{"id":3517,"date":"2021-09-19T12:11:24","date_gmt":"2021-09-19T10:11:24","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/ubezpieczenie\/hdi-oc-komunikacyjne\/"},"modified":"2026-10-15T22:06:34","modified_gmt":"2026-10-15T20:06:34","slug":"hdi-oc-giao-thong","status":"publish","type":"ubezpieczenie","link":"https:\/\/polisarium.pl\/vi\/tu\/hdi\/samochod\/hdi-oc-komunikacyjne\/","title":{"rendered":"Ch\u1ec9 s\u1ed1 Ph\u00e1t tri\u1ec3n Con ng\u01b0\u1eddi (HDI) v\u1ec1 giao th\u00f4ng"},"content":{"rendered":"<h2 class=\"wp-block-heading\">B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 giao th\u00f4ng t\u1ea1i HDI<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (OC) t\u1ea1i HDI, b\u1ea1n c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn ph\u1ea1m vi b\u1ea3o hi\u1ec3m \u2013 b\u1ea1n c\u00f3 th\u1ec3 ch\u1ecdn G\u00f3i OC Turbo k\u00e8m d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3, c\u00f9ng v\u1edbi cam k\u1ebft duy tr\u00ec m\u1ee9c chi\u1ebft kh\u1ea5u v\u00e0 m\u1edf r\u1ed9ng mi\u1ec5n ph\u00ed ph\u1ea1m vi b\u1ea3o hi\u1ec3m khi gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng. Ng\u01b0\u1ee3c l\u1ea1i, n\u1ebfu chi ph\u00ed c\u1ee7a g\u00f3i b\u1ea3o hi\u1ec3m l\u00e0 y\u1ebfu t\u1ed1 quan tr\u1ecdng \u0111\u1ed1i v\u1edbi b\u1ea1n, b\u1ea1n c\u0169ng c\u00f3 th\u1ec3 mua G\u00f3i b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 th\u00f4ng th\u01b0\u1eddng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">T\u1ea1i sao n\u00ean ch\u1ecdn b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 xe c\u01a1 gi\u1edbi t\u1ea1i HDI?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">G\u00f3i s\u1ea3n ph\u1ea9m c\u1ee7a HDI bao g\u1ed3m b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 giao th\u00f4ng v\u1edbi hai l\u1ef1a ch\u1ecdn: lo\u1ea1i th\u00f4ng th\u01b0\u1eddng <strong>G\u00f3i b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1<\/strong> v\u00e0 <strong>G\u00f3i b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 Turbo<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu ngo\u00e0i y\u1ebfu t\u1ed1 gi\u00e1 c\u1ea3, b\u1ea1n c\u00f2n xem x\u00e9t \u0111\u1ebfn t\u00ednh th\u1ef1c ti\u1ec5n c\u1ee7a g\u00f3i b\u1ea3o hi\u1ec3m, th\u00ec b\u1ea1n n\u00ean ch\u1ecdn <strong>G\u00f3i b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 Turbo<\/strong>. G\u00f3i d\u1ecbch v\u1ee5 n\u00e0y bao g\u1ed3m cam k\u1ebft h\u1ed7 tr\u1ee3 trong tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra tai n\u1ea1n v\u00e0 duy tr\u00ec c\u00e1c m\u1ee9c gi\u1ea3m gi\u00e1 ngay c\u1ea3 khi x\u1ea3y ra thi\u1ec7t h\u1ea1i.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0110\u1ea3m b\u1ea3o duy tr\u00ec m\u1ee9c gi\u1ea3m gi\u00e1 ngay c\u1ea3 khi x\u1ea3y ra thi\u1ec7t h\u1ea1i:<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">V\u1edbi t\u01b0 c\u00e1ch l\u00e0 kh\u00e1ch h\u00e0ng m\u1edbi, trong n\u0103m \u0111\u1ea7u ti\u00ean, b\u1ea1n \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o nh\u1eadn \u0111\u01b0\u1ee3c c\u00e1c kho\u1ea3n gi\u1ea3m gi\u00e1, ngay c\u1ea3 khi g\u00e2y ra thi\u1ec7t h\u1ea1i l\u00ean \u0111\u1ebfn 2.000 z\u0142.