Insurance for a foreigner
KL Foreigner Insurance – for visas and residence cards
Medical coverage for foreigners during their stay in Poland — a policy that meets the requirements for a national visa and a residence card. We compare offers from many insurance companies and select the best coverage for you.
✓ In compliance with visa requirements ✓ Amount of 30,000 EUR or more ✓ 24-hour security

WHAT IS COVERED BY THE POLICY
Health Care During Your Stay in Poland
The policy covers documented expenses incurred as a result of a sudden illness or accident within the territory of the Republic of Poland.
The Hospital and Surgeries
Hospitalization, treatment, and surgeries following a sudden illness or accident — covered up to 100% of the sum insured.
Medical Transport
Transportation from the scene of the accident to a medical facility, between medical facilities within Poland, and to the patient’s place of residence.
Research and Medications
Diagnostics, outpatient procedures, and medications, dressings, and medical supplies prescribed by a doctor.
Accident Insurance and Liability Insurance, in addition
Benefits for permanent disability and death resulting from an accident, as well as personal liability insurance—as contract extensions.
FOR FOREIGNERS
An insurance policy that paves the way for a visa and a residence card
KL Travel Insurance for Foreigners covers documented costs resulting from a sudden illness or accident during a stay in Poland—from hospitalization to the purchase of medications. The policy is tailored to meet the legal insurance requirement for foreign nationals applying for a national visa, which is why it is also a key document when applying for a residence card.
Coverage is available 24 hours a day and can include you and your family. It’s also a good fit for Ukrainian citizens who plan to settle and work in Poland. At Polisarium, we compare the terms and conditions of many insurance companies and select a policy that meets the requirements of the authorities and will truly protect your health.
WHY IT'S WORTH IT
NO FINE PRINT
Frequently Asked Questions About the Foreigners' Registration System
Visa requirements and insurance coverage are the areas that raise the most questions—we provide specific answers.
Is an insurance policy sufficient to obtain a visa or a residence permit?
Yes—insurance is in compliance with legal requirements Insurance covering illness, hospitalization, and death for foreign nationals applying for a national visa. It is also a key document when applying for a residence card.
Who is this insurance for?
For people living abroad who want protection during their stay in Poland — including Ukrainian citizens who are planning to settle down and work.
For what term and for what amount will I enter into the contract?
You enter into the contract on one year or less. The total cost of treatment ranges from 30,000 EUR upward, and accident insurance: 5,000, 10,000, 15,000, or 20,000 PLN.
Can I extend the scope of coverage?
Yes—about the events at high-risk work, amateur winter sports, high-risk sports, and competitive sports, as well as accident insurance and liability insurance for personal life.
BEFORE YOU BUY
Two things worth checking out
The policy's coverage has its limits and restrictions—it's best to be aware of them before purchasing it.
Limits up to 50% in total
The transportation of a deceased person, a funeral within Poland, and the costs of an accompanying person are covered only up to half of the insurance amount.
Work and Sports Beyond the Norm
High-risk jobs, as well as winter and competitive sports, require expanded coverage—we’ll check this before making a purchase.
Get a KL insurance policy for a foreign national in just a few minutes
Fill out a short form—we'll compare offers from different insurance companies and recommend a policy that meets the requirements for your visa or residence card.
or call an advisor
22 299 11 11
DO YOU HAVE ANY QUESTIONS?
We'll help you choose an insurance policy for a foreign national
Our advisors will explain the requirements for visas and residence permits and help you choose the right coverage amount and scope. Free of charge and with no obligation—call: 22 299 11 11.
Mon.–Fri. 8:00 a.m.–6:00 p.m.
