{"id":3852,"date":"2025-04-03T16:12:26","date_gmt":"2025-04-03T14:12:26","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/nieskategoryzowane\/ubezpieczenie-do-karty-pobytu-co-musisz-wiedziec\/"},"modified":"2026-09-14T11:59:12","modified_gmt":"2026-09-14T09:59:12","slug":"bao-hiem-kem-theo-the-cu-tru-nhung-dieu-ban-can-biet","status":"publish","type":"post","link":"https:\/\/polisarium.pl\/vi\/poradnik\/ubezpieczenie-cudzoziemca\/ubezpieczenie-do-karty-pobytu-co-musisz-wiedziec\/","title":{"rendered":"B\u1ea3o hi\u1ec3m k\u00e8m theo th\u1ebb c\u01b0 tr\u00fa \u2013 nh\u1eefng \u0111i\u1ec1u b\u1ea1n c\u1ea7n bi\u1ebft"},"content":{"rendered":"<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n l\u00e0 ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i v\u00e0 \u0111ang n\u1ed9p \u0111\u01a1n xin <strong>th\u1ebb c\u01b0 tr\u00fa t\u1ea1i Ba Lan<\/strong>, m\u1ed9t trong nh\u1eefng y\u00eau c\u1ea7u v\u1ec1 th\u1ee7 t\u1ee5c quan tr\u1ecdng nh\u1ea5t l\u00e0 ph\u1ea3i c\u00f3 <strong>b\u1ea3o hi\u1ec3m y t\u1ebf quan tr\u1ecdng<\/strong>. N\u1ebfu thi\u1ebfu t\u00e0i li\u1ec7u n\u00e0y, c\u01a1 quan t\u1ec9nh c\u00f3 th\u1ec3 t\u1eeb ch\u1ed1i \u0111\u01a1n xin c\u1ee7a b\u1ea1n. Trong b\u00e0i vi\u1ebft n\u00e0y, b\u1ea1n s\u1ebd t\u00ecm hi\u1ec3u c\u00e1ch ch\u1ecdn \u0111\u00fang <strong>B\u1ea3o hi\u1ec3m k\u00e8m theo th\u1ebb c\u01b0 tr\u00fa<\/strong>, nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o s\u1ebd c\u1ea7n thi\u1ebft v\u00e0 nh\u1eefng sai s\u00f3t th\u01b0\u1eddng g\u1eb7p nh\u1ea5t m\u00e0 ng\u01b0\u1eddi n\u1ed9p \u0111\u01a1n hay m\u1eafc ph\u1ea3i.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">T\u1ea1i sao ph\u1ea3i c\u00f3 b\u1ea3o hi\u1ec3m khi c\u00f3 th\u1ebb c\u01b0 tr\u00fa?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Th\u1ebb c\u01b0 tr\u00fa cho ph\u00e9p ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u01b0 tr\u00fa v\u00e0 l\u00e0m vi\u1ec7c h\u1ee3p ph\u00e1p t\u1ea1i Ba Lan. M\u1ed9t trong nh\u1eefng y\u00eau c\u1ea7u c\u01a1 b\u1ea3n \u0111\u1ec3 \u0111\u01b0\u1ee3c c\u1ea5p th\u1ebb n\u00e0y l\u00e0 ph\u1ea3i ch\u1ee9ng minh r\u1eb1ng ng\u01b0\u1eddi n\u1ed9p \u0111\u01a1n <strong>s\u1ebd kh\u00f4ng g\u00e2y g\u00e1nh n\u1eb7ng cho h\u1ec7 th\u1ed1ng y t\u1ebf<\/strong>. \u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 c\u1ea7n ph\u1ea3i xu\u1ea5t tr\u00ecnh gi\u1ea5y t\u1edd ch\u1ee9ng minh vi\u1ec7c c\u00f3 b\u1ea3o hi\u1ec3m y t\u1ebf.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B\u1ea1n ch\u01b0a c\u00f3 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m? H\u00e3y xem t\u1ea1i \u0111\u00e2y:<br>\n<a href=\"\/vi\/suc-khoe-khi-di-du-lich-va-cuoc-song-cong-so\/bao-hiem-cho-nguoi-nuoc-ngoai-dieu-kien-can-thiet-de-xin-thi-thuc-va-the-cu-tru\/\">B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i KL \u0111\u1ec3 xin th\u1ecb th\u1ef1c, th\u1ebb c\u01b0 tr\u00fa<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Lo\u1ea1i b\u1ea3o hi\u1ec3m y t\u1ebf n\u00e0o \u0111\u01b0\u1ee3c c\u01a1 quan ch\u1ee9c n\u0103ng ch\u1ea5p nh\u1eadn?