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ch\u00fang t\u00f4i c\u0169ng lu\u00f4n quan t\u00e2m \u0111\u1ebfn c\u00e1c kh\u00e1ch h\u00e0ng th\u00e2n thi\u1ebft, v\u00ec v\u1eady n\u1ebfu trong n\u0103m qua qu\u00fd kh\u00e1ch kh\u00f4ng g\u1eb7p ph\u1ea3i b\u1ea5t k\u1ef3 s\u1ef1 c\u1ed1 n\u00e0o, h\u00e3y gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng v\u00e0 ch\u00fang t\u00f4i s\u1ebd \u0111\u1ea3m b\u1ea3o qu\u00fd kh\u00e1ch \u0111\u01b0\u1ee3c h\u01b0\u1edfng m\u1ee9c chi\u1ebft kh\u1ea5u sau khi x\u1ea3y ra s\u1ef1 c\u1ed1 m\u00e0 kh\u00f4ng c\u00f3 gi\u1edbi h\u1ea1n n\u00e0o. Ch\u00ednh v\u00ec v\u1eady, h\u00e3y \u0111\u1ed3ng h\u00e0nh c\u00f9ng ch\u00fang t\u00f4i l\u00e2u d\u00e0i h\u01a1n n\u1eefa!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">H\u1ed7 tr\u1ee3 khi g\u1eb7p s\u1ef1 c\u1ed1:<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"color:#cc0033;\"><strong>Trong khu\u00f4n kh\u1ed5 g\u00f3i d\u1ecbch v\u1ee5 OC Turbo, ch\u00fang t\u00f4i cung c\u1ea5p d\u1ecbch v\u1ee5 H\u1ed7 tr\u1ee3 Ti\u00eau chu\u1ea9n<\/strong><\/span><strong>. <\/strong>Nh\u1edd \u0111\u00f3, n\u1ebfu b\u1ea1n g\u1eb7p tai n\u1ea1n, ch\u1ec9 c\u1ea7n g\u1ecdi \u0111i\u1ec7n cho ch\u00fang t\u00f4i, c\u00e1c chuy\u00ean vi\u00ean t\u01b0 v\u1ea5n c\u1ee7a ch\u00fang t\u00f4i s\u1ebd h\u01b0\u1edbng d\u1eabn b\u1ea1n c\u00e1c b\u01b0\u1edbc c\u1ea7n th\u1ef1c hi\u1ec7n sau tai n\u1ea1n. Ngo\u00e0i ra, ch\u00fang t\u00f4i cam k\u1ebft s\u1ebd nhanh ch\u00f3ng s\u1eafp x\u1ebfp d\u1ecbch v\u1ee5 k\u00e9o xe c\u1ee7a b\u1ea1n trong ph\u1ea1m vi 100 km. <span style=\"color:#cc0033;\">Ch\u1ec9 v\u1edbi m\u1ed9t kho\u1ea3n ph\u1ee5 ph\u00ed nh\u1ecf, b\u1ea1n c\u0169ng c\u00f3 th\u1ec3 \u0111\u0103ng k\u00fd g\u00f3i h\u1ed7 tr\u1ee3 c\u1ea5p \u0111\u1ed9 V\u00e0ng. G\u00f3i n\u00e0y bao g\u1ed3m, v\u00ed d\u1ee5 nh\u01b0, d\u1ecbch v\u1ee5 k\u00e9o xe trong ph\u1ea1m vi t\u1ed1i \u0111a 200 km trong n\u01b0\u1edbc v\u00e0 n\u01b0\u1edbc ngo\u00e0i trong tr\u01b0\u1eddng h\u1ee3p tai n\u1ea1n, h\u1ecfng h\u00f3c ho\u1eb7c c\u00e1c s\u1ef1 c\u1ed1 kh\u00e1c n\u1eb1m ngo\u00e0i t\u1ea7m ki\u1ec3m so\u00e1t c\u1ee7a b\u1ea1n, c\u0169ng nh\u01b0 xe thay th\u1ebf trong t\u1ed1i \u0111a 5 ng\u00e0y sau tai n\u1ea1n ho\u1eb7c b\u1ecb tr\u1ed9m c\u1eafp.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">B\u1ea3o v\u1ec7 gia \u0111\u00ecnh:<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ch\u1ec9 v\u1edbi G\u00f3i b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (OC) Turbo, qu\u00fd kh\u00e1ch m\u1edbi c\u00f3 th\u1ec3 mua th\u00eam g\u00f3i b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n (NNW) \u201cGia \u0111\u00ecnh an to\u00e0n\u201d. \u0110\u00e2y l\u00e0 g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u1ea3m b\u1ea3o chi tr\u1ea3 s\u1ed1 ti\u1ec1n l\u1edbn trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi l\u00e1i xe t\u1eed vong do tai n\u1ea1n giao th\u00f4ng. V\u1edbi 29 z\u0142 m\u1ed7i n\u0103m, ch\u00fang t\u00f4i cung c\u1ea5p m\u1ee9c chi tr\u1ea3 l\u00ean \u0111\u1ebfn 100.000 z\u0142, v\u00e0 v\u1edbi 49 z\u0142 \u2013 l\u00ean \u0111\u1ebfn 150.000 z\u0142. C\u00f9ng v\u1edbi G\u00f3i b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 Turbo, ch\u00fang t\u00f4i c\u0169ng khuy\u1ebfn ngh\u1ecb g\u00f3i b\u1ea3o hi\u1ec3m tai n\u1ea1n truy\u1ec1n th\u1ed1ng v\u1edbi m\u1ee9c b\u1ea3o hi\u1ec3m 5.000, 10.000, 15.000 ho\u1eb7c 30.000 z\u0142, bao g\u1ed3m t\u1ea5t c\u1ea3 h\u00e0nh kh\u00e1ch.