Generali Home and Apartment Insurance

Insurance company Generali

Home and Apartment Insurance at Generali

At Generali, you can insure your house, apartment, or even a house under construction.

Property insurance protects you against the consequences of accidents. Take advantage of the comprehensive coverage, which includes, for example, theft, power surges, fire, water damage through an open window, or theft through an open door.

If you insure your home with Generali, you’ll be able to flexibly choose a coverage option that suits your specific needs (named perils or All Risk coverage).

Generali Home and Apartment Insurance Policy

When you insure your apartment, you'll receive support even when:

• a fire will be caused by an iron that has not been turned off,
• water will flood into the apartment through an open window,
• A theft will occur because a door or window is left open.

In addition, you’ll get:

• protection even when doors or windows are open,
• temporary housing for up to 10 months,
• All-Risk Pet Insurance for Cats and Dogs.

When you insure your home with Generali, we provide coverage for:

• in the absence of inspections and installations,
• a car in a garage is covered against theft with forced entry, provided that the garage walls are covered under the policy,
• gate actuators and automation systems against the risk of theft.

In addition, you’ll get:

• protection in the event that system inspections (including chimney, gas, and electrical inspections) are not performed,
• protection when doors and windows are open,
• protection in the event of a construction disaster,
• temporary housing for up to 10 months.

House Under Construction

Insurance for a home under construction provides:

• protection in the event of a construction disaster,
• personal liability insurance, specifically regarding the construction of a house,
• transfer of insurance coverage upon completion of construction to the "in use" status—without the need to make changes to the policy,
• the option to purchase All Risk coverage.

In addition, you’ll get:

• coverage for fixed assets (including kitchen fixtures, windows, and doors) as well as household personal property (e.g., a laptop, a sofa, a table, and a phone). Items are always insured at replacement value, which ensures that a new item can be purchased to replace a damaged or lost one,
• protection in the event of a crack or break, including in an induction cooktop, an oven window, or a mirror in a built-in closet,
• the option to include garden furniture and accessories located on the apartment's balcony or on the property,
• Coverage includes theft,
• While you are in the hospital as a result of an unfortunate accident, you are entitled to a full range of medical services.

Expand your coverage to include:

• personal liability insurance, designed to cover damages caused, for example, by flooding a neighbor’s property or related to the use of a bicycle, scooter, or drone, as well as pet ownership,
• coverage for household property against burglary, with a limit of 15,000 PLN.