{"id":3531,"date":"2022-02-27T10:02:53","date_gmt":"2022-02-27T09:02:53","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/ubezpieczenie\/pzu-auto-ac\/"},"modified":"2026-10-15T22:06:32","modified_gmt":"2026-10-15T20:06:32","slug":"pzu-auto-ac","status":"publish","type":"ubezpieczenie","link":"https:\/\/polisarium.pl\/vi\/tu\/pzu\/samochod\/pzu-auto-ac\/","title":{"rendered":"PZU Auto AC"},"content":{"rendered":"<p class=\"wp-block-paragraph\">B\u1ea1n c\u00f3 s\u1edf h\u1eefu ph\u01b0\u01a1ng ti\u1ec7n c\u01a1 gi\u1edbi kh\u00f4ng? Ch\u1eafc h\u1eb3n b\u1ea1n c\u0169ng bi\u1ebft r\u1eb1ng ng\u01b0\u1eddi l\u00e1i xe c\u00f3 th\u1ec3 g\u1eb7p ph\u1ea3i nhi\u1ec1u r\u1ee7i ro: tai n\u1ea1n, tr\u1ed9m c\u1eafp, m\u01b0a \u0111\u00e1\u2026 Trong tr\u01b0\u1eddng h\u1ee3p g\u1eb7p ph\u1ea3i nh\u1eefng v\u1ea5n \u0111\u1ec1 nh\u01b0 v\u1eady, g\u00f3i b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n \u00f4 t\u00f4 c\u1ee7a ch\u00fang t\u00f4i s\u1ebd gi\u00fap b\u1ea1n. D\u00f9 v\u1ea5n \u0111\u1ec1 \u0111\u00f3 c\u00f3 nghi\u00eam tr\u1ecdng hay kh\u00f4ng, x\u1ea3y ra \u1edf Ba Lan hay \u1edf n\u01b0\u1edbc ngo\u00e0i, ch\u00fang t\u00f4i \u0111\u1ec1u s\u1ebd chi tr\u1ea3 b\u1ed3i th\u01b0\u1eddng trong tr\u01b0\u1eddng h\u1ee3p xe b\u1ecb tr\u1ed9m c\u1eafp ho\u1eb7c h\u01b0 h\u1ecfng. V\u00e0 \u0111i\u1ec1u n\u00e0y kh\u00f4ng ph\u1ee5 thu\u1ed9c v\u00e0o vi\u1ec7c li\u1ec7u b\u1ea1n c\u00f3 ph\u1ea3i l\u00e0 ng\u01b0\u1eddi g\u00e2y ra s\u1ef1 c\u1ed1 hay kh\u00f4ng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">D\u00e0nh cho ai?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">G\u00f3i b\u1ea3o hi\u1ec3m n\u00e0y \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf d\u00e0nh cho c\u00e1c ch\u1ee7 xe lo ng\u1ea1i v\u1ec1 nguy c\u01a1 xe b\u1ecb tr\u1ed9m c\u1eafp, h\u01b0 h\u1ecfng ho\u1eb7c b\u1ecb ph\u00e1 h\u1ee7y.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Khi n\u00e0o v\u00e0 b\u1eb1ng c\u00e1ch n\u00e0o ch\u00fang t\u00f4i c\u00f3 th\u1ec3 gi\u00fap \u0111\u1ee1?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ch\u00fang t\u00f4i h\u1ed7 tr\u1ee3 trong nhi\u1ec1u t\u00ecnh hu\u1ed1ng kh\u00e1c nhau. H\u00e3y xem khi n\u00e0o ch\u00fang t\u00f4i c\u00f3 th\u1ec3 s\u1eeda ch\u1eefa xe v\u00e0 khi n\u00e0o s\u1ebd chi tr\u1ea3 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Va ch\u1ea1m ho\u1eb7c tai n\u1ea1n<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ch\u00fang t\u00f4i s\u1ebd chi tr\u1ea3 chi ph\u00ed s\u1eeda ch\u1eefa v\u00e0 ph\u1ee5 t\u00f9ng thay th\u1ebf n\u1ebfu xe c\u1ee7a b\u1ea1n b\u1ecb h\u01b0 h\u1ecfng ho\u1eb7c ph\u00e1 h\u1ee7y, v\u00ed d\u1ee5 nh\u01b0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>b\u1ea1n s\u1ebd g\u1eb7p tai n\u1ea1n giao th\u00f4ng,<\/li>\n\n\n<li>n\u1ebfu ai \u0111\u00f3 l\u00e0m h\u1ecfng xe c\u1ee7a b\u1ea1n v\u00e0 l\u00e0m m\u00f3p th\u00e2n xe,<\/li>\n\n\n<li>b\u00e3o, m\u01b0a \u0111\u00e1 ho\u1eb7c c\u00e1c hi\u1ec7n t\u01b0\u1ee3ng th\u1eddi ti\u1ebft kh\u00e1c c\u00f3 th\u1ec3 l\u00e0m h\u01b0 h\u1ecfng xe c\u1ee7a b\u1ea1n.