{"id":5408,"date":"2026-10-08T15:30:56","date_gmt":"2026-10-08T13:30:56","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/?p=5408"},"modified":"2026-10-08T15:30:56","modified_gmt":"2026-10-08T13:30:56","slug":"bao-hiem-kem-theo-the-cu-tru","status":"publish","type":"post","link":"https:\/\/polisarium.pl\/vi\/poradnik\/ubezpieczenie-cudzoziemca\/ubezpieczenie-do-karty-pobytu\/","title":{"rendered":"B\u1ea3o hi\u1ec3m k\u00e8m theo th\u1ebb c\u01b0 tr\u00fa \u2013 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i bao g\u1ed3m nh\u1eefng g\u00ec?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">B\u1ea3o hi\u1ec3m \u0111i k\u00e8m th\u1ebb c\u01b0 tr\u00fa kh\u00f4ng c\u00f3 m\u1ed9t ti\u00eau chu\u1ea9n chung duy nh\u1ea5t. C\u00e1c y\u00eau c\u1ea7u li\u00ean quan \u0111\u1ebfn \u0111i\u1ec1u ki\u1ec7n c\u1ee5 th\u1ec3 c\u1ee7a gi\u1ea5y ph\u00e9p, ch\u1ee9 kh\u00f4ng ph\u1ea3i b\u1ea3n th\u00e2n t\u1ea5m th\u1ebb nh\u1ef1a \u0111\u00f3. Do \u0111\u00f3, tr\u01b0\u1edbc khi mua h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, c\u1ea7n x\u00e1c \u0111\u1ecbnh c\u01a1 s\u1edf c\u01b0 tr\u00fa, ki\u1ec3m tra c\u00e1c y\u00eau c\u1ea7u hi\u1ec7n h\u00e0nh c\u1ee7a c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n v\u00e0 ch\u1ec9 sau \u0111\u00f3 m\u1edbi \u0111\u00e1nh gi\u00e1 xem h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00f3 c\u00f3 \u0111\u00e1p \u1ee9ng c\u00e1c \u0111i\u1ec1u ki\u1ec7n n\u00e0y hay kh\u00f4ng. Trong m\u1ed9t s\u1ed1 th\u1ee7 t\u1ee5c quan tr\u1ecdng, quy \u0111\u1ecbnh cho ph\u00e9p x\u00e1c nh\u1eadn r\u1eb1ng c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan. Tuy nhi\u00ean, \u0111i\u1ec1u n\u00e0y kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 c\u00f3 m\u1ed9t m\u1ee9c b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c duy nh\u1ea5t; c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ea7n \u0111\u01b0\u1ee3c so s\u00e1nh v\u1edbi c\u00e1c y\u00eau c\u1ea7u c\u1ee7a th\u1ee7 t\u1ee5c c\u1ee5 th\u1ec3. D\u01b0\u1edbi \u0111\u00e2y, ch\u00fang t\u00f4i s\u1ebd gi\u1ea3i th\u00edch c\u1ee5 th\u1ec3 nh\u1eefng n\u1ed9i dung m\u00e0 gi\u1ea5y t\u1edd b\u1ea3o hi\u1ec3m c\u1ea7n x\u00e1c nh\u1eadn, c\u00e1ch ph\u00e2n bi\u1ec7t c\u00e1c y\u00eau c\u1ea7u li\u00ean quan \u0111\u1ebfn vi\u1ec7c l\u01b0u tr\u00fa v\u1edbi c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ecb th\u1ef1c, c\u0169ng nh\u01b0 nh\u1eefng y\u1ebfu t\u1ed1 c\u1ea7n ki\u1ec3m tra tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\">M\u1ee5c l\u1ee5c<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"#co-naprawde-oznacza-ubezpieczenie-do-karty-pobytu\">B\u1ea3o hi\u1ec3m k\u00e8m theo th\u1ebb c\u01b0 tr\u00fa th\u1ef1c s\u1ef1 c\u00f3 \u00fd ngh\u0129a g\u00ec?<\/a><\/li>\n\n\n\n<li><a href=\"#jak-sprawdzic-polise-przed-zakupem\">C\u00e1ch ki\u1ec3m tra h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc khi mua<\/a><\/li>\n\n\n\n<li><a href=\"#jak-przygotowac-dokumenty-dla-urzedu\">C\u00e1ch chu\u1ea9n b\u1ecb h\u1ed3 s\u01a1 n\u1ed9p cho c\u01a1 quan ch\u1ee9c n\u0103ng<\/a><\/li>\n\n\n\n<li><a href=\"#dlaczego-wymogow-wizowych-nie-wolno-kopiowac\">T\u1ea1i sao kh\u00f4ng \u0111\u01b0\u1ee3c sao ch\u00e9p c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ecb th\u1ef1c?<\/a><\/li>\n\n\n\n<li><a href=\"#faq\">C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><\/li>\n\n\n\n<li><a href=\"#co-zrobic-dalej\">Ti\u1ebfp theo n\u00ean l\u00e0m g\u00ec?<\/a><\/li>\n<\/ol>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"co-naprawde-oznacza-ubezpieczenie-do-karty-pobytu\">B\u1ea3o hi\u1ec3m k\u00e8m theo th\u1ebb c\u01b0 tr\u00fa th\u1ef1c s\u1ef1 c\u00f3 \u00fd ngh\u0129a g\u00ec?