Allianz Comprehensive Auto Insurance

Insurance company Allianz

Why You Should Buy Comprehensive Auto Insurance from Allianz

Allianz's comprehensive auto insurance offers many benefits for you:

• Up to 70% in discounts for accident-free driving
• Option to expand coverage to include Car Assistance, which provides 24-hour roadside assistance
• Option to purchase the "Równa Droga" add-on
• Legal advice covered by insurance Legal information if you choose this option
• Easy claims filing—online or by phone
• Allianz's option to retain discounts on comprehensive auto insurance in the event of damage to or breakage of windows
• The option to have your car repaired at repair shops recommended by Allianz

Comprehensive auto insurance coverage is available 24 hours a day, not only in Poland but also abroad.

Insurance Comprehensive Auto Insurance works:

• 24 hours a day for 12 months,
• regardless of who is driving the car (wife, husband, child, a distant relative, or a friend),
• on the road, in a parking lot, or in a garage (e.g., in the event of an explosion).

We'll provide you with prompt assistance, including:

• We'll tow the vehicle to the repair shop of your choice or perform repairs at the scene of the incident,
• Our appraiser will inspect the vehicle and determine the scope of work,
• We will cover the cost of the car repairs.

Depending on the assistance package you choose, we'll provide you with a replacement car.

When you purchase comprehensive auto insurance from Allianz, you decide for yourself how claims will be settled.

• Service Option

If you don't want to worry about getting your vehicle repaired, choose "Service" option.

• You can have your car repaired at an authorized service center—that is, at an authorized service center for that brand of your choice.
• You don't have to worry about payment; the repair will be handled on a no-cash basis.
• You are guaranteed that repairs will be performed using new, genuine manufacturer parts, regardless of the car’s age or the degree of wear and tear on the damaged parts (Allianz does not take depreciation of parts into account).

• Option: Partner Workshop 

If the premium for the "Service" plan is too high for you, choose a more affordable comprehensive insurance plan Partnership Workshop.

• You can have your car repaired at a repair shop recommended by Allianz, where you’ll receive service that meets the highest technical and quality standards.
• You don't have to worry about the cost of vehicle repairs or the paperwork involved in filing a claim and getting the repairs done. Allianz will take care of it for you.

When purchasing comprehensive auto insurance as part of a package:

• you'll benefit from broader coverage,
• you'll pay less than if you were to purchase comprehensive insurance on its own,
• You save time.

Choose one of the 3 auto insurance packages that include comprehensive coverage:

• Comfort Package This is an affordable and convenient insurance plan that offers package discounts and allows you to set your own deductible. You can choose from various coverage limits for legal protection and accidental injury insurance.
• Comfort Plus Package It provides you with broader coverage than the Comfort plan and the opportunity to receive an additional discount when you purchase the “Równa Droga” rider. You can receive attractive discounts if you purchase accident insurance or legal protection coverage. You have the option to choose a deductible for each claim. This will lower your premium.
• VIP Package This is the most comprehensive coverage for your car. With this package, you’ll receive a replacement car for up to 21 days and unlimited towing services throughout Poland with Car Assistance coverage. By purchasing the “Constant Market Value” rider, you’re guaranteed that your vehicle’s value will remain at the level it was on the date the insurance contract was signed for the entire one-year insurance period.

Allianz Partner Workshops These are selected Authorized Car Service Centers throughout Poland that specialize in vehicle repairs.

At the recommended repair shop:

• The car will be repaired cashless,
• We guarantee the highest quality of bodywork and paint services, as confirmed by vehicle manufacturers and official importers.

Why You Should Use the Network of Repair Shops Partnering with Allianz

• Comfort and Convenience – You don’t have to look for a repair shop on your own. Allianz will find a partner repair shop in or near your area and take care of the paperwork for you.
• Speed of repair – Claims are filed and processed through a state-of-the-art online claims settlement platform. Repair shops that partner with Allianz repair the vehicle as quickly as possible.
• Top-quality repairs – Having your vehicle repaired at a repair shop belonging to the repair network that partners with Allianz guarantees a high level of service and repair quality, in accordance with the highest technical standards confirmed by vehicle manufacturers and official importers.