Health Insurance for a Residence Permit – What Do You Need to Know Before Applying?

Why is health insurance mandatory?

Polish law requires that everyone a foreign national applying for a residence card had Health insurance for a residence card. This document confirms that, if necessary, the foreign national will have access to an appropriate level of medical care without placing a burden on the state budget.

What type of insurance will be accepted?

The two most commonly accepted types of policies are:

• Voluntary Health Insurance at the NFZ (National Health Fund),
• Private Health Insurance, that meet the requirements of the Office for Foreigners.

It is important that the coverage include medical expenses incurred in Poland and remain valid for the entire duration of the stay covered by the application.

How do I get the right insurance policy?

If you don't work in Poland, you can purchase private Health Insurance for Foreigners online. Choose only offers that clearly state in the contract that they cover costs of medical treatment for foreign nationals within Poland. You can find a sample offer here: Health insurance for a residence card.

What documents do you need to submit?

When applying for a temporary residence permit, you must include:

• a copy of a valid insurance policy,
• proof of payment of the insurance premium,
• a certified translation, if the document is not in Polish.

What are the consequences of not having insurance?

Failure to have a valid insurance policy may result in the denial of a residence permit. In addition, Health Insurance for Foreigners It also serves as a form of protection in the event of a sudden illness or accident. Medical treatment in Poland without a valid insurance policy can be very expensive.

Where can I find out more?

Check out our guide: Health Insurance and the Residence Card – Key Formalities and Insurance for Foreigners in Poland – How It Works and How Much It Costs.