{"id":5903,"date":"2026-11-04T17:39:49","date_gmt":"2026-11-04T16:39:49","guid":{"rendered":"https:\/\/polisarium.pl\/?p=5903"},"modified":"2026-11-04T17:39:49","modified_gmt":"2026-11-04T16:39:49","slug":"sau-khi-mua-xe","status":"publish","type":"post","link":"https:\/\/polisarium.pl\/vi\/poradnik\/ubezpieczenie-oc\/oc-po-kupnie-auta\/","title":{"rendered":"B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 sau khi mua xe \u2013 c\u00f3 bao nhi\u00eau th\u1eddi gian v\u00e0 c\u1ea7n l\u00e0m g\u00ec?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Vi\u1ec7c mua xe \u0111\u00e3 qua s\u1eed d\u1ee5ng kh\u00f4ng ch\u1ec9 d\u1eebng l\u1ea1i \u1edf vi\u1ec7c k\u00fd h\u1ee3p \u0111\u1ed3ng v\u00e0 nh\u1eadn ch\u00eca kh\u00f3a. B\u1ea1n c\u00f2n c\u1ea7n x\u00e1c \u0111\u1ecbnh lo\u1ea1i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (OC) n\u00e0o \u0111\u01b0\u1ee3c g\u1eafn v\u1edbi chi\u1ebfc xe, th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m k\u00e9o d\u00e0i \u0111\u1ebfn khi n\u00e0o v\u00e0 th\u1ee7 t\u1ee5c m\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u00f3 quy \u0111\u1ecbnh l\u00e0 g\u00ec. \u0110\u1eebng ch\u1ec9 hi\u1ec3u \u0111\u01a1n gi\u1ea3n l\u00e0 \u201echuy\u1ec3n nh\u01b0\u1ee3ng b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1\u201d, v\u00ec thu\u1eadt ng\u1eef n\u00e0y c\u00f3 th\u1ec3 \u00e1m ch\u1ec9 m\u1ed9t s\u1ed1 thao t\u00e1c kh\u00e1c nhau: ti\u1ebfp t\u1ee5c s\u1eed d\u1ee5ng h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 nh\u1eadn chuy\u1ec3n nh\u01b0\u1ee3ng, c\u1eadp nh\u1eadt th\u00f4ng tin, xin c\u1ea5p b\u1ea3n sao gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m ho\u1eb7c ch\u1ea5m d\u1ee9t h\u1ee3p \u0111\u1ed3ng c\u0169 v\u00e0 k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng m\u1edbi. Tr\u01b0\u1edbc ti\u00ean, h\u00e3y ki\u1ec3m tra <strong>ng\u00e0y k\u1ebft th\u00fac th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m<\/strong>, <strong>t\u00ean c\u00f4ng ty b\u1ea3o hi\u1ec3m<\/strong> v\u00e0 c\u00e1c th\u00f4ng tin \u0111\u01b0\u1ee3c ghi tr\u00ean t\u00e0i li\u1ec7u. Ch\u1ec9 khi \u0111\u00f3, b\u1ea1n m\u1edbi n\u00ean quy\u1ebft \u0111\u1ecbnh <strong>quy\u1ebft \u0111\u1ecbnh: ti\u1ebfp t\u1ee5c hay ch\u1ea5m d\u1ee9t<\/strong>. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 quy tr\u00ecnh x\u1eed l\u00fd \u0111\u01b0\u1ee3c s\u1eafp x\u1ebfp h\u1ee3p l\u00fd, d\u1ef1a tr\u00ean c\u00e1c th\u1ee7 t\u1ee5c c\u1ee5 th\u1ec3 c\u1ee7a TUZ Ubezpieczenia v\u00e0 Allianz.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"wp-block-paragraph\">M\u1ee5c l\u1ee5c<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"#ile-czasu-na-oc-po-zakupie-auta\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ho\u00e0n t\u1ea5t th\u1ee7 t\u1ee5c b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 sau khi mua xe?<\/a><\/li>\n\n\n\n<li><a href=\"#co-dzieje-sie-z-umowa-oc\">H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 hi\u1ec7n t\u1ea1i s\u1ebd ra sao?<\/a><\/li>\n\n\n\n<li><a href=\"#kontynuacja-czy-wypowiedzenie\">Ti\u1ebfp t\u1ee5c hay ch\u1ea5m d\u1ee9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u01b0\u1ee3c chuy\u1ec3n nh\u01b0\u1ee3ng?<\/a><\/li>\n\n\n\n<li><a href=\"#jakie-dokumenty-przygotowac\">C\u1ea7n chu\u1ea9n b\u1ecb nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o?<\/a><\/li>\n\n\n\n<li><a href=\"#plan-dzialania-krok-po-kroku\">K\u1ebf ho\u1ea1ch h\u00e0nh \u0111\u1ed9ng t\u1eebng b\u01b0\u1edbc m\u1ed9t<\/a><\/li>\n\n\n\n<li><a href=\"#faq\">C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><\/li>\n<\/ol>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"ile-czasu-na-oc-po-zakupie-auta\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ho\u00e0n t\u1ea5t th\u1ee7 t\u1ee5c b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 sau khi mua xe?