{"id":3837,"date":"2025-07-08T11:32:36","date_gmt":"2025-07-08T09:32:36","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/nieskategoryzowane\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\/"},"modified":"2026-09-14T11:48:30","modified_gmt":"2026-09-14T09:48:30","slug":"lan-dau-den-ba-lan-hay-tim-hieu-xem-ban-can-co-loai-bao-hiem-y-te-nao-voi-tu-cach-la-nguoi-nuoc-ngoai","status":"publish","type":"post","link":"https:\/\/polisarium.pl\/vi\/poradnik\/ubezpieczenie-cudzoziemca\/nowy-w-polsce-sprawdz-jakie-ubezpieczenie-zdrowotne-musisz-miec-jako-cudzoziemiec\/","title":{"rendered":"B\u1ea1n m\u1edbi \u0111\u1ebfn Ba Lan? H\u00e3y t\u00ecm hi\u1ec3u xem v\u1edbi t\u01b0 c\u00e1ch l\u00e0 ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, b\u1ea1n c\u1ea7n c\u00f3 lo\u1ea1i b\u1ea3o hi\u1ec3m y t\u1ebf n\u00e0o"},"content":{"rendered":"<p class=\"wp-block-paragraph\">T\u00ecm hi\u1ec3u xem b\u1ea1n c\u1ea7n c\u00f3 lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0o khi l\u00e0 ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan, nh\u1eefng l\u1ef1a ch\u1ecdn n\u00e0o \u0111\u01b0\u1ee3c c\u00e1c c\u01a1 quan h\u00e0nh ch\u00ednh t\u1ec9nh ch\u1ea5p nh\u1eadn v\u00e0 c\u00e1ch t\u00ecm \u0111\u01b0\u1ee3c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u1ea3m b\u1ea3o an to\u00e0n cho b\u1ea1n \u2013 m\u00e0 kh\u00f4ng t\u1ed1n chi ph\u00ed kh\u00f4ng c\u1ea7n thi\u1ebft.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">T\u1ea1i sao ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i ph\u1ea3i c\u00f3 b\u1ea3o hi\u1ec3m y t\u1ebf?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">M\u1ecdi ng\u01b0\u1eddi l\u01b0u tr\u00fa t\u1ea1i Ba Lan trong th\u1eddi gian d\u00e0i h\u01a1n v\u00e0i tu\u1ea7n, \u0111\u1eb7c bi\u1ec7t l\u00e0 nh\u1eefng ng\u01b0\u1eddi c\u00f3 k\u1ebf ho\u1ea1ch c\u01b0 tr\u00fa l\u00e2u d\u00e0i ho\u1eb7c t\u1ea1m th\u1eddi, \u0111\u1ec1u ph\u1ea3i ch\u1ee9ng minh r\u1eb1ng m\u00ecnh c\u00f3 \u0111i\u1ec1u ki\u1ec7n ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 y t\u1ebf. Quy \u0111\u1ecbnh n\u00e0y \u00e1p d\u1ee5ng cho c\u1ea3 sinh vi\u00ean, ng\u01b0\u1eddi lao \u0111\u1ed9ng, th\u00e0nh vi\u00ean gia \u0111\u00ecnh c\u1ee7a c\u00f4ng d\u00e2n Ba Lan, c\u0169ng nh\u01b0 nh\u1eefng ng\u01b0\u1eddi \u0111ang xin <strong>th\u1ebb c\u01b0 tr\u00fa<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110i\u1ec1u quan tr\u1ecdng l\u00e0 \u2013 b\u1ea3o hi\u1ec3m kh\u00f4ng ch\u1ec9 l\u00e0 s\u1ef1 b\u1ea3o v\u1ec7 trong tr\u01b0\u1eddng h\u1ee3p \u1ed1m \u0111au hay tai n\u1ea1n. \u0110\u00e2y c\u00f2n l\u00e0 m\u1ed9t trong nh\u1eefng y\u00eau c\u1ea7u c\u1ea7n thi\u1ebft khi:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>n\u1ed9p \u0111\u01a1n xin <strong>th\u1ebb c\u01b0 tr\u00fa<\/strong><\/li>\n\n\n<li>vi\u1ec7c xin th\u1ecb th\u1ef1c d\u00e0i h\u1ea1n<\/li>\n\n\n<li>h\u1ee3p ph\u00e1p h\u00f3a vi\u1ec7c l\u00e0m v\u00e0 c\u01b0 tr\u00fa<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu kh\u00f4ng c\u00f3 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f2n hi\u1ec7u l\u1ef1c, b\u1ea1n kh\u00f4ng ch\u1ec9 ph\u1ea3i t\u1ef1 chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb m\u00e0 c\u00f2n c\u00f3 th\u1ec3 b\u1ecb c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng t\u1eeb ch\u1ed1i.