Car insurance
AC Insurance
Voluntary coverage for your car—from theft to natural disasters. We compare offers from many insurance companies and select the best comprehensive auto insurance policy for you.
✓ Voluntary Protection ✓ A wide range ✓ Get a Quote in 3 Minutes
What Does Comprehensive Auto Insurance Cover?
Protection for situations you can't predict
Comprehensive insurance kicks in where liability insurance ends—it protects your vehicle, not just the injured parties.
Theft
Compensation for the theft of a car or its parts — following a break-in or theft of the vehicle.
Collisions and Accidents
Car repairs after a collision — regardless of whether the damage was your fault.
Forces of Nature
Damage caused by floods, hail, fire, windstorms, and other weather events.
Vandalism
Coverage for repairs resulting from damage caused by third parties.
Comprehensive protection
Comprehensive Auto Insurance — Full Coverage for Your Vehicle
Comprehensive auto insurance is a voluntary type of insurance governed by the general terms and conditions (GTC) of the respective insurance company. Each insurer defines the scope and terms of comprehensive auto insurance differently—which is why it’s a good idea to review these provisions before purchasing a policy.
At Polisarium, we compare the terms and conditions of many insurance companies and select a policy that truly protects your vehicle—at the best price and with no surprises after a claim.
Why It's Worth It
Comprehensive Auto Insurance Without the Fine Print
Frequently Asked Questions About AC
Comprehensive coverage varies from one insurance company to another—we explain what really matters.
Is auto insurance required?
No — comprehensive auto insurance is a policy voluntary. Each insurance company defines the scope and terms of the policy in its General Terms and Conditions (GTC).
How is it different from liability insurance?
Third-Party Liability Insurance covers damages caused another. AC protects Your car — against theft, collisions, natural disasters, and vandalism.
Does the insurance cover damages caused by my fault?
Yes — Comprehensive Auto Insurance covers car repairs after a collision regardless of fault, even if you're the one who causes the accident.
Do all air conditioners work the same way?
No. Coverage and exclusions vary from one insurance company to another—that's why We compare the General Terms and Conditions and we'll choose the best option for you.
Before You Buy an AC
Two things worth checking out
Comprehensive auto insurance can have some surprising fine print—we'll help you avoid it.
Is your car covered by auto insurance?
Vehicles imported from the U.S., England, Japan, or China are sometimes excluded from protection in the General Terms and Conditions. We'll check this before you buy—so you don't find out about it only after a claim has been filed.
Determine a realistic insurance coverage amount
An underestimated vehicle value triggers the principle of proportion — lower compensation. Take into account the model, year, and optional equipment.
Do you need liability insurance? i AC? Comprehensive insurance package and AC It offers comprehensive vehicle coverage at a lower price and with less paperwork. View the liability and comprehensive insurance package →
Insurance Companies' Offers
Check the auto insurance coverage offered by a specific insurance company
The coverage provided by comprehensive auto insurance varies from company to company—compare the options.
Calculate your comprehensive insurance premium in 3 minutes
Enter your vehicle information—the calculator will compare comprehensive auto insurance quotes from multiple insurers and show you the best one.
or call an advisor
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Do you have any questions?
We'll help you choose the best air conditioner
Our advisors will explain the differences in coverage, review the exclusions, and select comprehensive auto insurance tailored to your vehicle. Free of charge and with no obligation.
Mon.–Fri. 8:00 a.m.–6:00 p.m.
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