{"id":3849,"date":"2025-03-31T13:08:41","date_gmt":"2025-03-31T11:08:41","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/nieskategoryzowane\/ubezpieczenie-dla-obcokrajowca-w-polsce-jak-dziala-i-ile-kosztuje\/"},"modified":"2026-09-14T11:57:11","modified_gmt":"2026-09-14T09:57:11","slug":"bao-hiem-cho-nguoi-nuoc-ngoai-tai-ba-lan-hoat-dong-nhu-the-nao-va-chi-phi-la-bao-nhieu","status":"publish","type":"post","link":"https:\/\/polisarium.pl\/vi\/poradnik\/ciekawostki-ubezpieczeniowe\/ubezpieczenie-dla-obcokrajowca-w-polsce-jak-dziala-i-ile-kosztuje\/","title":{"rendered":"B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan \u2013 c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng v\u00e0 chi ph\u00ed"},"content":{"rendered":"<h2 class=\"wp-block-heading\">B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan \u2013 ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o v\u00e0 chi ph\u00ed ra sao?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ng\u00e0y c\u00e0ng c\u00f3 nhi\u1ec1u ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i quy\u1ebft \u0111\u1ecbnh \u1edf l\u1ea1i Ba Lan trong th\u1eddi gian d\u00e0i \u2013 cho d\u00f9 l\u00e0 v\u00ec m\u1ee5c \u0111\u00edch c\u00f4ng vi\u1ec7c, h\u1ecdc t\u1eadp hay gia \u0111\u00ecnh. M\u1ed9t trong nh\u1eefng y\u1ebfu t\u1ed1 quan tr\u1ecdng nh\u1ea5t \u0111\u1ec3 c\u01b0 tr\u00fa h\u1ee3p ph\u00e1p v\u00e0 an to\u00e0n l\u00e0 <strong>B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan<\/strong>. C\u01a1 ch\u1ebf ho\u1ea1t \u0111\u1ed9ng c\u1ee7a h\u00ecnh th\u1ee9c b\u1ea3o v\u1ec7 n\u00e0y nh\u01b0 th\u1ebf n\u00e0o? C\u00f3 c\u1ea7n thi\u1ebft ph\u1ea3i s\u1eed d\u1ee5ng n\u00f3 kh\u00f4ng? V\u00e0 chi ph\u00ed l\u00e0 bao nhi\u00eau? Ch\u00fang t\u00f4i s\u1ebd gi\u1ea3i \u0111\u00e1p!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 b\u1eaft bu\u1ed9c ph\u1ea3i c\u00f3 b\u1ea3o hi\u1ec3m y t\u1ebf t\u1ea1i Ba Lan kh\u00f4ng?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u00fang v\u1eady \u2013 trong h\u1ea7u h\u1ebft c\u00e1c tr\u01b0\u1eddng h\u1ee3p, ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i b\u1eaft bu\u1ed9c ph\u1ea3i c\u00f3 <strong>b\u1ea3o hi\u1ec3m y t\u1ebf<\/strong>. \u0110i\u1ec1u n\u00e0y \u0111\u1eb7c bi\u1ec7t \u00e1p d\u1ee5ng cho nh\u1eefng ng\u01b0\u1eddi:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>nh\u1eefng ng\u01b0\u1eddi \u0111\u0103ng k\u00fd <strong>th\u1ebb c\u01b0 tr\u00fa<\/strong> (t\u1ea1m th\u1eddi ho\u1eb7c v\u0129nh vi\u1ec5n),<\/li>\n\n\n<li>\u0111ang l\u00e0m vi\u1ec7c t\u1ea1i Ba Lan theo h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng ho\u1eb7c h\u1ee3p \u0111\u1ed3ng d\u1ecbch v\u1ee5,<\/li>\n\n\n<li>\u0111ang theo h\u1ecdc t\u1ea1i c\u00e1c tr\u01b0\u1eddng h\u1ecdc v\u00e0 c\u01a1 s\u1edf gi\u00e1o d\u1ee5c \u0111\u1ea1i h\u1ecdc \u1edf Ba Lan,<\/li>\n\n\n<li>nh\u1eefng ng\u01b0\u1eddi \u0111\u1ebfn l\u01b0u tr\u00fa tr\u00ean 90 ng\u00e0y.