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">C\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00f3 ba h\u00ecnh th\u1ee9c b\u1ea3o hi\u1ec3m ch\u00ednh d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i. M\u1ed7i h\u00ecnh th\u1ee9c \u0111\u1ec1u c\u00f3 nh\u1eefng \u01b0u \u0111i\u1ec3m ri\u00eang \u2013 v\u00e0 kh\u00e1c nhau v\u1ec1 th\u1ee7 t\u1ee5c, chi ph\u00ed c\u0169ng nh\u01b0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. B\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n t\u1ea1i Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">D\u00e0nh cho nh\u1eefng ng\u01b0\u1eddi \u0111ang c\u01b0 tr\u00fa h\u1ee3p ph\u00e1p t\u1ea1i Ba Lan. Y\u00eau c\u1ea7u ph\u1ea3i k\u00fd h\u1ee3p \u0111\u1ed3ng v\u1edbi chi nh\u00e1nh c\u1ee7a Qu\u1ef9 Y t\u1ebf Qu\u1ed1c gia. M\u1ee9c \u0111\u00f3ng g\u00f3p h\u00e0ng th\u00e1ng l\u00e0 h\u01a1n 600 z\u0142, nh\u01b0ng mang l\u1ea1i quy\u1ec1n ti\u1ebfp c\u1eadn m\u1ed9t lo\u1ea1t c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf \u0111a d\u1ea1ng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. B\u1ea3o hi\u1ec3m y t\u1ebf t\u01b0 nh\u00e2n d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Gi\u1ea3i ph\u00e1p \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn nhi\u1ec1u nh\u1ea5t \u2013 cho ph\u00e9p b\u1ea1n ch\u1ec9 v\u1edbi m\u1ed9t kho\u1ea3n chi ph\u00ed nh\u1ecf c\u00f3 th\u1ec3 ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 y t\u1ebf h\u1ee3p ph\u00e1p v\u00e0 \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u h\u00e0nh ch\u00ednh. Tuy nhi\u00ean, \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00f3 ph\u1ea3i:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa v\u00e0 n\u1ed9i tr\u00fa,<\/li>\n\n\n<li>c\u00f3 gi\u00e1 tr\u1ecb trong su\u1ed1t th\u1eddi gian l\u01b0u tr\u00fa,<\/li>\n\n\n<li>c\u00f3 m\u1ee9c b\u1ea3o hi\u1ec3m t\u1ed1i thi\u1ec3u l\u00e0 30.000 euro.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">B\u1ea1n c\u00f3 th\u1ec3 t\u00ecm th\u1ea5y c\u00e1c \u01b0u \u0111\u00e3i \u0111\u00e3 \u0111\u01b0\u1ee3c ki\u1ec3m ch\u1ee9ng tr\u00ean trang web <a href=\"\/vi\/suc-khoe-khi-di-du-lich-va-cuoc-song-cong-so\/bao-hiem-cho-nguoi-nuoc-ngoai-dieu-kien-can-thiet-de-xin-thi-thuc-va-the-cu-tru\/\" rel=\"noopener\" target=\"_blank\">B\u1ea3o hi\u1ec3m KL \u0111\u1ec3 xin th\u1ecb th\u1ef1c v\u00e0 th\u1ebb c\u01b0 tr\u00fa<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. B\u1ea3o hi\u1ec3m t\u1eeb n\u01a1i l\u00e0m vi\u1ec7c<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n \u0111ang l\u00e0m vi\u1ec7c h\u1ee3p ph\u00e1p, ch\u1ee7 s\u1eed d\u1ee5ng lao \u0111\u1ed9ng c\u1ee7a b\u1ea1n ph\u1ea3i n\u1ed9p c\u00e1c kho\u1ea3n \u0111\u00f3ng g\u00f3p b\u1ea3o hi\u1ec3m y t\u1ebf cho ZUS. Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, b\u1ea1n kh\u00f4ng c\u1ea7n ph\u1ea3i mua th\u00eam h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u2013 tuy nhi\u00ean, b\u1ea1n ph\u1ea3i xu\u1ea5t tr\u00ecnh gi\u1ea5y t\u1edd x\u00e1c nh\u1eadn vi\u1ec7c \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, v\u00ed d\u1ee5 nh\u01b0 khi n\u1ed9p \u0111\u01a1n xin c\u01b0 tr\u00fa.