{"id":3806,"date":"2025-11-12T23:34:31","date_gmt":"2025-11-12T22:34:31","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/nieskategoryzowane\/czy-obcokrajowiec-moze-korzystac-z-nfz-jesli-posiada-prywatne-ubezpieczenie-zdrowotne-w\/"},"modified":"2026-09-08T23:36:19","modified_gmt":"2026-09-08T21:36:19","slug":"nguoi-nuoc-ngoai-co-duoc-huong-dich-vu-cua-nfz-neu-ho-co-bao-hiem-y-te-tu-nhan-tai","status":"publish","type":"post","link":"https:\/\/polisarium.pl\/vi\/poradnik\/ciekawostki-ubezpieczeniowe\/czy-obcokrajowiec-moze-korzystac-z-nfz-jesli-posiada-prywatne-ubezpieczenie-zdrowotne-w\/","title":{"rendered":"Ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng d\u1ecbch v\u1ee5 c\u1ee7a Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ) n\u1ebfu h\u1ecd c\u00f3 b\u1ea3o hi\u1ec3m y t\u1ebf t\u01b0 nh\u00e2n t\u1ea1i Ba Lan kh\u00f4ng?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Ph\u1ea7n d\u01b0\u1edbi \u0111\u00e2y s\u1ebd gi\u1ea3i th\u00edch c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a h\u1ec7 th\u1ed1ng n\u00e0y, ai c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng NFZ v\u00e0 ai kh\u00f4ng, s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n v\u00e0 b\u1ea3o hi\u1ec3m c\u00f4ng c\u1ed9ng l\u00e0 g\u00ec, c\u0169ng nh\u01b0 trong nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0o th\u00ec h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n l\u00e0 gi\u1ea3i ph\u00e1p duy nh\u1ea5t.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">S\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n v\u00e0 b\u1ea3o hi\u1ec3m y t\u1ebf qu\u1ed1c gia (NFZ) l\u00e0 g\u00ec?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Lu\u1eadt ph\u00e1p Ba Lan ph\u00e2n bi\u1ec7t hai h\u00ecnh th\u1ee9c b\u1ea3o hi\u1ec3m: <strong>1. B\u1ea3o hi\u1ec3m y t\u1ebf c\u00f4ng c\u1ed9ng (NFZ)<\/strong> \u2013 \u0111\u01b0\u1ee3c t\u00e0i tr\u1ee3 t\u1eeb c\u00e1c kho\u1ea3n \u0111\u00f3ng g\u00f3p b\u1ea3o hi\u1ec3m y t\u1ebf. <strong>2. B\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n<\/strong> \u2013 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n \u0111\u01b0\u1ee3c mua t\u1ea1i m\u1ed9t c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00e1 nh\u00e2n:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>kh\u00f4ng cho ph\u00e9p ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 y t\u1ebf c\u00f4ng,<\/li>\n\n\n<li>kh\u00f4ng cho ph\u00e9p \u0111\u01b0\u1ee3c kh\u00e1m mi\u1ec5n ph\u00ed t\u1ea1i b\u1ec7nh vi\u1ec7n c\u00f4ng,<\/li>\n\n\n<li>ch\u1ec9 chi tr\u1ea3 cho nh\u1eefng kho\u1ea3n tr\u1ee3 c\u1ea5p \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong c\u00e1c \u0111i\u1ec1u kho\u1ea3n h\u1ee3p \u0111\u1ed3ng (OWU).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">NFZ:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>cho ph\u00e9p s\u1eed d\u1ee5ng c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf mi\u1ec5n ph\u00ed t\u1ea1i c\u00e1c c\u01a1 s\u1edf y t\u1ebf c\u00f4ng l\u1eadp,<\/li>\n\n\n<li>ho\u1ea1t \u0111\u1ed9ng d\u1ef1a tr\u00ean c\u00e1c kho\u1ea3n ph\u00ed c\u1ed1 \u0111\u1ecbnh,<\/li>\n\n\n<li>l\u00e0 h\u00ecnh th\u1ee9c b\u1ea3o hi\u1ec3m ph\u1ed5 th\u00f4ng duy nh\u1ea5t t\u1ea1i Ba Lan.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n c\u00f3 cho ph\u00e9p s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 c\u1ee7a Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ) kh\u00f4ng?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Kh\u00f4ng.<\/strong> B\u1ea3o hi\u1ec3m y t\u1ebf t\u01b0 nh\u00e2n \u2013 d\u00f9 c\u00f3 ph\u1ea1m vi b\u1ea3o hi\u1ec3m r\u1ea5t r\u1ed9ng \u2013 c\u0169ng kh\u00f4ng th\u1ec3 thay th\u1ebf cho Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ) v\u00e0 kh\u00f4ng mang l\u1ea1i quy\u1ec1n \u0111\u01b0\u1ee3c h\u01b0\u1edfng d\u1ecbch v\u1ee5 y t\u1ebf c\u00f4ng c\u1ed9ng.