{"id":5005,"date":"2026-07-13T13:48:06","date_gmt":"2026-07-13T11:48:06","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/nieskategoryzowane\/pelnomocnictwo-do-ubezpieczenia-auta-wzor-i-zasady\/"},"modified":"2026-10-24T14:03:28","modified_gmt":"2026-10-24T12:03:28","slug":"giay-uy-quyen-de-mua-bao-hiem-o-to-mau-va-cac-quy-dinh","status":"publish","type":"post","link":"https:\/\/polisarium.pl\/vi\/poradnik\/druki-ubezpieczeniowe\/pelnomocnictwo-do-ubezpieczenia-auta-wzor-i-zasady\/","title":{"rendered":"Gi\u1ea5y \u1ee7y quy\u1ec1n mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 \u2013 m\u1eabu v\u00e0 c\u00e1c quy \u0111\u1ecbnh"},"content":{"rendered":"<div class=\"wp-block-kadence-advancedtext\">\n<p><strong>Gi\u1ea5y \u1ee7y quy\u1ec1n li\u00ean quan \u0111\u1ebfn h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/strong> \u0110\u00e2y l\u00e0 v\u0103n b\u1ea3n \u1ee7y quy\u1ec1n cho ph\u00e9p m\u1ed9t ng\u01b0\u1eddi kh\u00e1c thay m\u1eb7t b\u1ea1n k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u00f4 t\u00f4. T\u00e0i li\u1ec7u n\u00e0y th\u01b0\u1eddng c\u1ea7n thi\u1ebft khi ch\u1ee7 xe kh\u00f4ng th\u1ec3 t\u1ef1 m\u00ecnh k\u00fd \u0111\u01a1n \u0111\u0103ng k\u00fd, so s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m ho\u1eb7c nh\u1eadn c\u00e1c t\u00e0i li\u1ec7u h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Tr\u00ean th\u1ef1c t\u1ebf, m\u1eabu gi\u1ea5y \u1ee7y quy\u1ec1n b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 c\u1ea7n n\u00eau r\u00f5 c\u00e1c b\u00ean li\u00ean quan, ph\u01b0\u01a1ng ti\u1ec7n v\u00e0 ph\u1ea1m vi \u1ee7y quy\u1ec1n. Trong b\u00e0i vi\u1ebft n\u00e0y, ch\u00fang t\u00f4i s\u1ebd gi\u1ea3i th\u00edch c\u00e1ch chu\u1ea9n b\u1ecb m\u1eabu gi\u1ea5y \u1ee7y quy\u1ec1n b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (OC) v\u00e0 b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n (AC), nh\u1eefng th\u00f4ng tin c\u1ea7n \u0111i\u1ec1n, c\u00e1ch \u1ee7y quy\u1ec1n k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, c\u0169ng nh\u01b0 khi n\u00e0o m\u1eabu gi\u1ea5y \u1ee7y quy\u1ec1n n\u00e0y th\u1ef1c s\u1ef1 h\u1eefu \u00edch.<\/p>\n<\/div>\n<nav class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\" aria-label=\"M\u1ee5c l\u1ee5c\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">M\u1ee5c l\u1ee5c<\/h4>\n<ol>\n<li><a href=\"#czym-jest-pelnomocnictwo\">Gi\u1ea5y \u1ee7y quy\u1ec1n b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 l\u00e0 g\u00ec?<\/a><\/li>\n<li><a href=\"#kiedy-jest-potrzebne\">Khi n\u00e0o th\u00ec c\u1ea7n c\u00f3 s\u1ef1 \u1ee7y quy\u1ec1n nh\u01b0 v\u1eady?<\/a><\/li>\n<li><a href=\"#jak-poprawnie-sporzadzic\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 so\u1ea1n th\u1ea3o t\u00e0i li\u1ec7u m\u1ed9t c\u00e1ch ch\u00ednh x\u00e1c?<\/a><\/li>\n<li><a href=\"#co-powinien-zawierac-wzor\">M\u1eabu \u0111\u01a1n n\u00ean bao g\u1ed3m nh\u1eefng n\u1ed9i dung g\u00ec?<\/a><\/li>\n<li><a href=\"#faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><\/li>\n<li><a href=\"#podsumowanie\">T\u00f3m t\u1eaft<\/a><\/li>\n<\/ol>\n<\/div>\n<\/div>\n<\/nav>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"czym-jest-pelnomocnictwo\" class=\"kt-adv-heading\">Gi\u1ea5y \u1ee7y quy\u1ec1n b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 l\u00e0 g\u00ec?