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Vi\u1ec7c kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c b\u1ea1n ph\u1ea3i t\u1ef1 chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb \u2013 v\u00e0 nh\u1eefng chi ph\u00ed n\u00e0y c\u00f3 th\u1ec3 r\u1ea5t cao.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan c\u00f3 nh\u1eefng l\u1ef1a ch\u1ecdn b\u1ea3o hi\u1ec3m n\u00e0o?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">T\u1ea1i Ba Lan, c\u00f3 hai l\u1ef1a ch\u1ecdn ch\u00ednh:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. B\u1ea3o hi\u1ec3m y t\u1ebf c\u00f4ng c\u1ed9ng \u2013 NFZ<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u00f3 l\u00e0 <strong>B\u1ea3o hi\u1ec3m y t\u1ebf t\u1ef1 nguy\u1ec7n d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/strong>, cho ph\u00e9p s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 y t\u1ebf c\u00f4ng c\u1ed9ng. \u0110\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng d\u1ecbch v\u1ee5 n\u00e0y, ng\u01b0\u1eddi d\u00e2n ph\u1ea3i k\u00fd h\u1ee3p \u0111\u1ed3ng v\u1edbi Qu\u1ef9 Y t\u1ebf Qu\u1ed1c gia v\u00e0 \u0111\u00f3ng ph\u00ed b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nh\u1edd \u0111\u00f3, b\u1ea1n c\u00f3 th\u1ec3 truy c\u1eadp v\u00e0o:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>c\u00e1c b\u00e1c s\u0129 gia \u0111\u00ecnh,<\/li>\n\n\n<li>c\u00e1c chuy\u00ean gia,<\/li>\n\n\n<li>c\u00e1c b\u1ec7nh vi\u1ec7n c\u00f4ng,<\/li>\n\n\n<li>c\u00e1c lo\u1ea1i thu\u1ed1c \u0111\u01b0\u1ee3c ho\u00e0n tr\u1ea3.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">M\u1ee9c \u0111\u00f3ng g\u00f3p h\u00e0ng th\u00e1ng v\u00e0o n\u0103m 2025 l\u00e0 kho\u1ea3ng <strong>719 z\u0142<\/strong>, tr\u1eeb khi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u0111\u00f3 \u0111ang l\u00e0m vi\u1ec7c v\u00e0 ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng l\u00e0 ng\u01b0\u1eddi \u0111\u00f3ng kho\u1ea3n n\u00e0y.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. B\u1ea3o hi\u1ec3m y t\u1ebf t\u01b0 nh\u00e2n<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u00e2y l\u00e0 l\u1ef1a ch\u1ecdn ph\u1ed5 bi\u1ebfn nh\u1ea5t trong tr\u01b0\u1eddng h\u1ee3p l\u01b0u tr\u00fa ng\u1eafn h\u1ea1n ho\u1eb7c l\u00e0m th\u1ee7 t\u1ee5c xin th\u1ecb th\u1ef1c. Lo\u1ea1i n\u00e0y <strong>h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/strong> bao g\u1ed3m:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>c\u00e1c tr\u01b0\u1eddng h\u1ee3p \u0111\u1ed9t ng\u1ed9t b\u1ecb \u1ed1m v\u00e0 tai n\u1ea1n,<\/li>\n\n\n<li>nh\u1eadp vi\u1ec7n v\u00e0 v\u1eadn chuy\u1ec3n y t\u1ebf,<\/li>\n\n\n<li>tai n\u1ea1n kh\u00f4ng may (NNW),<\/li>\n\n\n<li>h\u1ed7 tr\u1ee3 qua \u0111i\u1ec7n tho\u1ea1i b\u1eb1ng nhi\u1ec1u ng\u00f4n ng\u1eef.