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Tr\u1ed9m c\u1eafp<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ch\u00fang t\u00f4i s\u1ebd chi tr\u1ea3 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng n\u1ebfu ai \u0111\u00f3:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>s\u1ebd th\u1ef1c hi\u1ec7n h\u00e0nh vi tr\u1ed9m c\u1eafp ph\u01b0\u01a1ng ti\u1ec7n,<\/li>\n\n\n<li>s\u1ebd \u0111\u00e1nh c\u1eafp m\u1ed9t ph\u1ea7n ho\u1eb7c c\u00e1c thi\u1ebft b\u1ecb tr\u00ean xe c\u1ee7a b\u1ea1n,<\/li>\n\n\n<li>s\u1ebd ph\u00e1 h\u1ee7y ph\u01b0\u01a1ng ti\u1ec7n trong qu\u00e1 tr\u00ecnh \u0111\u1ed9t nh\u1eadp ho\u1eb7c khi c\u00f3 h\u00e0nh vi c\u1ed1 g\u1eafng \u0111\u1ed9t nh\u1eadp.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">G\u00f3i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 c\u01a1 b\u1ea3n c\u1ee7a ch\u00fang t\u00f4i kh\u00f4ng cung c\u1ea5p b\u1ea3o hi\u1ec3m t\u1ea1i Belarus, Nga, Ukraine v\u00e0 Moldova, t\u1ee9c l\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p tr\u1ed9m c\u1eafp t\u1ea1i c\u00e1c qu\u1ed1c gia n\u00e0y (g\u1ecdi t\u1eaft l\u00e0 BRUM).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u2026c\u00e1c s\u1ef1 ki\u1ec7n kh\u00e1c<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">G\u00f3i b\u1ea3o hi\u1ec3m AC c\u1ee7a ch\u00fang t\u00f4i c\u00f3 hi\u1ec7u l\u1ef1c trong nhi\u1ec1u t\u00ecnh hu\u1ed1ng \u2013 ngay c\u1ea3 nh\u1eefng t\u00ecnh hu\u1ed1ng m\u00e0 ch\u00fang ta kh\u00f4ng th\u1ec3 t\u01b0\u1edfng t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c. \u0110\u00e2y l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m b\u1ea3o v\u1ec7 tr\u01b0\u1edbc m\u1ecdi r\u1ee7i ro. Ch\u00fang t\u00f4i s\u1ebd lo vi\u1ec7c s\u1eeda ch\u1eefa xe c\u1ee7a b\u1ea1n kh\u00f4ng ch\u1ec9 sau m\u1ed9t v\u1ee5 va ch\u1ea1m, m\u00e0 c\u00f2n trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>c\u00e1c lo\u00e0i g\u1eb7m nh\u1ea5m s\u1ebd g\u1eb7m \u0111\u1ee9t d\u00e2y c\u00e1p,<\/li>\n\n\n<li>chi\u1ebfc xe s\u1ebd r\u01a1i xu\u1ed1ng l\u1ed7 b\u0103ng,<\/li>\n\n\n<li>m\u1ed9t con l\u1ee3n r\u1eebng s\u1ebd lao ra tr\u01b0\u1edbc \u0111\u1ea7u xe v\u00e0 l\u00e0m h\u1ecfng b\u1ed9 t\u1ea3n nhi\u1ec7t,<\/li>\n\n\n<li>m\u1ed9t v\u1eadt th\u1ec3 bay, v\u00ed d\u1ee5 nh\u01b0 m\u00e1y bay kh\u00f4ng ng\u01b0\u1eddi l\u00e1i, s\u1ebd r\u01a1i tr\u00fang ph\u01b0\u01a1ng ti\u1ec7n c\u1ee7a b\u1ea1n.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Ch\u00fang t\u00f4i ch\u1ecbu tr\u00e1ch nhi\u1ec7m \u0111\u1ed1i v\u1edbi t\u1ea5t c\u1ea3 c\u00e1c s\u1ef1 c\u1ed1 kh\u00f4ng \u0111\u01b0\u1ee3c lo\u1ea1i tr\u1eeb r\u00f5 r\u00e0ng trong c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m chung.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">C\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ch\u00fang t\u00f4i cung c\u1ea5p ba g\u00f3i b\u1ea3o hi\u1ec3m AC: g\u00f3i d\u1ecbch v\u1ee5, g\u00f3i t\u1ed1i \u01b0u v\u00e0 g\u00f3i \u0111\u1ed1i t\u00e1c. H\u00e3y xem c\u00e1ch b\u1ea1n c\u00f3 th\u1ec3 kh\u1eafc ph\u1ee5c thi\u1ec7t h\u1ea1i t\u00f9y thu\u1ed9c v\u00e0o g\u00f3i b\u1ea3o hi\u1ec3m m\u00e0 b\u1ea1n ch\u1ecdn:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>G\u00f3i d\u1ecbch v\u1ee5 \u2013 d\u00e0nh cho nh\u1eefng kh\u00e1ch h\u00e0ng coi tr\u1ecdng th\u01b0\u01a1ng hi\u1ec7u v\u00e0 ch\u1ea5t l\u01b0\u1ee3ng \u0111\u01b0\u1ee3c nh\u00e0 s\u1ea3n xu\u1ea5t \u00f4 t\u00f4 \u0111\u1ea3m b\u1ea3o, ho\u1eb7c ch\u1ee7 y\u1ebfu s\u1eed d\u1ee5ng c\u00e1c trung t\u00e2m b\u1ea3o d\u01b0\u1ee1ng \u1ee7y quy\u1ec1n. N\u1ebfu xe c\u1ea7n s\u1eeda ch\u1eefa, ch\u00fang t\u00f4i s\u1ebd s\u1eed d\u1ee5ng ph\u1ee5 t\u00f9ng ch\u00ednh h\u00e3ng.