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">S\u1ef1 ph\u00e2n bi\u1ec7t quan tr\u1ecdng nh\u1ea5t l\u00e0: \u0111i\u1ec1u ki\u1ec7n b\u1ea3o hi\u1ec3m li\u00ean quan \u0111\u1ebfn c\u01a1 s\u1edf ph\u00e1p l\u00fd c\u1ee7a vi\u1ec7c l\u01b0u tr\u00fa, <strong>kh\u00f4ng ch\u1ec9 v\u1edbi th\u1ebb c\u01b0 tr\u00fa<\/strong>. Th\u1ebb n\u00e0y x\u00e1c nh\u1eadn t\u01b0 c\u00e1ch h\u1ee3p ph\u00e1p c\u1ee7a ng\u01b0\u1eddi s\u1edf h\u1eefu, nh\u01b0ng kh\u00f4ng t\u1ea1o th\u00e0nh m\u1ed9t danh s\u00e1ch c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m chung \u00e1p d\u1ee5ng cho t\u1ea5t c\u1ea3 ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Lu\u1eadt v\u1ec1 ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i quy \u0111\u1ecbnh trong m\u1ed9t s\u1ed1 th\u1ee7 t\u1ee5c nh\u1ea5t \u0111\u1ecbnh <strong>s\u1ef1 l\u1ef1a ch\u1ecdn gi\u1eefa b\u1ea3o hi\u1ec3m y t\u1ebf v\u00e0 v\u0103n b\u1ea3n x\u00e1c nh\u1eadn vi\u1ec7c c\u00f4ng ty b\u1ea3o hi\u1ec3m chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb<\/strong> tr\u00ean l\u00e3nh th\u1ed5 Ba Lan. \u0110i\u1ec1u ki\u1ec7n \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh nh\u01b0 v\u1eady \u00e1p d\u1ee5ng, trong s\u1ed1 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00e1c, \u0111\u1ed1i v\u1edbi gi\u1ea5y ph\u00e9p c\u01b0 tr\u00fa t\u1ea1m th\u1eddi v\u00e0 l\u00e0m vi\u1ec7c, trong tr\u01b0\u1eddng h\u1ee3p \u0111o\u00e0n t\u1ee5 gia \u0111\u00ecnh, c\u0169ng nh\u01b0 \u0111\u1ed1i v\u1edbi gi\u1ea5y ph\u00e9p c\u01b0 tr\u00fa d\u00e0i h\u1ea1n c\u1ee7a c\u00f4ng d\u00e2n EU. Tuy nhi\u00ean, m\u1ed7i th\u1ee7 t\u1ee5c n\u00e0y \u0111\u1ec1u c\u00f3 c\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u1ee5 th\u1ec3, c\u00e1c tr\u01b0\u1eddng h\u1ee3p ngo\u1ea1i l\u1ec7 v\u00e0 b\u1ed9 h\u1ed3 s\u01a1 ri\u00eang.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V\u00ed d\u1ee5: Ng\u01b0\u1eddi n\u1ed9p \u0111\u01a1n li\u00ean quan \u0111\u1ebfn c\u00f4ng vi\u1ec7c n\u00ean ki\u1ec3m tra c\u00e1c y\u00eau c\u1ea7u c\u1ee5 th\u1ec3 \u0111\u1ed1i v\u1edbi gi\u1ea5y ph\u00e9p c\u01b0 tr\u00fa t\u1ea1m th\u1eddi v\u00e0 l\u00e0m vi\u1ec7c. Ng\u01b0\u1eddi nh\u1eadp c\u01b0 \u0111\u1ec3 \u0111o\u00e0n t\u1ee5 gia \u0111\u00ecnh n\u00ean tu\u00e2n theo c\u00e1c quy \u0111\u1ecbnh v\u1ec1 \u0111o\u00e0n t\u1ee5 gia \u0111\u00ecnh. <strong>C\u00f9ng m\u1ed9t t\u00ean g\u1ecdi c\u1ee7a v\u0103n b\u1ea3n kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 c\u00f9ng m\u1ed9t t\u00ecnh tr\u1ea1ng ph\u00e1p l\u00fd<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V\u00ec v\u1eady, kh\u00f4ng n\u00ean b\u1eaft \u0111\u1ea7u b\u1eb1ng c\u00e2u h\u1ecfi: \u201eLo\u1ea1i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m n\u00e0o ph\u00f9 h\u1ee3p v\u1edbi th\u1ebb c\u01b0 tr\u00fa?\u201d. C\u00e2u h\u1ecfi ch\u00ednh x\u00e1c h\u01a1n l\u00e0: \u201eTh\u1ee7 t\u1ee5c c\u1ee7a t\u00f4i y\u00eau c\u1ea7u lo\u1ea1i gi\u1ea5y x\u00e1c nh\u1eadn b\u1ea3o hi\u1ec3m n\u00e0o?\u201d. M\u1ed9t c\u1ea9m nang h\u01b0\u1edbng d\u1eabn v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y c\u0169ng s\u1ebd r\u1ea5t h\u1eefu \u00edch, <a href=\"https:\/\/polisarium.pl\/vi\/huong-dan\/bao-hiem-cho-nguoi-nuoc-ngoai\/jakie-ubezpieczenie-zdrowotne-wybrac-do-wizy-i-karty-pobytu-w-polsce\/\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ch\u1ecdn b\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c v\u00e0 th\u1ebb c\u01b0 tr\u00fa<\/a>.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong>L\u01b0u \u00fd:<\/strong> C\u00e1c quy \u0111\u1ecbnh \u0111\u01b0\u1ee3c vi\u1ec7n d\u1eabn cho c\u00e1c th\u1ee7 t\u1ee5c n\u00e0y kh\u00f4ng quy \u0111\u1ecbnh m\u1ed9t m\u1ee9c t\u1ed1i thi\u1ec3u duy nh\u1ea5t v\u1ec1 gi\u00e1 tr\u1ecb h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n \u00e1p d\u1ee5ng cho m\u1ecdi th\u1ee7 t\u1ee5c c\u1ea5p ph\u00e9p c\u01b0 tr\u00fa.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">H\u1ecd c\u0169ng kh\u00f4ng kh\u1eb3ng \u0111\u1ecbnh r\u1eb1ng m\u1ed9t th\u01b0\u01a1ng hi\u1ec7u ho\u1eb7c t\u00ean s\u1ea3n ph\u1ea9m c\u1ee5 th\u1ec3 n\u00e0o \u0111\u00f3 s\u1ebd t\u1ef1 \u0111\u1ed9ng quy\u1ebft \u0111\u1ecbnh k\u1ebft qu\u1ea3 c\u1ee7a v\u1ee5 vi\u1ec7c.