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">C\u01a1 quan t\u1ec9nh y\u00eau c\u1ea7u ph\u1ea3i c\u00f3 b\u1ea3o hi\u1ec3m:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>bao g\u1ed3m <strong>chi ph\u00ed \u0111i\u1ec1u tr\u1ecb v\u00e0 nh\u1eadp vi\u1ec7n<\/strong> tr\u00ean l\u00e3nh th\u1ed5 Ba Lan,<\/li>\n\n\n<li>c\u00f3 <strong>s\u1ed1 ti\u1ec1n b\u1ea3o l\u00e3nh t\u1ed1i thi\u1ec3u l\u00e0 30.000 EUR<\/strong>,<\/li>\n\n\n<li>l\u00e0 <strong>c\u00f3 gi\u00e1 tr\u1ecb trong su\u1ed1t th\u1eddi gian l\u01b0u tr\u00fa<\/strong> (t\u1ed1t nh\u1ea5t l\u00e0 \u00edt nh\u1ea5t m\u1ed9t n\u0103m),<\/li>\n\n\n<li>c\u00f3 <strong>b\u1ea3n d\u1ecbch ti\u1ebfng Ba Lan<\/strong> ho\u1eb7c \u0111\u01b0\u1ee3c so\u1ea1n th\u1ea3o b\u1eb1ng ti\u1ebfng Ba Lan.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">B\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 l\u00e0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>t\u01b0 nh\u00e2n<\/strong> \u2013 \u0111\u01b0\u1ee3c nh\u1eefng ng\u01b0\u1eddi \u0111ang l\u00e0m th\u1ee7 t\u1ee5c xin th\u1ebb c\u01b0 tr\u00fa l\u1ef1a ch\u1ecdn nhi\u1ec1u nh\u1ea5t;<\/li>\n\n\n<li><strong>c\u1ee7a nh\u00e0 n\u01b0\u1edbc (NFZ)<\/strong> \u2013 d\u00e0nh cho, v\u00ed d\u1ee5 nh\u01b0, sinh vi\u00ean v\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng c\u00f3 h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng h\u1ee3p ph\u00e1p;<\/li>\n\n\n<li><strong>b\u1ea3o hi\u1ec3m t\u1ea1i qu\u1ed1c gia xu\u1ea5t x\u1ee9<\/strong>, n\u1ebfu \u0111\u00e1p \u1ee9ng c\u00e1c \u0111i\u1ec1u ki\u1ec7n n\u00eau tr\u00ean (nh\u01b0ng th\u01b0\u1eddng th\u00ec v\u1eabn c\u1ea7n ph\u1ea3i c\u00f3 b\u1ea3n d\u1ecbch).<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">C\u1ea7n chu\u1ea9n b\u1ecb nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u1ed1i v\u1edbi \u0111\u01a1n xin <strong>th\u1ebb c\u01b0 tr\u00fa<\/strong> C\u1ea7n \u0111\u00ednh k\u00e8m:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m (b\u1eb1ng ti\u1ebfng Ba Lan),<\/li>\n\n\n<li>x\u00e1c nh\u1eadn \u0111\u00e3 thanh to\u00e1n ph\u00ed b\u1ea3o hi\u1ec3m,<\/li>\n\n\n<li>b\u1ea3n in \u0110i\u1ec1u kho\u1ea3n B\u1ea3o hi\u1ec3m Chung (OWU),<\/li>\n\n\n<li>c\u00e1c b\u1ea3n d\u1ecbch c\u00f3 ch\u1ee9ng th\u1ef1c (n\u1ebfu c\u00f3).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">B\u1ea1n c\u00f3 th\u1ec3 t\u00ecm hi\u1ec3u th\u00eam v\u1ec1 c\u00e1c th\u1ee7 t\u1ee5c t\u1ea1i \u0111\u00e2y:<br>\n<a href=\"\/vi\/huong-dan\/ubezpieczenie-zdrowotne-karta-pobytu-najwazniejsze-formalnosci\/\">B\u1ea3o hi\u1ec3m y t\u1ebf v\u00e0 th\u1ebb c\u01b0 tr\u00fa \u2013 nh\u1eefng th\u1ee7 t\u1ee5c quan tr\u1ecdng nh\u1ea5t<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">B\u1ea3o hi\u1ec3m k\u00e8m theo th\u1ebb c\u01b0 tr\u00fa c\u00f3 gi\u00e1 bao nhi\u00eau?