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Gi\u1ea5y \u1ee7y quy\u1ec1n b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 l\u00e0 v\u0103n b\u1ea3n trong \u0111\u00f3 ch\u1ee7 s\u1edf h\u1eefu ho\u1eb7c \u0111\u1ed3ng s\u1edf h\u1eefu ph\u01b0\u01a1ng ti\u1ec7n \u1ee7y quy\u1ec1n cho m\u1ed9t ng\u01b0\u1eddi kh\u00e1c th\u1ef1c hi\u1ec7n c\u00e1c th\u1ee7 t\u1ee5c li\u00ean quan \u0111\u1ebfn h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Th\u00f4ng th\u01b0\u1eddng, vi\u1ec7c n\u00e0y li\u00ean quan \u0111\u1ebfn vi\u1ec7c k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (OC), b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n (AC) ho\u1eb7c g\u00f3i b\u1ea3o hi\u1ec3m giao th\u00f4ng. Tr\u00ean th\u1ef1c t\u1ebf, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n c\u00f3 th\u1ec3 cung c\u1ea5p th\u00f4ng tin cho \u0111\u01a1n \u0111\u0103ng k\u00fd, ch\u1ea5p nh\u1eadn \u0111\u1ec1 ngh\u1ecb v\u00e0 ho\u00e0n t\u1ea5t c\u00e1c th\u1ee7 t\u1ee5c theo y\u00eau c\u1ea7u c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m ho\u1eb7c \u0111\u1ea1i l\u00fd.<\/p>\n<p>T\u1eeb g\u00f3c \u0111\u1ed9 b\u1ea3o hi\u1ec3m, \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 c\u00e1c th\u00f4ng tin \u0111\u01b0\u1ee3c cung c\u1ea5p trong \u0111\u01a1n \u0111\u0103ng k\u00fd ph\u1ea3i kh\u1edbp v\u1edbi gi\u1ea5y t\u1edd xe v\u00e0 t\u00ecnh tr\u1ea1ng th\u1ef1c t\u1ebf. C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u01b0\u1eddng y\u00eau c\u1ea7u th\u00f4ng tin v\u1ec1 ch\u1ee7 s\u1edf h\u1eefu, ph\u01b0\u01a1ng ti\u1ec7n, th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m, m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng xe v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m \u0111\u00e3 ch\u1ecdn. \u0110i\u1ec1u n\u00e0y xu\u1ea5t ph\u00e1t t\u1eeb ch\u00ednh c\u1ea5u tr\u00fac c\u1ee7a \u0111\u01a1n \u0111\u0103ng k\u00fd b\u1ea3o hi\u1ec3m, v\u1ed1n l\u00e0 c\u01a1 s\u1edf \u0111\u1ec3 k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng. N\u1ebfu b\u1ea1n mu\u1ed1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 quy tr\u00ecnh mua b\u1ea3o hi\u1ec3m, h\u00e3y tham kh\u1ea3o th\u00eam <a href=\"https:\/\/polisarium.pl\/vi\/huong-dan\/cach-mua-oc\/\">C\u00e1ch mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1<\/a>.<\/p>\n<p>C\u1ea7n ph\u00e2n bi\u1ec7t r\u00f5 gi\u1eefa gi\u1ea5y \u1ee7y quy\u1ec1n v\u00e0 vi\u1ec7c chuy\u1ec3n giao t\u00e0i li\u1ec7u th\u00f4ng th\u01b0\u1eddng. Ch\u1ec9 vi\u1ec7c g\u1eedi gi\u1ea5y \u0111\u0103ng k\u00fd xe th\u00f4i th\u00ec ch\u01b0a \u0111\u1ee7 \u0111\u1ec3 c\u00f3 quy\u1ec1n k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n danh ng\u01b0\u1eddi kh\u00e1c. C\u1ea7n ph\u1ea3i c\u00f3 s\u1ef1 \u1ee7y quy\u1ec1n r\u00f5 r\u00e0ng, t\u1ed1t nh\u1ea5t l\u00e0 b\u1eb1ng v\u0103n b\u1ea3n, trong \u0111\u00f3 n\u00eau r\u00f5 ph\u1ea1m vi ho\u1ea1t \u0111\u1ed9ng.