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n \u0111ang n\u1ed9p \u0111\u01a1n xin <strong>th\u1ebb c\u01b0 tr\u00fa<\/strong>, b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n c\u0169ng \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn, v\u1edbi \u0111i\u1ec1u ki\u1ec7n l\u00e0 b\u1ea3o hi\u1ec3m \u0111\u00f3 chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb v\u1edbi s\u1ed1 ti\u1ec1n t\u1ed1i thi\u1ec3u l\u00e0 <strong>30.000 euro<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Xem c\u00e1c g\u00f3i d\u1ecbch v\u1ee5 \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf ri\u00eang cho nhu c\u1ea7u c\u1ee7a b\u1ea1n:<br>\n<a href=\"\/vi\/suc-khoe-khi-di-du-lich-va-cuoc-song-cong-so\/bao-hiem-cho-nguoi-nuoc-ngoai-dieu-kien-can-thiet-de-xin-thi-thuc-va-the-cu-tru\/\"><strong>B\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 gi\u00e1 bao nhi\u00eau?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Gi\u00e1 b\u1ea3o hi\u1ec3m ph\u1ee5 thu\u1ed9c v\u00e0o nhi\u1ec1u y\u1ebfu t\u1ed1: \u0111\u1ed9 tu\u1ed5i, qu\u1ed1c gia xu\u1ea5t x\u1ee9, th\u1eddi gian l\u01b0u tr\u00fa v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 v\u00ed d\u1ee5 v\u1ec1 chi ph\u00ed:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>B\u1ea3o hi\u1ec3m ng\u1eafn h\u1ea1n (v\u00ed d\u1ee5: 30 ng\u00e0y):<\/strong> t\u1eeb <strong>70 \u0111\u1ebfn 200 z\u0142<\/strong>,<\/li>\n\n\n<li><strong>H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m h\u00e0ng n\u0103m cho th\u1ebb c\u01b0 tr\u00fa:<\/strong> t\u1eeb <strong>T\u1eeb 300 \u0111\u1ebfn 1.500 z\u0142<\/strong>,<\/li>\n\n\n<li><strong>G\u00f3i b\u1ea3o hi\u1ec3m y t\u1ebf c\u1ee7a c\u00e1c ph\u00f2ng kh\u00e1m t\u01b0 nh\u00e2n:<\/strong> t\u1eeb <strong>100 z\u0142 m\u1ed7i th\u00e1ng<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u00e2y l\u00e0 m\u1ed9t kho\u1ea3n ti\u1ec1n kh\u00f4ng \u0111\u00e1ng k\u1ec3 so v\u1edbi chi ph\u00ed \u0111i\u1ec1u tr\u1ecb \u2013 m\u1ed9t l\u1ea7n kh\u00e1m b\u00e1c s\u0129 chuy\u00ean khoa t\u1ea1i ph\u00f2ng kh\u00e1m t\u01b0 nh\u00e2n th\u01b0\u1eddng c\u00f3 gi\u00e1 t\u1eeb 200 z\u0142 tr\u1edf l\u00ean, c\u00f2n chi ph\u00ed \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa n\u1ebfu kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 l\u00ean t\u1edbi <strong>h\u01a1n ch\u1ee5c ngh\u00ecn zloty<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">C\u1ea7n l\u01b0u \u00fd nh\u1eefng \u0111i\u1ec1u g\u00ec khi ch\u1ecdn b\u1ea3o hi\u1ec3m?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Khi l\u1ef1a ch\u1ecdn <strong>B\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/strong>, h\u00e3y \u0111\u1ea3m b\u1ea3o r\u1eb1ng n\u00f3 bao g\u1ed3m:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>kh\u00e1m ngo\u1ea1i tr\u00fa v\u00e0 \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa,<\/li>\n\n\n<li>v\u1eadn chuy\u1ec3n \u0111\u1ebfn b\u1ec7nh vi\u1ec7n,<\/li>\n\n\n<li>c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p,<\/li>\n\n\n<li>m\u1ee9c gi\u1edbi h\u1ea1n ph\u00f9 h\u1ee3p (\u00edt nh\u1ea5t 30.000 EUR),<\/li>\n\n\n<li>\u0111\u01b0\u1ee3c c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng t\u1ea1i Ba Lan c\u00f4ng nh\u1eadn.