Uniqa Assistance Insurance
Assistance Insurance at Uniqa
Assistance guarantees roadside assistance in the event of an accident, breakdown, or theft.
Advantages of the Assistance plan:
Assistance Insurance – Poland or Poland and Europe
- Assistance guarantees roadside help in the event of a breakdown, accident, theft, etc.
- The Mini, Midi, Standard, and Standard Plus plans provide coverage in Poland, while the Premium and Prestige plans provide coverage in Poland and Europe (excluding Belarus, Moldova, and Ukraine)—this allows you to choose the right level of coverage, meaning you only pay for the services you need.
- Help is available 24 hours a day—all you have to do is call.
Uniqa's Assistance Insurance offers a wide range of services, such as:
- providing instructions on how to respond in the event of an accident, breakdown, theft, etc.,
- towing the injured person's car,
- Unlocking a car after accidentally locking the keys inside,
- Starting the car after the battery has died,
- assistance in the event of filling up with the wrong fuel, running out of fuel, or fuel freezing,
- rental of a replacement vehicle,
- arranging and paying for lodging,
- a substitute driver service,
- medical care,
- help with changing a tire,
- transportation of passengers and the driver,
- Information about routes and traffic delays.
24-Hour Medical Assistance
This is an additional rider to liability insurance (OC) or liability and collision insurance (OC+AC). It guarantees you medical assistance both in the event of an accident and in the event of a sudden deterioration in your health. The insurance covers vehicle owners and their immediate family members who live in the same household. It is valid throughout Poland.
Why should you purchase 24-Hour Medical Assistance insurance?
- It guarantees assistance in the event of unfortunate incidents or a sudden deterioration in health, including fractures, cuts, high fever, and colds.
- It allows you to arrange and pay for services such as doctor or nurse visits, home visits, medical transportation, or diagnostic tests.
- It provides coverage for insured individuals and their loved ones who live in the same household (spouses, domestic partners, ascendants and descendants, stepchildren, adopted children, or children taken in for upbringing, siblings, spouses and children of siblings, adoptive parents, parents-in-law, sons-in-law, and daughters-in-law).
Key services included in the Assistance package:
Type of benefit/service | Mini | Midi | Standard | Premium | Prestige |
|---|---|---|---|---|---|
Territorial Scope | Poland | Poland | Poland | Poland and Europe | Poland and Europe |
On-site repair | W Limit: 300 PLN | W,A Limit: 300 PLN | W,A Limit: 600 PLN | W,A Limit: 600 PLN / 500 EUR | W,A Limit: 600 PLN / 500 EUR |
Vehicle Towing | W Limit: 75 km | W,A Limit: 75 km | W,A Limit: 200 km | W,A Limit: 400 km | W,A limit: PL none, EU 1,600 km |
Towing the victim's vehicle | W | W | – | – | – |
Towing a Trailer | – | – | W,A Limit: 200 km | W,A Limit: 400 km | W,A Limit: None in Poland; 1,600 km in the EU |
Rental car | – | Class B (max.) W, A, K limit: 2 days | Class B (max.) W, K A limit: 4 days (deductible – at least 25 km from your place of residence) | Class B (max.) W, K A limit: 4 days (deductible – at least 25 km from your place of residence) | Class D (max.) A limit: 7 days W, K limit: 15 days
|
Passenger Transportation | – | W (Deductible – at least 25 km from your place of residence) | W, A, K (Deductible – at least 25 km from your place of residence) | W, A, K (Deductible – at least 25 km from your place of residence) | W, A, K |
Accommodations | – | – | W, A, K Limit: 4 days (Deductible – at least 25 km from your place of residence) | W, A, K Limit: 4 days (Deductible – at least 25 km from your place of residence) | W, A, K Limit: 4 days |
Help with Changing a Tire | – | – | A Limit: 300 PLN in Poland / 150 euros in the EU, or towing up to 120 km | A Limit: 300 PLN in Poland / 150 euros in the EU, or towing up to 120 km | A Limit: 300 PLN in Poland / 150 euros in the EU, or towing up to 120 km |
Help with unlocking the vehicle | – | – | A Limit: 300 PLN in Poland / 150 euros in the EU, or towing up to 120 km | A Limit: 300 PLN in Poland / 150 euros in the EU, or towing up to 120 km | A Limit: 300 PLN in Poland / 150 euros in the EU, or towing up to 120 km |
Help if You Run Out of Gas | – | – | + | + | + |
Help if You Fill Up with the Wrong Fuel | – | – | A Limit: 200 km | A Limit: 200 km | A Limit: 200 km |
Parking a Vehicle | – | – | W,A Limit: 4 days (Deductible – at least 25 km from your place of residence) | W,A Limit: 4 days (Deductible – at least 25 km from your place of residence) | A Limit: 4 days (Deductible – at least 25 km from your place of residence) |
Picking Up the Vehicle After Repairs | – | – | W,A (Deductible – at least 25 km from your place of residence) | W,A (Deductible – at least 25 km from your place of residence) | NW, NZ |
Substitute Driver | – | – | NW, NZ (Deductible – at least 25 km from your place of residence) | NW, NZ (Deductible – at least 25 km from your place of residence) | NW, NZ |
Vehicle Scrapping | – | – | – | W, A, K | W, A, K |
Supply of Replacement Parts | – | – | – | NW, NZ | NW, NZ |
Emergency medical care | – | – | NW, NZ | NW, NZ | NW, NZ |
Hospitalization | – | – | – | NW Limit: 1,200 euros | NW Limit: 1,200 euros |
Repatriation | – | – | – | NW | NW |
Medical Transportation | – | – | + | + | + |
A Visit from a Loved One | – | – | – | NW, NZ (Deductible – at least 25 km from your place of residence) | NW |
Delivery of Medications | – | – | – | + | + |
Care for Children and Dependent Adults | – | – | NW | NW | NW |
Transportation of a Body | – | – | – | NW | NW |
Translator | – | – | – | + | + |
Financial Assistance | – | – | – | K Limit: 500 euros (EU) (the loan is repayable) | K Limit: 500 euros (EU) (the loan is repayable) |
Legal Protection Abroad | – | – | – | W Limit: attorney's fee – 2,000 euros; repayable loan – 2,000 euros | W Limit: attorney's fee – 2,000 euros; repayable loan – 2,000 euros |
Administrative Assistance | – | – | – | + | + |
Information Help | + | + | + | + | + |
Transportation, Care, and Treatment of a Pet | – | W transportation of an animal – limit: 400 PLN; medical treatment – limit: 1,000 PLN | – | – | – |
Legend:
A – malfunction
K – vehicle theft
NW – an unfortunate accident
NZ – sudden illness
W – accident
*You are eligible for this benefit provided that the vehicle broke down more than 25 km from your place of residence.
Note: This table describes the most important services included in a given Assistance plan.
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