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 M\u1eb9o<\/h4>\n<p class=\"kt-blocks-info-box-text\">C\u00e1ch an to\u00e0n nh\u1ea5t l\u00e0 ghi r\u00f5 trong v\u0103n b\u1ea3n r\u1eb1ng ng\u01b0\u1eddi \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n ch\u1ec9 c\u00f3 quy\u1ec1n k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, hay c\u00f2n c\u00f3 quy\u1ec1n nh\u1eadn c\u00e1c t\u00e0i li\u1ec7u, thanh to\u00e1n ph\u00ed b\u1ea3o hi\u1ec3m v\u00e0 n\u1ed9p c\u00e1c tuy\u00ean b\u1ed1 li\u00ean quan \u0111\u1ebfn \u0111\u01a1n \u0111\u0103ng k\u00fd.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"kiedy-jest-potrzebne\" class=\"kt-adv-heading\">Khi n\u00e0o th\u00ec c\u1ea7n c\u00f3 s\u1ef1 \u1ee7y quy\u1ec1n nh\u01b0 v\u1eady?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Gi\u1ea5y \u1ee7y quy\u1ec1n r\u1ea5t h\u1eefu \u00edch trong tr\u01b0\u1eddng h\u1ee3p ch\u1ee7 xe kh\u00f4ng th\u1ec3 t\u1ef1 m\u00ecnh lo li\u1ec7u c\u00e1c th\u1ee7 t\u1ee5c li\u00ean quan \u0111\u1ebfn h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. \u0110i\u1ec1u n\u00e0y \u0111\u1eb7c bi\u1ec7t \u00e1p d\u1ee5ng cho nh\u1eefng ng\u01b0\u1eddi \u0111ang \u1edf n\u01b0\u1edbc ngo\u00e0i, c\u00e1c doanh nh\u00e2n qu\u1ea3n l\u00fd \u0111\u1ed9i xe, c\u00e1c gia \u0111\u00ecnh c\u00f9ng mua xe ho\u1eb7c nh\u1eefng ch\u1ee7 xe mu\u1ed1n \u1ee7y th\u00e1c c\u00e1c th\u1ee7 t\u1ee5c cho \u0111\u1ea1i l\u00fd ho\u1eb7c ng\u01b0\u1eddi th\u00e2n. Trong nh\u1eefng tr\u01b0\u1eddng h\u1ee3p nh\u01b0 v\u1eady, m\u1eabu \u0111\u01a1n b\u1ea3o hi\u1ec3m gi\u00fap x\u00e1c \u0111\u1ecbnh r\u00f5 tr\u00e1ch nhi\u1ec7m v\u00e0 gi\u1ea3m thi\u1ec3u r\u1ee7i ro x\u1ea3y ra hi\u1ec3u l\u1ea7m.<\/p>\n<p>T\u00e0i li\u1ec7u n\u00e0y \u0111\u1eb7c bi\u1ec7t h\u1eefu \u00edch khi mua h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u1edbi tr\u01b0\u1edbc khi \u0111\u0103ng k\u00fd xe ho\u1eb7c mu\u1ed9n nh\u1ea5t l\u00e0 v\u00e0o ng\u00e0y \u0111\u01b0a xe v\u00e0o l\u01b0u th\u00f4ng, khi b\u1ea1n c\u1ea7n nhanh ch\u00f3ng ho\u00e0n t\u1ea5t th\u1ee7 t\u1ee5c b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (OC). N\u00f3 c\u0169ng c\u00f3 th\u1ec3 h\u1ed7 tr\u1ee3 trong vi\u1ec7c gia h\u1ea1n b\u1ea3o hi\u1ec3m, m\u1edf r\u1ed9ng g\u00f3i b\u1ea3o hi\u1ec3m bao g\u1ed3m b\u1ea3o hi\u1ec3m thi\u1ec7t h\u1ea1i to\u00e0n b\u1ed9 (AC), d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 (Assistance) ho\u1eb7c b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n (NNW), c\u0169ng nh\u01b0 khi k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng qua \u0111i\u1ec7n tho\u1ea1i ho\u1eb7c trang web. Tr\u00ean trang polisarium.pl, b\u1ea1n c\u0169ng n\u00ean ki\u1ec3m tra th\u00eam <a href=\"https:\/\/polisarium.pl\/vi\/may-tinh\/chiec-xe\/\">m\u00e1y t\u00ednh ph\u00ed b\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/a>, n\u1ebfu ng\u01b0\u1eddi \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n c\u1ea7n so s\u00e1nh c\u00e1c \u0111\u1ec1 ngh\u1ecb tr\u01b0\u1edbc khi mua.<\/p>\n<p>N\u1ebfu xe c\u00f3 \u0111\u1ed3ng s\u1edf h\u1eefu, t\u1ed1t nh\u1ea5t n\u00ean x\u00e1c \u0111\u1ecbnh tr\u01b0\u1edbc ch\u00ednh x\u00e1c ai l\u00e0 ng\u01b0\u1eddi c\u1ea5p gi\u1ea5y \u1ee7y quy\u1ec1n. Trong m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p, ch\u1ec9 c\u1ea7n ch\u1eef k\u00fd c\u1ee7a ng\u01b0\u1eddi k\u00fd h\u1ee3p \u0111\u1ed3ng v\u1edbi t\u01b0 c\u00e1ch l\u00e0 b\u00ean \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m l\u00e0 \u0111\u1ee7, nh\u01b0ng \u0111\u1ed1i v\u1edbi m\u1ed9t s\u1ed1 th\u1ee7 t\u1ee5c nh\u1ea5t \u0111\u1ecbnh, c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 y\u00eau c\u1ea7u s\u1ef1 \u0111\u1ed3ng \u00fd c\u1ee7a t\u1ea5t c\u1ea3 c\u00e1c b\u00ean c\u00f3 quy\u1ec1n.