{"id":3562,"date":"2022-01-09T10:58:51","date_gmt":"2022-01-09T09:58:51","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/ubezpieczenie\/ubezpieczenie-oc-warta\/"},"modified":"2026-10-15T22:06:25","modified_gmt":"2026-10-15T20:06:25","slug":"bao-hiem-trach-nhiem-dan-su-oc-tai-warta","status":"publish","type":"ubezpieczenie","link":"https:\/\/polisarium.pl\/vi\/tu\/warta\/samochod\/ubezpieczenie-oc-warta\/","title":{"rendered":"B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 Warta"},"content":{"rendered":"<h2 class=\"wp-block-heading\">B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 Warta<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">B\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c d\u00e0nh cho ch\u1ee7 xe \u00f4 t\u00f4<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (OC) \u0111\u1ea3m b\u1ea3o vi\u1ec7c chi tr\u1ea3 b\u1ed3i th\u01b0\u1eddng trong tr\u01b0\u1eddng h\u1ee3p ch\u1ee7 xe g\u00e2y thi\u1ec7t h\u1ea1i cho ng\u01b0\u1eddi kh\u00e1c v\u00e0 ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd v\u1ec1 \u0111i\u1ec1u \u0111\u00f3. C\u00f4ng c\u1ee5 t\u00ednh to\u00e1n c\u1ee7a ch\u00fang t\u00f4i cho ph\u00e9p b\u1ea1n t\u00ednh ph\u00ed b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 ch\u1ec9 trong v\u00e0i ph\u00fat. Trong tr\u01b0\u1eddng h\u1ee3p b\u1ea1n g\u1eb7p s\u1ef1 c\u1ed1 tr\u00ean \u0111\u01b0\u1eddng \u2013 ch\u00fang t\u00f4i s\u1ebd bao g\u1ed3m g\u00f3i b\u1ea3o hi\u1ec3m H\u1ed7 tr\u1ee3 Ti\u00eau chu\u1ea9n (Assistance Standard). N\u1ebfu b\u1ea1n quy\u1ebft \u0111\u1ecbnh ch\u1ecdn ph\u1ea1m vi b\u1ea3o hi\u1ec3m r\u1ed9ng h\u01a1n, ch\u00fang t\u00f4i s\u1ebd \u0111i\u1ec1u ch\u1ec9nh h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m sao cho ph\u00f9 h\u1ee3p v\u1edbi y\u00eau c\u1ea7u c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">B\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c nh\u1eefng l\u1ee3i \u00edch g\u00ec khi ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 t\u1ea1i Warta?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 \u2013 Chi tr\u1ea3 nhanh ch\u00f3ng <\/strong>\u2013 Trong tr\u01b0\u1eddng h\u1ee3p xe c\u1ee7a b\u1ea1n b\u1ecb h\u01b0 h\u1ecfng do tai n\u1ea1n, ch\u00fang t\u00f4i s\u1ebd lo li\u1ec7u m\u1ecdi vi\u1ec7c. N\u1ebfu t\u1ed5ng gi\u00e1 tr\u1ecb thi\u1ec7t h\u1ea1i v\u01b0\u1ee3t qu\u00e1 500.000 z\u0142, Warta s\u1ebd ti\u1ebfp nh\u1eadn th\u00f4ng b\u00e1o v\u1ec1 thi\u1ec7t h\u1ea1i \u0111\u00f3 v\u00e0 x\u1eed l\u00fd to\u00e0n b\u1ed9 v\u1ee5 vi\u1ec7c t\u1eeb \u0111\u1ea7u \u0111\u1ebfn cu\u1ed1i.<\/li>\n\n\n<li><strong>C\u1ee9u h\u1ed9 t\u1ea1i hi\u1ec7n tr\u01b0\u1eddng v\u1ee5 tai n\u1ea1n<\/strong> \u2013 Ch\u00fang t\u00f4i cam k\u1ebft h\u1ed7 tr\u1ee3 sau tai n\u1ea1n, b\u1ea5t k\u1ec3 ai l\u00e0 ng\u01b0\u1eddi g\u00e2y ra tai n\u1ea1n. Ch\u00fang t\u00f4i s\u1ebd t\u01b0 v\u1ea5n, \u0111i\u1ec1u xe c\u1ee9u h\u1ed9 \u0111\u1ebfn hi\u1ec7n tr\u01b0\u1eddng v\u00e0 chi tr\u1ea3 chi ph\u00ed cho d\u1ecbch v\u1ee5 n\u00e0y.