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Gi\u00e1 ph\u1ee5 thu\u1ed9c v\u00e0o nhi\u1ec1u y\u1ebfu t\u1ed1, ch\u1eb3ng h\u1ea1n nh\u01b0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>tu\u1ed5i c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m,<\/li>\n\n\n<li>th\u1eddi gian l\u01b0u tr\u00fa,<\/li>\n\n\n<li>ph\u1ea1m vi b\u1ea3o hi\u1ec3m.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">V\u00ed d\u1ee5, ph\u00ed b\u1ea3o hi\u1ec3m h\u00e0ng n\u0103m cho <strong>B\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/strong> th\u01b0\u1eddng dao \u0111\u1ed9ng t\u1eeb <strong>350 \u0111\u1ebfn 800 z\u0142<\/strong>, m\u1eb7c d\u00f9 trong m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p, m\u1ee9c ph\u00ed n\u00e0y c\u00f3 th\u1ec3 cao h\u01a1n \u2013 \u0111\u1eb7c bi\u1ec7t l\u00e0 khi bao g\u1ed3m c\u00e1c t\u00f9y ch\u1ecdn b\u1ed5 sung (v\u00ed d\u1ee5: \u0111i\u1ec1u tr\u1ecb c\u00e1c b\u1ec7nh m\u00e3n t\u00ednh).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B\u1ea1n mu\u1ed1n bi\u1ebft th\u00eam v\u1ec1 chi ph\u00ed? H\u00e3y xem t\u1ea1i \u0111\u00e2y:<br>\n<a href=\"\/vi\/huong-dan\/ile-kosztuje-ubezpieczenie-zdrowotne-dla-obcokrajowcow\/\">B\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 gi\u00e1 bao nhi\u00eau? H\u00e3y t\u00ecm hi\u1ec3u tr\u01b0\u1edbc khi \u0111\u1ebfn<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Nh\u1eefng l\u1ed7i th\u01b0\u1eddng g\u1eb7p \u2013 h\u00e3y tr\u00e1nh nh\u1eefng \u0111i\u1ec1u n\u00e0y!<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Mua h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 th\u1eddi h\u1ea1n ng\u1eafn<\/li>\n\n\n<li>Ch\u01b0a c\u00f3 x\u00e1c nh\u1eadn thanh to\u00e1n ph\u00ed b\u1ea3o hi\u1ec3m<\/li>\n\n\n<li>Kh\u00f4ng c\u00f3 b\u1ea3n d\u1ecbch ho\u1eb7c t\u00e0i li\u1ec7u b\u1eb1ng ng\u00f4n ng\u1eef kh\u00e1c ngo\u00e0i ti\u1ebfng Ba Lan<\/li>\n\n\n<li>L\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m kh\u00f4ng bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan<\/li>\n\n\n<li>H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 m\u1ee9c b\u1ed3i th\u01b0\u1eddng th\u1ea5p h\u01a1n m\u1ee9c y\u00eau c\u1ea7u l\u00e0 30.000 EUR<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y nh\u1edb r\u1eb1ng c\u00e1c c\u00e1n b\u1ed9 h\u00e0nh ch\u00ednh r\u1ea5t c\u1ea9n th\u1eadn \u2013 ch\u1ec9 c\u1ea7n thi\u1ebfu m\u1ed9t t\u00e0i li\u1ec7u c\u0169ng c\u00f3 th\u1ec3 khi\u1ebfn to\u00e0n b\u1ed9 qu\u00e1 tr\u00ecnh h\u1ee3p ph\u00e1p h\u00f3a t\u01b0 c\u00e1ch c\u01b0 tr\u00fa b\u1ecb tr\u00ec ho\u00e3n \u0111\u00e1ng k\u1ec3.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">C\u00f3 th\u1ec3 thay \u0111\u1ed5i g\u00f3i b\u1ea3o hi\u1ec3m trong th\u1eddi gian l\u01b0u tr\u00fa kh\u00f4ng?