<\/li>\n\n\n<li>L\u1ef1a ch\u1ecdn t\u1ed1i \u01b0u \u2013 d\u00e0nh cho nh\u1eefng ai coi tr\u1ecdng ch\u1ea5t l\u01b0\u1ee3ng cao v\u1edbi m\u1ee9c gi\u00e1 h\u1ee3p l\u00fd. C\u00e1c b\u1ed9 ph\u1eadn thay th\u1ebf s\u1ebd \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 s\u1eeda ch\u1eefa \u2013 \u0111\u00f3 l\u00e0 nh\u1eefng b\u1ed9 ph\u1eadn kh\u00f4ng mang nh\u00e3n hi\u1ec7u c\u1ee7a nh\u00e0 s\u1ea3n xu\u1ea5t xe, nh\u01b0ng c\u00f3 ch\u1ea5t l\u01b0\u1ee3ng \u0111\u00e3 \u0111\u01b0\u1ee3c ki\u1ec3m ch\u1ee9ng (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi ch\u1ea5t l\u01b0\u1ee3ng c\u1ee7a c\u00e1c b\u1ed9 ph\u1eadn ch\u00ednh h\u00e3ng).<\/li>\n\n\n<li>G\u00f3i b\u1ea3o hi\u1ec3m \u0111\u1ed1i t\u00e1c \u2013 d\u00e0nh cho nh\u1eefng ng\u01b0\u1eddi \u0111ang t\u00ecm ki\u1ebfm g\u00f3i b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n cho xe \u00f4 t\u00f4 v\u1edbi m\u1ee9c ph\u00ed th\u1ea5p. Ch\u00fang t\u00f4i s\u1ebd s\u1eed d\u1ee5ng ph\u1ee5 t\u00f9ng ch\u00ednh h\u00e3ng \u0111\u1ec3 s\u1eeda ch\u1eefa, m\u00e0 kh\u00f4ng kh\u1ea5u tr\u1eeb gi\u00e1 tr\u1ecb hao m\u00f2n c\u1ee7a ch\u00fang. \u0110i\u1ec1u ki\u1ec7n l\u00e0 vi\u1ec7c s\u1eeda ch\u1eefa ph\u1ea3i \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n t\u1ea1i m\u1ed9t trong c\u00e1c x\u01b0\u1edfng s\u1eeda ch\u1eefa \u0111\u1ed1i t\u00e1c.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">M\u1edf r\u1ed9ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">V\u1edbi m\u1ed9t kho\u1ea3n ph\u00ed b\u1ed5 sung, b\u1ea1n c\u00f3 th\u1ec3 m\u1edf r\u1ed9ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m AC, v\u00ed d\u1ee5 nh\u01b0 th\u00eam b\u1ea3o hi\u1ec3m h\u00e0nh l\u00fd ho\u1eb7c xe thay th\u1ebf trong su\u1ed1t th\u1eddi gian s\u1eeda ch\u1eefa xe c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Auto Non Stop \u2013 ch\u00fang t\u00f4i s\u1ebd cung c\u1ea5p cho b\u1ea1n m\u1ed9t chi\u1ebfc xe con thay th\u1ebf trong th\u1eddi gian s\u1eeda ch\u1eefa v\u00e0 s\u1eafp x\u1ebfp vi\u1ec7c s\u1eeda ch\u1eefa xe c\u1ee7a b\u1ea1n t\u1ea1i M\u1ea1ng l\u01b0\u1edbi S\u1eeda ch\u1eefa PZU.<\/li>\n\n\n<li>B\u1ea3o \u0111\u1ea3m gi\u00e1 tr\u1ecb xe (Auto Warto\u015b\u0107 100%) \u2013 Chi\u1ebfc xe c\u1ee7a b\u1ea1n s\u1ebd lu\u00f4n gi\u1eef nguy\u00ean gi\u00e1 tr\u1ecb \u0111\u1ed1i v\u1edbi ch\u00fang t\u00f4i \u2013 trong su\u1ed1t c\u1ea3 n\u0103m.<\/li>\n\n\n<li>B\u1ea3o hi\u1ec3m \u00f4 t\u00f4 \u2013 S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m c\u1ed1 \u0111\u1ecbnh \u2013 ch\u00fang t\u00f4i \u0111\u1ea3m b\u1ea3o s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m kh\u00f4ng thay \u0111\u1ed5i, nh\u1edd \u0111\u00f3 ngay c\u1ea3 sau v\u00e0i v\u1ee5 va ch\u1ea1m nh\u1eb9, b\u1ea1n v\u1eabn s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c kho\u1ea3n b\u1ed3i th\u01b0\u1eddng \u0111\u1ea7y \u0111\u1ee7 cho chi\u1ebfc xe c\u1ee7a m\u00ecnh.