{"id":3489,"date":"2021-03-12T18:17:59","date_gmt":"2021-03-12T17:17:59","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/ubezpieczenie\/ubezpieczenie-ac-allianz\/"},"modified":"2026-10-15T22:06:40","modified_gmt":"2026-10-15T20:06:40","slug":"bao-hiem-ac-cua-allianz","status":"publish","type":"ubezpieczenie","link":"https:\/\/polisarium.pl\/vi\/tu\/allianz\/samochod-motocykl\/ubezpieczenie-ac-allianz\/","title":{"rendered":"B\u1ea3o hi\u1ec3m AC c\u1ee7a Allianz"},"content":{"rendered":"<h2 class=\"wp-block-heading\">T\u1ea1i sao n\u00ean mua b\u1ea3o hi\u1ec3m Autocasco t\u1ea1i Allianz?<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">B\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 to\u00e0n di\u1ec7n c\u1ee7a Allianz mang l\u1ea1i nhi\u1ec1u l\u1ee3i \u00edch cho b\u1ea1n:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span>\u0110\u1ebfn 70%: Gi\u1ea3m gi\u00e1 cho vi\u1ec7c l\u00e1i xe an to\u00e0n<\/span><\/li>\n\n\n<li><span>C\u00f3 th\u1ec3 m\u1edf r\u1ed9ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m \u0111\u1ec3 bao g\u1ed3m d\u1ecbch v\u1ee5 Car Assistance, t\u1ee9c l\u00e0 d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 tr\u00ean \u0111\u01b0\u1eddng 24 gi\u1edd m\u1ed7i ng\u00e0y<\/span><\/li>\n\n\n<li>C\u00f3 th\u1ec3 mua th\u00eam g\u00f3i \u201cR\u00f3wna Droga\u201d<\/li>\n\n\n<li>T\u01b0 v\u1ea5n ph\u00e1p l\u00fd th\u00f4ng qua b\u1ea3o hi\u1ec3m \u2013 Th\u00f4ng tin ph\u00e1p l\u00fd n\u1ebfu b\u1ea1n quy\u1ebft \u0111\u1ecbnh ch\u1ecdn ph\u01b0\u01a1ng \u00e1n n\u00e0y<\/li>\n\n\n<li>Th\u1ee7 t\u1ee5c khai b\u00e1o thi\u1ec7t h\u1ea1i \u0111\u01a1n gi\u1ea3n \u2013 qua m\u1ea1ng, qua \u0111i\u1ec7n tho\u1ea1i<\/li>\n\n\n<li>T\u00f9y ch\u1ecdn kh\u00f4ng b\u1ecb m\u1ea5t quy\u1ec1n h\u01b0\u1edfng \u01b0u \u0111\u00e3i t\u1ea1i Allianz trong b\u1ea3o hi\u1ec3m xe c\u01a1 gi\u1edbi (AC) trong tr\u01b0\u1eddng h\u1ee3p k\u00ednh xe b\u1ecb h\u01b0 h\u1ecfng ho\u1eb7c v\u1ee1<\/li>\n\n\n<li>C\u00f3 th\u1ec3 s\u1eeda ch\u1eefa xe t\u1ea1i c\u00e1c x\u01b0\u1edfng \u0111\u01b0\u1ee3c Allianz khuy\u1ebfn ngh\u1ecb<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">B\u1ea3o hi\u1ec3m AC c\u00f3 hi\u1ec7u l\u1ef1c 24 gi\u1edd m\u1ed7i ng\u00e0y, kh\u00f4ng ch\u1ec9 t\u1ea1i Ba Lan m\u00e0 c\u00f2n \u1edf n\u01b0\u1edbc ngo\u00e0i.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">B\u1ea3o hi\u1ec3m <strong>B\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n xe \u00f4 t\u00f4<\/strong> ho\u1ea1t \u0111\u1ed9ng nh\u01b0 sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>trong 12 th\u00e1ng, 24 gi\u1edd m\u1ed7i ng\u00e0y,<\/li>\n\n\n<li>b\u1ea5t k\u1ec3 ai l\u00e0 ng\u01b0\u1eddi l\u00e1i xe (v\u1ee3, ch\u1ed3ng, con c\u00e1i, ng\u01b0\u1eddi th\u00e2n xa hay b\u1ea1n b\u00e8),<\/li>\n\n\n<li>tr\u00ean \u0111\u01b0\u1eddng, b\u00e3i \u0111\u1ed7 xe ho\u1eb7c trong nh\u00e0 \u0111\u1ec3 xe (v\u00ed d\u1ee5: trong tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra v\u1ee5 n\u1ed5).