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UNIQA All-Risk Insurance

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UNIQA All-Risk Insurance

Providing UNIQA customers with protection against all risks arising from unforeseen events.

Benefits of the All Risk package at Uniqa:

  • This is the broadest scope of coverage—we are liable for all incidents, except those that we have excluded from coverage under the General Terms and Conditions.
  • You have the option to extend this coverage to include incidents resulting from „gross negligence”—in such cases, we would be liable, for example, for a fire caused by leaving an iron plugged in.
  • Convenient and fast insurance! You're just a few seconds away from calculating your premium.
  • Great prices!
  • You can pay the fee in whatever way is most convenient for you—by traditional bank transfer, electronic transfer, cash on delivery, or cash—and you can pay in installments.
  • You can purchase a policy by phone, online, or through an agent of your choice.

What do you get with Uniqa All Risk insurance?

Coverage for damages that may result from:

  • A fire caused by leaving an item unattended—such as a turned-on iron, a hot stove, or a fireplace that hasn't been extinguished.
  • Fire and carbon monoxide poisoning involving kitchen appliances caused by an unexpected microwave explosion.
  • Damage caused by wild animals, such as martens eating away at the roof sheathing.
  • Coverage for damages resulting from burglary or theft from a balcony, terrace, or the property grounds.
  • Insurance for property stored in a garage or basement (including bicycles).
  • Coverage for damage caused by graffiti—writing, drawings, or symbols applied against the Insured’s will to the exterior walls of the house, windows, exterior doors, etc.
  • Coverage of the costs of investigating the cause of the damage.