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-sprawdzic-polise-przed-zakupem\">C\u00e1ch ki\u1ec3m tra h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc khi mua<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Vi\u1ec7c \u0111\u00e1nh gi\u00e1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m n\u00ean b\u1eaft \u0111\u1ea7u t\u1eeb t\u00e0i li\u1ec7u nh\u1eadn \u0111\u01b0\u1ee3c sau khi k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng v\u00e0 t\u1eeb c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m. Ch\u1ec9 ri\u00eang t\u00ean th\u01b0\u01a1ng m\u1ea1i l\u00e0 ch\u01b0a \u0111\u1ee7. T\u00e0i li\u1ec7u n\u00e0y ph\u1ea3i cho ph\u00e9p c\u01a1 quan ch\u1ee9c n\u0103ng x\u00e1c \u0111\u1ecbnh ch\u00ednh x\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, ph\u1ea1m vi l\u00e3nh th\u1ed5 \u00e1p d\u1ee5ng v\u00e0 th\u1eddi h\u1ea1n hi\u1ec7u l\u1ef1c c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc khi mua, h\u00e3y ki\u1ec3m tra:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsc1b759_iconlist:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsc1b759_iconlist ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsc1b759_iconlist ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsc1b759_iconlist .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsc1b759_iconlist ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsc1b759_iconlist ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsc1b759_iconlist ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsc1b759_iconlist .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsc1b759_iconlist ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsc1b759_iconlist .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-itemsc1b759_iconlist kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-c1b759_iconlist_1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-c1b759_iconlist_1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-c1b759_iconlist_1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>th\u00f4ng tin v\u1ec1 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m<\/strong> \u2014 ph\u1ea3i ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c t\u00e0i li\u1ec7u \u0111\u01b0\u1ee3c n\u1ed9p trong qu\u00e1 tr\u00ecnh t\u1ed1 t\u1ee5ng;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-c1b759_iconlist_2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-c1b759_iconlist_2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-c1b759_iconlist_2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>khu v\u1ef1c b\u1ea3o t\u1ed3n bao g\u1ed3m Ba Lan<\/strong> \u2014 \u0110i\u1ec1u ki\u1ec7n theo lu\u1eadt quy \u0111\u1ecbnh v\u1ec1 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb tr\u00ean l\u00e3nh th\u1ed5 C\u1ed9ng h\u00f2a Ba Lan;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-c1b759_iconlist_3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-c1b759_iconlist_3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-c1b759_iconlist_3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>th\u1eddi h\u1ea1n b\u1ea3o h\u1ed9<\/strong> \u2014 c\u00e1c ng\u00e0y th\u00e1ng ph\u1ea3i ph\u00f9 h\u1ee3p v\u1edbi ho\u00e0n c\u1ea3nh c\u1ee7a ng\u01b0\u1eddi n\u1ed9p \u0111\u01a1n v\u00e0 c\u00e1c y\u00eau c\u1ea7u c\u1ee7a v\u1ee5 vi\u1ec7c \u0111ang \u0111\u01b0\u1ee3c x\u1eed l\u00fd;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-c1b759_iconlist_4 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-c1b759_iconlist_4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-c1b759_iconlist_4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Gi\u1ea5y x\u00e1c nh\u1eadn chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb<\/strong> \u2014 n\u1ed9i dung t\u00e0i li\u1ec7u ph\u1ea3i d\u1ec5 \u0111\u1ecdc, ch\u1ee9 kh\u00f4ng ch\u1ec9 d\u1ef1a v\u00e0o t\u00ean chung c\u1ee7a g\u00f3i s\u1ea3n ph\u1ea9m;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-c1b759_iconlist_5 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-c1b759_iconlist_5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-c1b759_iconlist_5 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">c\u00e1c nguy\u00ean t\u1eafc v\u1ec1 tr\u00e1ch nhi\u1ec7m, gi\u1edbi h\u1ea1n v\u00e0 lo\u1ea1i tr\u1eeb \u0111\u01b0\u1ee3c n\u00eau trong \u0111i\u1ec1u ki\u1ec7n b\u1ea3o hi\u1ec3m;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-c1b759_iconlist_6 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-c1b759_iconlist_6 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-c1b759_iconlist_6 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">c\u00e1ch th\u1ee9c \u0111\u1ec3 c\u00f3 \u0111\u01b0\u1ee3c gi\u1ea5y t\u1edd x\u00e1c nh\u1eadn vi\u1ec7c k\u00fd k\u1ebft v\u00e0 thanh to\u00e1n ph\u00ed b\u1ea3o hi\u1ec3m, n\u1ebfu c\u01a1 quan ch\u1ee9c n\u0103ng y\u00eau c\u1ea7u b\u1eb1ng ch\u1ee9ng n\u00e0y.