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jak-poprawnie-sporzadzic\" class=\"kt-adv-heading\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 so\u1ea1n th\u1ea3o t\u00e0i li\u1ec7u m\u1ed9t c\u00e1ch ch\u00ednh x\u00e1c?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>N\u1ebfu b\u1ea1n \u0111ang b\u0103n kho\u0103n v\u1ec1 c\u00e1ch \u1ee7y quy\u1ec1n \u0111\u1ec3 k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, h\u00e3y ch\u1ecdn m\u1ed9t m\u1eabu \u0111\u01a1n gi\u1ea3n v\u00e0 d\u1ec5 hi\u1ec3u. T\u00e0i li\u1ec7u n\u00e0y c\u1ea7n ghi r\u00f5 ng\u00e0y v\u00e0 \u0111\u1ecba \u0111i\u1ec3m l\u1eadp, th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi \u1ee7y quy\u1ec1n, th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n c\u0169ng nh\u01b0 m\u00f4 t\u1ea3 chi ti\u1ebft v\u1ec1 ph\u01b0\u01a1ng ti\u1ec7n. T\u1ed1t nh\u1ea5t l\u00e0 ghi r\u00f5 nh\u00e3n hi\u1ec7u, m\u1eabu xe, s\u1ed1 \u0111\u0103ng k\u00fd, s\u1ed1 VIN v\u00e0 ch\u1ec9 \u0111\u1ecbnh r\u00f5 gi\u1ea5y ph\u00e9p b\u1ea3o hi\u1ec3m n\u00e0o m\u00e0 gi\u1ea5y \u1ee7y quy\u1ec1n n\u00e0y \u00e1p d\u1ee5ng. Nh\u1edd \u0111\u00f3, \u0111\u1ea1i l\u00fd ho\u1eb7c c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd th\u1ea5y r\u1eb1ng ph\u1ea1m vi ho\u1ea1t \u0111\u1ed9ng c\u1ee7a gi\u1ea5y \u1ee7y quy\u1ec1n n\u00e0y kh\u00f4ng g\u00e2y ra b\u1ea5t k\u1ef3 nghi ng\u1edd n\u00e0o.<\/p>\n<p>Tr\u00ean th\u1ef1c t\u1ebf, m\u1eabu gi\u1ea5y \u1ee7y quy\u1ec1n b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 v\u00e0 b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n (OC AC) c\u0169ng c\u1ea7n n\u00eau r\u00f5 li\u1ec7u ng\u01b0\u1eddi \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n ch\u1ec9 c\u00f3 th\u1ec3 n\u1ed9p \u0111\u01a1n hay c\u00f2n c\u00f3 th\u1ec3 k\u00fd c\u00e1c t\u00e0i li\u1ec7u, ch\u1ea5p nh\u1eadn c\u00e1c \u0111i\u1ec1u kho\u1ea3n, nh\u1eadn gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m v\u00e0 cung c\u1ea5p c\u00e1c tuy\u00ean b\u1ed1 theo y\u00eau c\u1ea7u c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m. \u0110i\u1ec1u n\u00e0y r\u1ea5t quan tr\u1ecdng, b\u1edfi v\u00ec trong \u0111\u01a1n \u0111\u0103ng k\u00fd th\u01b0\u1eddng c\u00f3 nh\u1eefng th\u00f4ng tin \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn vi\u1ec7c \u0111\u00e1nh gi\u00e1 r\u1ee7i ro v\u00e0 m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m, ch\u1eb3ng h\u1ea1n nh\u01b0 c\u00e1ch s\u1eed d\u1ee5ng xe ho\u1eb7c th\u00f4ng tin c\u1ee7a ch\u1ee7 xe.