Polisarium insurance

UNIQA Personal Liability Insurance

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It provides protection against the consequences of damage caused to third parties by household members.

Benefits of liability insurance in your personal life:

  • Get insurance to cover damage caused to third parties, such as flooding or breaking a window at your neighbor's house by you or your household members.
  • Attractive prices – you can calculate your premium and see how much you'll save.
  • Convenient and fast insurance! You're just a few seconds away from calculating your premium.
  • You can pay the fee in a way that’s convenient for you—by traditional bank transfer, electronic transfer, cash on delivery, or cash—and you can pay in installments.
  • You can purchase a policy by phone, online, or through an agent of your choice.

Scope of coverage under personal liability insurance:

Are you worried that you or your loved ones might cause harm to third parties? Personal liability insurance will protect you from the consequences of such events.

Damage may result from the use of a given property, running a household, caring for minor children, owning pets (except for dogs of aggressive breeds), participating in recreational sports, as well as riding a bicycle or using personal mobility devices, such as electric scooters.

What can you insure?

  • Personal Liability Insurance – provides you with protection against the consequences of damage caused to third parties resulting from running a household, caring for minor children, owning pets…
  • OC Premium – this is an extended version that includes coverage for horseback riding, competitive sports (as part of a sports club or section—excluding extreme sports and sports practiced for commercial purposes), and motorboat sports (provided the policyholder holds the appropriate licenses).
  • Construction Liability Insurance – The main focus of this insurance option is the family home during construction – the damages covered by this extension may result from construction work carried out at the insured location. Such damages may be caused to third parties by, for example, a construction company.
  • Tenant Liability Insurance – This type of insurance can be purchased if the insured property is rented to third parties; the policy covers the liability of those who rent and reside in the property.