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">N\u00ean \u0111\u1ecdc tr\u01b0\u1edbc <a href=\"https:\/\/polisarium.pl\/vi\/huong-dan\/bao-hiem-cho-nguoi-nuoc-ngoai\/czy-polisa-kl-do-wizy-i-karty-pobytu-samo-co-ubezpieczenie-turystyczne-zdrowotne-dla\/\">Ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m KL kh\u00e1c v\u1edbi b\u1ea3o hi\u1ec3m du l\u1ecbch nh\u01b0 th\u1ebf n\u00e0o?<\/a>. T\u00ean g\u1ecdi t\u01b0\u01a1ng t\u1ef1 ho\u1eb7c vi\u1ec7c b\u00e1n h\u00e0ng tr\u1ef1c tuy\u1ebfn kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 hai s\u1ea3n ph\u1ea9m n\u00e0y c\u00f3 c\u00f9ng m\u1ee5c \u0111\u00edch v\u00e0 c\u00f9ng t\u00e0i li\u1ec7u h\u01b0\u1edbng d\u1eabn.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1c t\u00e0i li\u1ec7u c\u1ee7a Compensa Cudzoziemiec v\u00e0 TUZ Ubezpieczenia n\u0103m 2026 n\u00eau ra hai v\u00ed d\u1ee5 c\u1ee5 th\u1ec3 v\u1ec1 ph\u1ea1m vi b\u1ea3o hi\u1ec3m, nh\u01b0ng kh\u00f4ng \u0111\u01b0a ra b\u1ea3ng x\u1ebfp h\u1ea1ng. T\u00e0i li\u1ec7u c\u1ee7a Compensa Cudzoziemiec n\u0103m 2026 m\u00f4 t\u1ea3 vi\u1ec7c b\u1ea3o hi\u1ec3m c\u00e1c h\u1eadu qu\u1ea3 t\u00e0i ch\u00ednh do chi ph\u00ed \u0111i\u1ec1u tr\u1ecb trong tr\u01b0\u1eddng h\u1ee3p m\u1eafc b\u1ec7nh \u0111\u1ed9t ng\u1ed9t ho\u1eb7c g\u1eb7p tai n\u1ea1n trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan. Trong khi \u0111\u00f3, \u0110i\u1ec1u kho\u1ea3n B\u1ea3o hi\u1ec3m Chung (OWU) c\u1ee7a TUZ Ubezpieczenia n\u0103m 2026 t\u1eadp trung v\u00e0o chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u0111ang l\u01b0u tr\u00fa t\u1ea1i Ba Lan. Trong t\u00e0i li\u1ec7u n\u00e0y <strong>B\u1ea3o hi\u1ec3m tai n\u1ea1n (NNW) v\u00e0 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 trong \u0111\u1eddi s\u1ed1ng c\u00e1 nh\u00e2n l\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ed5 sung<\/strong>, gi\u00fap m\u1edf r\u1ed9ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u01a1 b\u1ea3n. <strong>Kh\u00f4ng n\u00ean coi ch\u00fang l\u00e0 m\u1ed9t ph\u1ea7n t\u1ef1 \u0111\u1ed9ng c\u1ee7a g\u00f3i ti\u00eau chu\u1ea9n<\/strong> c\u0169ng nh\u01b0 nh\u1eefng y\u00eau c\u1ea7u c\u1ee7a c\u01a1 quan ch\u1ee9c n\u0103ng m\u00e0 kh\u00f4ng c\u00f3 c\u01a1 s\u1edf ph\u00e1p l\u00fd r\u00f5 r\u00e0ng.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nh\u1eefng th\u00f4ng tin n\u00e0y gi\u00fap \u00edch cho vi\u1ec7c \u0111\u1ecdc c\u00e1c t\u00e0i li\u1ec7u, nh\u01b0ng kh\u00f4ng cho ph\u00e9p ch\u1ec9 ra m\u1ed9t c\u00e1ch kh\u00e1ch quan ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m \u201et\u1ed1t nh\u1ea5t\u201d hay so s\u00e1nh gi\u00e1 c\u1ea3. N\u1ebfu kh\u00f4ng c\u00f3 c\u00e1c b\u00e1o gi\u00e1 \u0111\u01b0\u1ee3c l\u1eadp ri\u00eang cho c\u00f9ng m\u1ed9t ng\u01b0\u1eddi, c\u00f9ng m\u1ed9t kho\u1ea3ng th\u1eddi gian v\u00e0 c\u00f9ng m\u1ed9t ph\u1ea1m vi b\u1ea3o hi\u1ec3m, vi\u1ec7c so s\u00e1nh nh\u01b0 v\u1eady s\u1ebd g\u00e2y nh\u1ea7m l\u1eabn. Ch\u00fang t\u00f4i c\u0169ng tr\u00ecnh b\u00e0y c\u00e1c ti\u00eau ch\u00ed \u0111\u00e1nh gi\u00e1 h\u1eefu \u00edch trong t\u00e0i li\u1ec7u h\u01b0\u1edbng d\u1eabn c\u00e1ch hi\u1ec3u <a href=\"https:\/\/polisarium.pl\/vi\/huong-dan\/bao-hiem-cho-nguoi-nuoc-ngoai\/loai-bao-hiem-y-te-nao-danh-cho-nguoi-nuoc-ngoai-tai-ba-lan-dap-ung-cac-yeu-cau-cua-co-quan-quan-ly-the-cu-tru\/\">B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i v\u00e0 c\u00e1c y\u00eau c\u1ea7u c\u1ee7a c\u01a1 quan ch\u1ee9c n\u0103ng<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-przygotowac-dokumenty-dla-urzedu\">C\u00e1ch chu\u1ea9n b\u1ecb h\u1ed3 s\u01a1 n\u1ed9p cho c\u01a1 quan ch\u1ee9c n\u0103ng<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ch\u1ec9 