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Warta Insurance for Homes Under Construction

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Insurance for a House Under Construction – TU Warta

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Insurance for a single-family home, garage, and other buildings under construction

A single-family home or vacation home can be covered even while it’s under construction. If you need basic coverage against unforeseen events, Warta Dom insurance is all you need. However, if you’d like additional coverage—such as against burglary—choose Warta Dom Komfort insurance.

What do you get out of it?

  • A Customized Policy – You choose exactly what you want to cover and how long the policy should last.
  • Protection against the consequences of unforeseen events—this insurance covers your home while it’s still under construction, even before you move in. This option will protect you against many unpleasant events.

What does Warta's insurance for a home under construction cover? Examples

  • Building materials – materials used in construction, i.e., raw materials and semi-finished products necessary for carrying out construction work. Stored on the construction site or in the house under construction.
  • Burglary—if your home has already reached the “closed shell” stage, meaning the windows and exterior doors have been installed and the building has interior walls, the insurance policy can be extended to cover burglary of items such as radiators, stoves, window sills, and built-in appliances, whether they have already been installed or not.

What is not covered by insurance for a home under construction? Examples

  • Damage caused by the construction crew—damage caused by individuals performing construction work on your behalf.
  • Household property—destruction or damage to personal property that constitutes household furnishings (including, among other things, furniture, rugs, clothing, and sports or gardening equipment stored in a home that is under construction).