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">B\u1ea1n n\u00ean ch\u1ecdn lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0o khi c\u00f3 th\u1ebb c\u01b0 tr\u00fa?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1c c\u01a1 quan h\u00e0nh ch\u00ednh t\u1ec9nh y\u00eau c\u1ea7u ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i n\u1ed9p \u0111\u01a1n xin th\u1ebb c\u01b0 tr\u00fa ph\u1ea3i c\u00f3 gi\u1ea5y t\u1edd h\u1ee3p l\u1ec7 v\u00e0 tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh <strong>B\u1ea3o hi\u1ec3m y t\u1ebf cho th\u1ebb c\u01b0 tr\u00fa<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110i\u1ec1u \u0111\u00f3 c\u00f3 ngh\u0129a l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>bao g\u1ed3m \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa v\u00e0 n\u1ed9i tr\u00fa,<\/li>\n\n\n<li>c\u00f3 gi\u00e1 tr\u1ecb trong su\u1ed1t th\u1eddi gian l\u01b0u tr\u00fa,<\/li>\n\n\n<li>kh\u00f4ng \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb v\u00e0 th\u1eddi gian ch\u1edd,<\/li>\n\n\n<li>ph\u1ea3i c\u00f3 m\u1ee9c b\u1ea3o hi\u1ec3m kh\u00f4ng d\u01b0\u1edbi 30.000 euro.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Ch\u00ednh v\u00ec l\u00fd do \u0111\u00f3, ti\u00eau chu\u1ea9n <strong>B\u1ea3o hi\u1ec3m du l\u1ecbch d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/strong> c\u00f3 th\u1ec3 kh\u00f4ng \u0111\u1ee7 \u2013 h\u00e3y ch\u1ecdn gi\u1ea3i ph\u00e1p \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf ri\u00eang cho m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 gi\u00e1 bao nhi\u00eau?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Chi ph\u00ed b\u1ea3o hi\u1ec3m ph\u1ee5 thu\u1ed9c v\u00e0o m\u1ed9t s\u1ed1 y\u1ebfu t\u1ed1 \u2013 th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m, \u0111\u1ed9 tu\u1ed5i c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, ph\u1ea1m vi v\u00e0 lo\u1ea1i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 kho\u1ea3ng gi\u00e1 tham kh\u1ea3o:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>b\u1ea3o hi\u1ec3m y t\u1ebf t\u01b0 nh\u00e2n d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i: t\u1eeb 50\u2013100 z\u0142 m\u1ed7i th\u00e1ng,<\/li>\n\n\n<li>B\u1ea3o hi\u1ec3m du l\u1ecbch KL: t\u1eeb 80 z\u0142 cho 3 th\u00e1ng,<\/li>\n\n\n<li>B\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n t\u1ea1i Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ): t\u1eeb 600 z\u0142 m\u1ed7i th\u00e1ng + c\u00e1c kho\u1ea3n b\u00f9 \u0111\u1eafp.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n mu\u1ed1n ch\u1ecdn m\u1ed9t ph\u01b0\u01a1ng \u00e1n v\u1eeba tu\u00e2n th\u1ee7 quy \u0111\u1ecbnh v\u1eeba c\u00f3 gi\u00e1 c\u1ea3 ph\u1ea3i ch\u0103ng, h\u00e3y t\u1eadn d\u1ee5ng \u01b0u \u0111\u00e3i n\u00e0y: <a href=\"\/vi\/suc-khoe-khi-di-du-lich-va-cuoc-song-cong-so\/bao-hiem-cho-nguoi-nuoc-ngoai-dieu-kien-can-thiet-de-xin-thi-thuc-va-the-cu-tru\/\" rel=\"noopener\" target=\"_blank\">B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i KL \u0111\u1ec3 xin th\u1ecb th\u1ef1c ho\u1eb7c c\u01b0 tr\u00fa<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">H\u1eadu qu\u1ea3 c\u1ee7a vi\u1ec7c kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Vi\u1ec7c kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m h\u1ee3p l\u1ec7 