<\/li>\n\n\n<li>B\u1ea3o hi\u1ec3m h\u00e0nh l\u00fd \u2013 ch\u00fang t\u00f4i s\u1ebd b\u1ed3i th\u01b0\u1eddng cho b\u1ea1n nh\u1eefng v\u1eadt d\u1ee5ng b\u1ecb h\u01b0 h\u1ecfng do tai n\u1ea1n ho\u1eb7c b\u1ecb tr\u1ed9m kh\u1ecfi xe.<\/li>\n\n\n<li>Xe thay th\u1ebf \u2013 qu\u00fd kh\u00e1ch t\u1ef1 thu\u00ea b\u1ea5t k\u1ef3 chi\u1ebfc xe thay th\u1ebf n\u00e0o, v\u00e0 ch\u00fang t\u00f4i s\u1ebd ho\u00e0n tr\u1ea3 chi ph\u00ed cho qu\u00fd kh\u00e1ch (trong ph\u1ea1m vi gi\u1edbi h\u1ea1n \u0111\u00e3 th\u1ecfa thu\u1eadn chung).<\/li>\n\n\n<li>Lo\u1ea1i tr\u1eeb t\u1ed5n th\u1ea5t kh\u1ecfi b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (AC) \u2013 t\u00f9y ch\u1ecdn b\u1ed5 sung \u201clo\u1ea1i tr\u1eeb t\u1ed5n th\u1ea5t\u201d \u2013 nh\u1edd \u0111\u00f3, t\u1ed5n th\u1ea5t \u0111\u1ea7u ti\u00ean ph\u00e1t sinh t\u1eeb h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (AC) s\u1ebd kh\u00f4ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m khi k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (AC) ti\u1ebfp theo t\u1ea1i PZU.<\/li>\n\n\n<li>D\u1ecbch v\u1ee5 k\u00e9o xe \u2013 ch\u00fang t\u00f4i s\u1ebd ho\u00e0n tr\u1ea3 chi ph\u00ed k\u00e9o xe c\u1ee7a qu\u00fd kh\u00e1ch n\u1ebfu chi ph\u00ed n\u00e0y v\u01b0\u1ee3t qu\u00e1 m\u1ee9c \u0111\u01b0\u1ee3c chi tr\u1ea3 trong ph\u1ea1m vi h\u1ea1n m\u1ee9c b\u1ea3o hi\u1ec3m AC.<\/li>\n\n\n<li>S\u1eed d\u1ee5ng kh\u00f4ng theo m\u1ee5c \u0111\u00edch th\u00f4ng th\u01b0\u1eddng \u2013 ch\u00fang t\u00f4i s\u1ebd b\u1ea3o hi\u1ec3m cho xe \u00f4 t\u00f4 c\u1ee7a qu\u00fd kh\u00e1ch tr\u01b0\u1edbc nh\u1eefng thi\u1ec7t h\u1ea1i x\u1ea3y ra trong th\u1eddi gian xe \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng kh\u00f4ng theo m\u1ee5c \u0111\u00edch th\u00f4ng th\u01b0\u1eddng, v\u00ed d\u1ee5 nh\u01b0 l\u00e0m taxi ho\u1eb7c \u0111\u1ec3 h\u1ecdc l\u00e1i xe.<\/li>\n\n\n<li>Tr\u1ed9m c\u1eafp t\u1ea1i BRUM \u2013 ch\u00fang t\u00f4i s\u1ebd chi tr\u1ea3 b\u1ed3i th\u01b0\u1eddng n\u1ebfu xe c\u1ee7a b\u1ea1n, b\u1ea5t k\u1ef3 b\u1ed9 ph\u1eadn n\u00e0o c\u1ee7a xe ho\u1eb7c thi\u1ebft b\u1ecb \u0111i k\u00e8m b\u1ecb \u0111\u00e1nh c\u1eafp tr\u00ean l\u00e3nh th\u1ed5 Belarus, Nga, Ukraine v\u00e0 Moldova.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Gi\u1ea3m ph\u1ea1m vi b\u1ea3o hi\u1ec3m<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">B\u1ea1n c\u00f3 th\u1ec3 th\u00eam c\u00e1c t\u00f9y ch\u1ecdn v\u00e0o g\u00f3i b\u1ea3o hi\u1ec3m c\u1ee7a m\u00ecnh \u0111\u1ec3 thu h\u1eb9p ph\u1ea1m vi b\u1ea3o hi\u1ec3m. Nh\u1edd \u0111\u00f3, b\u1ea1n s\u1ebd gi\u1ea3m \u0111\u01b0\u1ee3c m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m v\u00e0 \u0111i\u1ec1u ch\u1ec9nh g\u00f3i b\u1ea3o hi\u1ec3m cho ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u c\u1ee7a m\u00ecnh. H\u00e3y xem c\u00e1ch th\u1ef1c hi\u1ec7n nh\u01b0 th\u1ebf n\u00e0o.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>M\u1ee9c kh\u1ea5u tr\u1eeb c\u1ed1 \u0111\u1ecbnh \u2013 ch\u00fang t\u00f4i lu\u00f4n tr\u1eeb \u0111i m\u1ed9t kho\u1ea3n c\u1ed1 \u0111\u1ecbnh kh\u1ecfi s\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng.<\/li>\n\n\n<li>M\u1ee9c kh\u1ea5u tr\u1eeb 25% d\u00e0nh cho t\u00e0i x\u1ebf tr\u1ebb \u2013 c\u00f3 t\u00f9y ch\u1ecdn gi\u1ea3m ph\u00ed b\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng t\u01b0\u01a1ng \u1ee9ng v\u1edbi 25% gi\u00e1 tr\u1ecb thi\u1ec7t h\u1ea1i, n\u1ebfu ch\u1ee7 s\u1edf h\u1eefu ph\u01b0\u01a1ng ti\u1ec7n l\u00e0 ng\u01b0\u1eddi ch\u01b0a \u0111\u1ee7 26 tu\u1ed5i. Nh\u1edd \u0111\u00f3, b\u1ea1n s\u1ebd ph\u1ea3i tr\u1ea3 \u00edt h\u01a1n.<\/li>\n\n\n<li>AC Mini \u2013 \u0111\u00e2y l\u00e0 g\u00f3i b\u1ea3o hi\u1ec3m c\u00f3 m\u1ee9c ph\u00ed r\u1ebb h\u01a1n, nh\u01b0ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m h\u1eb9p h\u01a1n so v\u1edbi g\u00f3i b\u1ea3o hi\u1ec3m AC to\u00e0n di\u1ec7n.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">T\u1ea1i sao l\u1ea1i \u0111\u00e1ng gi\u00e1?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>S\u1eeda ch\u1eefa nhanh ch\u00f3ng t\u1ea1i m\u1ed9t trong 1.200 x\u01b0\u1edfng s\u1eeda ch\u1eefa h\u1ee3p t\u00e1c v\u1edbi PZU.<\/li>\n\n\n<li>G\u00f3i d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 c\u01a1 b\u1ea3n mi\u1ec5n ph\u00ed \u201cPZU Pomoc w Drodze Komfort\u201d, v\u00ed d\u1ee5 nh\u01b0 d\u1ecbch v\u1ee5 k\u00e9o xe, xe thay th\u1ebf.<\/li>\n\n\n<li>B\u1ea3o hi\u1ec3m th\u1eadm ch\u00ed \u0111\u1ed1i v\u1edbi nh\u1eefng s\u1ef1 c\u1ed1 m\u00e0 hi\u1ec7n t\u1ea1i b\u1ea1n kh\u00f4ng th\u1ec3 t\u01b0\u1edfng t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c \u2013 mi\u1ec5n l\u00e0 ch\u00fang kh\u00f4ng b\u1ecb lo\u1ea1i tr\u1eeb r\u00f5 r\u00e0ng trong c\u00e1c \u0111i\u1ec1u kho\u1ea3n chung c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Ph\u1ea1m vi b\u1ea3o hi\u1ec3m \u2013 c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb v\u00e0 gi\u1edbi h\u1ea1n<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">B\u1ea3o hi\u1ec3m kh\u00f4ng bao g\u1ed3m, trong s\u1ed1 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00e1c, c\u00e1c thi\u1ec7t h\u1ea1i sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>c\u00f3 gi\u00e1 tr\u1ecb kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 300 z\u0142 \u2013 tr\u1eeb tr\u01b0\u1eddng h\u1ee3p thi\u1ec7t h\u1ea1i do h\u01b0 h\u1ecfng n\u1ed9i th\u1ea5t xe g\u00e2y ra b\u1edfi nh\u1eefng ng\u01b0\u1eddi m\u00e0 vi\u1ec7c ch\u1edf h\u1ecd l\u00e0 b\u1eaft bu\u1ed9c \u0111\u1ec3 cung c\u1ea5p h\u1ed7 tr\u1ee3 y t\u1ebf,<\/li>\n\n\n<li>do vi\u1ec7c ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi c\u00f3 quy\u1ec1n s\u1eed d\u1ee5ng xe ho\u1eb7c ng\u01b0\u1eddi s\u1ed1ng chung trong c\u00f9ng m\u1ed9t h\u1ed9 gia \u0111\u00ecnh v\u1edbi ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m \u0111i\u1ec1u khi\u1ec3n ph\u01b0\u01a1ng ti\u1ec7n m\u00e0 kh\u00f4ng c\u00f3 gi\u1ea5y ph\u00e9p l\u00e1i xe,<\/li>\n\n\n<li>chi ph\u00ed v\u1eadn h\u00e0nh,<\/li>\n\n\n<li>trong trang b\u1ecb c\u1ee7a ph\u01b0\u01a1ng ti\u1ec7n m\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c n\u00eau trong h\u1ee3p \u0111\u1ed3ng.