<\/li>\n\n\n<li><strong>B\u1ea3o l\u01b0u c\u00e1c m\u1ee9c gi\u1ea3m gi\u00e1<\/strong> \u2013 N\u1ebfu x\u1ea3y ra thi\u1ec7t h\u1ea1i l\u00ean \u0111\u1ebfn 5.000 z\u0142, khi gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng, b\u1ea1n s\u1ebd kh\u00f4ng b\u1ecb m\u1ea5t c\u00e1c m\u1ee9c gi\u1ea3m gi\u00e1 d\u00e0nh cho ng\u01b0\u1eddi l\u00e1i xe kh\u00f4ng g\u00e2y tai n\u1ea1n. N\u1ebfu trong su\u1ed1t n\u0103m \u0111\u00f3 b\u1ea1n kh\u00f4ng g\u00e2y ra b\u1ea5t k\u1ef3 thi\u1ec7t h\u1ea1i n\u00e0o, th\u00ec khi gia h\u1ea1n h\u1ee3p \u0111\u1ed3ng v\u00e0o n\u0103m ti\u1ebfp theo, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o gi\u1eef nguy\u00ean c\u00e1c m\u1ee9c gi\u1ea3m gi\u00e1 m\u00e0 kh\u00f4ng c\u00f3 gi\u1edbi h\u1ea1n.<\/li>\n\n\n<li><strong>X\u1eed l\u00fd b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i tr\u1ef1c ti\u1ebfp (BLS)<\/strong> \u2013 N\u1ebfu ng\u01b0\u1eddi g\u00e2y ra thi\u1ec7t h\u1ea1i cho ph\u01b0\u01a1ng ti\u1ec7n c\u1ee7a b\u1ea1n c\u00f3 b\u1ea3o hi\u1ec3m t\u1ea1i m\u1ed9t c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00e1c thu\u1ed9c h\u1ec7 th\u1ed1ng BLS, th\u00ec ch\u00fang t\u00f4i s\u1ebd chi tr\u1ea3 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng cho b\u1ea1n v\u00e0 ho\u00e0n t\u1ea5t c\u00e1c th\u1ee7 t\u1ee5c v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ee7a ng\u01b0\u1eddi g\u00e2y ra thi\u1ec7t h\u1ea1i.<\/li>\n\n\n<li><strong>G\u00f3i D\u1ecbch v\u1ee5 Kh\u00e1ch h\u00e0ng Th\u01b0\u1eddng xuy\u00ean<\/strong> \u2013 B\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng c\u00e1c \u0111i\u1ec1u ki\u1ec7n \u01b0u \u0111\u00e3i khi mua c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m b\u1ed5 sung, v\u00ed d\u1ee5 nh\u01b0 m\u1ee9c b\u1ea3o hi\u1ec3m cao h\u01a1n v\u1edbi c\u00f9ng m\u1ee9c ph\u00ed.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 \u00f4 t\u00f4 c\u1ee7a Warta bao g\u1ed3m nh\u1eefng g\u00ec? V\u00ed d\u1ee5<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Va ch\u1ea1m t\u1ea1i \u0111\u00e8n giao th\u00f4ng \u2013 khi do b\u1ea5t c\u1ea9n m\u00e0 b\u1ea1n \u0111\u00e2m v\u00e0o chi\u1ebfc xe ph\u00eda tr\u01b0\u1edbc \u0111ang d\u1eebng ch\u1edd \u0111\u00e8n \u0111\u1ecf.<\/li>\n\n\n<li>Va ch\u1ea1m v\u1edbi ng\u01b0\u1eddi \u0111i xe \u0111\u1ea1p ho\u1eb7c ng\u01b0\u1eddi \u0111i b\u1ed9.<\/li>\n\n\n<li>Ph\u00e1 ho\u1ea1i t\u00e0i s\u1ea3n c\u1ee7a ng\u01b0\u1eddi kh\u00e1c \u2013 v\u00ed d\u1ee5 nh\u01b0 ph\u00e1 ho\u1ea1i c\u1ed5ng v\u00e0o nh\u00e0 h\u00e0ng x\u00f3m.<\/li>\n\n\n<li>L\u00e0m x\u01b0\u1edbc xe c\u1ee7a ng\u01b0\u1eddi kh\u00e1c \u2013 khi b\u1ea1n m\u1edf c\u1eeda xe qu\u00e1 r\u1ed9ng v\u00e0 v\u00f4 t\u00ecnh l\u00e0m x\u01b0\u1edbc xe c\u1ee7a ng\u01b0\u1eddi kh\u00e1c t\u1ea1i b\u00e3i \u0111\u1ed7 xe.