<\/p>\n<p>V\u00ec l\u00fd do an to\u00e0n, ch\u1ec9 n\u00ean \u0111\u00ednh k\u00e8m b\u1ea3n sao gi\u1ea5y t\u1edd t\u00f9y th\u00e2n c\u1ee7a ng\u01b0\u1eddi \u1ee7y quy\u1ec1n khi th\u1ef1c s\u1ef1 c\u1ea7n thi\u1ebft v\u00e0 ph\u00f9 h\u1ee3p v\u1edbi ch\u00ednh s\u00e1ch c\u1ee7a \u0111\u01a1n v\u1ecb \u0111\u00f3. B\u1ea1n c\u0169ng n\u00ean l\u01b0u gi\u1eef b\u1ea3n sao \u0111\u00e3 k\u00fd c\u1ee7a t\u00e0i li\u1ec7u c\u00f9ng v\u1edbi x\u00e1c nh\u1eadn vi\u1ec7c \u0111\u00e3 chuy\u1ec3n giao t\u00e0i li\u1ec7u \u0111\u00f3 cho \u0111\u1ea1i l\u00fd. N\u1ebfu b\u1ea1n mu\u1ed1n t\u00ecm hi\u1ec3u th\u00eam v\u1ec1 c\u00e1c kh\u00e1i ni\u1ec7m n\u00e0y, t\u00e0i li\u1ec7u sau \u0111\u00e2y s\u1ebd h\u1eefu \u00edch: <a href=\"https:\/\/polisarium.pl\/vi\/huong-dan\/tu-vung-ve-bao-hiem\/\">t\u1eeb v\u1ef1ng v\u1ec1 b\u1ea3o hi\u1ec3m<\/a>.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 Quan tr\u1ecdng<\/h4>\n<p class=\"kt-blocks-info-box-text\">\u0110\u1eebng ghi ph\u1ea1m vi \u1ee7y quy\u1ec1n qu\u00e1 r\u1ed9ng n\u1ebfu kh\u00f4ng c\u1ea7n thi\u1ebft. B\u1ea1n m\u00f4 t\u1ea3 h\u00e0nh vi c\u00e0ng chi ti\u1ebft th\u00ec r\u1ee7i ro x\u1ea3y ra tranh ch\u1ea5p v\u1ec1 nh\u1eefng vi\u1ec7c ng\u01b0\u1eddi \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n c\u00f3 th\u1ec3 l\u00e0m thay m\u1eb7t b\u1ea1n c\u00e0ng th\u1ea5p.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"co-powinien-zawierac-wzor\" class=\"kt-adv-heading\">M\u1eabu \u0111\u01a1n n\u00ean bao g\u1ed3m nh\u1eefng n\u1ed9i dung g\u00ec?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>M\u1ed9t m\u1eabu gi\u1ea5y \u1ee7y quy\u1ec1n b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 t\u1ed1t n\u00ean ng\u1eafn g\u1ecdn nh\u01b0ng \u0111\u1ea7y \u0111\u1ee7. \u0110i\u1ec1u quan tr\u1ecdng nh\u1ea5t l\u00e0 ph\u1ea3i x\u00e1c \u0111\u1ecbnh ch\u00ednh x\u00e1c c\u00e1c b\u00ean v\u00e0 ph\u1ea1m vi \u1ee7y quy\u1ec1n. Trong th\u1ef1c ti\u1ec5n h\u00e0ng ng\u00e0y, ch\u00ednh nh\u1eefng thi\u1ebfu s\u00f3t v\u1ec1 th\u00f4ng tin l\u00e0 nguy\u00ean nh\u00e2n ph\u1ed5 bi\u1ebfn nh\u1ea5t d\u1eabn \u0111\u1ebfn vi\u1ec7c ph\u1ea3i s\u1eeda \u0111\u1ed5i t\u00e0i li\u1ec7u.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Th\u00f4ng tin v\u1ec1 ng\u01b0\u1eddi \u1ee7y quy\u1ec1n:<\/strong> h\u1ecd v\u00e0 t\u00ean, \u0111\u1ecba ch\u1ec9, m\u00e3 s\u1ed1 PESEL ho\u1eb7c th\u00f4ng tin c\u00f4ng ty v\u00e0 s\u1ed1 gi\u1ea5y t\u1edd t\u00f9y th\u00e2n (n\u1ebfu c\u00f3 y\u00eau c\u1ea7u).<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Th\u00f4ng tin v\u1ec1 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n:<\/strong> t\u00ean, h\u1ecd, \u0111\u1ecba ch\u1ec9, s\u1ed1 PESEL ho\u1eb7c s\u1ed1 gi\u1ea5y t\u1edd t\u00f9y th\u00e2n.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Th\u00f4ng tin v\u1ec1 ph\u01b0\u01a1ng ti\u1ec7n:<\/strong> th\u01b0\u01a1ng hi\u1ec7u, m\u1eabu xe, bi\u1ec3n s\u1ed1, s\u1ed1 VIN.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Ph\u1ea1m vi c\u00f4ng vi\u1ec7c:<\/strong> k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (OC), b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n (AC) ho\u1eb7c g\u00f3i b\u1ea3o hi\u1ec3m, k\u00fd \u0111\u01a1n \u0111\u0103ng k\u00fd, nh\u1eadn h\u1ed3 s\u01a1, n\u1ed9p c\u00e1c b\u1ea3n cam k\u1ebft.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Ng\u00e0y v\u00e0 ch\u1eef k\u00fd:<\/strong> n\u01a1i l\u1eadp v\u0103n b\u1ea3n, ng\u00e0y th\u00e1ng v\u00e0 ch\u1eef k\u00fd r\u00f5 r\u00e0ng c\u1ee7a ng\u01b0\u1eddi c\u1ea5p gi\u1ea5y \u1ee7y quy\u1ec1n.