ri\u00eang h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 ch\u01b0a \u0111\u1ee7 \u0111\u1ec3 gi\u1ea3i quy\u1ebft v\u1ea5n \u0111\u1ec1 v\u1ec1 gi\u1ea5y t\u1edd. H\u01b0\u1edbng d\u1eabn ch\u00ednh th\u1ee9c v\u1ec1 vi\u1ec7c \u0111o\u00e0n t\u1ee5 gia \u0111\u00ecnh n\u00eau r\u00f5 c\u1ea7n c\u00f3 gi\u1ea5y t\u1edd x\u00e1c nh\u1eadn vi\u1ec7c c\u00f3 b\u1ea3o hi\u1ec3m ho\u1eb7c vi\u1ec7c c\u00f4ng ty b\u1ea3o hi\u1ec3m chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan. H\u01b0\u1edbng d\u1eabn n\u00e0y c\u0169ng nh\u1ea5n m\u1ea1nh r\u1eb1ng c\u00e1c gi\u1ea5y t\u1edd c\u00f3 li\u00ean quan ch\u1eb7t ch\u1ebd v\u1edbi nhau c\u1ea7n \u0111\u01b0\u1ee3c n\u1ed9p c\u00f9ng nhau v\u00e0 <strong>v\u1eabn c\u00f2n hi\u1ec7u l\u1ef1c v\u00e0o ng\u00e0y ban h\u00e0nh quy\u1ebft \u0111\u1ecbnh<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Th\u1ee9 t\u1ef1 th\u1ef1c hi\u1ec7n r\u1ea5t \u0111\u01a1n gi\u1ea3n:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>X\u00e1c \u0111\u1ecbnh ch\u00ednh x\u00e1c lo\u1ea1i gi\u1ea5y ph\u00e9p<\/strong>, m\u00e0 b\u1ea1n \u0111ang n\u1ed9p \u0111\u01a1n xin.<\/li>\n\n\n\n<li>H\u00e3y m\u1edf h\u01b0\u1edbng d\u1eabn hi\u1ec7n h\u00e0nh c\u1ee7a c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n v\u00e0 ki\u1ec3m tra danh s\u00e1ch c\u00e1c t\u00e0i li\u1ec7u c\u1ea7n thi\u1ebft cho th\u1ee7 t\u1ee5c n\u00e0y.<\/li>\n\n\n\n<li>H\u00e3y so s\u00e1nh c\u00e1c th\u00f4ng tin, ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u00e0 th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m ghi tr\u00ean h\u1ee3p \u0111\u1ed3ng v\u1edbi c\u00e1c th\u00f4ng tin trong \u0111\u01a1n \u0111\u0103ng k\u00fd.<\/li>\n\n\n\n<li>H\u00e3y gi\u1eef l\u1ea1i b\u1ea3n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m v\u00e0 gi\u1ea5y x\u00e1c nh\u1eadn c\u1ea7n thi\u1ebft cho v\u1ee5 vi\u1ec7c c\u1ee7a b\u1ea1n.<\/li>\n\n\n\n<li>Tr\u01b0\u1edbc khi ban h\u00e0nh quy\u1ebft \u0111\u1ecbnh, h\u00e3y ki\u1ec3m tra xem c\u00e1c bi\u1ec7n ph\u00e1p b\u1ea3o v\u1ec7 v\u00e0 c\u00e1c t\u00e0i li\u1ec7u c\u00f3 c\u00f2n hi\u1ec7u l\u1ef1c hay kh\u00f4ng.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">T\u00ednh c\u1eadp nh\u1eadt c\u1ee7a c\u00e1c t\u00e0i li\u1ec7u v\u1eabn c\u00f3 \u00fd ngh\u0129a ngay c\u1ea3 sau khi \u0111\u00e3 n\u1ed9p. N\u1ebfu th\u1ee7 t\u1ee5c k\u00e9o d\u00e0i h\u01a1n d\u1ef1 ki\u1ebfn, \u0111\u1eebng cho r\u1eb1ng t\u00e0i li\u1ec7u c\u00f2n hi\u1ec7u l\u1ef1c v\u00e0o ng\u00e0y n\u1ed9p \u0111\u01a1n s\u1ebd v\u1eabn \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u1edf th\u1eddi \u0111i\u1ec3m sau n\u00e0y. Trong tr\u01b0\u1eddng h\u1ee3p nh\u1eadn \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u, h\u00e3y tr\u1ea3 l\u1eddi m\u1ed9t c\u00e1ch chi ti\u1ebft theo ph\u1ea1m vi m\u00e0 c\u01a1 quan ch\u1ee9c n\u0103ng ch\u1ec9 \u0111\u1ecbnh.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C\u0169ng c\u1ea7n th\u1eadn tr\u1ecdng khi \u0111\u1ed1i v\u1edbi c\u00e1c b\u1ea3n sao v\u00e0 b\u1ea3n d\u1ecbch. <strong>Vui l\u00f2ng ki\u1ec3m tra c\u00e1ch n\u1ed9p h\u1ed3 s\u01a1 theo quy tr\u00ecnh c\u1ee5 th\u1ec3 c\u1ee7a b\u1ea1n<\/strong>, b\u1edfi v\u00ec h\u01b0\u1edbng d\u1eabn \u00e1p d\u1ee5ng cho m\u1ed9t v\u1ee5 vi\u1ec7c kh\u00f4ng t\u1ef1 \u0111\u1ed9ng tr\u1edf th\u00e0nh h\u01b0\u1edbng d\u1eabn \u00e1p d\u1ee5ng cho m\u1ecdi v\u1ee5 vi\u1ec7c kh\u00e1c.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"dlaczego-wymogow-wizowych-nie-wolno-kopiowac\">T\u1ea1i sao kh\u00f4ng \u0111\u01b0\u1ee3c sao ch\u00e9p c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ecb th\u1ef1c?