl\u0131k riski de o kadar artar. Ayr\u0131ca, g\u00fcvenlik g\u00f6revlisi bulunmayan otoparklar\u0131 kullanan veya caddeye park eden ki\u015filer de bu sigortay\u0131 de\u011ferlendirmelidir. Bazen kilitler, immobilizerler ve GPS vericileri, bu g\u00fcvenlik \u00f6nlemlerini birka\u00e7 saniye i\u00e7inde a\u015fabilen bir h\u0131rs\u0131z\u0131 durdurmaya yetmez.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ara\u00e7 sigortas\u0131 yapt\u0131r\u0131rken nelere dikkat etmek gerekir?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Genellikle h\u0131rs\u0131zl\u0131k teminat\u0131, Kask Sigortas\u0131 poli\u00e7esine dahildir. Ancak, sigorta \u015firketlerinin Kask Sigortas\u0131n\u0131 hangi se\u00e7eneklerle sundu\u011funa dikkat etmek \u00f6nemlidir. Arac\u0131 sadece h\u0131rs\u0131zl\u0131\u011fa kar\u015f\u0131 sigortalayabilece\u011finiz gibi, teminat kapsam\u0131n\u0131 rastlant\u0131sal durumlar\u0131 da i\u00e7erecek \u015fekilde geni\u015fletebilirsiniz. En iyi Kask sigortas\u0131 se\u00e7ene\u011fi, trafik kazas\u0131, \u00fc\u00e7\u00fcnc\u00fc \u015fah\u0131slar taraf\u0131ndan verilen hasar veya dolu, \u015fiddetli r\u00fczg\u00e2r, sel ya da yang\u0131n gibi rastlant\u0131sal olaylar sonucu meydana gelen hasarlar\u0131 da kapsayacak \u015fekilde geni\u015fletmektir. Kapsam\u0131n ayr\u0131nt\u0131lar\u0131n\u0131 Genel Sigorta Ko\u015fullar\u0131\u2019nda inceleyebilirsiniz.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sigorta kapsam\u0131n\u0131n co\u011frafi s\u0131n\u0131rlar\u0131na da dikkat etmek gerekir. Polonya d\u0131\u015f\u0131na uzun seyahatler yapmay\u0131 d\u00fc\u015f\u00fcn\u00fcyorsan\u0131z, sigorta kapsam\u0131n\u0131n Avrupa \u00fclkelerinde de ge\u00e7erli olmas\u0131n\u0131 sa\u011flaman\u0131zda fayda vard\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Unutmay\u0131n! Ara\u00e7 sigorta s\u00f6zle\u015fmesi imzalarken, sigorta \u015firketinin ek mekanik veya elektronik g\u00fcvenlik \u00f6nlemleri al\u0131nmas\u0131n\u0131 \u015fart ko\u015fup ko\u015fmad\u0131\u011f\u0131n\u0131 kontrol edin. Bu \u015fartlar\u0131 yerine getirmezseniz ve arac\u0131n\u0131z \u00e7al\u0131n\u0131rsa, tazminat alamayabilirsiniz. Arac\u0131n kilitleri a\u00e7\u0131k veya hasarl\u0131 oldu\u011fu durumlar da ayn\u0131 \u015fekilde de\u011ferlendirilir.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ayr\u0131ca, ara\u00e7 ruhsat\u0131n\u0131 veya yedek anahtarlar\u0131 ara\u00e7 i\u00e7inde b\u0131rakmamak gerekir. B\u00f6yle bir durumda da tazminat \u00f6demesi reddedilebilir.<\/p>","protected":false},"featured_media":3355,"template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[11],"class_list":["post-3548","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-samochod"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie od po\u017caru i kradzie\u017cy Uniqa | Polisarium<\/title>\n<meta name=\"description\" content=\"Ubezpieczenie od po\u017caru i kradzie\u017cy UNIQA \u2013 chro\u0144 sw\u00f3j pojazd przed strat\u0105 ju\u017c od 89 z\u0142 rocznie. 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