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">B\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o danh s\u00e1ch \u0111\u1ea7y \u0111\u1ee7 c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m trong c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m chung.<\/p>","protected":false},"featured_media":3366,"template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[11],"class_list":["post-3531","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-samochod"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>PZU Auto AC | Polisarium<\/title>\n<meta name=\"description\" content=\"Wybierz jeden z trzech wariant\u00f3w naprawy, skorzystaj z Auto Assistance, auta zast\u0119pczego czy ochrony baga\u017cu. Sprawd\u017a ofert\u0119 PZU Auto AC w Polisarium!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/polisarium.pl\/vi\/o-day\/pzu\/chiec-xe\/pzu-auto-ac\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PZU Auto AC\" \/>\n<meta property=\"og:description\" content=\"Wybierz jeden z trzech wariant\u00f3w naprawy, skorzystaj z Auto Assistance, auta zast\u0119pczego czy ochrony baga\u017cu. Sprawd\u017a ofert\u0119 PZU Auto AC w Polisarium!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/polisarium.pl\/vi\/o-day\/pzu\/chiec-xe\/pzu-auto-ac\/\" \/>\n<meta property=\"og:site_name\" content=\"Polisarium - TANIE UBEZPIECZENIA OC AC tel.: 22 299 11 11\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/POLISARIUM\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-15T20:06:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/fotolia_36718178_subscription_l-scaled.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1706\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/vi\\\/tu\\\/pzu\\\/samochod\\\/pzu-auto-ac\\\/\",\"url\":\"https:\\\/\\\/polisarium.pl\\\/vi\\\/tu\\\/pzu\\\/samochod\\\/pzu-auto-ac\\\/\",\"name\":\"PZU Auto AC | Polisarium\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/vi\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/vi\\\/tu\\\/pzu\\\/samochod\\\/pzu-auto-ac\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/vi\\\/tu\\\/pzu\\\/samochod\\\/pzu-auto-ac\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/fotolia_36718178_subscription_l-scaled.webp\",\"datePublished\":\"2022-02-27T09:02:53+00:00\",\"dateModified\":\"2026-10-15T20:06:32+00:00\",\"description\":\"Wybierz jeden z trzech wariant\u00f3w naprawy, skorzystaj z Auto Assistance, auta zast\u0119pczego czy ochrony baga\u017cu. Sprawd\u017a ofert\u0119 PZU Auto AC w Polisarium!\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/vi\\\/tu\\\/pzu\\\/samochod\\\/pzu-auto-ac\\\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/polisarium.pl\\\/vi\\\/tu\\\/pzu\\\/samochod\\\/pzu-auto-ac\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/vi\\\/tu\\\/pzu\\\/samochod\\\/pzu-auto-ac\\\/#primaryimage\",\"url\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/fotolia_36718178_subscription_l-scaled.webp\",\"contentUrl\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/fotolia_36718178_subscription_l-scaled.webp\",\"width\":2560,\"height\":1706,\"caption\":\"Ubezpieczenia Polisarium\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/vi\\\/tu\\\/pzu\\\/samochod\\\/pzu-auto-ac\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Strona