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n, th\u00ec:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>ch\u1ec9 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng c\u00e1c c\u01a1 s\u1edf y t\u1ebf t\u01b0 nh\u00e2n v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 \u0111\u01b0\u1ee3c n\u00eau trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m,<\/li>\n\n\n<li>ph\u1ea3i thanh to\u00e1n cho t\u1eebng d\u1ecbch v\u1ee5 y t\u1ebf c\u00f4ng do Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ) cung c\u1ea5p, n\u1ebfu kh\u00f4ng c\u00f3 quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m c\u00f4ng,<\/li>\n\n\n<li>kh\u00f4ng th\u1ec3 \u0111\u01b0\u1ee3c nh\u1eadp vi\u1ec7n t\u1ea1i b\u1ec7nh vi\u1ec7n c\u00f4ng \u201etheo ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m y t\u1ebf qu\u1ed1c gia (NFZ)\u201d.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1eddng h\u1ee3p ngo\u1ea1i l\u1ec7 duy nh\u1ea5t l\u00e0 <strong>c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p \u0111e d\u1ecda t\u00ednh m\u1ea1ng<\/strong>, khi b\u1ec7nh nh\u00e2n \u0111\u00e3 \u0111\u01b0\u1ee3c c\u1ea5p c\u1ee9u, nh\u01b0ng sau \u0111\u00f3 b\u1ec7nh vi\u1ec7n c\u00f3 th\u1ec3 y\u00eau c\u1ea7u ho\u00e0n tr\u1ea3 chi ph\u00ed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Khi n\u00e0o ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m y t\u1ebf qu\u1ed1c gia (NFZ)?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i ch\u1ec9 \u0111\u01b0\u1ee3c h\u01b0\u1edfng c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf c\u1ee7a Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ) trong m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p c\u1ee5 th\u1ec3:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. L\u00e0m vi\u1ec7c theo h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng c\u1ee7a Ba Lan<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng s\u1ebd t\u1ef1 \u0111\u1ed9ng \u0111\u0103ng k\u00fd cho ng\u01b0\u1eddi lao \u0111\u1ed9ng v\u1edbi Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ). Ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng \u0111\u1ea7y \u0111\u1ee7 c\u00e1c d\u1ecbch v\u1ee5 ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe theo c\u00e1c quy \u0111\u1ecbnh t\u01b0\u01a1ng t\u1ef1 nh\u01b0 \u0111\u1ed1i v\u1edbi c\u00f4ng d\u00e2n Ba Lan.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. H\u1ee3p \u0111\u1ed3ng l\u00e0m vi\u1ec7c theo y\u00eau c\u1ea7u v\u1edbi m\u1ee9c th\u00f9 lao t\u01b0\u01a1ng x\u1ee9ng<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1c kho\u1ea3n \u0111\u00f3ng g\u00f3p c\u0169ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c n\u1ed9p cho Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ) n\u1ebfu h\u1ee3p \u0111\u1ed3ng \u0111\u00f3 thu\u1ed9c \u0111\u1ed1i t\u01b0\u1ee3ng ph\u1ea3i \u0111\u00f3ng b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Ho\u1ea1t \u0111\u1ed9ng kinh t\u1ebf t\u1ea1i Ba Lan<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ch\u1ee7 doanh nghi\u1ec7p t\u1ef1 m\u00ecnh \u0111\u0103ng k\u00fd v\u1edbi ZUS. Sau khi \u0111\u00f3ng ph\u00ed b\u1ea3o hi\u1ec3m y t\u1ebf, ng\u01b0\u1eddi \u0111\u00f3 s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i t\u1eeb NFZ.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. T\u00ecnh tr\u1ea1ng sinh vi\u00ean<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Sinh vi\u00ean n\u01b0\u1edbc ngo\u00e0i c\u00f3 th\u1ec3 k\u00fd h\u1ee3p \u0111\u1ed3ng t\u1ef1 nguy\u1ec7n v\u1edbi NFZ ho\u1eb7c \u0111\u01b0\u1ee3c tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc \u0111\u0103ng k\u00fd tham gia.