{"id":3565,"date":"2022-01-09T10:37:56","date_gmt":"2022-01-09T09:37:56","guid":{"rendered":"https:\/\/polisarium.ozx.pl\/ubezpieczenie\/pakiet-4-katy-wiener\/"},"modified":"2026-10-15T22:06:25","modified_gmt":"2026-10-15T20:06:25","slug":"goi-4-katy-wiener","status":"publish","type":"ubezpieczenie","link":"https:\/\/polisarium.pl\/vi\/tu\/wiener\/nieruchomosci\/pakiet-4-katy-wiener\/","title":{"rendered":"G\u00f3i 4 G\u00d3C Wiener"},"content":{"rendered":"<h3 class=\"wp-block-heading\">D\u00e0nh cho ai?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">G\u00f3i 4 K\u0104TY l\u00e0 d\u00e0nh cho b\u1ea1n n\u1ebfu:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>b\u1ea1n l\u00e0 ch\u1ee7 s\u1edf h\u1eefu c\u1ee7a m\u1ed9t c\u0103n h\u1ed9 ho\u1eb7c m\u1ed9t ng\u00f4i nh\u00e0 ri\u00eang,<\/li>\n\n\n<li>b\u1ea1n \u0111ang s\u1ed1ng trong m\u1ed9t c\u0103n h\u1ed9 ho\u1eb7c ng\u00f4i nh\u00e0 thu\u00ea v\u00e0 ch\u1ec9 mu\u1ed1n mua b\u1ea3o hi\u1ec3m cho nh\u1eefng t\u00e0i s\u1ea3n m\u00e0 b\u1ea1n l\u00e0 ch\u1ee7 s\u1edf h\u1eefu,<\/li>\n\n\n<li>B\u1ea1n lu\u00f4n quan t\u00e2m \u0111\u1ebfn s\u1ee9c kh\u1ecfe c\u1ee7a gia \u0111\u00ecnh, v\u00ec v\u1eady b\u1ea1n mu\u1ed1n \u0111\u1ea3m b\u1ea3o h\u1ecd \u0111\u01b0\u1ee3c ch\u0103m s\u00f3c y t\u1ebf \u0111\u1ea7y \u0111\u1ee7, \u0111\u1ed3ng th\u1eddi \u0111\u1ea3m b\u1ea3o h\u1ecd nhanh ch\u00f3ng h\u1ed3i ph\u1ee5c trong tr\u01b0\u1eddng h\u1ee3p \u0111\u1ed9t ng\u1ed9t b\u1ecb \u1ed1m ho\u1eb7c g\u1eb7p tai n\u1ea1n.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">M\u1edf r\u1ed9ng g\u00f3i d\u1ecbch v\u1ee5 b\u1eb1ng c\u00e1ch th\u00eam:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>b\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n theo h\u00ecnh th\u1ee9c \u201et\u1ea5t c\u1ea3 c\u00e1c r\u1ee7i ro\u201d,<\/li>\n\n\n<li>y t\u1ebf t\u1eeb xa,<\/li>\n\n\n<li>b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (OC) trong \u0111\u1eddi s\u1ed1ng c\u00e1 nh\u00e2n,<\/li>\n\n\n<li>b\u1ea3o v\u1ec7 ph\u00e1p l\u00fd.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Ph\u1ea1m vi b\u1ea3o hi\u1ec3m<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">B\u1ea3o hi\u1ec3m bao g\u1ed3m:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>t\u00f2a nh\u00e0 chung c\u01b0 (bao g\u1ed3m c\u1ea3 nh\u1eefng c\u00f4ng tr\u00ecnh \u0111ang x\u00e2y d\u1ef1ng v\u00e0 c\u1ea3i t\u1ea1o), c\u0103n h\u1ed9, c\u00f4ng