<\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>M\u1ed9t m\u1eabu v\u0103n b\u1ea3n c\u00f3 th\u1ec3 nh\u01b0 sau: \u201eT\u00f4i \u1ee7y quy\u1ec1n cho qu\u00fd v\u1ecb k\u00fd k\u1ebft thay m\u1eb7t t\u00f4i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (OC) v\u00e0 b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n (AC) li\u00ean quan \u0111\u1ebfn ph\u01b0\u01a1ng ti\u1ec7n \u0111\u01b0\u1ee3c n\u00eau trong v\u0103n b\u1ea3n n\u00e0y, c\u0169ng nh\u01b0 k\u00fd \u0111\u01a1n \u0111\u0103ng k\u00fd v\u00e0 nh\u1eadn gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m\u201d. \u0110\u00e2y l\u00e0 m\u1ed9t \u0111i\u1ec1u kho\u1ea3n \u0111\u01a1n gi\u1ea3n, th\u01b0\u1eddng l\u00e0 \u0111\u1ee7 trong c\u00e1c t\u00ecnh hu\u1ed1ng th\u00f4ng th\u01b0\u1eddng.<\/p>\n<p>Tuy nhi\u00ean, h\u00e3y nh\u1edb r\u1eb1ng m\u1ed7i c\u00f4ng ty b\u1ea3o hi\u1ec3m ho\u1eb7c \u0111\u1ea1i l\u00fd c\u00f3 th\u1ec3 c\u00f3 nh\u1eefng y\u00eau c\u1ea7u th\u1ee7 t\u1ee5c ri\u00eang. Do \u0111\u00f3, tr\u01b0\u1edbc khi s\u1eed d\u1ee5ng m\u1eabu n\u00e0y, b\u1ea1n n\u00ean li\u00ean h\u1ec7 v\u1edbi \u0111\u1ea1i l\u00fd ho\u1eb7c ki\u1ec3m tra <a href=\"https:\/\/polisarium.pl\/vi\/huong-dan\/\">c\u1ea9m nang b\u1ea3o hi\u1ec3m<\/a>, \u0111\u1ec3 x\u00e1c nh\u1eadn xem c\u00f3 c\u1ea7n th\u00eam c\u00e1c t\u00e0i li\u1ec7u \u0111\u00ednh k\u00e8m hay t\u00e0i li\u1ec7u ph\u1ea3i \u0111\u01b0\u1ee3c l\u1eadp theo m\u1ed9t m\u1eabu c\u1ee5 th\u1ec3 n\u00e0o kh\u00f4ng.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"faq\" class=\"kt-adv-heading\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<h3>Gi\u1ea5y \u1ee7y quy\u1ec1n \u0111\u1ec3 mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 c\u00f3 b\u1eaft bu\u1ed9c ph\u1ea3i \u0111\u01b0\u1ee3c c\u00f4ng ch\u1ee9ng kh\u00f4ng?<\/h3>\n<p>Kh\u00f4ng, trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p th\u00f4ng th\u01b0\u1eddng li\u00ean quan \u0111\u1ebfn vi\u1ec7c k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (OC) ho\u1eb7c b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n (AC), h\u00ecnh th\u1ee9c v\u0103n b\u1ea3n th\u00f4ng th\u01b0\u1eddng l\u00e0 \u0111\u1ee7. \u0110i\u1ec1u quan tr\u1ecdng l\u00e0 t\u00e0i li\u1ec7u ph\u1ea3i d\u1ec5 \u0111\u1ecdc, c\u00f3 ch\u1eef k\u00fd v\u00e0 n\u00eau r\u00f5 ph\u1ea1m vi \u1ee7y quy\u1ec1n.<\/p>\n<h3>C\u00f3 th\u1ec3 k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u1ef1c tuy\u1ebfn th\u00f4ng qua ng\u01b0\u1eddi \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n kh\u00f4ng?<\/h3>\n<p>\u0110\u00fang v\u1eady, hi\u1ec7n nay nhi\u1ec1u h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c k\u00fd k\u1ebft qua \u0111i\u1ec7n tho\u1ea1i ho\u1eb7c internet. Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n c\u1ea7n ph\u1ea3i c\u00f3 th\u00f4ng tin c\u1ee7a ch\u1ee7 h\u1ee3p \u0111\u1ed3ng v\u00e0 ph\u1ea1m vi \u1ee7y quy\u1ec1n, c\u00f2n ch\u00ednh c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 y\u00eau c\u1ea7u g\u1eedi b\u1ea3n scan t\u00e0i li\u1ec7u.<\/p>\n<h3>C\u1ea7n cung c\u1ea5p nh\u1eefng th\u00f4ng tin n\u00e0o trong m\u1eabu \u0111\u01a1n xin h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m?