Property insurance
Home insurance
Voluntary protection for your property—from fire to burglary. We compare offers from many insurance companies and select the best home insurance policy for you.
✓ Voluntary Protection ✓ A wide range of risks ✓ Quick Online Quote
WHAT IS COVERED BY THE POLICY
Risks It's Worth Including in Your Policy
A good insurance policy covers both highly likely and less likely events—relying solely on safeguards isn't enough.
Fire and Accidents
The core risk covered by every policy—without it, the coverage would be inadequate, and it costs very little relative to the property's value.
Burglary
The most common cause of damage. Insurers rate this risk the highest, and the lack of protective measures further increases the premium.
Owner's Liability Insurance
If a pedestrian slips on the sidewalk in front of your house, you are liable for the incident. Your liability insurance covers such claims.
Customized Scope
We tailor the policy to cover all situations that could affect the condition of the property—including those that are less likely to occur.
COMPREHENSIVE PROTECTION
Protecting Your Assets in Any Situation
Home insurance is optional, but with assets of such high value, it’s practically a necessity. The premium for basic coverage is incomparably lower than the potential cost of damage.
At Polisarium, we compare the terms and conditions of many insurance companies and select a policy that truly protects your home—with coverage tailored to the risks, not just the price.
WHY IT'S WORTH IT
NO FINE PRINT
Frequently Asked Questions About Home Insurance
Policy coverage varies from one insurance company to another—we explain what really matters.
Is home insurance mandatory?
No—it's an insurance policy voluntary. Given the value of the home, however, it’s hard to find a better investment: the premium is incomparably lower than the potential loss.
Which risks should you choose?
The basis is fire and unforeseen events. In addition, burglary—the most common cause of damage—and the property owner's liability insurance.
Why is liability insurance included in home insurance?
As the owner, you are liable, among other things, when a pedestrian will slip on the sidewalk on your property. Liability insurance covers such claims.
What determines the price of a policy?
Among other things, from selected risks and hedges. Burglary is priced the highest — the lack of anti-theft measures increases the premium.
BEFORE YOU BUY A POLICY
Two things worth checking out
A home insurance policy can have some surprising fine print—we'll help you avoid it.
Exclusions in the General Terms and Conditions
When reading the insurance terms and conditions, pay particular attention to the exclusions—they determine when the policy won’t cover you. We’ll analyze them for you.
Don't rely solely on security measures
Placing too much trust in fire or burglar alarm systems can be very costly. Be sure to include the appropriate risks in your policy.
Insurance Companies' Offers
Insurance Companies' Offers
Find out how different insurance companies cover homes—from comprehensive packages to individual risks.
Insure your home in just a few minutes
Answer a few questions about the property—we'll compile offers from multiple companies for you and identify the best one.
or call an advisor
22 299 11 11
DO YOU HAVE ANY QUESTIONS?
We'll help you choose the best home insurance policy
Our advisors will compare coverage options, review the exclusions in the General Terms and Conditions, and select coverage tailored to your property. Free of charge and with no obligation.
Mon.–Fri. 8:00 a.m.–6:00 p.m.
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