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u00fang v\u1eady. N\u1ebfu trong th\u1eddi h\u1ea1n hi\u1ec7u l\u1ef1c c\u1ee7a th\u1ebb c\u01b0 tr\u00fa, t\u00ecnh h\u00ecnh c\u1ee7a b\u1ea1n c\u00f3 thay \u0111\u1ed5i (v\u00ed d\u1ee5: b\u1ea1n t\u00ecm \u0111\u01b0\u1ee3c vi\u1ec7c l\u00e0m v\u00e0 \u0111\u01b0\u1ee3c tham gia b\u1ea3o hi\u1ec3m lao \u0111\u1ed9ng ho\u1eb7c b\u1ea3o hi\u1ec3m y t\u1ebf qu\u1ed1c gia), b\u1ea1n c\u00f3 th\u1ec3 th\u00f4ng b\u00e1o cho c\u01a1 quan ch\u1ee9c n\u0103ng v\u1ec1 lo\u1ea1i b\u1ea3o hi\u1ec3m m\u1edbi v\u00e0 n\u1ed9p c\u00e1c gi\u1ea5y t\u1edd c\u1eadp nh\u1eadt.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">T\u00f3m t\u1eaft<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>B\u1ea3o hi\u1ec3m k\u00e8m theo th\u1ebb c\u01b0 tr\u00fa<\/strong> \u0110\u00e2y l\u00e0 m\u1ed9t trong nh\u1eefng y\u1ebfu t\u1ed1 quan tr\u1ecdng nh\u1ea5t trong quy tr\u00ecnh h\u1ee3p ph\u00e1p h\u00f3a t\u00ecnh tr\u1ea1ng c\u01b0 tr\u00fa c\u1ee7a ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan. C\u1ea7n th\u1ef1c hi\u1ec7n th\u1ee7 t\u1ee5c n\u00e0y m\u1ed9t c\u00e1ch c\u1ea9n tr\u1ecdng \u0111\u1ec3 tr\u00e1nh tr\u01b0\u1eddng h\u1ee3p \u0111\u01a1n b\u1ecb t\u1eeb ch\u1ed1i ho\u1eb7c g\u1eb7p v\u1ea5n \u0111\u1ec1 v\u1ec1 t\u00ednh h\u1ee3p ph\u00e1p c\u1ee7a vi\u1ec7c c\u01b0 tr\u00fa.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n v\u00e0 \u0111\u01b0\u1ee3c c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng ch\u1ea5p thu\u1eadn \u2013 h\u00e3y tham kh\u1ea3o g\u00f3i b\u1ea3o hi\u1ec3m sau:<br>\n<a href=\"\/vi\/suc-khoe-khi-di-du-lich-va-cuoc-song-cong-so\/bao-hiem-cho-nguoi-nuoc-ngoai-dieu-kien-can-thiet-de-xin-thi-thuc-va-the-cu-tru\/\">B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i KL \u0111\u1ec3 xin th\u1ecb th\u1ef1c, th\u1ebb c\u01b0 tr\u00fa<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>N\u1ebfu b\u1ea1n l\u00e0 ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i v\u00e0 \u0111ang l\u00e0m th\u1ee7 t\u1ee5c xin th\u1ebb c\u01b0 tr\u00fa t\u1ea1i Ba Lan, m\u1ed9t trong nh\u1eefng y\u00eau c\u1ea7u th\u1ee7 t\u1ee5c quan tr\u1ecdng nh\u1ea5t l\u00e0 ph\u1ea3i c\u00f3 b\u1ea3o hi\u1ec3m y t\u1ebf c\u00f2n hi\u1ec7u l\u1ef1c. N\u1ebfu kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m n\u00e0y, c\u01a1 quan h\u00e0nh ch\u00ednh t\u1ec9nh c\u00f3 th\u1ec3 t\u1eeb ch\u1ed1i \u0111\u01a1n xin c\u1ee7a b\u1ea1n. Trong b\u00e0i vi\u1ebft n\u00e0y, b\u1ea1n s\u1ebd t\u00ecm hi\u1ec3u c\u00e1ch ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p <\/p>","protected":false},"author":1,"featured_media":3743,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[51],"tags":[65,66,75,63,62],"class_list":["post-3852","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ubezpieczenie-cudzoziemca","tag-karta-pobytu","tag-nfz","tag-polisa-ubezpieczeniowa","tag-ubezpieczenie-dla-cudzoziemcow","tag-ubezpieczenie-zdrowotne"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie do karty pobytu \u2013 co musisz wiedzie\u0107 - Polisarium<\/title>\n<meta name=\"description\" content=\"Ubezpieczenie do karty pobytu \u2013 co musisz wiedzie\u0107? 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