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Ch\u00fang t\u00f4i s\u1ebd h\u1ed7 tr\u1ee3 b\u1ea1n m\u1ed9t c\u00e1ch nhanh ch\u00f3ng, bao g\u1ed3m:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>ch\u00fang t\u00f4i s\u1ebd k\u00e9o xe \u0111\u1ebfn x\u01b0\u1edfng s\u1eeda ch\u1eefa do qu\u00fd kh\u00e1ch l\u1ef1a ch\u1ecdn ho\u1eb7c ti\u1ebfn h\u00e0nh kh\u1eafc ph\u1ee5c s\u1ef1 c\u1ed1 ngay t\u1ea1i hi\u1ec7n tr\u01b0\u1eddng,<\/li>\n\n\n<li>chuy\u00ean gia th\u1ea9m \u0111\u1ecbnh c\u1ee7a ch\u00fang t\u00f4i s\u1ebd ti\u1ebfn h\u00e0nh ki\u1ec3m tra xe v\u00e0 x\u00e1c \u0111\u1ecbnh ph\u1ea1m vi c\u00f4ng vi\u1ec7c,<\/li>\n\n\n<li>Ch\u00fang t\u00f4i s\u1ebd chi tr\u1ea3 chi ph\u00ed s\u1eeda ch\u1eefa xe.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">T\u00f9y thu\u1ed9c v\u00e0o g\u00f3i h\u1ed7 tr\u1ee3 m\u00e0 qu\u00fd kh\u00e1ch l\u1ef1a ch\u1ecdn, ch\u00fang t\u00f4i s\u1ebd cung c\u1ea5p cho qu\u00fd kh\u00e1ch m\u1ed9t chi\u1ebfc xe thay th\u1ebf.<\/h3>\n\n\n\n<h3 class=\"wp-block-heading\">Khi tham gia b\u1ea3o hi\u1ec3m AC t\u1ea1i Allianz, qu\u00fd kh\u00e1ch s\u1ebd t\u1ef1 quy\u1ebft \u0111\u1ecbnh ph\u01b0\u01a1ng th\u1ee9c gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i.<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span><strong>T\u00f9y ch\u1ecdn d\u1ecbch v\u1ee5<\/strong><\/span><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span>N\u1ebfu b\u1ea1n kh\u00f4ng mu\u1ed1n ph\u1ea3i lo l\u1eafng v\u1ec1 vi\u1ec7c s\u1eeda ch\u1eefa xe, h\u00e3y ch\u1ecdn <\/span><strong>Phi\u00ean b\u1ea3n D\u1ecbch v\u1ee5.<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>B\u1ea1n s\u1ebd s\u1eeda ch\u1eefa xe t\u1ea1i trung t\u00e2m d\u1ecbch v\u1ee5 \u1ee7y quy\u1ec1n (ASO), t\u1ee9c l\u00e0 t\u1ea1i trung t\u00e2m d\u1ecbch v\u1ee5 \u1ee7y quy\u1ec1n c\u1ee7a th\u01b0\u01a1ng hi\u1ec7u \u0111\u00f3 m\u00e0 b\u1ea1n \u0111\u00e3 ch\u1ecdn.<\/li>\n\n\n<li>B\u1ea1n kh\u00f4ng c\u1ea7n lo l\u1eafng v\u1ec1 vi\u1ec7c thanh to\u00e1n, vi\u1ec7c s\u1eeda ch\u1eefa s\u1ebd \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n b\u1eb1ng h\u00ecnh th\u1ee9c kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t.<\/li>\n\n\n<li>B\u1ea1n \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o r\u1eb1ng vi\u1ec7c s\u1eeda ch\u1eefa s\u1ebd \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n b\u1eb1ng c\u00e1c ph\u1ee5 t\u00f9ng m\u1edbi, ch\u00ednh h\u00e3ng c\u1ee7a nh\u00e0 s\u1ea3n xu\u1ea5t, b\u1ea5t k\u1ec3 tu\u1ed5i th\u1ecd c\u1ee7a xe v\u00e0 m\u1ee9c \u0111\u1ed9 hao m\u00f2n c\u1ee7a c\u00e1c b\u1ed9 ph\u1eadn b\u1ecb h\u01b0 h\u1ecfng (Allianz kh\u00f4ng t\u00ednh \u0111\u1ebfn m\u1ee9c kh\u1ea5u hao c\u1ee7a c\u00e1c b\u1ed9 ph\u1eadn).<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Ph\u01b0\u01a1ng \u00e1n: H\u1ed9i th\u1ea3o h\u1ee3p t\u00e1c\u00a0<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m c\u1ee7a g\u00f3i \u201cD\u1ecbch v\u1ee5\u201d qu\u00e1 cao \u0111\u1ed1i v\u1edbi b\u1ea1n, h\u00e3y ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m AC v\u1edbi m\u1ee9c ph\u00ed r\u1ebb h\u01a1n <strong>H\u1ed9i th\u1ea3o \u0110\u1ed1i t\u00e1c<\/strong>.