HDI Voluntary Property Insurance

If peace of mind is important to you, you can insure your home and farm under a single policy. Ensure the safety of yourself, your loved ones, and your farm with coverage tailored to your needs.

Is mandatory insurance sufficient?

If you're unsure, it's a good idea to combine mandatory insurance with voluntary insurance. For your convenience, you can do this under a single policy.

Find out what additional coverage you can get for your home and outbuildings.

Obligation	Random events, in accordance with the Act on Compulsory Insurance, the UFG, and the PBUK
	torrential rain explosion hail hurricane (24.5 m/s) avalanche landslide fire snowfall lightning flooding flood rockburst aircraft crash
Standard Extension*	Expanding the scope of mandatory coverage to include additional voluntary risks
	devastation smoke and soot costs of investigating the cause of the damage snow load power surge strong wind (17.5 m/s) contusion earthquake vehicle collision falling trees or utility poles flooding
Comfort Add-on**	Expansion of the mandatory coverage to include additional voluntary risks—the same as those in the Standard plan—and additional protection, which includes:
	graffiti costs of repairing damaged burglar-proof security measures freeze-thaw cracking damage to solar panels, solar collectors, and photovoltaic cells wind (no minimum speed) other risks not excluded in the General Terms and Conditions (all risks)

*House, outbuildings

**A house with an insurance coverage amount of at least 200,000 PLN**

The following are not subject to coverage under the optional risk extension:

buildings taken out of service (vacant buildings),
greenhouses, hotbeds, sheds,
chicken coops with a total area of 200 m²or more, or with an insured amount exceeding 200,000 PLN,
agricultural buildings with a wear and tear rating of 80% or higher,
Residential buildings with a total insured value of less than 200,000 PLN under the extended "Komfort" coverage.

Insurance company: HDI

Type of insurance: Agricultural

HDI Voluntary Property Insurance