<\/h3>\n<p>Th\u00f4ng th\u01b0\u1eddng, c\u00e1c th\u00f4ng tin c\u1ea7n thi\u1ebft bao g\u1ed3m th\u00f4ng tin ch\u1ee7 s\u1edf h\u1eefu, th\u00f4ng tin ng\u01b0\u1eddi \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n, nh\u00e3n hi\u1ec7u v\u00e0 m\u1eabu xe, s\u1ed1 \u0111\u0103ng k\u00fd, s\u1ed1 VIN, c\u0169ng nh\u01b0 lo\u1ea1i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Trong \u0111\u01a1n \u0111\u0103ng k\u00fd, ng\u01b0\u1eddi ta c\u0169ng th\u01b0\u1eddng ghi r\u00f5 th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m v\u00e0 th\u00f4ng tin v\u1ec1 m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng ph\u01b0\u01a1ng ti\u1ec7n.<\/p>\n<h3>Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n c\u00f3 th\u1ec3 k\u00fd v\u00e0o m\u1eabu gi\u1ea5y \u1ee7y quy\u1ec1n b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 v\u00e0 b\u1ea3o hi\u1ec3m tai n\u1ea1n giao th\u00f4ng thay m\u1eb7t cho ch\u1ee7 s\u1edf h\u1eefu kh\u00f4ng?<\/h3>\n<p>Kh\u00f4ng, gi\u1ea5y \u1ee7y quy\u1ec1n ph\u1ea3i do ch\u00ednh ng\u01b0\u1eddi \u1ee7y quy\u1ec1n, t\u1ee9c l\u00e0 ng\u01b0\u1eddi c\u1ea5p quy\u1ec1n, k\u00fd t\u00ean. Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n ch\u1ec9 k\u00fd v\u00e0o \u0111\u01a1n xin ho\u1eb7c c\u00e1c t\u00e0i li\u1ec7u kh\u00e1c trong ph\u1ea1m vi quy\u1ec1n h\u1ea1n \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n.<\/p>\n<h3>Gi\u1ea5y \u1ee7y quy\u1ec1n c\u00f3 hi\u1ec7u l\u1ef1c \u0111\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (AC) v\u00e0 c\u00e1c kho\u1ea3n ph\u1ee5 c\u1ea5p kh\u00f4ng?<\/h3>\n<p>\u0110\u00fang v\u1eady, nh\u01b0ng c\u1ea7n ph\u1ea3i n\u00eau r\u00f5 \u0111i\u1ec1u n\u00e0y trong n\u1ed9i dung t\u00e0i li\u1ec7u. N\u1ebfu b\u1ea1n mu\u1ed1n bao g\u1ed3m c\u1ea3 b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n xe \u00f4 t\u00f4 (autocasco), d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 (Assistance) ho\u1eb7c b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n (NNW), h\u00e3y ghi r\u00f5 \u0111i\u1ec1u n\u00e0y \u0111\u1ec3 tr\u00e1nh m\u1ecdi nghi ng\u1edd v\u1ec1 ph\u1ea1m vi b\u1ea3o hi\u1ec3m.<\/p>\n<h3>N\u1ebfu chi\u1ebfc xe c\u00f3 hai ch\u1ee7 s\u1edf h\u1eefu th\u00ec sao?<\/h3>\n<p>Trong tr\u01b0\u1eddng h\u1ee3p s\u1edf h\u1eefu chung, b\u1ea1n n\u00ean ki\u1ec3m tra xem c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 y\u00eau c\u1ea7u s\u1ef1 \u0111\u1ed3ng \u00fd c\u1ee7a c\u1ea3 hai b\u00ean hay kh\u00f4ng. C\u00e1ch an to\u00e0n nh\u1ea5t l\u00e0 t\u00e0i li\u1ec7u \u0111\u00f3 ph\u1ea3i ph\u1ea3n \u00e1nh t\u00ecnh tr\u1ea1ng s\u1edf h\u1eefu c\u1ee7a ph\u01b0\u01a1ng ti\u1ec7n v\u00e0 bao g\u1ed3m th\u00f4ng tin c\u1ee7a t\u1ea5t c\u1ea3 c\u00e1c b\u00ean c\u00f3 quy\u1ec1n l\u1ee3i li\u00ean quan.<\/p>\n<h3>Gi\u1ea5y \u1ee7y quy\u1ec1n \u0111\u1ec3 mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 c\u00f3 th\u1eddi h\u1ea1n hi\u1ec7u l\u1ef1c kh\u00f4ng?<\/h3>\n<p>C\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c, n\u1ebfu b\u1ea1n ghi r\u00f5 \u0111i\u1ec1u \u0111\u00f3 trong n\u1ed9i dung v\u0103n b\u1ea3n. \u0110\u00e2y l\u00e0 m\u1ed9t gi\u1ea3i ph\u00e1p t\u1ed1t, v\u00ec n\u00f3 gi\u00fap h\u1ea1n ch\u1ebf r\u1ee7i ro vi\u1ec7c gi\u1ea5y \u1ee7y quy\u1ec1n b\u1ecb l\u1ee3i d\u1ee5ng sau khi v\u1ee5 vi\u1ec7c c\u1ee5 th\u1ec3 \u0111\u00f3 k\u1ebft th\u00fac.