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Ngo\u00e0i ra, s\u1ebd r\u1ea5t t\u1ed1t n\u1ebfu c\u00f4ng ty b\u1ea3o hi\u1ec3m cung c\u1ea5p <strong>d\u1ecbch v\u1ee5 b\u1eb1ng ti\u1ebfng Anh, ti\u1ebfng Ukraina ho\u1eb7c ti\u1ebfng Nga<\/strong> \u2013 \u0111i\u1ec1u n\u00e0y gi\u00fap vi\u1ec7c li\u00ean l\u1ea1c tr\u1edf n\u00ean d\u1ec5 d\u00e0ng h\u01a1n trong c\u00e1c t\u00ecnh hu\u1ed1ng kh\u1ea9n c\u1ea5p.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">T\u00f3m t\u1eaft: B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan \u2013 S\u1ef1 an to\u00e0n c\u1ee7a b\u1ea1n v\u00e0 ngh\u0129a v\u1ee5 ph\u00e1p l\u00fd<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan<\/strong> \u0110i\u1ec1u n\u00e0y kh\u00f4ng ch\u1ec9 l\u00e0 m\u1ed9t y\u00eau c\u1ea7u v\u1ec1 m\u1eb7t th\u1ee7 t\u1ee5c, m\u00e0 tr\u00ean h\u1ebft c\u00f2n l\u00e0 m\u1ed9t bi\u1ec7n ph\u00e1p b\u1ea3o v\u1ec7 s\u1ee9c kh\u1ecfe v\u00e0 t\u00e0i ch\u00ednh. D\u00f9 b\u1ea1n \u0111\u1ebfn Ba Lan trong v\u00e0i tu\u1ea7n hay v\u00e0i n\u0103m, b\u1ea1n c\u0169ng n\u00ean chu\u1ea9n b\u1ecb m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p \u2013 \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf ri\u00eang theo nhu c\u1ea7u c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n c\u00f3 th\u1eafc m\u1eafc, c\u1ea7n h\u1ed7 tr\u1ee3 trong vi\u1ec7c l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p ho\u1eb7c mu\u1ed1n \u0111\u0103ng k\u00fd b\u1ea3o hi\u1ec3m tr\u1ef1c tuy\u1ebfn m\u1ed9t c\u00e1ch nhanh ch\u00f3ng \u2013 h\u00e3y li\u00ean h\u1ec7 v\u1edbi ch\u00fang t\u00f4i.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"\/vi\/suc-khoe-khi-di-du-lich-va-cuoc-song-cong-so\/bao-hiem-cho-nguoi-nuoc-ngoai-dieu-kien-can-thiet-de-xin-thi-thuc-va-the-cu-tru\/\"><strong>Nh\u1ea5p v\u00e0o \u0111\u00e2y \u0111\u1ec3 ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m y t\u1ebf d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/strong><\/a><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><p><a href=\"\/vi\/huong-dan\/ubezpieczenie-zdrowotne-karta-pobytu-najwazniejsze-formalnosci\/\">B\u1ea3o hi\u1ec3m y t\u1ebf v\u00e0 th\u1ebb c\u01b0 tr\u00fa \u2013 nh\u1eefng th\u1ee7 t\u1ee5c quan tr\u1ecdng nh\u1ea5t<\/a><\/p><\/li>\n\n\n<li><p><a href=\"\/vi\/huong-dan\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\/\">B\u1ea3o hi\u1ec3m du l\u1ecbch KL d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u2013 khi n\u00e0o v\u00e0 t\u1ea1i sao n\u00f3 l\u00e0 b\u1eaft bu\u1ed9c?<\/a><\/p><\/li>\n\n\n<li><p><a href=\"\/vi\/huong-dan\/bao-hiem-cho-nguoi-nuoc-ngoai-tai-ba-lan-hoat-dong-nhu-the-nao-va-chi-phi-la-bao-nhieu\/\">B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan \u2013 c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng v\u00e0 chi ph\u00ed<\/a><\/p><\/li>\n\n\n<li><p><a href=\"\/vi\/huong-dan\/ubezpieczenie-zdrowotne-dla-cudzoziemcow-co-warto-wiedziec-przed-przyjazdem-do-polski\/\">B\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u2013 nh\u1eefng \u0111i\u1ec1u c\u1ea7n bi\u1ebft tr\u01b0\u1edbc khi \u0111\u1ebfn Ba Lan?