Car insurance
Non-life insurance
Accident Coverage – a policy that protects the driver and all passengers in the vehicle.
✓ Protects the driver and passengers ✓ Voluntary ✓ Compensation for damages
What You Should Know
Traffic Accidents at a Glance
An underrated product that really comes in handy in an accident.
The driver and passengers
The policy covers both the driver and all passengers traveling in the vehicle.
Voluntary
The rights and obligations are set forth in the general terms and conditions (GTC) of the respective insurance company.
Insurance Coverage Amount
The SU declared when the policy is issued serves as the basis for calculating the compensation.
Damage to health
Compensation depends on the percentage of disability determined after treatment.
Key Points
Check the terms and conditions before you buy
Traffic accident insurance is a highly underrated product—most customers misunderstand how it works. We know from experience that when an accident occurs, this type of insurance proves to be very useful.
Before deciding to purchase, review the key provisions of the general terms and conditions so that you are fully aware of when and what kind of coverage you can expect.
At a Glance
Compensation
How is compensation calculated?
The calculation is simple: the percentage of health impairment multiplied by the sum insured.
Step 1: File a Claim
After an incident occurs, file a claim with your insurer.
Step 2: Degree of Injury
Once treatment is complete, the claims adjuster will determine the extent of your injury or refer you to a medical examiner, who will prepare an individual medical report.
Step 3: Calculation
The determined percentage of loss is multiplied by the sum insured under the policy.
Example
Loss of 5.5% on a transaction value (SU) of 50,000 PLN: 5.5% × 50,000 PLN = 2,750 PLN in compensation.
Insurance Companies' Offers
Examples of Accident Insurance Policies
Check accident insurance policies from selected insurers.
Add accident coverage to your policy
Determine which provision in the general terms and conditions is the most important so that you can choose a policy that precisely meets your needs.
or call an advisor
22 299 11 11
Do you have any questions?
We'll help you choose the best accident insurance
Our advisors will explain the terms of the General Terms and Conditions and help you choose the plan that best suits your needs. Free of charge and with no obligation.
Mon.–Fri. 8:00 a.m.–6:00 p.m.
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