tr\u00ecnh ph\u1ee5 tr\u1ee3, c\u00e1c c\u00f4ng tr\u00ecnh ki\u1ebfn tr\u00fac v\u00e0 c\u00e1c b\u1ed9 ph\u1eadn c\u1ed1 \u0111\u1ecbnh b\u00ean ngo\u00e0i, h\u1ec7 th\u1ed1ng n\u0103ng l\u01b0\u1ee3ng m\u1eb7t tr\u1eddi,<\/li>\n\n\n<li>c\u00e1c v\u1eadt d\u1ee5ng c\u1ed1 \u0111\u1ecbnh trong nh\u00e0 (v\u00ed d\u1ee5: g\u1ea1ch \u1ed1p l\u00e1t, s\u00e0n nh\u00e0) v\u00e0 \u0111\u1ed3 \u0111\u1ea1c di \u0111\u1ed9ng (v\u00ed d\u1ee5: qu\u1ea7n \u00e1o, thi\u1ebft b\u1ecb \u0111i\u1ec7n t\u1eed, \u0111\u1ed3 n\u1ed9i th\u1ea5t), c\u0169ng nh\u01b0 t\u00e0i s\u1ea3n \u0111\u1eb7c bi\u1ec7t (trang s\u1ee9c, v\u0169 kh\u00ed, b\u1ed9 s\u01b0u t\u1eadp), thi\u1ebft b\u1ecb y t\u1ebf v\u00e0 ph\u1ee5c h\u1ed3i ch\u1ee9c n\u0103ng,<\/li>\n\n\n<li>ng\u00f4i nh\u00e0 ngh\u1ec9 m\u00e1t v\u00e0 c\u00e1c t\u00e0i s\u1ea3n b\u00ean trong \u0111\u00f3,<\/li>\n\n\n<li>bia m\u1ed9,<\/li>\n\n\n<li>s\u1ee9c kh\u1ecfe v\u00e0 t\u00ednh m\u1ea1ng c\u1ee7a c\u00e1c th\u00e0nh vi\u00ean trong gia \u0111\u00ecnh (y t\u1ebf t\u1eeb xa, \u0111i\u1ec1u tr\u1ecb sau tai n\u1ea1n, \u00fd ki\u1ebfn chuy\u00ean m\u00f4n y t\u1ebf, b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe do tai n\u1ea1n),<\/li>\n\n\n<li>d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 t\u1ea1i nh\u00e0 (s\u1ef1 tr\u1ee3 gi\u00fap c\u1ee7a chuy\u00ean gia, v\u00ed d\u1ee5 nh\u01b0 th\u1ee3 \u1ed1ng n\u01b0\u1edbc, th\u1ee3 kh\u00f3a) v\u00e0 d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 b\u1ed5 sung (h\u1ed7 tr\u1ee3 trong tr\u01b0\u1eddng h\u1ee3p h\u1ecfng h\u00f3c ho\u1eb7c tai n\u1ea1n khi \u0111i xe \u0111\u1ea1p ho\u1eb7c xe m\u00e1y \u0111i\u1ec7n),<\/li>\n\n\n<li>tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 trong \u0111\u1eddi s\u1ed1ng c\u00e1 nh\u00e2n v\u00e0 s\u1ef1 b\u1ea3o v\u1ec7 ph\u00e1p l\u00fd.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Ch\u00fang t\u00f4i c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n v\u00e0o l\u00fac n\u00e0o?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>khi con b\u1ea1n g\u00e2y thi\u1ec7t h\u1ea1i cho ng\u01b0\u1eddi th\u1ee9 ba, v\u00ed d\u1ee5 nh\u01b0 l\u00e0m x\u01b0\u1edbc xe c\u1ee7a h\u00e0ng x\u00f3m,<\/li>\n\n\n<li>trong tr\u01b0\u1eddng h\u1ee3p thi\u1ebft b\u1ecb gia d\u1ee5ng ho\u1eb7c m\u00e1y t\u00ednh g\u1eb7p s\u1ef1 c\u1ed1 \u2013 ch\u00fang t\u00f4i s\u1ebd cung c\u1ea5p s\u1ef1 h\u1ed7 tr\u1ee3 t\u1eeb chuy\u00ean gia,<\/li>\n\n\n<li>Trong tr\u01b0\u1eddng h\u1ee3p b\u1ecb ve c\u1eafn \u2013 ch\u00fang t\u00f4i s\u1ebd l\u00ean l\u1ecbch kh\u00e1m, v\u00e0 n\u1ebfu \u0111\u01b0\u1ee3c ch\u1ea9n \u0111o\u00e1n m\u1eafc b\u1ec7nh Lyme, ch\u00fang t\u00f4i s\u1ebd chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb b\u1eb1ng kh\u00e1ng sinh.