g\u0142\u00f3wna\",\"item\":\"https:\\\/\\\/polisarium.pl\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Samoch\u00f3d\",\"item\":\"https:\\\/\\\/polisarium.pl\\\/rodzaj-ubezpieczenia\\\/samochod\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"PZU Auto AC\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/vi\\\/#website\",\"url\":\"https:\\\/\\\/polisarium.pl\\\/vi\\\/\",\"name\":\"Polisarium\",\"description\":\"Ubezpieczenia online - samochod, dom, zdrowie, turystyka, firma\",\"publisher\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/vi\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/polisarium.pl\\\/vi\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/vi\\\/#organization\",\"name\":\"Polisarium sp. z o.o.\",\"alternateName\":\"Polisarium\",\"url\":\"https:\\\/\\\/polisarium.pl\\\/vi\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/polisarium.pl\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/logo.webp\",\"contentUrl\":\"https:\\\/\\\/polisarium.pl\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/logo.webp\",\"width\":244,\"height\":68,\"caption\":\"Polisarium sp. z o.o.\"},\"image\":{\"@id\":\"https:\\\/\\\/polisarium.pl\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/POLISARIUM\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"PZU Auto AC | Polisarium","description":"H\u00e3y ch\u1ecdn m\u1ed9t trong ba ph\u01b0\u01a1ng \u00e1n s\u1eeda ch\u1eefa, s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 Auto Assistance, xe thay th\u1ebf ho\u1eb7c b\u1ea3o hi\u1ec3m h\u00e0nh l\u00fd. Kh\u00e1m ph\u00e1 g\u00f3i b\u1ea3o hi\u1ec3m PZU Auto AC t\u1ea1i Polisarium!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/polisarium.pl\/vi\/o-day\/pzu\/chiec-xe\/pzu-auto-ac\/","og_locale":"vi_VN","og_type":"article","og_title":"PZU Auto AC","og_description":"Wybierz jeden z trzech wariant\u00f3w naprawy, skorzystaj z Auto Assistance, auta zast\u0119pczego czy ochrony baga\u017cu. Sprawd\u017a ofert\u0119 PZU Auto AC w Polisarium!","og_url":"https:\/\/polisarium.pl\/vi\/o-day\/pzu\/chiec-xe\/pzu-auto-ac\/","og_site_name":"Polisarium - TANIE UBEZPIECZENIA OC AC tel.: 22 299 11 11","article_publisher":"https:\/\/www.facebook.com\/POLISARIUM","article_modified_time":"2026-10-15T20:06:32+00:00","og_image":[{"width":2560,"height":1706,"url":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/fotolia_36718178_subscription_l-scaled.webp","type":"image\/webp"}],"twitter_card":"summary_large_image","twitter_misc":{"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"5 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/polisarium.pl\/vi\/tu\/pzu\/samochod\/pzu-auto-ac\/","url":"https:\/\/polisarium.pl\/vi\/tu\/pzu\/samochod\/pzu-auto-ac\/","name":"PZU Auto AC | Polisarium","isPartOf":{"@id":"https:\/\/polisarium.pl\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/polisarium.pl\/vi\/tu\/pzu\/samochod\/pzu-auto-ac\/#primaryimage"},"image":{"@id":"https:\/\/polisarium.pl\/vi\/tu\/pzu\/samochod\/pzu-auto-ac\/#primaryimage"},"thumbnailUrl":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/fotolia_36718178_subscription_l-scaled.webp","datePublished":"2022-02-27T09:02:53+00:00","dateModified":"2026-10-15T20:06:32+00:00","description":"H\u00e3y