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Do \u0111\u00f3, n\u1ebfu b\u1ea1n l\u00e0 tr\u1ee5 c\u1ed9t gia \u0111\u00ecnh v\u00e0 kh\u00f4ng may g\u1eb7p tai n\u1ea1n khi \u0111ang l\u00e1i xe, gia \u0111\u00ecnh b\u1ea1n c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c kho\u1ea3n b\u1ed3i th\u01b0\u1eddng l\u00ean \u0111\u1ebfn 180.000 z\u0142. T\u1ea5t c\u1ea3 nh\u1eefng quy\u1ec1n l\u1ee3i n\u00e0y \u0111\u1ec1u \u0111\u01b0\u1ee3c bao g\u1ed3m trong m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m h\u00e0ng n\u0103m r\u1ea5t th\u1ea5p.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">X\u00e9t th\u1ea5y kh\u00e1ch h\u00e0ng th\u00e2n thi\u1ebft s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng nhi\u1ec1u l\u1ee3i \u00edch h\u01a1n khi gia h\u1ea1n G\u00f3i b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 Turbo sang n\u0103m ti\u1ebfp theo, ch\u00fang t\u00f4i s\u1ebd t\u0103ng m\u1ee9c b\u1ea3o hi\u1ec3m c\u1ee7a g\u00f3i b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n truy\u1ec1n th\u1ed1ng m\u00e0 kh\u00f4ng t\u00ednh th\u00eam b\u1ea5t k\u1ef3 kho\u1ea3n ph\u00ed n\u00e0o.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">C\u00e1c ti\u1ec7n \u00edch m\u1edf r\u1ed9ng b\u1ed5 sung:<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ngo\u00e0i c\u00e1c t\u00f9y ch\u1ecdn n\u00eau tr\u00ean, b\u1ea1n c\u00f2n c\u00f3 th\u1ec3 mua th\u00eam nhi\u1ec1u t\u00f9y ch\u1ecdn kh\u00e1c cho G\u00f3i OC Turbo, bao g\u1ed3m:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>HDI Ekstra 2000<\/strong> \u2013 g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u1ea3m b\u1ea3o chi tr\u1ea3 2.000 z\u0142 trong tr\u01b0\u1eddng h\u1ee3p xe b\u1ecb tr\u1ed9m.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>D\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 l\u1ed1p xe HDI<\/strong> \u2013 \u0111\u1ea3m b\u1ea3o h\u1ed7 tr\u1ee3 trong tr\u01b0\u1eddng h\u1ee3p l\u1ed1p xe b\u1ecb th\u1ee7ng.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>HDI K\u00ednh <\/strong>\u2013 g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u1ea3m b\u1ea3o vi\u1ec7c s\u1eeda ch\u1eefa ho\u1eb7c thay th\u1ebf k\u00ednh b\u1ecb h\u01b0 h\u1ecfng m\u1ed9t c\u00e1ch nhanh ch\u00f3ng v\u00e0 kh\u00f4ng c\u1ea7n thanh to\u00e1n b\u1eb1ng ti\u1ec1n m\u1eb7t.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n kh\u00f4ng quan t\u00e2m \u0111\u1ebfn c\u00e1c t\u00f9y ch\u1ecdn m\u1edf r\u1ed9ng n\u00eau tr\u00ean \u2013 v\u1ed1n gi\u00fap t\u0103ng c\u01b0\u1eddng th\u00eam s\u1ef1 an to\u00e0n cho gia \u0111\u00ecnh b\u1ea1n c\u0169ng nh\u01b0 s\u1ef1 ti\u1ec7n l\u1ee3i cho b\u1ea3n th\u00e2n \u2013 b\u1ea1n c\u00f3 th\u1ec3 ch\u1ecdn G\u00f3i B\u1ea3o hi\u1ec3m Tr\u00e1ch nhi\u1ec7m D\u00e2n s\u1ef1 (OC) th\u00f4ng th\u01b0\u1eddng. Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, d\u1ecbch v\u1ee5 H\u1ed7 tr\u1ee3 Ti\u00eau chu\u1ea9n (Assistance Standard) v\u00e0 B\u1ea3o hi\u1ec3m Tai n\u1ea1n C\u00e1 nh\u00e2n (NNW) v\u1edbi m\u1ee9c b\u1ea3o hi\u1ec3m 5.000 z\u0142 s\u1ebd ph\u1ea3i tr\u1ea3 th\u00eam ph\u00ed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>H\u00e3y nh\u1edb nh\u00e9!<\/strong> N\u1ebfu b\u1ea1n ch\u1ecdn G\u00f3i b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (OC) th\u00f4ng th\u01b0\u1eddng, b\u1ea1n s\u1ebd kh\u00f4ng th\u1ec3 t\u1eadn d\u1ee5ng c\u00e1c t\u00f9y ch\u1ecdn b\u1ed5 sung khi gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng \u2013 nh\u1eefng t\u00f9y ch\u1ecdn n\u00e0y ch\u1ec9 d\u00e0nh ri\u00eang cho nh\u1eefng kh\u00e1ch h\u00e0ng mua G\u00f3i b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (OC) Turbo.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">T\u1ea1i HDI, kh\u00e1ch h\u00e0ng th\u00e2n thi\u1ebft s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c nhi\u1ec1u l\u1ee3i \u00edch h\u01a1n!<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>L\u01b0u \u00fd: <\/strong>HDI l\u00e0 th\u00e0nh vi\u00ean c\u1ee7a h\u1ec7 th\u1ed1ng gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng tr\u1ef1c ti\u1ebfp (BLS) tr\u00ean th\u1ecb tr\u01b0\u1eddng, \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng trong khu\u00f4n kh\u1ed5 Hi\u1ec7p h\u1ed9i B\u1ea3o hi\u1ec3m Ba Lan. M\u1ecdi ch\u1ee7 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 xe c\u01a1 gi\u1edbi c\u1ee7a HDI, n\u1ebfu b\u1ecb thi\u1ec7t h\u1ea1i do t\u00e0i x\u1ebf \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m t\u1ea1i m\u1ed9t c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u00e3 tham gia h\u1ec7 th\u1ed1ng BLS* g\u00e2y ra, v\u00e0 gi\u00e1 tr\u1ecb thi\u1ec7t h\u1ea1i kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 30.000 z\u0142, \u0111\u1ec1u c\u00f3 th\u1ec3 gi\u1ea3i quy\u1ebft to\u00e0n b\u1ed9 v\u1ee5 b\u1ed3i th\u01b0\u1eddng t\u1ea1i HDI t\u1eeb \u0111\u1ea7u \u0111\u1ebfn cu\u1ed1i.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">*\u0110\u00f3 l\u00e0: AVIVA TU OG\u00d3LNYCH S.A., AXA UBEZPIECZENIA TUiR S.A., STU ERGO HESTIA S.A., LINK4 TU S.A., UNIQA TU S.A. Viwnna Insurance Group, TUiR WARTA S.A.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">T\u1ea1i sao n\u00ean t\u1eadn d\u1ee5ng c\u01a1 h\u1ed9i n\u00e0y?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00f4ng ty b\u1ea3o hi\u1ec3m m\u00e0 ch\u00ednh b\u1ea1n \u0111\u00e3 l\u1ef1a ch\u1ecdn s\u1ebd ch\u1ecbu tr\u00e1ch nhi\u1ec7m to\u00e0n b\u1ed9 v\u1ec1 v\u1ee5 vi\u1ec7c c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu qu\u00fd kh\u00e1ch c\u00f3 nhu c\u1ea7u, HDI s\u1ebd cung c\u1ea5p v\u00e0 chi tr\u1ea3 chi ph\u00ed cho xe thay th\u1ebf ho\u1eb7c d\u1ecbch v\u1ee5 k\u00e9o xe trong tr\u01b0\u1eddng h\u1ee3p xe c\u1ee7a qu\u00fd kh\u00e1ch b\u1ecb h\u01b0 h\u1ecfng nghi\u00eam tr\u1ecdng. 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