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. C\u00e1c th\u00e0nh vi\u00ean trong gia \u0111\u00ecnh c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Con c\u00e1i, v\u1ee3\/ch\u1ed3ng ho\u1eb7c ng\u01b0\u1eddi ph\u1ee5 thu\u1ed9c c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c th\u00eam v\u00e0o h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6. B\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n t\u1ea1i Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">M\u1ecdi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u01b0 tr\u00fa h\u1ee3p ph\u00e1p t\u1ea1i Ba Lan \u0111\u1ec1u c\u00f3 th\u1ec3 tham gia b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n c\u1ee7a NFZ, tuy nhi\u00ean:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>c\u1ea7n ph\u1ea3i c\u00f3 <strong>M\u00e3 s\u1ed1 c\u00e1 nh\u00e2n (PESEL)<\/strong>,<\/li>\n\n\n<li>m\u1ee9c \u0111\u00f3ng g\u00f3p t\u01b0\u01a1ng \u0111\u1ed1i cao,<\/li>\n\n\n<li>H\u1ee3p \u0111\u1ed3ng n\u00e0y \u0111\u00f2i h\u1ecfi ph\u1ea3i ho\u00e0n t\u1ea5t th\u00eam m\u1ed9t s\u1ed1 th\u1ee7 t\u1ee5c.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u00e2y l\u00e0 m\u1ed9t quy tr\u00ecnh ph\u1ee9c t\u1ea1p h\u01a1n so v\u1edbi vi\u1ec7c mua m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">T\u1ea1i sao nhi\u1ec1u ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i l\u1ea1i ch\u1ecdn b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">H\u1ea7u h\u1ebft ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u0111\u1ebfn Ba Lan <strong>kh\u00f4ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i t\u1eeb Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf ngay l\u1eadp t\u1ee9c<\/strong>. Do \u0111\u00f3, gi\u1ea3i ph\u00e1p \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn nhi\u1ec1u nh\u1ea5t l\u00e0 d\u1ecbch v\u1ee5 t\u01b0 nh\u00e2n <strong>B\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan<\/strong>, trong \u0111\u00f3:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ecb th\u1ef1c v\u00e0 c\u01b0 tr\u00fa (t\u1ed1i thi\u1ec3u 30.000 euro),<\/li>\n\n\n<li>c\u00f3 th\u1ec3 mua tr\u1ef1c tuy\u1ebfn,<\/li>\n\n\n<li>c\u00f3 hi\u1ec7u qu\u1ea3 ngay l\u1eadp t\u1ee9c,<\/li>\n\n\n<li>\u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn khi xu\u1ea5t tr\u00ecnh th\u1ebb c\u01b0 tr\u00fa.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c khuy\u1ebfn ngh\u1ecb nh\u1ea5t c\u00f3 s\u1eb5n t\u1ea1i \u0111\u00e2y: <strong><a href=\"\/vi\/suc-khoe-khi-di-du-lich-va-cuoc-song-cong-so\/bao-hiem-cho-nguoi-nuoc-ngoai-dieu-kien-can-thiet-de-xin-thi-thuc-va-the-cu-tru\/\">B\u1ea3o hi\u1ec3m KL cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u0111\u1ec3 xin th\u1ecb th\u1ef1c v\u00e0 th\u1ebb c\u01b0 tr\u00fa<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">C\u00f2n v\u1ec1 th\u1ebb c\u01b0 tr\u00fa th\u00ec sao? B\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n l\u00e0 b\u1eaft bu\u1ed9c<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u1ec3 n\u1ed9p \u0111\u01a1n xin th\u1ebb c\u01b0 tr\u00fa, ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i ph\u1ea3i xu\u1ea5t tr\u00ecnh <strong>B\u1ea3o hi\u1ec3m y t\u1ebf t\u01b0 nh\u00e2n quan tr\u1ecdng<\/strong>, tr\u1eeb khi ng\u01b0\u1eddi \u0111\u00f3 c\u00f3 b\u1ea3o hi\u1ec3m y t\u1ebf NFZ (t\u1eeb n\u01a1i l\u00e0m vi\u1ec7c ho\u1eb7c v\u1edbi t\u01b0 c\u00e1ch l\u00e0 sinh vi\u00ean). C\u01a1 quan ch\u1ee9c n\u0103ng y\u00eau c\u1ea7u h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb v\u00e0 n\u1eb1m vi\u1ec7n,<\/li>\n\n\n<li>c\u00f3 t\u1ed5ng \u00edt nh\u1ea5t l\u00e0 <strong>30.000 euro<\/strong>,<\/li>\n\n\n<li>ho\u1ea1t \u0111\u1ed9ng tr\u00ean l\u00e3nh th\u1ed5 Ba Lan,<\/li>\n\n\n<li>c\u00f3 hi\u1ec7u l\u1ef1c trong su\u1ed1t th\u1eddi gian l\u01b0u tr\u00fa.