ch\u1ecdn m\u1ed9t trong ba ph\u01b0\u01a1ng \u00e1n s\u1eeda ch\u1eefa, s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 Auto Assistance, xe thay th\u1ebf ho\u1eb7c b\u1ea3o hi\u1ec3m h\u00e0nh l\u00fd. Kh\u00e1m ph\u00e1 g\u00f3i b\u1ea3o hi\u1ec3m PZU Auto AC t\u1ea1i Polisarium!","breadcrumb":{"@id":"https:\/\/polisarium.pl\/vi\/tu\/pzu\/samochod\/pzu-auto-ac\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/polisarium.pl\/vi\/tu\/pzu\/samochod\/pzu-auto-ac\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/polisarium.pl\/vi\/tu\/pzu\/samochod\/pzu-auto-ac\/#primaryimage","url":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/fotolia_36718178_subscription_l-scaled.webp","contentUrl":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/fotolia_36718178_subscription_l-scaled.webp","width":2560,"height":1706,"caption":"Ubezpieczenia Polisarium"},{"@type":"BreadcrumbList","@id":"https:\/\/polisarium.pl\/vi\/tu\/pzu\/samochod\/pzu-auto-ac\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Strona g\u0142\u00f3wna","item":"https:\/\/polisarium.pl\/"},{"@type":"ListItem","position":2,"name":"Samoch\u00f3d","item":"https:\/\/polisarium.pl\/rodzaj-ubezpieczenia\/samochod\/"},{"@type":"ListItem","position":3,"name":"PZU Auto AC"}]},{"@type":"WebSite","@id":"https:\/\/polisarium.pl\/vi\/#website","url":"https:\/\/polisarium.pl\/vi\/","name":"Polisarium","description":"B\u1ea3o hi\u1ec3m tr\u1ef1c tuy\u1ebfn - \u00f4 t\u00f4, nh\u00e0 \u1edf, s\u1ee9c kh\u1ecfe, du l\u1ecbch, doanh nghi\u1ec7p","publisher":{"@id":"https:\/\/polisarium.pl\/vi\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/polisarium.pl\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/polisarium.pl\/vi\/#organization","name":"Polisarium C\u00f4ng ty TNHH.","alternateName":"Polisarium","url":"https:\/\/polisarium.pl\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/polisarium.pl\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/10\/logo.webp","contentUrl":"https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/10\/logo.webp","width":244,"height":68,"caption":"Polisarium sp. z o.o."},"image":{"@id":"https:\/\/polisarium.pl\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/POLISARIUM"]}]}},"taxonomy_info":{"rodzaj-ubezpieczenia":[{"value":11,"label":"Samoch\u00f3d"}]},"featured_image_src_large":["https:\/\/polisarium.pl\/wp-content\/uploads\/2026\/07\/fotolia_36718178_subscription_l-1024x682.webp",1024,682,true],"author_info":[],"comment_info":"","_links":{"self":[{"href":"https:\/\/polisarium.pl\/vi\/wp-json\/wp\/v2\/ubezpieczenie\/3531","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/polisarium.pl\/vi\/wp-json\/wp\/v2\/ubezpieczenie"}],"about":[{"href":"https:\/\/polisarium.pl\/vi\/wp-json\/wp\/v2\/types\/ubezpieczenie"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/polisarium.pl\/vi\/wp-json\/wp\/v2\/media\/3366"}],"wp:attachment":[{"href":"https:\/\/polisarium.pl\/vi\/wp-json\/wp\/v2\/media?parent=3531"}],"wp:term":[{"taxonomy":"rodzaj-ubezpieczenia","embeddable":true,"href":"https:\/\/polisarium.pl\/vi\/wp-json\/wp\/v2\/rodzaj-ubezpieczenia?post=3531"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}