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>B\u1ea1n s\u1ebd s\u1eeda ch\u1eefa xe t\u1ea1i x\u01b0\u1edfng \u0111\u01b0\u1ee3c Allianz gi\u1edbi thi\u1ec7u, n\u01a1i tu\u00e2n th\u1ee7 c\u00e1c ti\u00eau chu\u1ea9n k\u1ef9 thu\u1eadt v\u00e0 ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5 cao nh\u1ea5t.<\/li>\n\n\n<li>B\u1ea1n kh\u00f4ng c\u1ea7n ph\u1ea3i lo l\u1eafng v\u1ec1 chi ph\u00ed s\u1eeda ch\u1eefa xe c\u0169ng nh\u01b0 c\u00e1c th\u1ee7 t\u1ee5c li\u00ean quan \u0111\u1ebfn vi\u1ec7c thanh to\u00e1n v\u00e0 s\u1eeda ch\u1eefa. Allianz s\u1ebd lo li\u1ec7u m\u1ecdi vi\u1ec7c thay cho b\u1ea1n.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Khi mua g\u00f3i b\u1ea3o hi\u1ec3m AC:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng m\u1ee9c b\u1ea3o hi\u1ec3m r\u1ed9ng h\u01a1n,<\/li>\n\n\n<li>b\u1ea1n s\u1ebd ph\u1ea3i tr\u1ea3 \u00edt h\u01a1n so v\u1edbi vi\u1ec7c ch\u1ec9 mua b\u1ea3o hi\u1ec3m AC,<\/li>\n\n\n<li>b\u1ea1n ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c th\u1eddi gian.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">H\u00e3y ch\u1ecdn m\u1ed9t trong 3 g\u00f3i b\u1ea3o hi\u1ec3m xe c\u01a1 gi\u1edbi bao g\u1ed3m b\u1ea3o hi\u1ec3m thi\u1ec7t h\u1ea1i to\u00e0n di\u1ec7n (AC):<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>G\u00f3i Komfort <\/strong>\u0110\u00e2y l\u00e0 g\u00f3i b\u1ea3o hi\u1ec3m ti\u1ebft ki\u1ec7m v\u00e0 ti\u1ec7n l\u1ee3i, cho ph\u00e9p b\u1ea1n h\u01b0\u1edfng c\u00e1c m\u1ee9c gi\u1ea3m gi\u00e1 khi mua tr\u1ecdn g\u00f3i v\u00e0 c\u00f3 th\u1ec3 t\u1ef1 quy\u1ebft \u0111\u1ecbnh m\u1ee9c kh\u1ea5u tr\u1eeb khi x\u1ea3y ra t\u1ed5n th\u1ea5t. B\u1ea1n c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn c\u00e1c m\u1ee9c b\u1ea3o hi\u1ec3m kh\u00e1c nhau cho B\u1ea3o hi\u1ec3m ph\u00e1p l\u00fd v\u00e0 B\u1ea3o hi\u1ec3m tai n\u1ea1n.<\/li>\n\n\n<li><strong>G\u00f3i Komfort Plus <\/strong>mang \u0111\u1ebfn cho b\u1ea1n m\u1ee9c b\u1ea3o v\u1ec7 r\u1ed9ng h\u01a1n so v\u1edbi g\u00f3i Komfort v\u00e0 c\u01a1 h\u1ed9i nh\u1eadn \u0111\u01b0\u1ee3c m\u1ee9c gi\u1ea3m gi\u00e1 b\u1ed5 sung khi mua \u0111i\u1ec1u kho\u1ea3n \u201cR\u00f3wna Droga\u201d. B\u1ea1n c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c c\u00e1c m\u1ee9c gi\u1ea3m gi\u00e1 h\u1ea5p d\u1eabn n\u1ebfu mua b\u1ea3o hi\u1ec3m tai n\u1ea1n (NNW) ho\u1eb7c b\u1ea3o hi\u1ec3m ph\u00e1p l\u00fd. B\u1ea1n c\u00f3 th\u1ec3 ch\u1ecdn t\u00f9y ch\u1ecdn t\u1ef1 ch\u1ecbu m\u1ed9t ph\u1ea7n chi ph\u00ed cho m\u1ed7i tr\u01b0\u1eddng h\u1ee3p b\u1ed3i th\u01b0\u1eddng. Nh\u1edd \u0111\u00f3, ph\u00ed b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n s\u1ebd th\u1ea5p h\u01a1n.