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sai l\u1ea7m ph\u1ed5 bi\u1ebfn nh\u1ea5t l\u00e0 nh\u1ea7m l\u1eabn gi\u1eefa c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ecb th\u1ef1c v\u1edbi th\u1ee7 t\u1ee5c xin c\u01b0 tr\u00fa. Th\u00f4ng tin ch\u00ednh th\u1ee9c t\u1eeb B\u1ed9 Ngo\u1ea1i giao n\u00eau r\u00f5 m\u1ee9c b\u1ea3o hi\u1ec3m y t\u1ebf du l\u1ecbch t\u1ed1i thi\u1ec3u l\u00e0 30.000 EUR khi n\u1ed9p \u0111\u01a1n xin th\u1ecb th\u1ef1c. <strong>\u0110\u00e2y l\u00e0 y\u00eau c\u1ea7u v\u1ec1 th\u1ecb th\u1ef1c, ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ee9c b\u1ea3o hi\u1ec3m c\u01b0 tr\u00fa chung \u0111\u00e3 \u0111\u01b0\u1ee3c x\u00e1c nh\u1eadn<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n ho\u1eb7c c\u01a1 s\u1edf ph\u00e1p l\u00fd \u00e1p d\u1ee5ng cho tr\u01b0\u1eddng h\u1ee3p c\u1ee7a b\u1ea1n kh\u00f4ng quy \u0111\u1ecbnh s\u1ed1 ti\u1ec1n n\u00e0y, th\u00ec kh\u00f4ng \u0111\u01b0\u1ee3c t\u1ef1 \u00fd b\u1ed5 sung n\u00f3 nh\u01b0 m\u1ed9t kho\u1ea3n b\u1eaft bu\u1ed9c ch\u1ec9 v\u00ec s\u1ed1 ti\u1ec1n n\u00e0y th\u01b0\u1eddng xu\u1ea5t hi\u1ec7n trong c\u00e1c t\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn th\u1ecb th\u1ef1c. T\u01b0\u01a1ng t\u1ef1, c\u00e1c \u0111i\u1ec1u ki\u1ec7n v\u1ec1 l\u00e3nh th\u1ed5 v\u00e0 th\u1eddi h\u1ea1n c\u1ee7a b\u1ea3o hi\u1ec3m th\u1ecb th\u1ef1c kh\u00f4ng n\u00ean t\u1ef1 \u0111\u1ed9ng \u0111\u01b0\u1ee3c coi l\u00e0 c\u00e1c th\u00f4ng s\u1ed1 b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi m\u1ecdi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c n\u1ed9p trong th\u1ee7 t\u1ee5c xin c\u01b0 tr\u00fa.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Th\u1ecb th\u1ef1c v\u00e0 gi\u1ea5y ph\u00e9p c\u01b0 tr\u00fa l\u00e0 hai th\u1ee7 t\u1ee5c ri\u00eang bi\u1ec7t. M\u1ed9t ng\u01b0\u1eddi c\u00f3 th\u1ec3 c\u1ea7n c\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd v\u1edbi m\u1ee5c \u0111\u00edch kh\u00e1c nhau \u1edf c\u00e1c giai \u0111o\u1ea1n kh\u00e1c nhau. Do \u0111\u00f3, b\u1ea1n n\u00ean x\u00e1c \u0111\u1ecbnh r\u00f5 m\u1ee5c \u0111\u00edch xin gi\u1ea5y t\u1edd tr\u01b0\u1edbc, sau \u0111\u00f3 m\u1edbi l\u1ef1a ch\u1ecdn ph\u1ea1m vi v\u00e0 th\u1eddi h\u1ea1n hi\u1ec7u l\u1ef1c.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sai l\u1ea7m th\u1ee9 hai l\u00e0 k\u1ef3 v\u1ecdng v\u00e0o vi\u1ec7c \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn ch\u1eafc ch\u1eafn. C\u00f4ng ty b\u1ea3o hi\u1ec3m ch\u1ec9 m\u00f4 t\u1ea3 ph\u1ea1m vi c\u1ee7a h\u1ee3p \u0111\u1ed3ng, trong khi c\u01a1 quan ch\u1ee9c n\u0103ng s\u1ebd xem x\u00e9t c\u00e1c t\u00e0i li\u1ec7u trong t\u1eebng tr\u01b0\u1eddng h\u1ee3p c\u1ee5 th\u1ec3. <strong>Vi\u1ec7c mua s\u1ea3n ph\u1ea9m kh\u00f4ng \u0111\u1ea3m b\u1ea3o s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c quy\u1ebft \u0111\u1ecbnh thu\u1eadn l\u1ee3i<\/strong>. N\u1ebfu t\u00ecnh hu\u1ed1ng th\u1ef1c t\u1ebf kh\u00f4ng \u0111i\u1ec3n h\u00ecnh ho\u1eb7c c\u01a1 quan ch\u1ee9c n\u0103ng \u0111\u00e3 y\u00eau c\u1ea7u b\u1ed5 sung h\u1ed3 s\u01a1, h\u00e3y tu\u00e2n th\u1ee7 n\u1ed9i dung c\u1ee7a th\u00f4ng b\u00e1o v\u00e0 c\u00e1c quy \u0111\u1ecbnh c\u1ee7a th\u1ee7 t\u1ee5c t\u01b0\u01a1ng \u1ee9ng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\">C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/h2>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\" id=\"czy-kazda-osoba-ubiegajaca-sie-o-karte-pobytu-musi-kupic-prywatna-polise\">C\u00f3 ph\u1ea3i m\u1ecdi ng\u01b0\u1eddi n\u1ed9p \u0111\u01a1n xin th\u1ebb c\u01b0 tr\u00fa \u0111\u1ec1u ph\u1ea3i mua b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng th\u1ec3 k\u1ebft lu\u1eadn \u0111i\u1ec1u n\u00e0y n\u1ebfu kh\u00f4ng x\u00e1c \u0111\u1ecbnh r\u00f5 lo\u1ea1i gi\u1ea5y ph\u00e9p v\u00e0 t\u00ecnh h\u00ecnh c\u1ee5 th\u1ec3 c\u1ee7a ng\u01b0\u1eddi n\u1ed9p \u0111\u01a1n. Trong m\u1ed9t s\u1ed1 th\u1ee7 t\u1ee5c nh\u1ea5t \u0111\u1ecbnh, c\u00e1c quy \u0111\u1ecbnh cho ph\u00e9p \u00e1p d\u1ee5ng c\u00e1c ph\u01b0\u01a1ng \u00e1n thay th\u1ebf \u0111\u1ec3 \u0111\u00e1p \u1ee9ng \u0111i\u1ec1u ki\u1ec7n v\u1ec1 b\u1ea3o hi\u1ec3m. <strong>Tr\u01b0\u1edbc ti\u00ean, h\u00e3y ki\u1ec3m tra c\u01a1 s\u1edf ph\u00e1p l\u00fd cho vi\u1ec7c l\u01b0u tr\u00fa<\/strong>, ch\u1ee9 kh\u00f4ng ph\u1ea3i ch\u1ec9 t\u00ean c\u1ee7a v\u0103n b\u1ea3n d\u1ef1 ki\u1ebfn ban h\u00e0nh.