<\/p>\n<h3>N\u00ean t\u00ecm th\u00f4ng tin thi\u1ebft th\u1ef1c v\u1ec1 vi\u1ec7c mua b\u1ea3o hi\u1ec3m \u1edf \u0111\u00e2u?<\/h3>\n<p>M\u1ed9t \u0111i\u1ec3m kh\u1edfi \u0111\u1ea7u t\u1ed1t l\u00e0 c\u00e1c t\u00e0i li\u1ec7u gi\u00e1o d\u1ee5c v\u00e0 <a href=\"https:\/\/polisarium.pl\/vi\/huong-dan\/cach-mua-oc\/\">L\u1eddi khuy\u00ean khi mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1<\/a>. Nh\u1edd \u0111\u00f3, b\u1ea1n s\u1ebd d\u1ec5 d\u00e0ng \u0111\u00e1nh gi\u00e1 \u0111\u01b0\u1ee3c nh\u1eefng th\u00f4ng tin n\u00e0o l\u00e0 c\u1ea7n thi\u1ebft cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n v\u00e0 nh\u1eefng \u0111i\u1ec3m c\u1ea7n l\u01b0u \u00fd tr\u01b0\u1edbc khi k\u00fd h\u1ee3p \u0111\u1ed3ng.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"podsumowanie\" class=\"kt-adv-heading\">T\u00f3m t\u1eaft<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>M\u1eabu gi\u1ea5y \u1ee7y quy\u1ec1n mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 c\u1ea7n ph\u1ea3i \u0111\u01a1n gi\u1ea3n, c\u1ee5 th\u1ec3 v\u00e0 ph\u00f9 h\u1ee3p v\u1edbi ho\u1ea1t \u0111\u1ed9ng th\u1ef1c t\u1ebf. \u0110i\u1ec1u quan tr\u1ecdng nh\u1ea5t l\u00e0 th\u00f4ng tin ch\u00ednh x\u00e1c c\u1ee7a c\u00e1c b\u00ean, th\u00f4ng s\u1ed1 k\u1ef9 thu\u1eadt c\u1ee7a xe v\u00e0 ph\u1ea1m vi \u1ee7y quy\u1ec1n r\u00f5 r\u00e0ng. Nh\u1edd \u0111\u00f3, gi\u1ea5y \u1ee7y quy\u1ec1n b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 cho ph\u00e9p k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u1ed9t c\u00e1ch nhanh ch\u00f3ng v\u00e0 an to\u00e0n, ngay c\u1ea3 khi ch\u1ee7 xe kh\u00f4ng th\u1ec3 tr\u1ef1c ti\u1ebfp th\u1ef1c hi\u1ec7n c\u00e1c th\u1ee7 t\u1ee5c. N\u1ebfu b\u1ea1n mu\u1ed1n t\u1ef1 so\u1ea1n th\u1ea3o m\u1eabu \u0111\u01a1n xin b\u1ea3o hi\u1ec3m, h\u00e3y \u0111\u1ea3m b\u1ea3o t\u00e0i li\u1ec7u d\u1ec5 \u0111\u1ecdc v\u00e0 x\u00e1c nh\u1eadn v\u1edbi \u0111\u1ea1i l\u00fd nh\u1eefng th\u00f4ng tin n\u00e0o l\u00e0 b\u1eaft bu\u1ed9c trong tr\u01b0\u1eddng h\u1ee3p c\u1ee5 th\u1ec3.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Gi\u1ea5y \u1ee7y quy\u1ec1n mua b\u1ea3o hi\u1ec3m l\u00e0 v\u0103n b\u1ea3n \u1ee7y quy\u1ec1n cho ph\u00e9p m\u1ed9t ng\u01b0\u1eddi kh\u00e1c thay m\u1eb7t b\u1ea1n k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u00f4 t\u00f4. Lo\u1ea1i gi\u1ea5y t\u1edd n\u00e0y \u0111\u00f4i khi l\u00e0 c\u1ea7n thi\u1ebft,\u2026<\/p>","protected":false},"author":2,"featured_media":5004,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[47],"tags":[75,61,70,60,57],"class_list":["post-5005","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-druki-ubezpieczeniowe","tag-polisa-ubezpieczeniowa","tag-porownanie-ofert-oc","tag-ubezpieczenie-oc","tag-ubezpieczenie-samochodu","tag-zakup-oc"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Pe\u0142nomocnictwo do ubezpieczenia auta - wz\u00f3r i zasady<\/title>\n<meta name=\"description\" content=\"Pe\u0142nomocnictwo do ubezpieczenia auta: wz\u00f3r, zasady i wymagane dane. 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