Property insurance
Home insurance
Voluntary home insurance—from the structure of your home to your personal belongings. We compare offers from 21 insurance companies and select a policy tailored to your needs.
✓ Voluntary Protection ✓ Offers from 21 companies ✓ A Customized Range
WHAT IS COVERED BY THE POLICY
Protection ranging from walls to household belongings
You decide the scope yourself—the policy can cover the structure of your apartment, its contents, and you.
Walls
Walls, plaster, and ceilings—the structure that makes up your apartment, excluding any fixed interior elements.
Fixed Elements
Everything is permanently attached to the walls: windows, hardwood floors, suspended ceilings—you can't remove any of it without taking it apart.
Household goods
Items you can take from the apartment: electronics and appliances, a bed, dressers, and freestanding wardrobes.
Liability Insurance in Private Life
It protects you if you flood your neighbor's place or if a fire in your apartment damages the neighboring units. It's an affordable risk we always recommend.
HOME SECURITY
Protect your home against unforeseen events
Home insurance is optional, and its terms and conditions are governed by the General Terms and Conditions of Insurance—each insurance company creates its own. The policy can cover the structure of the home, fixtures, and personal property, as well as your personal liability. It’s up to you to decide what coverage to include.
An apartment is a valuable asset, and insurance doesn't cost much—damage to apartments is rare. Together, we'll choose the right policy option and estimate the cost, so you'll know exactly what you're paying for and in what situations your apartment is covered.
WHY IT'S WORTH IT
NO FINE PRINT
Frequently Asked Questions About Home Insurance
Terms and conditions vary by insurance company—we explain what really matters.
Is home insurance mandatory?
No—it's an insurance policy voluntary. The terms and conditions governing its operation are set forth in the General Terms and Conditions, which each insurance company develops for its own products.
What might the policy cover?
Walls, fixed fixtures, and household goods, as well as Liability Insurance in Private Life. You decide what coverage we'll include.
Is it worth it, since damage occurs rarely?
Yes. An apartment is a valuable asset—even minor damage can cover the costs. many years of paying premiums, and a serious incident without insurance can spell financial disaster for a family.
What determines the amount of compensation?
Based on the insurance coverage amounts specified in the policy. Undervaluation of market value The housing program applies a proportionality rule that significantly reduces the payment due.
BEFORE YOU BUY
What to Watch Out for in a Home Insurance Policy
The fine print in the Terms and Conditions can catch you off guard—we'll help you avoid any surprises.
Check the exclusions in the General Terms and Conditions
The "EXCLUSIONS" section explains which risks are not covered by the policy. We'll go over it with you before you buy it—not after a claim has been filed.
Enter the actual value of the apartment
An underestimated market value slightly reduces the premium, but due to the principle of proportionality, it will significantly reduce the insurance payout.
Insurance Companies' Offers
Insurance Companies' Offers
Each insurance company offers a different scope of coverage—compare the options for specific home insurance policies.
Insure your apartment online
Together, we'll choose the right policy option and estimate its cost—we'll compare offers from 21 insurance companies and identify the best one.
or call an advisor
22 299 11 11
DO YOU HAVE ANY QUESTIONS?
We'll help you choose the best home insurance policy
Our advisors will explain the most important terms, review the exclusions in the General Terms and Conditions, and select coverage tailored to your apartment. Free of charge and with no obligation.
Mon.–Fri. 8:00 a.m.–6:00 p.m.
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