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-polisa-musi-miec-sume-30-000-eur\">H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 b\u1eaft bu\u1ed9c ph\u1ea3i c\u00f3 m\u1ee9c b\u1ed3i th\u01b0\u1eddng l\u00e0 30.000 EUR kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">S\u1ed1 ti\u1ec1n t\u1ed1i thi\u1ec3u 30.000 EUR \u0111\u00e3 \u0111\u01b0\u1ee3c x\u00e1c nh\u1eadn trong th\u00f4ng tin ch\u00ednh th\u1ee9c v\u1ec1 b\u1ea3o hi\u1ec3m y t\u1ebf k\u00e8m theo \u0111\u01a1n xin th\u1ecb th\u1ef1c. C\u00e1c quy \u0111\u1ecbnh \u0111\u01b0\u1ee3c vi\u1ec7n d\u1eabn cho c\u00e1c th\u1ee7 t\u1ee5c xin c\u01b0 tr\u00fa kh\u00f4ng quy \u0111\u1ecbnh \u0111\u00e2y l\u00e0 m\u1ee9c t\u1ed1i thi\u1ec3u duy nh\u1ea5t \u00e1p d\u1ee5ng cho t\u1eebng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n. <strong>Kh\u00f4ng t\u1ef1 \u0111\u1ed9ng \u00e1p d\u1ee5ng y\u00eau c\u1ea7u v\u1ec1 th\u1ecb th\u1ef1c v\u00e0o h\u1ed3 s\u01a1 c\u01b0 tr\u00fa<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-nnw-i-oc-w-zyciu-prywatnym-sa-obowiazkowe\">B\u1ea3o hi\u1ec3m tai n\u1ea1n (NNW) v\u00e0 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (OC) trong \u0111\u1eddi s\u1ed1ng c\u00e1 nh\u00e2n c\u00f3 b\u1eaft bu\u1ed9c kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m chung (OWU) c\u1ee7a TUZ Ubezpieczenia n\u0103m 2026 quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m tai n\u1ea1n (NNW) v\u00e0 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (OC) trong \u0111\u1eddi s\u1ed1ng c\u00e1 nh\u00e2n l\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n m\u1edf r\u1ed9ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m. <strong>\u0110\u00e2y l\u00e0 c\u00e1c ph\u1ee5 l\u1ee5c trong t\u00e0i li\u1ec7u n\u00e0y<\/strong>, ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 b\u1eb1ng ch\u1ee9ng cho th\u1ea5y t\u00ednh b\u1eaft bu\u1ed9c c\u1ee7a ch\u00fang trong m\u1ecdi th\u1ee7 t\u1ee5c t\u1ed1 t\u1ee5ng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-urzad-na-pewno-zaakceptuje-polise-kupiona-online\">C\u01a1 quan ch\u1ee9c n\u0103ng c\u00f3 ch\u1eafc ch\u1eafn ch\u1ea5p nh\u1eadn h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m mua tr\u1ef1c tuy\u1ebfn kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1ch th\u1ee9c mua h\u00e0ng kh\u00f4ng quy\u1ebft \u0111\u1ecbnh vi\u1ec7c \u0111\u00e1nh gi\u00e1 t\u00e0i li\u1ec7u. \u0110i\u1ec1u quan tr\u1ecdng l\u00e0 ph\u1ea3i \u0111\u00e1p \u1ee9ng c\u00e1c \u0111i\u1ec1u ki\u1ec7n \u00e1p d\u1ee5ng cho th\u1ee7 t\u1ee5c c\u1ee5 th\u1ec3 \u0111\u00f3 v\u00e0 c\u00e1c b\u1eb1ng ch\u1ee9ng \u0111\u01b0\u1ee3c tr\u00ecnh b\u00e0y ph\u1ea3i ph\u00f9 h\u1ee3p v\u1edbi t\u00ecnh h\u00ecnh th\u1ef1c t\u1ebf c\u1ee7a v\u1ee5 vi\u1ec7c. <strong>Kh\u00f4ng c\u00f3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng m\u1ed9t s\u1ea3n ph\u1ea9m c\u1ee5 th\u1ec3 s\u1ebd \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn<\/strong> ch\u1ec9 \u0111\u01a1n gi\u1ea3n v\u00ec n\u00f3 c\u00f3 s\u1eb5n tr\u00ean m\u1ea1ng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"co-sprawdzic-tuz-przed-zlozeniem-wniosku\">C\u1ea7n ki\u1ec3m tra nh\u1eefng g\u00ec ngay tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y \u0111\u1ed1i chi\u1ebfu th\u00f4ng tin c\u00e1 nh\u00e2n, khu v\u1ef1c v\u00e0 th\u1eddi h\u1ea1n b\u1ea3o v\u1ec7 v\u1edbi c\u00e1c t\u00e0i li\u1ec7u trong h\u1ed3 s\u01a1 c\u1ee7a b\u1ea1n. \u0110\u1ed3ng th\u1eddi, h\u00e3y ki\u1ec3m tra h\u01b0\u1edbng d\u1eabn hi\u1ec7n h\u00e0nh c\u1ee7a c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n v\u00e0 x\u00e1c minh xem c\u00e1c t\u00e0i li\u1ec7u li\u00ean quan c\u00f3 c\u00f2n hi\u1ec7u l\u1ef1c hay kh\u00f4ng. B\u1ea1n c\u00f3 th\u1ec3 t\u00ecm th\u1ea5y danh s\u00e1ch chi ti\u1ebft h\u01a1n trong c\u1ea9m nang <a href=\"https:\/\/polisarium.pl\/vi\/huong-dan\/bao-hiem-cho-nguoi-nuoc-ngoai\/ubezpieczenie-zdrowotne-dla-karty-pobytu-co-musisz-wiedziec-przed-zlozeniem-wniosku\/\">Nh\u1eefng \u0111i\u1ec1u c\u1ea7n ki\u1ec3m tra tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n xin th\u1ebb c\u01b0 tr\u00fa<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-jedna-polisa-moze-sluzyc-takze-do-wizy\">M\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 d\u00f9ng \u0111\u1ec3 xin th\u1ecb th\u1ef1c kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng n\u00ean suy lu\u1eadn \u0111i\u1ec1u n\u00e0y ch\u1ec9 d\u1ef1a tr\u00ean t\u00ean g\u1ecdi c\u1ee7a s\u1ea3n ph\u1ea9m. C\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ecb th\u1ef1c v\u00e0 c\u01b0 tr\u00fa \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh theo c\u00e1c quy \u0111\u1ecbnh ri\u00eang bi\u1ec7t. <strong>Tr\u01b0\u1edbc khi mua, c\u1ea7n x\u00e1c nh\u1eadn m\u1ee5c \u0111\u00edch c\u1ee7a t\u00e0i li\u1ec7u<\/strong> v\u00e0 so s\u00e1nh c\u00e1c th\u00f4ng s\u1ed1 k\u1ef9 thu\u1eadt c\u1ee7a n\u00f3 v\u1edbi c\u00e1c y\u00eau c\u1ea7u c\u1ee7a quy tr\u00ecnh c\u1ee5 th\u1ec3 \u0111\u00f3.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"co-zrobic-dalej\">Ti\u1ebfp theo n\u00ean l\u00e0m g\u00ec?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc ti\u00ean, h\u00e3y x\u00e1c \u0111\u1ecbnh lo\u1ea1i gi\u1ea5y ph\u00e9p, tham kh\u1ea3o h\u01b0\u1edbng d\u1eabn c\u1ee7a c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n v\u00e0 chu\u1ea9n b\u1ecb danh s\u00e1ch c\u00e1c th\u00f4ng tin m\u00e0 t\u00e0i li\u1ec7u \u0111\u00f3 ph\u1ea3i x\u00e1c nh\u1eadn. Sau \u0111\u00f3, so s\u00e1nh c\u00e1c y\u00eau c\u1ea7u n\u00e0y v\u1edbi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a h\u1ee3p \u0111\u1ed3ng. <strong>H\u00e3y l\u01b0u gi\u1eef \u0111\u1ea7y \u0111\u1ee7 c\u00e1c t\u00e0i li\u1ec7u v\u00e0 ki\u1ec3m tra th\u1eddi h\u1ea1n hi\u1ec7u l\u1ef1c c\u1ee7a ch\u00fang<\/strong> cho \u0111\u1ebfn khi v\u1ee5 vi\u1ec7c \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft xong.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n c\u1ea7n b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i trong th\u1eddi gian h\u1ecd l\u01b0u tr\u00fa t\u1ea1i Ba Lan, b\u1ea1n c\u00f3 th\u1ec3 t\u00ednh to\u00e1n m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m v\u00e0 ho\u00e0n t\u1ea5t th\u1ee7 t\u1ee5c mua b\u1ea3o hi\u1ec3m qua bi\u1ec3u m\u1eabu \u0111\u00e3 \u0111\u01b0\u1ee3c x\u00e1c minh tr\u00ean trang web c\u1ee7a ch\u00fang t\u00f4i.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/polisarium.pl\/vi\/may-tinh\/du-lich-2\/\">T\u00cdNH PH\u00cd B\u1ea2O HI\u1ec2M V\u00c0 MUA TR\u1ef0C TUY\u1ebeN<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc khi k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng, h\u00e3y \u0111\u1ecdc k\u1ef9 t\u00e0i li\u1ec7u ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m. Trong tr\u01b0\u1eddng h\u1ee3p c\u00f3 s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa th\u00f4ng tin chung v\u00e0 y\u00eau c\u1ea7u c\u1ee5 th\u1ec3 trong tr\u01b0\u1eddng h\u1ee3p c\u1ee7a b\u1ea1n <strong>C\u01a1 s\u1edf v\u00e0 n\u1ed9i dung ch\u00ednh x\u00e1c c\u1ee7a th\u00f4ng b\u00e1o t\u1eeb c\u01a1 quan ch\u1ee9c n\u0103ng c\u00f3 \u00fd ngh\u0129a quy\u1ebft \u0111\u1ecbnh<\/strong>, ch\u1ee9 kh\u00f4ng ph\u1ea3i thu\u1eadt ng\u1eef vi\u1ebft t\u1eaft \u201eh\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m k\u00e8m th\u1ebb c\u01b0 tr\u00fa\u201d.<\/p>","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m k\u00e8m theo th\u1ebb c\u01b0 tr\u00fa kh\u00f4ng c\u00f3 m\u1ed9t ti\u00eau chu\u1ea9n chung duy nh\u1ea5t. C\u00e1c y\u00eau c\u1ea7u li\u00ean quan \u0111\u1ebfn \u0111i\u1ec1u ki\u1ec7n c\u1ee7a gi\u1ea5y ph\u00e9p c\u1ee5 th\u1ec3, ch\u1ee9 kh\u00f4ng ph\u1ea3i b\u1ea3n th\u00e2n t\u1ea5m th\u1ebb nh\u1ef1a \u0111\u00f3. Do \u0111\u00f3, tr\u01b0\u1edbc khi\u2026<\/p>","protected":false},"author":1,"featured_media":5407,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[51],"tags":[92,94,91,93],"class_list":["post-5408","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ubezpieczenie-cudzoziemca","tag-polisa-do-karty-pobytu-wymagania","tag-ubezpieczenie-dla-cudzoziemca","tag-ubezpieczenie-do-karty-pobytu","tag-ubezpieczenie-legalizacyjne"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie do karty pobytu: wymagania i suma gwarancyjna<\/title>\n<meta name=\"description\" content=\"Dowiedz si\u0119, jakie ubezpieczenie do karty pobytu jest wymagane. 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