c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>vi\u1ec7c kh\u00f4ng \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 trong tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p n\u1ebfu ch\u01b0a thanh to\u00e1n tr\u01b0\u1edbc,<\/li>\n\n\n<li>s\u1ef1 c\u1ea7n thi\u1ebft ph\u1ea3i chi tr\u1ea3 to\u00e0n b\u1ed9 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb,<\/li>\n\n\n<li>vi\u1ec7c t\u1eeb ch\u1ed1i \u0111\u01a1n xin c\u01b0 tr\u00fa,<\/li>\n\n\n<li>c\u00e1c v\u1ea5n \u0111\u1ec1 li\u00ean quan \u0111\u1ebfn vi\u1ec7c gia h\u1ea1n gi\u1ea5y ph\u00e9p c\u01b0 tr\u00fa,<\/li>\n\n\n<li>th\u1eadm ch\u00ed l\u00e0 b\u1ecb tr\u1ee5c xu\u1ea5t kh\u1ecfi \u0111\u1ea5t n\u01b0\u1edbc.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u1eebng m\u1ea1o hi\u1ec3m \u2013 <strong>B\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan<\/strong> \u0110i\u1ec1u n\u00e0y kh\u00f4ng ch\u1ec9 l\u00e0 ngh\u0129a v\u1ee5 v\u1ec1 m\u1eb7t th\u1ee7 t\u1ee5c, m\u00e0 c\u00f2n l\u00e0 bi\u1ec7n ph\u00e1p b\u1ea3o v\u1ec7 s\u1ee9c kh\u1ecfe th\u1ef1c s\u1ef1 cho b\u1ea1n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">C\u00e1c b\u00e0i vi\u1ebft h\u1eefu \u00edch d\u00e0nh cho nh\u1eefng ai m\u1edbi b\u1eaft \u0111\u1ea7u:<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"\/vi\/huong-dan\/ubezpieczenie-zdrowotne-dla-cudzoziemcow-co-warto-wiedziec-przed-przyjazdem-do-polski\/\" rel=\"noopener\" target=\"_blank\">B\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u2013 nh\u1eefng \u0111i\u1ec1u c\u1ea7n bi\u1ebft tr\u01b0\u1edbc khi \u0111\u1ebfn Ba Lan?<\/a><\/li>\n\n\n<li><a href=\"\/vi\/huong-dan\/ubezpieczenie-zdrowotne-kl-dla-cudzoziemcow-co-jest-i-kiedy-jest-wymagane\/\" rel=\"noopener\" target=\"_blank\">B\u1ea3o hi\u1ec3m y t\u1ebf KL d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u2013 \u0111\u00f3 l\u00e0 g\u00ec v\u00e0 khi n\u00e0o th\u00ec b\u1eaft bu\u1ed9c ph\u1ea3i c\u00f3?<\/a><\/li>\n\n\n<li><a href=\"\/vi\/huong-dan\/bao-hiem-cho-nguoi-nuoc-ngoai-tai-ba-lan-hoat-dong-nhu-the-nao-va-chi-phi-la-bao-nhieu\/\" rel=\"noopener\" target=\"_blank\">B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan \u2013 c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng v\u00e0 chi ph\u00ed<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>T\u00ecm hi\u1ec3u xem b\u1ea1n c\u1ea7n c\u00f3 lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0o khi l\u00e0 ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan, nh\u1eefng l\u1ef1a ch\u1ecdn n\u00e0o \u0111\u01b0\u1ee3c c\u00e1c c\u01a1 quan h\u00e0nh ch\u00ednh t\u1ec9nh ch\u1ea5p nh\u1eadn v\u00e0 c\u00e1ch t\u00ecm \u0111\u01b0\u1ee3c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u1ea3m b\u1ea3o an to\u00e0n cho b\u1ea1n \u2013 m\u00e0 kh\u00f4ng t\u1ed1n chi ph\u00ed kh\u00f4ng c\u1ea7n thi\u1ebft.<\/p>","protected":false},"author":1,"featured_media":3772,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[51],"tags":[65,66,63,64,62],"class_list":["post-3837","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ubezpieczenie-cudzoziemca","tag-karta-pobytu","tag-nfz","tag-ubezpieczenie-dla-cudzoziemcow","tag-ubezpieczenie-kl","tag-ubezpieczenie-zdrowotne"],"acf":[],"yoast_head":"<!-- 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