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u0110i\u1ec1u g\u00ec khi\u1ebfn ch\u00fang t\u00f4i tr\u1edf n\u00ean kh\u00e1c bi\u1ec7t?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ch\u00fang t\u00f4i \u0111\u00e1nh gi\u00e1 cao nh\u1eefng kh\u00e1ch h\u00e0ng quan t\u00e2m \u0111\u1ebfn m\u00f4i tr\u01b0\u1eddng \u2013 ch\u00fang t\u00f4i cung c\u1ea5p b\u1ea3o hi\u1ec3m cho c\u00e1c h\u1ec7 th\u1ed1ng n\u0103ng l\u01b0\u1ee3ng m\u1eb7t tr\u1eddi, c\u0169ng nh\u01b0 cho nh\u1eefng ng\u01b0\u1eddi s\u1eed d\u1ee5ng ph\u01b0\u01a1ng ti\u1ec7n giao th\u00f4ng c\u00e1 nh\u00e2n,<\/li>\n\n\n<li>ch\u00fang t\u00f4i s\u1ebd chi tr\u1ea3 kho\u1ea3n b\u1ed3i th\u01b0\u1eddng cho v\u1ee5 ng\u1eadp n\u01b0\u1edbc g\u00e2y ra cho h\u00e0ng x\u00f3m m\u00e0 kh\u00f4ng c\u1ea7n x\u00e1c \u0111\u1ecbnh ai l\u00e0 ng\u01b0\u1eddi c\u00f3 l\u1ed7i,<\/li>\n\n\n<li>Trong b\u1ea3o hi\u1ec3m c\u00e1 nh\u00e2n, b\u1ea1n c\u00f3 th\u1ec3 \u0111i\u1ec1u ch\u1ec9nh ph\u1ea1m vi b\u1ea3o hi\u1ec3m t\u00f9y theo nhu c\u1ea7u c\u1ee7a c\u00e1c th\u00e0nh vi\u00ean trong gia \u0111\u00ecnh (b\u1ea5t k\u1ec3 \u0111\u1ed9 tu\u1ed5i),<\/li>\n\n\n<li>N\u1ebfu b\u1ea1n l\u00e0 ch\u1ee7 s\u1edf h\u1eefu c\u0103n h\u1ed9 \u0111ang cho thu\u00ea, ch\u00fang t\u00f4i s\u1ebd b\u1ea3o hi\u1ec3m cho b\u1ea1n trong tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra thi\u1ec7t h\u1ea1i do ng\u01b0\u1eddi thu\u00ea g\u00e2y ra,<\/li>\n\n\n<li>Ch\u00fang t\u00f4i b\u1ea3o hi\u1ec3m c\u00e1c thi\u1ebft b\u1ecb y t\u1ebf v\u00e0 ph\u1ee5c h\u1ed3i ch\u1ee9c n\u0103ng, ngay c\u1ea3 khi \u0111\u00f3 l\u00e0 thi\u1ebft b\u1ecb thu\u00ea.<\/li>\n<\/ul>","protected":false},"featured_media":3315,"template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"rodzaj-ubezpieczenia":[17],"class_list":["post-3565","ubezpieczenie","type-ubezpieczenie","status-publish","has-post-thumbnail","hentry","rodzaj-ubezpieczenia-nieruchomosci"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Pakiet 4 K\u0104TY Wiener | Polisarium<\/title>\n<meta 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