UNIQA Home and Apartment Insurance

Insurance company Uniqa

You can customize this property insurance to suit your needs, such as for a home under construction…

Benefits of home or apartment insurance:

• You can calculate your insurance premium online quickly and easily!
• You can choose the option that best meets your needs—there are so many options that you're sure to find the right coverage for yourself and your loved ones.
• Attractive prices – see how much you can save by calculating your premium.
• You decide whether you want to insure yourself against selected risks or against all risks (except for those excluded in the general terms and conditions of insurance).
• You can quickly calculate the premium for a policy to be assigned to a bank.
• You can pay the fee in a way that’s convenient for you—by traditional bank transfer, electronic transfer, cash on delivery, or cash—and you can pay in installments.
• You can purchase a policy by phone, online, or through an agent of your choice.

Home and Apartment Insurance

A home or apartment insurance policy provides financial protection against the consequences of various unforeseen events (e.g., flooding, fire).

Make sure your policy provides coverage against events that cause you concern, such as burglary, robbery, broken glass, or flooding.

The scope of coverage is flexible, so you can tailor it to your needs.

Keep in mind that the term „home” also refers to finishing touches or furnishings.

What can you insure?

• Home or Apartment Structure Insurance – If you own an apartment or a house, this is the perfect insurance policy for you. You may want to consider expanding your coverage to include permanent fixtures and furnishings. Tailor the scope of your coverage to your specific needs.
• Contents Insurance – provides coverage for items such as furniture, kitchen appliances, and television equipment. It applies to both fixed fixtures and personal property located in the insured premises, as well as in utility rooms or the garage. The policy provides coverage for the costs resulting from fortuitous events, including fire, lightning strikes, explosions, and soot damage. When extended, it also covers electrical surges and vandalism.
• Standard Liability Insurance – personal liability insurance covers damages caused to third parties in connection with activities in one’s private life, such as riding an electric scooter or bicycle, caring for minor children, using real estate, owning pets, etc.
  (This product is available as part of the „Your Place” property insurance plan, which is sold on the website and through select agents)
• Premium Liability Insurance – an extension of liability insurance covering damages caused to third parties while participating in motorboat sports, horseback riding, or competitive sports (sports teams, clubs, or organizations). Coverage also includes damage caused to rented sports equipment.
  (This product is available as part of the „Your Place” property insurance plan, which is sold on the website and through select agents)
• Tenant Liability Insurance – If the insured property is rented, the coverage under the personal liability insurance policy extends to the tenant at the insured location. Coverage limit: 50,000 PLN.
  (This product is available as part of the „Your Place” property insurance plan, which is sold on the website and through select agents)
• Assistance Insurance – with this coverage, you’ll receive assistance that may be useful after a loss. The coverage includes arranging and covering the costs of transportation and hotel stays, safeguarding insured property after an incident, and arranging and covering the costs of a specialist’s services in connection with locked doors or the repair of household appliances.

Please note that home and apartment insurance does not provide coverage for civil liability for damages caused to third parties, nor does it guarantee assistance in emergencies. With your safety and comfort in mind, we encourage you to expand your coverage with the optional add-ons we offer.