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng c\u00f3 \u00fd ngh\u0129a g\u00ec khi t\u00ecm ki\u1ebfm m\u1ed9t con s\u1ed1 c\u1ee5 th\u1ec3 v\u1ec1 s\u1ed1 ng\u00e0y \u0111\u1ec3 m\u00f4 t\u1ea3 t\u1ea5t c\u1ea3 c\u00e1c th\u1ee7 t\u1ee5c sau khi mua xe. C\u1ea7n xem x\u00e9t ri\u00eang bi\u1ec7t th\u1eddi h\u1ea1n c\u1ee7a h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 chuy\u1ec3n nh\u01b0\u1ee3ng, th\u1ee7 t\u1ee5c c\u1eadp nh\u1eadt th\u00f4ng tin v\u00e0 vi\u1ec7c ch\u1ea5m d\u1ee9t h\u1ee3p \u0111\u1ed3ng (n\u1ebfu c\u00f3). Trong c\u00e1c \u0111i\u1ec1u kho\u1ea3n hi\u1ec7n h\u00e0nh c\u1ee7a TUZ Ubezpieczenia c\u0169ng nh\u01b0 trong h\u01b0\u1edbng d\u1eabn c\u1ee7a Allianz d\u00e0nh cho ng\u01b0\u1eddi mua xe, m\u1ed1c th\u1eddi gian tham chi\u1ebfu l\u00e0 kho\u1ea3ng th\u1eddi gian \u0111\u01b0\u1ee3c n\u00eau trong h\u1ee3p \u0111\u1ed3ng hi\u1ec7n t\u1ea1i, ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 th\u1eddi h\u1ea1n chung cho vi\u1ec7c \u201echuy\u1ec3n nh\u01b0\u1ee3ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m\u201d theo c\u00e1ch g\u1ecdi th\u00f4ng th\u01b0\u1eddng.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V\u00ec v\u1eady, h\u00e3y b\u1eaft \u0111\u1ea7u t\u1eeb t\u00e0i li\u1ec7u do ng\u01b0\u1eddi b\u00e1n cung c\u1ea5p. Ki\u1ec3m tra ng\u00e0y b\u1eaft \u0111\u1ea7u v\u00e0 ng\u00e0y k\u1ebft th\u00fac th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m, s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, s\u1ed1 \u0111\u0103ng k\u00fd xe ho\u1eb7c s\u1ed1 VIN, c\u0169ng nh\u01b0 t\u00ean c\u00f4ng ty b\u1ea3o hi\u1ec3m. N\u1ebfu thi\u1ebfu b\u1ea5t k\u1ef3 th\u00f4ng tin n\u00e0o ho\u1eb7c c\u00f3 th\u00f4ng tin g\u00e2y nghi ng\u1edd, h\u00e3y y\u00eau c\u1ea7u c\u00f4ng ty b\u1ea3o hi\u1ec3m h\u01b0\u1edbng d\u1eabn th\u1ee7 t\u1ee5c ph\u00f9 h\u1ee3p cho h\u1ee3p \u0111\u1ed3ng c\u1ee5 th\u1ec3 n\u00e0y. H\u00e3y l\u00e0m theo <strong>ch\u00ednh x\u00e1c nh\u01b0 nh\u1eefng g\u00ec c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u00f3 y\u00eau c\u1ea7u<\/strong>, thay v\u00ec ch\u1ec9 d\u1ef1a v\u00e0o danh s\u00e1ch chung chung t\u00ecm th\u1ea5y tr\u00ean m\u1ea1ng.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u00ean th\u1ef1c t\u1ebf, t\u1ed1t nh\u1ea5t l\u00e0 b\u1ea1n n\u00ean ti\u1ebfn h\u00e0nh vi\u1ec7c n\u00e0y ngay sau khi nh\u1eadn xe. Kh\u00f4ng ph\u1ea3i v\u00ec c\u00f3 th\u1ec3 \u0111\u01b0a ra m\u1ed9t th\u1eddi h\u1ea1n chung cho ng\u01b0\u1eddi mua, m\u00e0 b\u1edfi v\u00ec vi\u1ec7c ki\u1ec3m tra nhanh ch\u00f3ng s\u1ebd gi\u00fap b\u1ea1n n\u1eafm r\u00f5 t\u00ecnh tr\u1ea1ng h\u1ee3p \u0111\u1ed3ng v\u00e0 tr\u00e1nh \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh d\u1ef1a tr\u00ean th\u00f4ng tin \u0111\u00e3 l\u1ed7i th\u1eddi. N\u1ebfu b\u1ea1n c\u1ea7n gi\u1ea3i th\u00edch chi ti\u1ebft h\u01a1n v\u1ec1 s\u1ea3n ph\u1ea9m, h\u00e3y truy c\u1eadp trang web <a href=\"https:\/\/polisarium.pl\/vi\/chiec-xe\/bao-hiem-trach-nhiem-dan-su\/\">B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 xe \u00f4 t\u00f4<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"co-dzieje-sie-z-umowa-oc\">H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 hi\u1ec7n t\u1ea1i s\u1ebd ra sao?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a H\u1ee3p \u0111\u1ed3ng B\u1ea3o hi\u1ec3m TUZ ng\u00e0y 15 th\u00e1ng 7 n\u0103m 2026 quy \u0111\u1ecbnh r\u1eb1ng sau khi chuy\u1ec3n quy\u1ec1n s\u1edf h\u1eefu ph\u01b0\u01a1ng ti\u1ec7n sang ch\u1ee7 s\u1edf h\u1eefu m\u1edbi, c\u00e1c quy\u1ec1n l\u1ee3i sau \u0111\u00e2y s\u1ebd \u0111\u01b0\u1ee3c chuy\u1ec3n giao <strong>quy\u1ec1n v\u00e0 ngh\u0129a v\u1ee5 theo h\u1ee3p \u0111\u1ed3ng hi\u1ec7n t\u1ea1i<\/strong>. Quy \u0111\u1ecbnh n\u00e0y \u00e1p d\u1ee5ng cho m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee5 th\u1ec3 t\u1ea1i C\u00f4ng ty B\u1ea3o hi\u1ec3m TUZ v\u00e0 kh\u00f4ng n\u00ean t\u1ef1 \u0111\u1ed9ng \u0111\u01b0\u1ee3c m\u1edf r\u1ed9ng sang c\u00e1c th\u1ee7 t\u1ee5c c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00e1c.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1c \u0111i\u1ec1u kho\u1ea3n \u0111\u00f3 c\u0169ng n\u00eau r\u00f5 r\u1eb1ng h\u1ee3p \u0111\u1ed3ng c\u00f3 hi\u1ec7u l\u1ef1c <strong>cho \u0111\u1ebfn khi k\u1ebft th\u00fac th\u1eddi h\u1ea1n m\u00e0 h\u1ee3p \u0111\u1ed3ng \u0111\u01b0\u1ee3c k\u00fd k\u1ebft<\/strong>, tr\u1eeb khi ch\u1ee7 s\u1edf h\u1eefu m\u1edbi th\u00f4ng b\u00e1o ch\u1ea5m d\u1ee9t h\u1ee3p \u0111\u1ed3ng. Trong tr\u01b0\u1eddng h\u1ee3p th\u00f4ng b\u00e1o ch\u1ea5m d\u1ee9t, h\u1ee3p \u0111\u1ed3ng s\u1ebd ch\u1ea5m d\u1ee9t v\u00e0o ng\u00e0y th\u00f4ng b\u00e1o. Theo quy \u0111\u1ecbnh c\u1ee7a v\u0103n b\u1ea3n n\u00e0y, ch\u1ee7 s\u1edf h\u1eefu m\u1edbi ph\u1ea3i th\u1ef1c hi\u1ec7n vi\u1ec7c n\u00e0y b\u1eb1ng v\u0103n b\u1ea3n, do \u0111\u00f3 quy\u1ebft \u0111\u1ecbnh n\u00e0y ph\u1ea3i \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n <strong>theo h\u00ecnh th\u1ee9c quy \u0111\u1ecbnh trong c\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n c\u1ee7a H\u1ee3p \u0111\u1ed3ng B\u1ea3o hi\u1ec3m<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">H\u01b0\u1edbng d\u1eabn c\u1ee7a Allianz n\u0103m 2025 d\u00e0nh cho ng\u01b0\u1eddi \u0111\u00e3 mua xe \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m t\u1ea1i Allianz n\u00eau ra hai ph\u01b0\u01a1ng \u00e1n. Ng\u01b0\u1eddi mua c\u00f3 th\u1ec3 ti\u1ebfp t\u1ee5c s\u1eed d\u1ee5ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u01b0\u1ee3c chuy\u1ec3n nh\u01b0\u1ee3ng cho \u0111\u1ebfn khi h\u1ebft h\u1ea1n b\u1ea3o hi\u1ec3m ho\u1eb7c ch\u1ea5m d\u1ee9t h\u1ee3p \u0111\u1ed3ng \u0111\u00f3 v\u00e0 k\u00fd k\u1ebft m\u1ed9t h\u1ee3p \u0111\u1ed3ng m\u1edbi. \u0110\u00e2y c\u0169ng l\u00e0 th\u1ee7 t\u1ee5c \u00e1p d\u1ee5ng ri\u00eang cho t\u1eebng c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3. <strong>Kh\u00f4ng n\u00ean \u00e1p d\u1ee5ng c\u00e1c quy t\u1eafc c\u1ee7a m\u1ed9t c\u01a1 s\u1edf n\u00e0y sang c\u01a1 s\u1edf kh\u00e1c<\/strong> m\u00e0 kh\u00f4ng ki\u1ec3m tra c\u00e1c t\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00f3.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ch\u1ec9 ri\u00eang t\u00ean g\u1ecdi \u201eOC\u201d l\u00e0 ch\u01b0a \u0111\u1ee7 \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 c\u00e1c y\u1ebfu t\u1ed1 b\u1ea3o v\u1ec7 kh\u00e1c c\u1ee7a chi\u1ebfc xe. N\u1ebfu khi xem x\u00e9t chi\u1ebfc xe, b\u1ea1n c\u0169ng \u0111ang ph\u00e2n t\u00edch b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n cho ph\u01b0\u01a1ng ti\u1ec7n c\u1ee7a m\u00ecnh, h\u00e3y coi \u0111\u00f3 l\u00e0 m\u1ed9t ch\u1ee7 \u0111\u1ec1 ri\u00eang bi\u1ec7t v\u00e0 ki\u1ec3m tra <a href=\"https:\/\/polisarium.pl\/vi\/chiec-xe\/bao-hiem-ac\/\">Ph\u1ea1m vi b\u1ea3o hi\u1ec3m AC<\/a>. \u0110\u1eebng cho r\u1eb1ng th\u1ee7 t\u1ee5c li\u00ean quan \u0111\u1ebfn b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (OC) \u0111\u00e3 \u0111\u01b0\u1ee3c chuy\u1ec3n nh\u01b0\u1ee3ng c\u0169ng \u00e1p d\u1ee5ng cho c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ed5 sung.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"kontynuacja-czy-wypowiedzenie\">Ti\u1ebfp t\u1ee5c hay ch\u1ea5m d\u1ee9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u01b0\u1ee3c chuy\u1ec3n nh\u01b0\u1ee3ng?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc ti\u00ean, h\u00e3y so s\u00e1nh hai ph\u01b0\u01a1ng \u00e1n t\u1ed5 ch\u1ee9c. Trong tr\u01b0\u1eddng h\u1ee3p gia h\u1ea1n, b\u1ea1n c\u1ea7n x\u00e1c \u0111\u1ecbnh nh\u1eefng th\u00f4ng tin n\u00e0o c\u1ea7n c\u1eadp nh\u1eadt v\u00e0 li\u1ec7u c\u00f3 c\u1ea7n l\u1eadp m\u1ed9t v\u0103n b\u1ea3n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u1edbi hay kh\u00f4ng. Trong tr\u01b0\u1eddng h\u1ee3p ch\u1ea5m d\u1ee9t h\u1ee3p \u0111\u1ed3ng, b\u1ea1n c\u1ea7n ki\u1ec3m tra h\u00ecnh th\u1ee9c \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m ch\u1ea5p nh\u1eadn c\u0169ng nh\u01b0 ng\u00e0y m\u00e0 h\u1ee3p \u0111\u1ed3ng hi\u1ec7n t\u1ea1i s\u1ebd h\u1ebft hi\u1ec7u l\u1ef1c. Trong c\u1ea3 hai tr\u01b0\u1eddng h\u1ee3p, \u0111i\u1ec1u quan tr\u1ecdng nh\u1ea5t l\u00e0 <strong>ng\u00e0y h\u1ebft h\u1ea1n b\u1ea3o h\u1ed9 \u0111\u01b0\u1ee3c ghi trong t\u00e0i li\u1ec7u<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"gdy-chcesz-kontynuowac-umowe\">Khi b\u1ea1n mu\u1ed1n ti\u1ebfp t\u1ee5c h\u1ee3p \u0111\u1ed3ng<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Theo quy tr\u00ecnh c\u1ee7a Allianz, ng\u01b0\u1eddi mua c\u00f3 th\u1ec3 ti\u1ebfp t\u1ee5c s\u1eed d\u1ee5ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u01b0\u1ee3c chuy\u1ec3n nh\u01b0\u1ee3ng cho \u0111\u1ebfn khi h\u1ebft h\u1ea1n. N\u1ebfu b\u1ea1n ch\u1ecdn ph\u01b0\u01a1ng \u00e1n n\u00e0y, h\u00e3y chu\u1ea9n b\u1ecb c\u00e1c th\u00f4ng tin c\u1ea7n thi\u1ebft \u0111\u1ec3 c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c chi\u1ebfc xe, h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 ch\u1ee7 s\u1edf h\u1eefu m\u1edbi. Ngo\u00e0i ra, h\u00e3y y\u00eau c\u1ea7u <strong>x\u00e1c nh\u1eadn t\u00ecnh tr\u1ea1ng hi\u1ec7n t\u1ea1i c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/strong> v\u00e0 th\u00f4ng tin v\u1ec1 vi\u1ec7c c\u01a1 s\u1edf c\u00f3 y\u00eau c\u1ea7u th\u00eam t\u00e0i li\u1ec7u n\u00e0o kh\u00e1c hay kh\u00f4ng.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u1eebng coi vi\u1ec7c gia h\u1ea1n l\u00e0 m\u1ed9t qu\u00e1 tr\u00ecnh \u201egia h\u1ea1n t\u1ef1 \u0111\u1ed9ng\u201d v\u1edbi c\u00e1c \u0111i\u1ec1u ki\u1ec7n ho\u00e0n to\u00e0n gi\u1ed1ng nhau. H\u00e3y tu\u00e2n theo nguy\u00ean t\u1eafc an to\u00e0n h\u01a1n: tr\u01b0\u1edbc ti\u00ean, h\u00e3y t\u00ecm hi\u1ec3u th\u1ee7 t\u1ee5c li\u00ean quan \u0111\u1ebfn s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh, sau \u0111\u00f3 cung c\u1ea5p c\u00e1c th\u00f4ng tin c\u1ea7n thi\u1ebft, v\u00e0 cu\u1ed1i c\u00f9ng l\u01b0u gi\u1eef ph\u1ea3n h\u1ed3i t\u1eeb c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"gdy-rozwazasz-wypowiedzenie\">Khi b\u1ea1n \u0111ang c\u00e2n nh\u1eafc vi\u1ec7c ch\u1ea5m d\u1ee9t h\u1ee3p \u0111\u1ed3ng<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Theo c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a TUZ Ubezpieczenia, ch\u1ee7 s\u1edf h\u1eefu m\u1edbi c\u00f3 th\u1ec3 <strong>ch\u1ea5m d\u1ee9t h\u1ee3p \u0111\u1ed3ng b\u1eb1ng v\u0103n b\u1ea3n<\/strong>. Trong tr\u01b0\u1eddng h\u1ee3p \u0111\u00f3, h\u1ee3p \u0111\u1ed3ng s\u1ebd ch\u1ea5m d\u1ee9t v\u00e0o ng\u00e0y th\u00f4ng b\u00e1o ch\u1ea5m d\u1ee9t. B\u00ean c\u1ea1nh \u0111\u00f3, h\u01b0\u1edbng d\u1eabn c\u1ee7a Allianz c\u0169ng n\u00eau r\u00f5 kh\u1ea3 n\u0103ng ch\u1ea5m d\u1ee9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u01b0\u1ee3c chuy\u1ec3n nh\u01b0\u1ee3ng v\u00e0 k\u00fd k\u1ebft m\u1ed9t h\u1ee3p \u0111\u1ed3ng m\u1edbi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u1eebng g\u1eedi th\u00f4ng b\u00e1o ch\u1ea5m d\u1ee9t h\u1ee3p \u0111\u1ed3ng cho \u0111\u1ebfn khi b\u1ea1n x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c ph\u01b0\u01a1ng \u00e1n b\u1ea3o hi\u1ec3m ti\u1ebfp theo cho chi\u1ebfc xe s\u1ebd nh\u01b0 th\u1ebf n\u00e0o. H\u00e3y ghi l\u1ea1i ng\u00e0y g\u1eedi t\u00e0i li\u1ec7u, k\u00eanh li\u00ean l\u1ea1c \u0111\u00e3 s\u1eed d\u1ee5ng v\u00e0 x\u00e1c nh\u1eadn \u0111\u00e3 nh\u1eadn. Quy tr\u00ecnh \u0111\u01a1n gi\u1ea3n n\u00e0y gi\u00fap b\u1ea1n sau n\u00e0y c\u00f3 th\u1ec3 t\u00e1i hi\u1ec7n l\u1ea1i tr\u00ecnh t\u1ef1 c\u00e1c b\u01b0\u1edbc th\u1ef1c hi\u1ec7n m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i d\u1ef1a v\u00e0o tr\u00ed nh\u1edb.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jakie-dokumenty-przygotowac\">C\u1ea7n chu\u1ea9n b\u1ecb nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd c\u1ea7n thi\u1ebft t\u00f9y thu\u1ed9c v\u00e0o c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 t\u00ecnh tr\u1ea1ng c\u1ee7a ph\u01b0\u01a1ng ti\u1ec7n. Theo h\u01b0\u1edbng d\u1eabn c\u1ee7a Allianz n\u0103m 2025, trong tr\u01b0\u1eddng h\u1ee3p gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi mua c\u00f3 th\u1ec3 n\u1ed9p <strong>\u0111\u01a1n \u0111\u0103ng k\u00fd c\u00f3 th\u00f4ng tin c\u1ee7a ch\u1ee7 s\u1edf h\u1eefu m\u1edbi<\/strong> k\u00e8m theo y\u00eau c\u1ea7u c\u1ea5p l\u1ea1i b\u1ea3n c\u1eadp nh\u1eadt c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. N\u1ebfu s\u1ed1 \u0111\u0103ng k\u00fd xe \u0111\u00e3 thay \u0111\u1ed5i, Allianz c\u0169ng y\u00eau c\u1ea7u <strong>b\u1ea3n sao gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111\u0103ng k\u00fd xe t\u1ea1m th\u1eddi ho\u1eb7c v\u0129nh vi\u1ec5n<\/strong> \u0111\u1ec3 c\u1eadp nh\u1eadt th\u00f4ng tin trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong>\u0110\u00e2y l\u00e0 <\/strong><strong>c\u00e1c y\u00eau c\u1ea7u \u0111\u01b0\u1ee3c n\u00eau trong quy tr\u00ecnh c\u1ee7a Allianz<\/strong>, ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 danh m\u1ee5c chung \u00e1p d\u1ee5ng cho t\u1ea5t c\u1ea3 c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1. Tr\u01b0\u1edbc khi g\u1eedi t\u00e0i li\u1ec7u, h\u00e3y ki\u1ec3m tra h\u01b0\u1edbng d\u1eabn c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m t\u01b0\u01a1ng \u1ee9ng v\u00e0 x\u00e1c minh xem c\u00f4ng ty \u0111\u00f3 c\u00f3 y\u00eau c\u1ea7u c\u00e1c m\u1eabu \u0111\u01a1n c\u1ee5 th\u1ec3 hay k\u00eanh truy\u1ec1n t\u1ea3i d\u1eef li\u1ec7u nh\u1ea5t \u0111\u1ecbnh hay kh\u00f4ng.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u1ec3 s\u1eafp x\u1ebfp m\u1ecdi vi\u1ec7c cho g\u1ecdn g\u00e0ng, h\u00e3y chu\u1ea9n b\u1ecb m\u1ed9t b\u1ed9 t\u00e0i li\u1ec7u l\u00e0m vi\u1ec7c:<\/p>\n\n<\/div><\/div>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfad62027-documents:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfad62027-documents ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfad62027-documents ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfad62027-documents .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfad62027-documents ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsfad62027-documents ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfad62027-documents ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfad62027-documents .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfad62027-documents ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsfad62027-documents .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-itemsfad62027-documents kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-fad62027-document-1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-fad62027-document-1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-fad62027-document-1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">b\u1ea3n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u1eadn \u0111\u01b0\u1ee3c t\u1eeb ng\u01b0\u1eddi b\u00e1n;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-fad62027-document-2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-fad62027-document-2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-fad62027-document-2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">s\u1ed1 \u0111\u0103ng k\u00fd v\u00e0 s\u1ed1 VIN c\u1ee7a xe;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-fad62027-document-3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-fad62027-document-3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-fad62027-document-3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">th\u00f4ng tin v\u1ec1 ch\u1ee7 s\u1edf h\u1eefu m\u1edbi;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-fad62027-document-4 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-fad62027-document-4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-fad62027-document-4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">gi\u1ea5y t\u1edd ch\u1ee9ng minh vi\u1ec7c mua h\u00e0ng, n\u1ebfu c\u00f4ng ty b\u1ea3o hi\u1ec3m y\u00eau c\u1ea7u;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-fad62027-document-5 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-fad62027-document-5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-fad62027-document-5 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">gi\u1ea5y \u0111\u0103ng k\u00fd xe, \u0111\u1eb7c bi\u1ec7t l\u00e0 khi s\u1ed1 \u0111\u0103ng k\u00fd \u0111\u00e3 thay \u0111\u1ed5i;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-fad62027-document-6 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-fad62027-document-6 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-fad62027-document-6 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">b\u1ea3n ghi ch\u00e9p trao \u0111\u1ed5i th\u01b0 t\u1eeb v\u00e0 x\u00e1c nh\u1eadn vi\u1ec7c chuy\u1ec3n giao t\u00e0i li\u1ec7u.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Danh s\u00e1ch n\u00e0y kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 m\u1ecdi m\u1ee5c trong \u0111\u00f3 \u0111\u1ec1u b\u1eaft bu\u1ed9c. Tuy nhi\u00ean, n\u00f3 gi\u00fap thu th\u1eadp <strong>b\u1ed9 th\u00f4ng tin c\u1ea7n thi\u1ebft \u0111\u1ec3 trao \u0111\u1ed5i v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m<\/strong>. B\u1ea1n c\u00f3 th\u1ec3 t\u00ecm hi\u1ec3u th\u00eam v\u1ec1 c\u00e1ch s\u1eafp x\u1ebfp t\u00e0i li\u1ec7u trong h\u01b0\u1edbng d\u1eabn n\u00e0y <a href=\"https:\/\/polisarium.pl\/vi\/huong-dan\/mau-don-bao-hiem\/hop-dong-mua-xe-o-to-va-bao-hiem-trach-nhiem-dan-su-can-nhung-giay-to-nao\/\">H\u1ee3p \u0111\u1ed3ng mua xe \u00f4 t\u00f4 v\u00e0 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 \u2013 c\u1ea7n nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"plan-dzialania-krok-po-kroku\">K\u1ebf ho\u1ea1ch h\u00e0nh \u0111\u1ed9ng t\u1eebng b\u01b0\u1edbc m\u1ed9t<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"odbierz-polise-od-sprzedajacego\">1. Nh\u1eadn h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u1eeb ng\u01b0\u1eddi b\u00e1n<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">H\u01b0\u1edbng d\u1eabn c\u1ee7a Allianz d\u00e0nh cho ng\u01b0\u1eddi mua khuy\u1ebfn ngh\u1ecb r\u00f5 r\u00e0ng r\u1eb1ng n\u00ean y\u00eau c\u1ea7u ch\u1ee7 s\u1edf h\u1eefu tr\u01b0\u1edbc \u0111\u00f3 chuy\u1ec3n giao h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1. C\u1ea7n ki\u1ec3m tra xem t\u00e0i li\u1ec7u n\u00e0y c\u00f3 cho ph\u00e9p x\u00e1c \u0111\u1ecbnh r\u00f5 r\u00e0ng chi\u1ebfc xe v\u00e0 th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m hay kh\u00f4ng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"zapisz-dane-umowy\">2. Ghi l\u1ea1i th\u00f4ng tin h\u1ee3p \u0111\u1ed3ng<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y ghi l\u1ea1i s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, t\u00ean c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 ng\u00e0y h\u1ebft h\u1ea1n h\u1ee3p \u0111\u1ed3ng. Sao ch\u00e9p t\u00e0i li\u1ec7u n\u00e0y sao cho r\u00f5 r\u00e0ng. Nh\u1edd \u0111\u00f3, khi li\u00ean h\u1ec7 v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m, b\u1ea1n s\u1ebd c\u00f3 th\u1ec3 cung c\u1ea5p th\u00f4ng tin c\u1ee5 th\u1ec3 v\u1ec1 h\u1ee3p \u0111\u1ed3ng, ch\u1ee9 kh\u00f4ng ch\u1ec9 s\u1ed1 \u0111\u0103ng k\u00fd xe.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"wybierz-jedna-sciezke\">3. Ch\u1ecdn m\u1ed9t l\u1ed9 tr\u00ecnh<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y quy\u1ebft \u0111\u1ecbnh xem b\u1ea1n mu\u1ed1n t\u00ecm hi\u1ec3u kh\u1ea3 n\u0103ng ti\u1ebfp t\u1ee5c s\u1eed d\u1ee5ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u01b0\u1ee3c chuy\u1ec3n nh\u01b0\u1ee3ng hay \u0111ang c\u00e2n nh\u1eafc vi\u1ec7c ch\u1ea5m d\u1ee9t h\u1ee3p \u0111\u1ed3ng. \u0110\u1eebng g\u1ed9p c\u1ea3 hai v\u1ea5n \u0111\u1ec1 n\u00e0y v\u00e0o m\u1ed9t tin nh\u1eafn kh\u00f4ng r\u00f5 r\u00e0ng. M\u1ed9t y\u00eau c\u1ea7u r\u00f5 r\u00e0ng s\u1ebd gi\u00fap gi\u1ea3m thi\u1ec3u r\u1ee7i ro x\u1ea3y ra hi\u1ec3u l\u1ea7m.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"zapytaj-o-wymagane-dokumenty\">4. H\u1ecfi v\u1ec1 c\u00e1c gi\u1ea5y t\u1edd c\u1ea7n thi\u1ebft<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">T\u1ea1i Allianz, trong tr\u01b0\u1eddng h\u1ee3p gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng, qu\u00fd kh\u00e1ch c\u1ea7n n\u1ed9p \u0111\u01a1n k\u00e8m theo th\u00f4ng tin c\u1ee7a ch\u1ee7 s\u1edf h\u1eefu m\u1edbi; c\u00f2n trong tr\u01b0\u1eddng h\u1ee3p thay \u0111\u1ed5i s\u1ed1 \u0111\u0103ng k\u00fd, qu\u00fd kh\u00e1ch c\u0169ng c\u1ea7n n\u1ed9p b\u1ea3n sao gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111\u0103ng k\u00fd xe. \u0110\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00e1c, qu\u00fd kh\u00e1ch h\u00e3y y\u00eau c\u1ea7u danh s\u00e1ch c\u00e1c th\u1ee7 t\u1ee5c c\u1ee5 th\u1ec3 c\u1ee7a c\u00f4ng ty \u0111\u00f3. \u0110i\u1ec1u quan tr\u1ecdng nh\u1ea5t l\u00e0: <strong>\u1ede \u0111\u00e2y kh\u00f4ng c\u00f3 danh s\u00e1ch c\u00e1c t\u00e0i li\u1ec7u chung cho m\u1ecdi tr\u01b0\u1eddng h\u1ee3p<\/strong> \u2014 Danh s\u00e1ch c\u1ee7a Allianz kh\u00f4ng ph\u1ea3i l\u00e0 ti\u00eau chu\u1ea9n \u00e1p d\u1ee5ng cho t\u1ea5t c\u1ea3 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"zachowaj-slad-wykonanych-czynnosci\">5. L\u01b0u l\u1ea1i l\u1ecbch s\u1eed c\u00e1c thao t\u00e1c \u0111\u00e3 th\u1ef1c hi\u1ec7n<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Sau khi n\u1ed9p c\u00e1c t\u00e0i li\u1ec7u, h\u00e3y gi\u1eef l\u1ea1i <strong>x\u00e1c nh\u1eadn \u0111\u00e3 nh\u1eadn ch\u1ec9 th\u1ecb<\/strong>. N\u1ebfu b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c b\u1ea3n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u01b0\u1ee3c c\u1eadp nh\u1eadt ho\u1eb7c th\u01b0 tr\u1ea3 l\u1eddi v\u1ec1 vi\u1ec7c ch\u1ea5m d\u1ee9t h\u1ee3p \u0111\u1ed3ng, h\u00e3y ki\u1ec3m tra th\u00f4ng tin v\u1ec1 xe, ch\u1ee7 s\u1edf h\u1eefu v\u00e0 c\u00e1c ng\u00e0y th\u00e1ng. \u0110\u1eebng v\u1ee9t b\u1ecf t\u00e0i li\u1ec7u tr\u01b0\u1edbc \u0111\u00f3 cho \u0111\u1ebfn khi b\u1ea1n s\u1eafp x\u1ebfp xong to\u00e0n b\u1ed9 c\u00e1c th\u01b0 t\u1eeb.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"sprawdz-czy-nie-ma-przerwy-organizacyjnej-w-dokumentach\">6. Ki\u1ec3m tra xem c\u00e1c ng\u00e0y th\u00e1ng trong c\u00e1c t\u00e0i li\u1ec7u c\u00f3 li\u00ean ti\u1ebfp nhau kh\u00f4ng<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc khi k\u1ebft th\u00fac v\u1ee5 vi\u1ec7c, h\u00e3y s\u1eafp x\u1ebfp theo th\u1ee9 t\u1ef1 th\u1eddi gian c\u00e1c ng\u00e0y th\u00e1ng \u0111\u01b0\u1ee3c ghi trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, th\u00f4ng b\u00e1o ch\u1ea5m d\u1ee9t h\u1ee3p \u0111\u1ed3ng v\u00e0 h\u1ee3p \u0111\u1ed3ng m\u1edbi (n\u1ebfu c\u00f3). N\u1ebfu b\u1ea1n kh\u00f4ng th\u1ec3 x\u00e1c \u0111\u1ecbnh r\u00f5 th\u1ee9 t\u1ef1 c\u1ee7a ch\u00fang, h\u00e3y li\u00ean h\u1ec7 l\u1ea1i v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m k\u00e8m theo s\u1ed1 h\u1ee3p \u0111\u1ed3ng v\u00e0 y\u00eau c\u1ea7u gi\u1ea3i th\u00edch. C\u00e1c h\u1eadu qu\u1ea3 c\u1ee7a vi\u1ec7c \u0111\u1ec3 xe \u00f4 t\u00f4 kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 \u0111\u01b0\u1ee3c tr\u00ecnh b\u00e0y chi ti\u1ebft trong m\u1ed9t h\u01b0\u1edbng d\u1eabn ri\u00eang v\u1ec1 <a href=\"https:\/\/polisarium.pl\/vi\/huong-dan\/bao-hiem-trach-nhiem-dan-su\/brak-oc-samochodu-kara-2026\/\">h\u1eadu qu\u1ea3 c\u1ee7a vi\u1ec7c kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 xe \u00f4 t\u00f4<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\">C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/h2>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\" id=\"czy-po-zakupie-auta-trzeba-od-razu-zawrzec-nowa-polise-oc\">Sau khi mua xe, c\u00f3 c\u1ea7n ph\u1ea3i k\u00fd h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 m\u1edbi ngay l\u1eadp t\u1ee9c kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">K\u1ebft lu\u1eadn n\u00e0y kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng \u0111\u01b0\u1ee3c suy ra t\u1eeb c\u00e1c t\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 \u0111\u01b0\u1ee3c chuy\u1ec3n nh\u01b0\u1ee3ng. C\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a TUZ Ubezpieczenia quy \u0111\u1ecbnh vi\u1ec7c chuy\u1ec3n giao quy\u1ec1n v\u00e0 ngh\u0129a v\u1ee5 cho ch\u1ee7 s\u1edf h\u1eefu m\u1edbi, \u0111\u1ed3ng th\u1eddi h\u1ee3p \u0111\u1ed3ng v\u1eabn c\u00f3 hi\u1ec7u l\u1ef1c cho \u0111\u1ebfn khi h\u1ebft h\u1ea1n, tr\u1eeb khi b\u1ecb ch\u1ea5m d\u1ee9t. H\u01b0\u1edbng d\u1eabn c\u1ee7a Allianz c\u0169ng cho ph\u00e9p s\u1eed d\u1ee5ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u01b0\u1ee3c chuy\u1ec3n nh\u01b0\u1ee3ng cho \u0111\u1ebfn h\u1ebft th\u1eddi h\u1ea1n ho\u1eb7c ch\u1ea5m d\u1ee9t h\u1ee3p \u0111\u1ed3ng \u0111\u00f3 v\u00e0 k\u00fd k\u1ebft m\u1ed9t h\u1ee3p \u0111\u1ed3ng m\u1edbi. <strong>H\u00e3y c\u0103n c\u1ee9 v\u00e0o h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3 v\u00e0 quy tr\u00ecnh c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u00f3<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"ile-dni-ma-nabywca-na-przepisanie-oc\">\u201eChuy\u1ec3n t\u00ean\u201d b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 sau khi mua xe c\u00f3 ngh\u0129a l\u00e0 g\u00ec?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">C\u1ee5m t\u1eeb \u201echuy\u1ec3n \u0111\u1ed5i b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1\u201d qu\u00e1 m\u01a1 h\u1ed3 \u0111\u1ec3 c\u00f3 th\u1ec3 x\u00e1c \u0111\u1ecbnh ch\u00ednh x\u00e1c s\u1ed1 ng\u00e0y c\u1ee5 th\u1ec3. N\u00f3 c\u00f3 th\u1ec3 \u00e1m ch\u1ec9 vi\u1ec7c c\u1eadp nh\u1eadt th\u00f4ng tin, y\u00eau c\u1ea7u c\u1ea5p l\u1ea1i gi\u1ea5y ch\u1ee9ng nh\u1eadn, gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng ho\u1eb7c ch\u1ea5m d\u1ee9t h\u1ee3p \u0111\u1ed3ng. H\u00e3y ki\u1ec3m tra c\u00e1c ng\u00e0y ghi tr\u00ean h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 h\u1ecfi c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ea9m quy\u1ec1n v\u1ec1 th\u1ee7 t\u1ee5c \u00e1p d\u1ee5ng cho s\u1ed1 h\u1ee3p \u0111\u1ed3ng \u0111\u00f3. <strong>\u0110\u1eebng tr\u00ec ho\u00e3n vi\u1ec7c ki\u1ec3m tra c\u00e1c gi\u1ea5y t\u1edd sau khi mua xe<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-mozna-korzystac-z-oc-przekazanego-przez-sprzedajacego\">C\u00f3 th\u1ec3 s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 do ng\u01b0\u1eddi b\u00e1n cung c\u1ea5p kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Trong h\u01b0\u1edbng d\u1eabn n\u0103m 2025 d\u00e0nh cho ng\u01b0\u1eddi mua xe, Allianz n\u00eau r\u00f5 kh\u1ea3 n\u0103ng ti\u1ebfp t\u1ee5c s\u1eed d\u1ee5ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u01b0\u1ee3c chuy\u1ec3n nh\u01b0\u1ee3ng cho \u0111\u1ebfn khi h\u1ebft th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m ho\u1eb7c ch\u1ea5m d\u1ee9t h\u1ee3p \u0111\u1ed3ng. C\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a H\u1ee3p \u0111\u1ed3ng B\u1ea3o hi\u1ec3m (TUZ) ng\u00e0y 15 th\u00e1ng 7 n\u0103m 2026 c\u0169ng quy \u0111\u1ecbnh h\u1ee3p \u0111\u1ed3ng c\u00f3 hi\u1ec7u l\u1ef1c \u0111\u1ebfn h\u1ebft th\u1eddi h\u1ea1n, tr\u1eeb khi ch\u1ee7 s\u1edf h\u1eefu m\u1edbi ch\u1ea5m d\u1ee9t h\u1ee3p \u0111\u1ed3ng. M\u1ed7i quy \u0111\u1ecbnh n\u00e0y \u0111\u1ec1u \u00e1p d\u1ee5ng cho quy tr\u00ecnh c\u1ee5 th\u1ec3 c\u1ee7a t\u1eebng c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"jakich-dokumentow-moze-oczekiwac-allianz-przy-kontynuacji-oc\">Allianz c\u00f3 th\u1ec3 y\u00eau c\u1ea7u nh\u1eefng lo\u1ea1i gi\u1ea5y t\u1edd n\u00e0o khi gia h\u1ea1n b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Allianz g\u1eedi \u0111\u01a1n y\u00eau c\u1ea7u k\u00e8m theo th\u00f4ng tin c\u1ee7a ch\u1ee7 s\u1edf h\u1eefu m\u1edbi v\u00e0 \u0111\u1ec1 ngh\u1ecb cung c\u1ea5p b\u1ea3n c\u1eadp nh\u1eadt c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. N\u1ebfu s\u1ed1 \u0111\u0103ng k\u00fd xe \u0111\u00e3 thay \u0111\u1ed5i, qu\u00fd kh\u00e1ch c\u0169ng c\u1ea7n \u0111\u00ednh k\u00e8m b\u1ea3n sao gi\u1ea5y \u0111\u0103ng k\u00fd xe t\u1ea1m th\u1eddi ho\u1eb7c v\u0129nh vi\u1ec5n. Tr\u01b0\u1edbc khi g\u1eedi c\u00e1c t\u00e0i li\u1ec7u, qu\u00fd kh\u00e1ch n\u00ean tham kh\u1ea3o h\u01b0\u1edbng d\u1eabn hi\u1ec7n h\u00e0nh li\u00ean quan \u0111\u1ebfn h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a m\u00ecnh.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-zasady-tuz-ubezpieczenia-mozna-zastosowac-do-polisy-innej-firmy\">C\u00e1c quy \u0111\u1ecbnh c\u1ee7a TUZ Ubezpieczenia c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng cho h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a c\u00f4ng ty kh\u00e1c kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng n\u00ean l\u00e0m nh\u01b0 v\u1eady m\u1ed9t c\u00e1ch t\u1ef1 \u0111\u1ed9ng. C\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a TUZ Ubezpieczenia \u0111\u01b0\u1ee3c tr\u00edch d\u1eabn \u1edf tr\u00ean m\u00f4 t\u1ea3 h\u1ee3p \u0111\u1ed3ng c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m n\u00e0y, c\u00f2n h\u01b0\u1edbng d\u1eabn c\u1ee7a Allianz \u2014 m\u00f4 t\u1ea3 quy tr\u00ecnh c\u1ee7a Allianz. T\u00e0i li\u1ec7u c\u1ee7a m\u1ed9t c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00f4ng th\u1ec3 thay th\u1ebf cho c\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u00e0 bi\u1ec3u m\u1eabu c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00e1c.<\/p>\n\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Sau khi mua xe, tr\u01b0\u1edbc ti\u00ean h\u00e3y x\u00e1c \u0111\u1ecbnh r\u00f5 nh\u1eefng \u0111i\u1ec1u kho\u1ea3n c\u1ee5 th\u1ec3 \u0111\u01b0\u1ee3c n\u00eau trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u00e0 b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c. Ki\u1ec3m tra t\u00ean c\u00f4ng ty b\u1ea3o hi\u1ec3m, s\u1ed1 h\u1ee3p \u0111\u1ed3ng v\u00e0 ng\u00e0y h\u1ebft h\u1ea1n, sau \u0111\u00f3 quy\u1ebft \u0111\u1ecbnh gia h\u1ea1n ho\u1eb7c ch\u1ea5m d\u1ee9t h\u1ee3p \u0111\u1ed3ng. \u0110\u1ed1i v\u1edbi th\u1ee7 t\u1ee5c c\u1ee7a Allianz, h\u00e3y chu\u1ea9n b\u1ecb th\u00f4ng tin c\u1ee7a ch\u1ee7 s\u1edf h\u1eefu m\u1edbi, v\u00e0 sau khi thay \u0111\u1ed5i s\u1ed1 \u0111\u0103ng k\u00fd xe, h\u00e3y chu\u1ea9n b\u1ecb th\u00eam b\u1ea3n sao gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111\u0103ng k\u00fd xe. \u0110\u1ed1i v\u1edbi TUZ Ubezpieczenia, h\u00e3y nh\u1edb th\u1ef1c hi\u1ec7n vi\u1ec7c ch\u1ea5m d\u1ee9t h\u1ee3p \u0111\u1ed3ng b\u1eb1ng v\u0103n b\u1ea3n theo quy \u0111\u1ecbnh trong \u0111i\u1ec1u kho\u1ea3n h\u1ee3p \u0111\u1ed3ng. Th\u1ee9 t\u1ef1 an to\u00e0n nh\u1ea5t l\u00e0: h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, quy\u1ebft \u0111\u1ecbnh, c\u00e1c t\u00e0i li\u1ec7u \u0111\u00ednh k\u00e8m c\u1ea7n thi\u1ebft v\u00e0 x\u00e1c nh\u1eadn vi\u1ec7c \u0111\u00e3 th\u1ef1c hi\u1ec7n th\u1ee7 t\u1ee5c.<\/p>","protected":false},"excerpt":{"rendered":"<p>Vi\u1ec7c mua xe \u0111\u00e3 qua s\u1eed d\u1ee5ng kh\u00f4ng ch\u1ec9 d\u1eebng l\u1ea1i \u1edf vi\u1ec7c k\u00fd h\u1ee3p \u0111\u1ed3ng v\u00e0 nh\u1eadn ch\u00eca kh\u00f3a. 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