Agricultural insurance
Farmer's Liability Insurance
A mandatory insurance policy for every farm owner—it protects against the financial consequences of damage caused to third parties. We compare offers from 21 insurance companies and select the best one for you.
✓ Mandatory Insurance Policy ✓ Farm Security ✓ Offers from 21 companies
WHAT IS COVERED BY A FARMER'S LIABILITY INSURANCE POLICY
Safety in Everyday Farm Work
A farmer's liability insurance covers liability for damages resulting from day-to-day farm operations.
A Neighbor's Property
Damage to another person's property during field work and daily farm activities.
Livestock
Accidents and property damage caused by farm animals.
Agricultural Machinery
Damage caused to third parties by machinery operating on the farm.
Payment of Compensation
The insurer covers the cost of the claim—the farmer does not have to pay out of pocket.
PROTECTION OF THE ECONOMY
Mandatory protection for every farm
A farmer’s liability insurance is not only a legal obligation but, above all, a real form of protection for the farm owner. The policy provides coverage against the financial consequences of damages caused to third parties in connection with agricultural activities.
The insurance covers damage that occurs during day-to-day farm activities—from damage to a neighbor’s property while working in the fields to accidents caused by farm animals or agricultural machinery. The insurer covers the costs of compensation, not you.
WHY IT'S WORTH IT
FARMER'S LIABILITY INSURANCE IN PRACTICE
Frequently Asked Questions About Farmers' Liability Insurance
We explain what matters most when it comes to a farmer's liability insurance.
Is liability insurance mandatory for farmers?
Yes — The obligation arises from the provisions of the law and applies to every farm owner.
What does the policy cover?
Liability for damages caused to third parties in connection with agricultural activities—during field work, by livestock, and by agricultural machinery.
Who pays for the damage?
The farmer is not responsible for the cost of compensation — the insurer covers them under the liability insurance policy.
Where can I buy farmers' liability insurance?
At Polisarium, we compare offers 21 companies and we'll recommend a policy tailored to your farm. An advisor will assist you free of charge and with no obligation.
BEFORE DAMAGE OCCURS
Two things to keep in mind
A farmer's liability insurance is essential for running a safe farming business—make sure you have it in place ahead of time.
Don't put off getting insurance
Farmers' liability insurance is a legal requirement—make sure you have a valid policy before any damage occurs, not after the fact.
Serious damage means high costs
Without coverage, you'll have to cover the losses yourself. In the event of serious damage, compensation costs can be very high.
Insurance Companies' Offers
Agricultural Insurance Offered by Insurance Companies
Coverage and terms vary by insurer—check out some sample agricultural insurance policies.
Protect Your Farm
We'll compare farmers' liability insurance quotes from multiple insurers and help you find the best one—ask an advisor today.
or call an advisor
22 299 11 11
DO YOU HAVE ANY QUESTIONS?
We'll help you choose the best liability insurance for farmers
Our advisors will compare offers from different insurance companies, explain the scope of coverage, and select a policy tailored to your farm. Free of charge and with no obligation.
Mon.–Fri. 8:00 a.m.–6:00 p.m.
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