<\/li>\n\n\n<li><strong>G\u00f3i VIP <\/strong>\u0110\u00e2y l\u00e0 g\u00f3i b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n v\u00e0 r\u1ed9ng r\u00e3i nh\u1ea5t d\u00e0nh cho chi\u1ebfc xe c\u1ee7a b\u1ea1n. V\u1edbi g\u00f3i n\u00e0y, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c cung c\u1ea5p xe thay th\u1ebf trong t\u1ed1i \u0111a 21 ng\u00e0y v\u00e0 d\u1ecbch v\u1ee5 k\u00e9o xe kh\u00f4ng gi\u1edbi h\u1ea1n tr\u00ean to\u00e0n l\u00e3nh th\u1ed5 Ba Lan th\u00f4ng qua b\u1ea3o hi\u1ec3m Car Assistance. Khi mua \u0111i\u1ec1u kho\u1ea3n \u201cGi\u00e1 tr\u1ecb th\u1ecb tr\u01b0\u1eddng c\u1ed1 \u0111\u1ecbnh\u201d, b\u1ea1n \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o gi\u00e1 tr\u1ecb xe s\u1ebd \u0111\u01b0\u1ee3c duy tr\u00ec \u1edf m\u1ee9c t\u1ea1i th\u1eddi \u0111i\u1ec3m k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m trong su\u1ed1t th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m m\u1ed9t n\u0103m.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>C\u00e1c bu\u1ed5i h\u1ed9i th\u1ea3o h\u1ee3p t\u00e1c c\u1ee7a Allianz\u00a0<\/strong>\u0111\u00e2y l\u00e0 c\u00e1c Tr\u1ea1m D\u1ecbch v\u1ee5 \u00d4 t\u00f4 \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn tr\u00ean to\u00e0n Ba Lan trong l\u0129nh v\u1ef1c s\u1eeda ch\u1eefa xe.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">T\u1ea1i x\u01b0\u1edfng s\u1eeda ch\u1eefa \u0111\u01b0\u1ee3c khuy\u1ebfn ngh\u1ecb:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Chi\u1ebfc xe s\u1ebd \u0111\u01b0\u1ee3c s\u1eeda ch\u1eefa <strong>kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t,<\/strong><\/li>\n\n\n<li>Ch\u1ea5t l\u01b0\u1ee3ng cao nh\u1ea5t c\u1ee7a c\u00e1c d\u1ecbch v\u1ee5 s\u1eeda ch\u1eefa th\u00e2n xe v\u00e0 s\u01a1n xe \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o, \u0111\u01b0\u1ee3c c\u00e1c nh\u00e0 s\u1ea3n xu\u1ea5t v\u00e0 nh\u00e0 nh\u1eadp kh\u1ea9u ch\u00ednh th\u1ee9c c\u1ee7a c\u00e1c d\u00f2ng xe x\u00e1c nh\u1eadn.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">T\u1ea1i sao n\u00ean s\u1eed d\u1ee5ng m\u1ea1ng l\u01b0\u1edbi c\u00e1c x\u01b0\u1edfng s\u1eeda ch\u1eefa h\u1ee3p t\u00e1c v\u1edbi Allianz?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>S\u1ef1 tho\u1ea3i m\u00e1i v\u00e0 ti\u1ec7n nghi\u00a0<\/strong>\u2013 B\u1ea1n kh\u00f4ng c\u1ea7n ph\u1ea3i t\u1ef1 m\u00ecnh t\u00ecm x\u01b0\u1edfng s\u1eeda ch\u1eefa \u0111\u1ec3 s\u1eeda xe. Allianz s\u1ebd t\u00ecm gi\u00fap b\u1ea1n m\u1ed9t x\u01b0\u1edfng s\u1eeda ch\u1eefa \u0111\u1ed1i t\u00e1c t\u1ea1i n\u01a1i b\u1ea1n sinh s\u1ed1ng ho\u1eb7c khu v\u1ef1c l\u00e2n c\u1eadn v\u00e0 lo li\u1ec7u c\u00e1c th\u1ee7 t\u1ee5c gi\u1ea5y t\u1edd thay cho b\u1ea1n.<\/li>\n\n\n<li><strong>T\u1ed1c \u0111\u1ed9 s\u1eeda ch\u1eefa\u00a0<\/strong>\u2013 Vi\u1ec7c khai b\u00e1o v\u00e0 x\u1eed l\u00fd b\u1ed3i th\u01b0\u1eddng \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n th\u00f4ng qua n\u1ec1n t\u1ea3ng x\u1eed l\u00fd b\u1ed3i th\u01b0\u1eddng tr\u1ef1c tuy\u1ebfn hi\u1ec7n \u0111\u1ea1i nh\u1ea5t. 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