Warta Comprehensive Auto Insurance (AC)

Insurance company Warta

Comprehensive Auto Insurance – Assistance in the Event of Damage, Destruction, or Theft

Comprehensive auto insurance is a comprehensive policy that covers your vehicle in the event of damage, destruction, or theft. Depending on your needs and budget, you can choose one of two comprehensive insurance plans: Standard or Comfort. Each plan provides coverage for all incidents (All Risks).

What do you get out of it?

• All-Risk Coverage – A comprehensive auto insurance policy covers not only standard incidents but also those that are not explicitly excluded in the policy. This is the most convenient option for customers.
• Repairs at Authorized Service Centers – you have the option to choose comprehensive auto insurance, under which we cover the cost of repairing your car at an authorized service center.
• Guaranteed Insurance Amount – In the event of vehicle theft, we guarantee payment of compensation equal to the vehicle’s value as stated in the contract. This may be an amount equal to the invoice value.
• Simple and efficient claims processing—all you need is a smartphone to handle every step of the damage report process, thanks to the „Warta Mobile” app.
• Compensation even for the smallest damages – At Warta, you can get insurance coverage for even the smallest damages that do not exceed 500,000 PLN.
• Loyal Customer Package – You get favorable terms on additional insurance policies, such as higher coverage limits for the same price.

What Does Comprehensive Auto Insurance Cover? Examples

• Car theft—when someone steals a car from a neighborhood parking lot or another location.
• Broken windows and theft of equipment—when your vehicle is damaged during a break-in.
• Collision with another car – when you perform a maneuver that results in a collision with another car.
• Collision with a tree – when you lose control of your car and hit a tree.
• Damage Caused by Animals – When a Marten Chews Through a Vehicle's Cables.
• Body damage – when the vehicle body is damaged by severe weather conditions.
• Damage in an unguarded area—when the at-fault driver causes damage to the bumper and does not leave contact information.
• Flooding in a car—when a sudden downpour causes flooding in an underground garage.

What Is Not Covered by Comprehensive Auto Insurance? Examples

• Car breakdown – if your engine breaks down and you have to take your car to a repair shop, you’ll have to cover the repair costs yourself.
• Vehicle wear and tear – you are responsible for paying for the replacement of brake pads once they are worn out.

Comparison of Assistance Plans: