{"id":3864,"date":"2025-08-23T00:01:17","date_gmt":"2025-08-22T22:01:17","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/nieskategoryzowane\/ubezpieczenie-zdrowotne-dla-cudzoziemca-w-polsce-co-trzeba-wiedziec-w-2025-roku\/"},"modified":"2026-09-14T12:07:51","modified_gmt":"2026-09-14T10:07:51","slug":"bao-hiem-y-te-cho-nguoi-nuoc-ngoai-tai-ba-lan-nhung-dieu-can-biet-vao-nam-2025","status":"publish","type":"post","link":"https:\/\/polisarium.pl\/vi\/poradnik\/ubezpieczenie-cudzoziemca\/ubezpieczenie-zdrowotne-dla-cudzoziemca-w-polsce-co-trzeba-wiedziec-w-2025-roku\/","title":{"rendered":"B\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan \u2013 nh\u1eefng \u0111i\u1ec1u c\u1ea7n bi\u1ebft v\u00e0o n\u0103m 2025?"},"content":{"rendered":"<h2 class=\"wp-block-heading\">B\u1ea3o hi\u1ec3m y t\u1ebf c\u00f3 b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i kh\u00f4ng?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u00fang v\u1eady, trong h\u1ea7u h\u1ebft c\u00e1c tr\u01b0\u1eddng h\u1ee3p <strong>B\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/strong> t\u1ea1i Ba Lan l\u00e0 b\u1eaft bu\u1ed9c \u2013 \u0111\u1eb7c bi\u1ec7t khi m\u1ed9t ng\u01b0\u1eddi kh\u00f4ng thu\u1ed9c EU n\u1ed9p \u0111\u01a1n xin <strong>th\u1ebb c\u01b0 tr\u00fa<\/strong> ho\u1eb7c th\u1ecb th\u1ef1c d\u00e0i h\u1ea1n. Vi\u1ec7c kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m h\u1ee3p l\u1ec7 c\u00f3 th\u1ec3 l\u00e0 c\u0103n c\u1ee9 \u0111\u1ec3 t\u1eeb ch\u1ed1i c\u1ea5p c\u00e1c gi\u1ea5y t\u1edd h\u1ee3p ph\u00e1p h\u00f3a vi\u1ec7c l\u01b0u tr\u00fa.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Y\u00eau c\u1ea7u n\u00e0y \u00e1p d\u1ee5ng cho, trong s\u1ed1 nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1c, sinh vi\u00ean, ng\u01b0\u1eddi lao \u0111\u1ed9ng, nh\u1eefng ng\u01b0\u1eddi kinh doanh, c\u0169ng nh\u01b0 c\u00e1c th\u00e0nh vi\u00ean trong gia \u0111\u00ecnh c\u1ee7a c\u00f4ng d\u00e2n Ba Lan. H\u01a1n n\u1eefa, trong tr\u01b0\u1eddng h\u1ee3p b\u1ecb \u1ed1m \u0111\u1ed9t ng\u1ed9t ho\u1eb7c g\u1eb7p tai n\u1ea1n, vi\u1ec7c kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn chi ph\u00ed \u0111i\u1ec1u tr\u1ecb r\u1ea5t cao.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Xem chi ti\u1ebft t\u1ea1i trang web: <a href=\"\/vi\/suc-khoe-khi-di-du-lich-va-cuoc-song-cong-so\/bao-hiem-cho-nguoi-nuoc-ngoai-dieu-kien-can-thiet-de-xin-thi-thuc-va-the-cu-tru\/\" rel=\"nofollow\" target=\"_blank\">b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">C\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m y t\u1ebf d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">T\u1ea1i Ba Lan, ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 hai l\u1ef1a ch\u1ecdn ch\u00ednh:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><\/li>\n\n\n<li><strong>B\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n<\/strong> \u2013 \u0111\u01b0\u1ee3c mua ri\u00eang l\u1ebb, th\u01b0\u1eddng l\u00e0 d\u01b0\u1edbi d\u1ea1ng <strong>B\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/strong>. C\u00f4ng ty cung c\u1ea5p m\u1ed9t lo\u1ea1t c\u00e1c d\u1ecbch v\u1ee5 \u0111a d\u1ea1ng, d\u1ec5 d\u00e0ng truy c\u1eadp tr\u1ef1c tuy\u1ebfn v\u00e0 th\u01b0\u1eddng \u0111\u01b0\u1ee3c c\u00e1c c\u01a1 quan h\u00e0nh ch\u00ednh y\u00eau c\u1ea7u.<\/li>\n\n\n<li><\/li>\n\n\n<li><strong>B\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n t\u1ea1i Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ)<\/strong> \u2013 L\u1ef1a ch\u1ecdn n\u00e0y d\u00e0nh cho nh\u1eefng ng\u01b0\u1eddi \u0111ang c\u01b0 tr\u00fa h\u1ee3p ph\u00e1p t\u1ea1i Ba Lan v\u00e0 mu\u1ed1n tham gia h\u1ec7 th\u1ed1ng y t\u1ebf c\u00f4ng c\u1ed9ng. \u0110\u1ec3 tham gia, ng\u01b0\u1eddi tham gia ph\u1ea3i k\u00fd h\u1ee3p \u0111\u1ed3ng v\u1edbi chi nh\u00e1nh t\u1ec9nh c\u1ee7a Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf Qu\u1ed1c gia (NFZ) v\u00e0 \u0111\u00f3ng ph\u00ed b\u1ea3o hi\u1ec3m.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">B\u1ea1n c\u00f3 th\u1ec3 \u0111\u1ecdc th\u00eam v\u1ec1 c\u00e1c th\u1ee7 t\u1ee5c t\u1ea1i \u0111\u00e2y: <a href=\"\/vi\/huong-dan\/ubezpieczenie-zdrowotne-karta-pobytu-najwazniejsze-formalnosci\/\" rel=\"nofollow\" target=\"_blank\">B\u1ea3o hi\u1ec3m y t\u1ebf v\u00e0 th\u1ebb c\u01b0 tr\u00fa \u2013 nh\u1eefng th\u1ee7 t\u1ee5c quan tr\u1ecdng nh\u1ea5t<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">B\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 gi\u00e1 bao nhi\u00eau?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Chi ph\u00ed s\u1ebd kh\u00e1c nhau t\u00f9y thu\u1ed9c v\u00e0o g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c ch\u1ecdn v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m. B\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n <strong>B\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/strong> T\u1ea1i Ba Lan, c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m n\u00e0y \u0111\u00e3 c\u00f3 s\u1eb5n v\u1edbi m\u1ee9c ph\u00ed ch\u1ec9 v\u00e0i ch\u1ee5c zloty m\u1ed7i th\u00e1ng, tuy nhi\u00ean c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n h\u01a1n c\u00f3 th\u1ec3 l\u00ean t\u1edbi v\u00e0i tr\u0103m zloty. Gi\u00e1 c\u1ea3 ph\u1ee5 thu\u1ed9c v\u00e0o \u0111\u1ed9 tu\u1ed5i, th\u1eddi gian l\u01b0u tr\u00fa v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n \u0111ang b\u0103n kho\u0103n kh\u00f4ng bi\u1ebft c\u1ee5 th\u1ec3 s\u1ebd ph\u1ea3i tr\u1ea3 bao nhi\u00eau, h\u00e3y \u0111\u1ecdc ph\u1ea7n sau: <a href=\"\/vi\/huong-dan\/bao-hiem-cho-nguoi-nuoc-ngoai-tai-ba-lan-hoat-dong-nhu-the-nao-va-chi-phi-la-bao-nhieu\/\" rel=\"nofollow\" target=\"_blank\">B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan \u2013 c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng v\u00e0 chi ph\u00ed<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i bao g\u1ed3m nh\u1eefng g\u00ec?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110i\u1ec3n h\u00ecnh <strong>h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/strong> ph\u1ea3i bao g\u1ed3m \u00edt nh\u1ea5t:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><\/li>\n\n\n<li>chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb trong tr\u01b0\u1eddng h\u1ee3p b\u1ecb \u1ed1m \u0111\u1ed9t ng\u1ed9t ho\u1eb7c g\u1eb7p tai n\u1ea1n,<\/li>\n\n\n<li><\/li>\n\n\n<li>t\u1ed5 ch\u1ee9c v\u1eadn chuy\u1ec3n y t\u1ebf,<\/li>\n\n\n<li><\/li>\n\n\n<li>c\u00e1c d\u1ecbch v\u1ee5 b\u1ec7nh vi\u1ec7n,<\/li>\n\n\n<li><\/li>\n\n\n<li>t\u01b0 v\u1ea5n chuy\u00ean khoa,<\/li>\n\n\n<li><\/li>\n\n\n<li>\u0111\u00f4i khi c\u00f2n c\u00f3 b\u1ea3o hi\u1ec3m tai n\u1ea1n lao \u0111\u1ed9ng ho\u1eb7c b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">C\u1ea7n l\u01b0u \u00fd xem \u0111\u1ec1 xu\u1ea5t \u0111\u00f3 c\u00f3 \u0111\u01b0\u1ee3c Th\u1ed1ng \u0111\u1ed1c t\u1ec9nh ch\u1ea5p thu\u1eadn hay kh\u00f4ng khi n\u1ed9p \u0111\u01a1n xin <strong>th\u1ebb c\u01b0 tr\u00fa<\/strong> \u2013 Kh\u00f4ng ph\u1ea3i m\u1ecdi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u1ec1u \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ee7 t\u1ee5c.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 \u0111\u0103ng k\u00fd b\u1ea3o hi\u1ec3m y t\u1ebf k\u00e8m theo th\u1ebb c\u01b0 tr\u00fa?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1ch \u0111\u01a1n gi\u1ea3n v\u00e0 nhanh nh\u1ea5t l\u00e0 mua h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u1ef1c tuy\u1ebfn \u2013 v\u00ed d\u1ee5 nh\u01b0 tr\u00ean trang web <a href=\"\/vi\/suc-khoe-khi-di-du-lich-va-cuoc-song-cong-so\/bao-hiem-cho-nguoi-nuoc-ngoai-dieu-kien-can-thiet-de-xin-thi-thuc-va-the-cu-tru\/\" rel=\"nofollow\" target=\"_blank\">B\u1ea3o hi\u1ec3m k\u00e8m theo th\u1ebb c\u01b0 tr\u00fa<\/a>. B\u1ea1n ch\u1ec9 c\u1ea7n cung c\u1ea5p c\u00e1c th\u00f4ng tin c\u00e1 nh\u00e2n c\u01a1 b\u1ea3n, ch\u1ecdn th\u1eddi h\u1ea1n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 thanh to\u00e1n ph\u00ed b\u1ea3o hi\u1ec3m. C\u00e1c t\u00e0i li\u1ec7u s\u1ebd \u0111\u01b0\u1ee3c g\u1eedi qua email \u2013 s\u1eb5n s\u00e0ng \u0111\u1ec3 n\u1ed9p t\u1ea1i c\u01a1 quan ch\u1ee9c n\u0103ng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m \u2013 s\u1ebd g\u1eb7p r\u1ee7i ro g\u00ec?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Vi\u1ec7c kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m kh\u00f4ng ch\u1ec9 ti\u1ec1m \u1ea9n r\u1ee7i ro t\u00e0i ch\u00ednh m\u00e0 c\u00f2n c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn c\u00e1c v\u1ea5n \u0111\u1ec1 v\u1ec1 th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh. C\u01a1 quan ch\u1ee9c n\u0103ng c\u00f3 th\u1ec3 t\u1eeb ch\u1ed1i c\u1ea5p <strong>th\u1ecb th\u1ef1c<\/strong> ho\u1eb7c <strong>th\u1ebb c\u01b0 tr\u00fa<\/strong>, v\u00e0 trong tr\u01b0\u1eddng h\u1ee3p c\u1ea7n \u0111i\u1ec1u tr\u1ecb \u2013 ng\u01b0\u1eddi kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m s\u1ebd ph\u1ea3i t\u1ef1 chi tr\u1ea3 to\u00e0n b\u1ed9 chi ph\u00ed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V\u00e0o n\u0103m 2025, m\u1ecdi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 k\u1ebf ho\u1ea1ch c\u01b0 tr\u00fa h\u1ee3p ph\u00e1p t\u1ea1i Ba Lan \u2013 d\u00f9 l\u00e0 \u0111\u1ec3 l\u00e0m vi\u1ec7c, h\u1ecdc t\u1eadp hay \u0111o\u00e0n t\u1ee5 gia \u0111\u00ecnh \u2013 \u0111\u1ec1u ph\u1ea3i c\u00f3 <strong>B\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan<\/strong>. T\u1ed1t nh\u1ea5t l\u00e0 n\u00ean chu\u1ea9n b\u1ecb tr\u01b0\u1edbc \u2013 m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p kh\u00f4ng ch\u1ec9 l\u00e0 y\u00eau c\u1ea7u v\u1ec1 m\u1eb7t th\u1ee7 t\u1ee5c, m\u00e0 c\u00f2n l\u00e0 s\u1ef1 b\u1ea3o v\u1ec7 th\u1ef1c s\u1ef1 cho s\u1ee9c kh\u1ecfe v\u00e0 an to\u00e0n t\u00e0i ch\u00ednh.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">T\u00ecm hi\u1ec3u th\u00eam: <a href=\"\/vi\/huong-dan\/ubezpieczenie-turystyczne-kl-dla-cudzoziemcow-kiedy-i-dlaczego-jest-obowiazkowe\/\" rel=\"nofollow\" target=\"_blank\">B\u1ea3o hi\u1ec3m du l\u1ecbch KL d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u2013 khi n\u00e0o v\u00e0 t\u1ea1i sao n\u00f3 l\u00e0 b\u1eaft bu\u1ed9c?<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>\u0110\u00fang v\u1eady, trong h\u1ea7u h\u1ebft c\u00e1c tr\u01b0\u1eddng h\u1ee3p, b\u1ea3o hi\u1ec3m y t\u1ebf d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan l\u00e0 b\u1eaft bu\u1ed9c \u2013 \u0111\u1eb7c bi\u1ec7t khi ng\u01b0\u1eddi kh\u00f4ng thu\u1ed9c Li\u00ean minh Ch\u00e2u \u00c2u (EU) n\u1ed9p \u0111\u01a1n xin th\u1ebb c\u01b0 tr\u00fa ho\u1eb7c th\u1ecb th\u1ef1c d\u00e0i h\u1ea1n. Vi\u1ec7c kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m y t\u1ebf h\u1ee3p l\u1ec7 c\u00f3 th\u1ec3 l\u00e0 c\u0103n c\u1ee9 \u0111\u1ec3 t\u1eeb ch\u1ed1i c\u1ea5p c\u00e1c gi\u1ea5y t\u1edd h\u1ee3p ph\u00e1p h\u00f3a vi\u1ec7c c\u01b0 tr\u00fa.<\/p>","protected":false},"author":1,"featured_media":3776,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[51],"tags":[65,66,74,63,62],"class_list":["post-3864","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ubezpieczenie-cudzoziemca","tag-karta-pobytu","tag-nfz","tag-obowiazek-ubezpieczenia","tag-ubezpieczenie-dla-cudzoziemcow","tag-ubezpieczenie-zdrowotne"],"acf":[],"yoast_head":"<!-- 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