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Chi ti\u1ebft \u0111\u01b0\u1ee3c m\u00f4 t\u1ea3 t\u1ea1i \u0111\u00e2y: <strong><a href=\"\/vi\/huong-dan\/ubezpieczenie-zdrowotne-karta-pobytu-najwazniejsze-formalnosci\/\">B\u1ea3o hi\u1ec3m y t\u1ebf v\u00e0 th\u1ebb c\u01b0 tr\u00fa \u2013 nh\u1eefng th\u1ee7 t\u1ee5c quan tr\u1ecdng nh\u1ea5t<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">C\u00f3 n\u00ean tham gia c\u1ea3 b\u1ea3o hi\u1ec3m y t\u1ebf qu\u1ed1c gia (NFZ) v\u00e0 b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n c\u00f9ng l\u00fac kh\u00f4ng?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u00fang v\u1eady \u2013 \u0111\u00e2y l\u00e0 gi\u1ea3i ph\u00e1p m\u00e0 nhi\u1ec1u ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u0111ang l\u00e0m vi\u1ec7c ho\u1eb7c h\u1ecdc t\u1eadp t\u1ea1i Ba Lan l\u1ef1a ch\u1ecdn.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>NFZ<\/strong> cho ph\u00e9p ti\u1ebfp c\u1eadn c\u00e1c c\u01a1 s\u1edf c\u00f4ng l\u1eadp. <strong>B\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n<\/strong> gi\u00fap b\u1ea1n ti\u1ebfp c\u1eadn nhanh ch\u00f3ng c\u00e1c chuy\u00ean gia, d\u1ecbch v\u1ee5 ch\u1ea9n \u0111o\u00e1n v\u00e0 b\u1ec7nh vi\u1ec7n m\u00e0 kh\u00f4ng ph\u1ea3i x\u1ebfp h\u00e0ng.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C\u1ea3 hai h\u00ecnh th\u1ee9c b\u1ea3o hi\u1ec3m n\u00e0y \u0111\u1ec1u ho\u1ea1t \u0111\u1ed9ng \u0111\u1ed9c l\u1eadp v\u00e0 b\u1ed5 sung cho nhau m\u1ed9t c\u00e1ch ho\u00e0n h\u1ea3o.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>B\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n <strong>kh\u00f4ng cho ph\u00e9p<\/strong> \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng c\u00e1c d\u1ecbch v\u1ee5 c\u1ee7a Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ).<\/li>\n\n\n<li>\u0110\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng d\u1ecbch v\u1ee5 y t\u1ebf c\u00f4ng c\u1ed9ng, ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i ph\u1ea3i c\u00f3 th\u1ebb b\u1ea3o hi\u1ec3m y t\u1ebf NFZ (v\u00ed d\u1ee5: th\u00f4ng qua vi\u1ec7c l\u00e0m, h\u1ecdc t\u1eadp ho\u1eb7c h\u1ee3p \u0111\u1ed3ng t\u1ef1 nguy\u1ec7n).<\/li>\n\n\n<li>B\u1ea3o hi\u1ec3m y t\u1ebf t\u01b0 nh\u00e2n l\u00e0 b\u1eaft bu\u1ed9c khi c\u00f3 th\u1ebb c\u01b0 tr\u00fa, n\u1ebfu ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i ch\u01b0a \u0111\u0103ng k\u00fd v\u1edbi Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ).<\/li>\n\n\n<li>Gi\u1ea3i ph\u00e1p t\u1ed1t nh\u1ea5t d\u00e0nh cho nh\u1eefng ng\u01b0\u1eddi m\u1edbi \u0111\u1ebfn l\u00e0 mua m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf ri\u00eang cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i.<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Ph\u1ea7n d\u01b0\u1edbi \u0111\u00e2y s\u1ebd gi\u1ea3i th\u00edch c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a h\u1ec7 th\u1ed1ng n\u00e0y, ai c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng NFZ v\u00e0 ai kh\u00f4ng, s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n v\u00e0 b\u1ea3o hi\u1ec3m c\u00f4ng c\u1ed9ng l\u00e0 g\u00ec, c\u0169ng nh\u01b0 trong nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0o th\u00ec h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n l\u00e0 gi\u1ea3i ph\u00e1p duy nh\u1ea5t.<\/p>","protected":false},"author":1,"featured_media":3730,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[46],"tags":[65,66,63,64,62],"class_list":["post-3806","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ciekawostki-ubezpieczeniowe","tag-karta-pobytu","tag-nfz","tag-ubezpieczenie-dla-cudzoziemcow","tag-ubezpieczenie-kl","tag-ubezpieczenie-zdrowotne"],"acf":[],"yoast_head":"<!-- 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