Travel insurance
Luggage insurance
Protecting your personal belongings while traveling—in case your luggage is lost, stolen, or damaged. We compare offers from many insurance companies and select the best policy for you.
✓ Voluntary Protection ✓ Transportation and Accommodations ✓ Online Shopping
What is covered by the policy?
Luggage Protection from Departure to Return
The policy is valid during transportation and while you are at your destination—for the entire duration of your trip.
Theft
Compensation for stolen luggage—during transit and while staying at your destination.
Loss and Disappearance
Compensation if your luggage is lost while traveling—including during transit.
Damage
Coverage for losses if a suitcase or its contents are damaged while traveling.
Delay in Delivery
Many insurance policies cover the cost of purchasing basic necessities—such as clothing or toiletries.
TRAVEL PROTECTION
Your belongings are safe on every trip
Luggage insurance protects the personal items you take with you on your trip—it covers the costs in the event of loss, theft, or damage to your luggage, both during transit and while you’re at your destination. You can insure suitcases, backpacks, electronic devices, and even travel documents.
At Polisarium, we compare the terms and conditions of many insurance companies and select a policy that truly protects your luggage—with no surprises after a claim. Each insurer specifies the coverage and exclusions in its General Terms and Conditions, so it’s a good idea to review these provisions before purchasing a policy.
WHY IT'S WORTH IT
Luggage Without the Fine Print
Frequently Asked Questions About Luggage Insurance
The scope of luggage coverage varies from one insurance company to another—we explain what really matters.
Is luggage insurance mandatory?
No — it's voluntary insurance policy, which is usually part of travel insurance. Each insurance company specifies the coverage in its General Terms and Conditions.
What can I insure?
Suitcases, backpacks, electronic devices, and even travel documents—the personal items you take with you on a trip.
When does the security system activate?
Both during transport, ...as well as during your stay — the policy covers loss, theft, and damage to your luggage.
What if my luggage arrives late?
Insurers often reimburses the cost of purchasing essential items, such as clothing or cosmetics.
Before You Buy
Two things worth checking out
Luggage protection policies can vary from company to company—we'll help you avoid any surprises.
Check the coverage and exclusions in the General Terms and Conditions
Each insurance company defines "luggage" and the circumstances under which compensation is due differently. We'll compare the provisions of the General Terms and Conditions before you purchase a policy.
Choose a realistic insurance coverage amount
Are you taking electronics or valuable equipment with you? The insurance coverage amount should cover the actual value of your belongings—we'll help you determine the right amount.
Insurance Companies' Offers
Insurance Companies' Offers
You'll find luggage coverage in travel insurance policies—compare the options.
Insure Your Luggage Before You Travel
Choose a policy online in just a few minutes—and enjoy a stress-free trip, wherever you're going.
or call an advisor
22 299 11 11
DO YOU HAVE ANY QUESTIONS?
We'll help you choose the best luggage protection
Our advisors will compare coverage, review exclusions, and select a policy tailored to your trip. Free of charge and with no obligation.
Mon.–Fri. 8:00 a.m.–6:00 p.m.
Polish
English
Ukrainian
Spanish
Turkish
Russian
Vietnamese
Indonesian