<\/a><\/p><\/li>\n\n\n<li><p><a href=\"\/vi\/huong-dan\/ubezpieczenie-zdrowotne-kl-dla-cudzoziemcow-co-jest-i-kiedy-jest-wymagane\/\">B\u1ea3o hi\u1ec3m y t\u1ebf KL d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u2013 \u0111\u00f3 l\u00e0 g\u00ec v\u00e0 khi n\u00e0o th\u00ec b\u1eaft bu\u1ed9c ph\u1ea3i c\u00f3?<\/a><\/p><\/li>\n\n\n<li><p><a href=\"\/vi\/huong-dan\/ubezpieczenie-zdrowotne-dla-cudzoziemcow-w-polsce-kto-musi-je-miec-i-jak-je-uzyskac\/\">B\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan \u2013 ai ph\u1ea3i c\u00f3 v\u00e0 l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 \u0111\u0103ng k\u00fd?<\/a><\/p><\/li>\n\n\n<li><p><a href=\"\/vi\/huong-dan\/bao-hiem-giao-thong-co-nhung-loai-nao-lam-the-nao-de-khai-bao-thiet-hai\/\">B\u1ea3o hi\u1ec3m giao th\u00f4ng \u2013 c\u00f3 nh\u1eefng lo\u1ea1i n\u00e0o? L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 khai b\u00e1o thi\u1ec7t h\u1ea1i?<\/a><\/p><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Ng\u00e0y c\u00e0ng c\u00f3 nhi\u1ec1u ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i quy\u1ebft \u0111\u1ecbnh l\u01b0u tr\u00fa l\u00e2u d\u00e0i t\u1ea1i Ba Lan \u2013 cho d\u00f9 l\u00e0 v\u00ec m\u1ee5c \u0111\u00edch c\u00f4ng vi\u1ec7c, h\u1ecdc t\u1eadp hay gia \u0111\u00ecnh. M\u1ed9t trong nh\u1eefng y\u1ebfu t\u1ed1 quan tr\u1ecdng \u0111\u1ec3 l\u01b0u tr\u00fa h\u1ee3p ph\u00e1p v\u00e0 an to\u00e0n l\u00e0 b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan. B\u1ea3o hi\u1ec3m n\u00e0y ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o? Li\u1ec7u c\u00f3 b\u1eaft bu\u1ed9c ph\u1ea3i c\u00f3 b\u1ea3o hi\u1ec3m n\u00e0y kh\u00f4ng? <\/p>","protected":false},"author":1,"featured_media":3741,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[46],"tags":[65,66,74,63,62],"class_list":["post-3849","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ciekawostki-ubezpieczeniowe","tag-karta-pobytu","tag-nfz","tag-obowiazek-ubezpieczenia","tag-ubezpieczenie-dla-cudzoziemcow","tag-ubezpieczenie-zdrowotne"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie dla obcokrajowca w Polsce \u2013 jak dzia\u0142a i ile kosztuje |<\/title>\n<meta name=\"description\" content=\"qw\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/polisarium.pl\/vi\/huong-dan\/nhung-dieu-thu-vi-ve-bao-hiem\/bao-hiem-cho-nguoi-nuoc-ngoai-tai-ba-lan-hoat-dong-nhu-the-nao-va-chi-phi-la-bao-nhieu\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ubezpieczenie dla obcokrajowca w Polsce \u2013 jak dzia\u0142a i ile kosztuje\" \/>\n<meta property=\"og:description\" content=\"qw\" \/>\n<meta property=\"og:url\" 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