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 kh\u00f4ng bao g\u1ed3m nh\u1eefng g\u00ec? V\u00ed d\u1ee5<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>H\u01b0 h\u1ecfng xe c\u1ee7a b\u1ea1n \u2013 khi b\u1ea1n l\u00e0m x\u01b0\u1edbc c\u1eeda xe c\u1ee7a ch\u00ednh m\u00ecnh trong l\u00fac ch\u1ea5t xe \u0111\u1ea1p l\u00ean xe \u0111\u1ec3 \u0111i du l\u1ecbch cu\u1ed1i tu\u1ea7n.<\/li>\n\n\n<li>\u1eaec-quy c\u1ea1n \u0111i\u1ec7n \u2013 khi s\u1ef1 c\u1ed1 khi\u1ebfn b\u1ea1n kh\u00f4ng th\u1ec3 ti\u1ebfp t\u1ee5c h\u00e0nh tr\u00ecnh v\u00e0 b\u1ea1n mu\u1ed1n g\u1ecdi c\u1ee9u h\u1ed9.<\/li>\n\n\n<li>\u0110\u1eadp v\u1ee1 k\u00ednh v\u00e0 tr\u1ed9m c\u1eafp \u2013 khi ai \u0111\u00f3 g\u00e2y thi\u1ec7t h\u1ea1i cho xe c\u1ee7a b\u1ea1n trong l\u00fac c\u1ed1 g\u1eafng tr\u1ed9m c\u1eafp.<\/li>\n\n\n<li>H\u01b0 h\u1ecfng ng\u00f4i nh\u00e0 c\u1ee7a b\u1ea1n \u2013 khi b\u1ea1n l\u00e0m h\u1ecfng m\u1eb7t ti\u1ec1n ng\u00f4i nh\u00e0 c\u1ee7a ch\u00ednh m\u00ecnh trong l\u00fac \u0111\u1ed7 xe.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">TU Warta \u2013 B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 \u00f4 t\u00f4 ph\u00f9 h\u1ee3p v\u1edbi xe c\u1ee7a b\u1ea1n<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (OC) t\u1ea1i Warta kh\u00f4ng ch\u1ec9 l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c, m\u00e0 c\u00f2n mang l\u1ea1i m\u1ed9t lo\u1ea1t l\u1ee3i \u00edch b\u1ed5 sung, gi\u00fap mang l\u1ea1i s\u1ef1 tho\u1ea3i m\u00e1i v\u00e0 an to\u00e0n h\u01a1n cho ng\u01b0\u1eddi l\u00e1i xe. Nh\u1edd ch\u00ednh s\u00e1ch b\u1ea3o l\u01b0u m\u1ee9c gi\u1ea3m gi\u00e1, gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng tr\u1ef1c ti\u1ebfp (BLS) v\u00e0 h\u1ed7 tr\u1ee3 t\u1ea1i hi\u1ec7n tr\u01b0\u1eddng tai n\u1ea1n, qu\u00fd kh\u00e1ch c\u00f3 th\u1ec3 tin t\u01b0\u1edfng v\u00e0o d\u1ecbch v\u1ee5 nhanh ch\u00f3ng v\u00e0 hi\u1ec7u qu\u1ea3 khi g\u1eb7p s\u1ef1 c\u1ed1 tr\u00ean \u0111\u01b0\u1eddng. Warta c\u00f2n cung c\u1ea5p g\u00f3i b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 \u201cThanh to\u00e1n nhanh\u201d, nh\u1edd \u0111\u00f3 trong tr\u01b0\u1eddng h\u1ee3p thi\u1ec7t h\u1ea1i v\u01b0\u1ee3t qu\u00e1 500.000 z\u0142, c\u00f4ng ty s\u1ebd lo li\u1ec7u vi\u1ec7c gi\u1ea3i quy\u1ebft t\u1eeb \u0111\u1ea7u \u0111\u1ebfn cu\u1ed1i. Ngo\u00e0i ra, kh\u00e1ch h\u00e0ng th\u00e2n thi\u1ebft c\u00f2n \u0111\u01b0\u1ee3c h\u01b0\u1edfng c\u00e1c \u0111i\u1ec1u ki\u1ec7n \u01b0u \u0111\u00e3i khi mua c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m m\u1edf r\u1ed9ng, \u0111\u1ea3m b\u1ea3o m\u1ee9c \u0111\u1ed9 b\u1ea3o v\u1ec7 cao h\u01a1n n\u1eefa.<\/p>","protected":false},"featured_media":3317,"template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[11],"class_list":["post-3562","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-samochod"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie OC Warta | Polisarium<\/title>\n<meta name=\"description\" content=\"Ochrona, szybka wyp\u0142ata, BLS i pomoc na miejscu wypadku? 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